2022 Q4 Form 20-F Financial Statement
#000031207023000005 Filed on February 15, 2023
Income Statement
| Concept | 2022 Q4 | 2022 | 2021 Q4 |
|---|---|---|---|
| Revenue | -323.0M gbps | ||
| YoY Change | 303.75% | ||
| Cost Of Revenue | |||
| YoY Change | |||
| Gross Profit | |||
| YoY Change | |||
| Gross Profit Margin | |||
| Selling, General & Admin | 4.879B gbps | ||
| YoY Change | 11.52% | ||
| % of Gross Profit | |||
| Research & Development | |||
| YoY Change | |||
| % of Gross Profit | |||
| Depreciation & Amortization | $1.786B | ||
| YoY Change | -13.97% | ||
| % of Gross Profit | |||
| Operating Expenses | 4.879B gbps | ||
| YoY Change | 11.52% | ||
| Operating Profit | |||
| YoY Change | |||
| Interest Expense | 6.381B gbps | ||
| YoY Change | 145.52% | ||
| % of Operating Profit | |||
| Other Income/Expense, Net | |||
| YoY Change | |||
| Pretax Income | $3.279B | $7.012B | $3.435B |
| YoY Change | -4.54% | -16.66% | 91.58% |
| Income Tax | $216.0M | $1.039B | $429.0M |
| % Of Pretax Income | 6.59% | 14.82% | 12.49% |
| Net Earnings | $2.548B | 4.382B gbps | $2.978B |
| YoY Change | -14.44% | -38.96% | 136.16% |
| Net Earnings / Revenue | |||
| Basic Earnings Per Share | |||
| Diluted Earnings Per Share | $0.15 | $0.30 | $172.8K |
| COMMON SHARES | |||
| Basic Shares Outstanding | 2.343B shares | ||
| Diluted Shares Outstanding |
Balance Sheet
| Concept | 2022 Q4 | 2022 | 2021 Q4 |
|---|---|---|---|
| SHORT-TERM ASSETS | |||
| Cash & Short-Term Investments | |||
| YoY Change | |||
| Cash & Equivalents | |||
| Short-Term Investments | |||
| Other Short-Term Assets | |||
| YoY Change | |||
| Inventory | |||
| Prepaid Expenses | |||
| Receivables | |||
| Other Receivables | |||
| Total Short-Term Assets | |||
| YoY Change | |||
| LONG-TERM ASSETS | |||
| Property, Plant & Equipment | $3.616B | $3.611B | $3.555B |
| YoY Change | 1.72% | 1.78% | -11.92% |
| Goodwill | 277.0M gbps | 258.0M gbps | |
| YoY Change | 7.36% | ||
| Intangibles | |||
| YoY Change | |||
| Long-Term Investments | $922.0M | $922.0M | $999.0M |
| YoY Change | -7.71% | -7.71% | 27.91% |
| Other Assets | $11.73B | $11.73B | $8.498B |
| YoY Change | 38.08% | 38.08% | 61.62% |
| Total Long-Term Assets | |||
| YoY Change | |||
| TOTAL ASSETS | |||
| Total Short-Term Assets | |||
| Total Long-Term Assets | |||
| Total Assets | 1204B gbps | $1514B | $1384B |
| YoY Change | -13.06% | 9.35% | 2.58% |
| SHORT-TERM LIABILITIES | |||
| YoY Change | |||
| Accounts Payable | $7.870B | ||
| YoY Change | 64.2% | ||
| Accrued Expenses | $4.618B | ||
| YoY Change | 10.66% | ||
| Deferred Revenue | |||
| YoY Change | |||
| Short-Term Debt | $124.0B | $124.0B | $107.7B |
| YoY Change | 15.09% | 15.09% | 8.16% |
| Long-Term Debt Due | $58.52B | ||
| YoY Change | 20.91% | ||
| Total Short-Term Liabilities | $580.0M | $71.59B | $739.0M |
| YoY Change | -21.52% | 23.2% | 14.57% |
| LONG-TERM LIABILITIES | |||
| Long-Term Debt | $124.3B | $67.00B | $111.6B |
| YoY Change | 11.36% | 3.81% | 21.15% |
| Other Long-Term Liabilities | $649.8B | $636.1B | $574.5B |
| YoY Change | 13.1% | 12.73% | -5.69% |
| Total Long-Term Liabilities | $774.1B | $703.1B | $686.1B |
| YoY Change | 12.82% | 11.82% | -2.17% |
| TOTAL LIABILITIES | |||
| Total Short-Term Liabilities | $580.0M | $71.59B | $739.0M |
| Total Long-Term Liabilities | $774.1B | $703.1B | $686.1B |
| Total Liabilities | 1145B gbps | $1445B | $1315B |
| YoY Change | -12.96% | 9.91% | 2.44% |
| SHAREHOLDERS EQUITY | |||
| Retained Earnings | |||
| YoY Change | |||
| Common Stock | |||
| YoY Change | |||
| Preferred Stock | |||
| YoY Change | |||
| Treasury Stock (at cost) | |||
| YoY Change | |||
| Treasury Stock Shares | |||
| Shareholders Equity | $68.29B | $68.29B | $69.22B |
| YoY Change | |||
| Total Liabilities & Shareholders Equity | $1514B | $1514B | $1384B |
| YoY Change | 9.35% | 9.35% | 2.58% |
Cashflow Statement
| Concept | 2022 Q4 | 2022 | 2021 Q4 |
|---|---|---|---|
| OPERATING ACTIVITIES | |||
| Net Income | $2.548B | 4.382B gbps | $2.978B |
| YoY Change | -14.44% | -38.96% | 136.16% |
| Depreciation, Depletion And Amortization | $1.786B | ||
| YoY Change | -13.97% | ||
| Cash From Operating Activities | -$32.02B | $30.23B | $9.979B |
| YoY Change | -420.9% | -38.2% | 325.73% |
| INVESTING ACTIVITIES | |||
| Capital Expenditures | $1.746B | ||
| YoY Change | -201.51% | ||
| Acquisitions | |||
| YoY Change | |||
| Other Investing Activities | -$6.734B | -$19.93B | $7.659B |
| YoY Change | -187.92% | -432.67% | -1539.66% |
| Cash From Investing Activities | -$6.734B | -$21.67B | $7.659B |
| YoY Change | -187.92% | -607.56% | -1539.66% |
| FINANCING ACTIVITIES | |||
| Cash Dividend Paid | |||
| YoY Change | |||
| Common Stock Issuance & Retirement, Net | |||
| YoY Change | |||
| Debt Paid & Issued, Net | |||
| YoY Change | |||
| Cash From Financing Activities | 6.196B | 696.0M | 2.669B |
| YoY Change | 132.15% | 550.47% | -765.59% |
| NET CHANGE | |||
| Cash From Operating Activities | -32.02B | 30.23B | 9.979B |
| Cash From Investing Activities | -6.734B | -21.67B | 7.659B |
| Cash From Financing Activities | 6.196B | 696.0M | 2.669B |
| Net Change In Cash | -32.56B | 9.254B | 20.31B |
| YoY Change | -260.34% | -82.64% | 1339.19% |
| FREE CASH FLOW | |||
| Cash From Operating Activities | -$32.02B | $30.23B | $9.979B |
| Capital Expenditures | $1.746B | ||
| Free Cash Flow | $28.49B | ||
| YoY Change | -43.75% |
Facts In Submission
| Frame | Concept Type | Concept / XBRL Key | Value | Unit |
|---|---|---|---|---|
| CY2022 | dei |
Amendment Flag
AmendmentFlag
|
false | |
| CY2022 | dei |
Document Fiscal Year Focus
DocumentFiscalYearFocus
|
2022 | |
| CY2022 | dei |
Document Fiscal Period Focus
DocumentFiscalPeriodFocus
|
FY | |
| CY2022 | dei |
Entity Central Index Key
EntityCentralIndexKey
|
0000312070 | |
| CY2022 | dei |
Document Type
DocumentType
|
20-F | |
| CY2022 | dei |
Document Registration Statement
DocumentRegistrationStatement
|
false | |
| CY2022 | dei |
Document Annual Report
DocumentAnnualReport
|
true | |
| CY2022 | dei |
Document Period End Date
DocumentPeriodEndDate
|
2022-12-31 | |
| CY2022 | dei |
Current Fiscal Year End Date
CurrentFiscalYearEndDate
|
--12-31 | |
| CY2022 | dei |
Document Transition Report
DocumentTransitionReport
|
false | |
| CY2022 | dei |
Document Shell Company Report
DocumentShellCompanyReport
|
false | |
| CY2022 | dei |
Entity File Number
EntityFileNumber
|
1-10257 | |
| CY2022 | dei |
Entity Registrant Name
EntityRegistrantName
|
BARCLAYS BANK PLC | |
| CY2022 | dei |
Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
|
X0 | |
| CY2022 | dei |
Entity Address Address Line1
EntityAddressAddressLine1
|
1 CHURCHILL PLACE | |
| CY2022 | dei |
Entity Address City Or Town
EntityAddressCityOrTown
|
LONDON | |
| CY2022 | dei |
Entity Address Postal Zip Code
EntityAddressPostalZipCode
|
E14 5HP | |
| CY2022 | dei |
Entity Address Country
EntityAddressCountry
|
GB | |
| CY2022Q4 | dei |
Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
|
2342558515 | shares |
| CY2022 | dei |
Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
|
Yes | |
| CY2022 | dei |
Entity Voluntary Filers
EntityVoluntaryFilers
|
No | |
| CY2022 | dei |
Entity Current Reporting Status
EntityCurrentReportingStatus
|
Yes | |
| CY2022 | dei |
Entity Interactive Data Current
EntityInteractiveDataCurrent
|
Yes | |
| CY2022 | dei |
Entity Filer Category
EntityFilerCategory
|
Non-accelerated Filer | |
| CY2022 | dei |
Entity Emerging Growth Company
EntityEmergingGrowthCompany
|
false | |
| CY2022 | dei |
Icfr Auditor Attestation Flag
IcfrAuditorAttestationFlag
|
false | |
| CY2022 | dei |
Document Accounting Standard
DocumentAccountingStandard
|
International Financial Reporting Standards | |
| CY2022 | dei |
Entity Shell Company
EntityShellCompany
|
false | |
| CY2022 | ifrs-full |
Disclosure Of Objectives Policies And Processes For Managing Capital Explanatory
DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:18.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.900%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#d9d9d9;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit risk management (audited)</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The risk of loss to the Barclays Bank Group from the failure of clients, customers or counterparties, including sovereigns, to fully honour their obligations to the Barclays Bank Group, including the whole and timely payment of principal, interest, collateral and other receivables.</span></div></td></tr></table></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Overview</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The credit risk that the Barclays Bank Group faces arises from wholesale and retail loans and advances together with the counterparty credit risk arising from derivative contracts with clients; trading activities, including: debt securities, settlement balances with market counterparties, FVOCI (fair value through other comprehensive income) assets and reverse repurchase loans.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk management objectives are to:</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">maintain a framework of controls to oversee credit risk</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">identify, assess and measure credit risk clearly and accurately across the Barclays Bank Group and within each separate business, from the level of individual facilities up to the total portfolio</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">control and plan credit risk taking in line with external stakeholder expectations and avoiding undesirable concentrations</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">monitor credit risk and adherence to agreed controls.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Organisation, roles and responsibilities</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The first line of defence has primary responsibility for managing credit risk within the risk appetite and limits set by the Risk function, supported by a defined set of policies, standards and controls. In the Barclays Bank Group, business risk committees (attended by the first line) monitor and review the credit risk profile of each business unit where the most material issues are escalated to the Retail Credit Risk Management Committee, Wholesale Credit Risk Management Committee and the Barclays Group Risk Committee.</span></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale and retail portfolios are managed separately to reflect the differing nature of the assets; wholesale balances tend to be larger and are managed on an individual basis, while retail balances are greater in number but lesser in value and are, therefore, managed in aggregated segments.</span></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The responsibilities of the credit risk management teams in the businesses, the sanctioning team and other shared services include: sanctioning new credit agreements (principally wholesale); setting strategies for approval of transactions (principally retail); setting risk appetite; monitoring risk against limits and other parameters; setting recession readiness frameworks to protect portfolios in the event of economic stress, maintaining robust processes, </span></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">data gathering, quality, storage and reporting methods for effective credit risk management; performing effective turnaround and workout scenarios for wholesale portfolios via dedicated restructuring and recoveries teams; maintaining robust collections and recovery processes/units for retail portfolios. The credit risk management teams in the Barclays Bank Group are accountable to the Barclays Bank PLC CRO, who reports to the Barclays Group CRO.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For wholesale portfolios, credit risk managers are organised in sanctioning teams by geography, industry and/or product. In wholesale portfolios, credit risk approval is undertaken by experienced credit risk professionals operating within a clearly defined delegated authority framework, with only the most senior credit officers assigned the higher levels of delegated authority. The largest credit exposures, which are outside the Risk Sanctioning Unit or Risk Distribution Committee authority, require the support of the Barclays Bank PLC Senior Credit Officers. For exposures in excess of the Barclays Bank PLC Senior Credit Officers’ authority, approval by the Barclays Group Senior Credit Officer/Barclays PLC Board Risk Committee is also required. The Barclays Group Credit Risk Committee, attended by the Barclays Bank PLC Senior Credit Officers, provides a formal mechanism for the Barclays Group Senior Credit Officer to exercise the highest level of credit authority over the most material Barclays Group single name exposures.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk mitigation</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group employs a range of techniques and strategies to actively mitigate credit risks. These can broadly be divided into three types:</span></div><div style="margin-top:1pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">netting and set-off</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">collateral</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">risk transfer.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Netting and set-off</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit risk exposures can be reduced by applying netting and set-off. For derivative transactions, the Barclays Bank Group’s normal practice is to enter into standard master agreements with counterparties (e.g. ISDAs). These master agreements typically allow for netting of credit risk exposure to a counterparty resulting from derivative transactions against the obligations to the counterparty in the event of default, and so produce a lower net credit exposure. These agreements may also reduce settlement exposure (e.g. for foreign exchange transactions) by allowing payments on the same day in the same currency to be set-off against one another.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Collateral</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group has the ability to call on collateral in the event of default of the counterparty, comprising:</span></div><div style="margin-top:6pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:4.75pt">home loans:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> a fixed charge over residential property in the form of houses, flats and other dwellings</span></div><div style="margin-top:6pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:4.75pt">wholesale lending:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> a fixed charge over commercial property and other physical assets, in various forms</span></div><div style="margin-top:6pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:4.75pt">other retail lending:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> includes charges over motor vehicles and other physical assets; second lien charges over residential property and finance lease receivables</span></div><div style="margin-top:6pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:4.75pt">derivatives:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> the Barclays Bank Group also often seeks to enter into a margin agreement (e.g. Credit Support Annex) with counterparties with which the Barclays Bank Group has master netting agreements in place. These annexes to master agreements provide a mechanism for further reducing credit risk, whereby collateral (margin) is posted on a regular basis (typically daily) to collateralise the mark to market exposure of a derivative portfolio measured on a net basis.</span></div><div style="margin-top:6pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:4.75pt">reverse repurchase agreements:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> collateral typically comprises highly liquid securities which have been legally transferred to the Barclays Bank Group subject to an agreement to return them for a fixed price</span></div><div style="margin-top:6pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:4.75pt">financial guarantees and similar off-balance sheet commitments:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> cash collateral may be held against these arrangements.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Risk transfer</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A range of instruments including guarantees, credit insurance, credit derivatives and securitisation can be used to transfer credit risk from one counterparty to another. These mitigate credit risk in two main ways:</span></div><div style="margin-top:8pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">if the risk is transferred to a counterparty which is more creditworthy than the original counterparty, then overall credit risk is reduced</span></div><div style="margin-bottom:8pt;margin-top:8pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">where recourse to the first counterparty remains, both counterparties must default before a loss materialises. This is less likely than the default of either counterparty individually so credit risk is <span id="i2c6647b2f2144e9ebe93a267edf45869_8135"/>reduced.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#d9d9d9;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Market risk management (audited)</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The risk of loss arising from potential adverse changes in the value of the Barclays Bank Group’s assets and liabilities from fluctuation in market variables including, but not limited to, interest rates, foreign exchange, equity prices, commodity prices, credit spreads, implied volatilities and asset correlations.</span></div></td></tr></table></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Overview</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Market risk arises primarily as a result of client facilitation in wholesale markets, involving market making activities, risk management solutions and execution of syndications. Upon execution of a trade with a client, the Barclays Bank Group will look to hedge against the risk of the trade moving in an adverse direction. Mismatches between client transactions and hedges result in market risk due to changes in asset prices, volatility or correlations.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Organisation, roles and responsibilities</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Market risk in the businesses resides primarily in CIB and Treasury. These businesses have the mandate to assume market risk. The front office and Treasury trading desks are responsible for managing market risk on a day-to-day basis, where they are required to understand and adhere to all limits applicable to their businesses. The Market Risk team supports the trading desks with the day-to-day limit management of market risk exposures through governance processes which are outlined in supporting market risk policies and standards.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Market risk oversight and challenge is provided by business committees and Barclays Group committees, including the Market Risk Committee (MRC).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The objectives of market risk management are to:</span></div><div style="margin-top:3pt;padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">identify, understand and control market risk by robust measurement, limit setting, reporting and oversight</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">facilitate business growth within a controlled and transparent risk management framework</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.75pt">control market risk in the businesses according to the allocated appetite.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">To meet the above objectives, a governance structure is in place to manage these risks consistent with the ERMF.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank PLC Board Risk Committee recommends market risk appetite to the Barclays Bank PLC Board for their approval, within the parameters set by the Barclays PLC Board.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Market Risk Committee (MRC) reviews and makes recommendations concerning the Barclays Group-wide market risk profile. This includes overseeing the operation of the Market Risk Framework and associated policies and standards, monitoring market and regulatory changes, and reviewing limit utilisation levels. The committee is chaired by the Market Risk Principal Risk Lead and attendees include the business heads of market risk and business aligned market risk managers.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition to MRC, the Corporate and Investment Bank Risk Committee (CIBRC) is the main forum in which market risk exposures are discussed and reviewed with senior business heads. The Committee is chaired by the CRO of Barclays International and meets weekly, covering current market events, notable market risk exposures, and key risk topics. New business initiatives are generally socialised at CIBRC before any changes to risk appetite or associated limits are considered in other governance committees.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Management value at risk (VaR)</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">VaR is an estimate of the potential loss arising from unfavourable market movements if the current positions were to be held unchanged for one business day. For internal market risk management purposes, a historical simulation methodology with a one-year equally weighted historical period, at the 95% confidence level is used for all trading books and some banking books. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limits are applied at the total level as well as by risk factor type, which are then cascaded down to particular trading desks and businesses by the market risk management function.</span></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">See page <a href="#i3c0f5f1e11954a8480580d4da13a6a70_10452" style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">86</a> for a review of management VaR.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#d9d9d9;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Treasury and capital risk management</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This comprises:</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liquidity risk:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> The risk that the Barclays Bank Group is unable to meet its contractual or contingent obligations or that it does not have the appropriate amount, tenor and composition of funding and liquidity to support its assets.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Capital risk:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> The risk that the Barclays Bank Group has an insufficient level or composition of capital to support its normal business activities and to meet its regulatory capital requirements under normal operating environments and stressed conditions (both actual and as defined for internal planning or regulatory testing purposes). This also includes the risk from the Barclays Bank Group’s pension plans.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate risk in the banking book:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> The risk that the Barclays Bank Group is exposed to capital or income volatility because of a mismatch between the interest rate exposures of its (non-traded) assets and liabilities.</span></div></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Treasury function manages treasury and capital risk exposure on a day-to-day basis, acting as the principal management body for the Barclays Bank Group. The Treasury and Capital Risk function is responsible for oversight and provides insight into key capital, liquidity, interest rate risk in the banking book (IRRBB) and pension risk management activities.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liquidity risk management (audited)</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Overview</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The efficient management of liquidity is essential to Barclays Bank PLC in order to retain the confidence of the financial markets and maintain the sustainability of the business. Treasury and Capital Risk have created a framework that is used to manage all liquidity risk exposures under both normal and stressed conditions. The framework is designed to maintain liquidity resources that are sufficient in amount, tenor, quality and composition to remain within the liquidity risk appetite as expressed by the Barclays Bank PLC Board. The liquidity risk appetite is monitored against both internal and regulatory liquidity metrics.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Organisation, roles and responsibilities</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Treasury has the primary responsibility for managing liquidity risk within the set risk appetite. Both Risk and Treasury contribute to the production of the Internal Liquidity Adequacy Assessment Process (ILAAP). The Treasury and Capital Risk function is responsible for the management and governance of the liquidity risk mandate, as defined by the Barclays Bank PLC Board.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The framework established by Treasury and Capital Risk is designed to deliver the appropriate term and structure of funding, consistent with the liquidity risk appetite set by the Barclays Bank PLC Board. The framework incorporates a range of ongoing business management tools to monitor, limit and stress test the Barclays Bank PLC balance sheet, contingent liabilities and recovery plan. Limit setting and transfer pricing are tools that are designed to control the level of liquidity risk taken and drive the appropriate mix of funds. Adherence to limits reduces the likelihood that a liquidity stress event could lead to an inability to meet the Barclays Bank Group’s obligations as they fall due. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank PLC Board approves the Barclays Bank PLC funding plan, internal stress tests, regulatory stress tests, recovery plan and liquidity risk appetite. Barclays Bank PLC’s Treasury Committee is responsible for monitoring and managing liquidity risk in line with Barclays Bank PLC’s funding management objectives, funding plan and risk appetite. The Barclays Group Treasury and Capital Risk Committee monitors and reviews the liquidity risk profile and control environment, providing second line oversight of the management of liquidity risk. The Barclays Bank PLC Board Risk Committee </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">reviews the risk profile, and reviews liquidity risk appetite at least annually and the impact of stress scenarios on Barclays Bank PLC’s funding plan/forecast in order to agree risk appetite in line with Barclays Bank PLC’s projected funding abilities.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Capital risk management (audited)</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Overview</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Capital risk is managed through ongoing monitoring and management of the capital position, regular stress testing and a robust capital governance framework. The objectives of the framework are to maintain adequate capital for the Barclays Bank Group and its legal entities to withstand the impact of the risks that may arise under normal and stressed conditions, and maintain adequate capital to cover current and forecast business needs and associated risks to provide a viable and sustainable business offering.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Organisation, roles and responsibilities</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Treasury has the primary responsibility for managing and monitoring capital adequacy. The Barclays Bank Group Treasury and Capital Risk function provides oversight of capital risk. Production of the Barclays Bank PLC Internal Capital Adequacy Assessment Process (ICAAP) is the responsibility of Treasury.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Capital risk management is underpinned by a control framework and policy. The capital management strategy, outlined in the relevant legal entity capital plans, is developed in alignment with the control framework and policy for capital risk, and is implemented consistently in order to deliver on the Barclays Bank Group’s objectives, which are aligned to those of the Barclays Group.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank PLC Board approves the Barclays Bank PLC capital plan, internal stress tests and results of regulatory stress tests and those of the relevant Barclays Bank Group entities. The Barclays PLC Board also approves the Barclays Group recovery plan which takes into account management actions identified at the Barclays Bank Group level. The Barclays Bank PLC Treasury Committee together with the Barclays Group Treasury Committee are responsible for monitoring and managing capital risk in line with Barclays Bank Group’s capital management objectives, capital plan and risk frameworks. The BRC monitors and reviews the capital risk profile and control environment, providing second line oversight of the management of capital risk.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For the relevant Barclays Bank Group subsidiaries, local management assures compliance with an entity’s minimum regulatory capital requirements by reporting to local Asset and Liability Committees (or equivalents) with oversight by the Barclays Bank PLC Treasury Committee and the Barclays Group Treasury Committee, as required. In 2022, Barclays complied with all regulatory minimum capital requirements.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Pension risk</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group maintains a number of defined benefit pension schemes for past and current employees. The ability of schemes to meet pension payments is achieved with investments and contributions.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pension risk arises because the market value of pension fund assets might decline; investment returns might reduce; or the estimated value of pension liabilities might increase. The Barclays Bank Group monitors the pension risks arising from its defined benefit pension schemes and works with the relevant pension fund’s trustees to address shortfalls. In these circumstances the Barclays Bank Group could be required or might choose to make extra contributions to the pension fund. The Barclays Bank Group’s main defined benefit scheme was closed to new entrants in 2012.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:47.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.474%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maximum exposure and effect of netting, collateral and risk transfer (audited)</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Maximum exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Netting and set-off</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash collateral</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Non-cash collateral</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Risk transfer</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,142 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,142 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107,862 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107,862 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances at amortised cost:</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,405 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(328)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,948)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(98)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,162 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,164)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,748)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(243)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,007 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">136,940 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,442)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(653)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49,681)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,527)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,637 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">182,507 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,442)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,145)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(64,377)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,868)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">105,675 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Of which credit-impaired (Stage 3):</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">622 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(621)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">670 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(291)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">347 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">640 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(188)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(60)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Total credit-impaired loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,932 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(36)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,100)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(63)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">725 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(725)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets:</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">55,430 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(530)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">54,900 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,198 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(250)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(48)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,900 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68,628 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(780)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(48)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67,800 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement:</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,190 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(17)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30,061)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,103 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,217 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(321)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,896 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">164,698 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,672)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(160,365)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">661 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">89 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">89 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">206,194 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,689)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(190,747)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,749 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">302,976 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(238,062)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(34,496)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11,424)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,275)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,719 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,083 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(222)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(514)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44,347 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,503 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,503 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,117,620 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(242,504)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40,330)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(268,275)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,714)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">552,797 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25,800 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,295)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,596)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(280)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,629 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">334,977 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(93)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37,371)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,624)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">295,889 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">360,777 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,388)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(38,967)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,904)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">318,518 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,478,397 </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(242,504)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41,718)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(307,242)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15,618)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">871,315 </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Off-balance sheet exposures are shown gross of provisions of £532m (2021: £499m). See Note 24 for further details. In addition to the above, Barclays Bank Group holds forward starting reverse repos amounting to £48.4bn (2021: £39.3bn). The balances are fully collateralised. Wholesale loans and advances at amortised cost include £0.6bn (2021: £1.0bn) of CBILs and CLBILs supported by UK government guarantees of £0.5bn (2021: £0.8bn). For further information on credit risk mitigation techniques, refer to the Credit risk management section.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:47.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.474%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maximum exposure and effects of netting, collateral and risk transfer (audited)</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Maximum exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Netting and set-off</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-cash collateral</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Risk transfer</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net exposure</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">169,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">169,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances at amortised cost:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,985 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(338)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,483)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(89)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">75 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25,960 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(968)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,229)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(252)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,511 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108,314 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,001)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(118)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30,287)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,080)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67,828 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,001)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,424)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(44,999)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,421)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88,414 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Of which credit-impaired (Stage 3):</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">615 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(11)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(604)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(29)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(217)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">314 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">486 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(76)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">388 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Total credit-impaired loans and advances at amortised cost</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">1,664 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(40)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(897)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(25)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">702 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,177 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,177)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,700 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(461)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,239 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(268)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,257 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total trading portfolio assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,225 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(729)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">62,496 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,901 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29,485)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,416 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,256 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(319)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,937 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,428)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(143,229)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">529 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total financial assets at fair value through the income statement</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">183,428 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,428)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(173,033)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,967 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(202,347)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(34,149)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,804)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,738)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,253 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,907 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(931)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44,923 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">994 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">994 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">961,451 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(207,348)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37,001)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(227,795)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12,090)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">477,217 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,746 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(906)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,367)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(256)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,217 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">284,451 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(99)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40,104)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,627)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">242,621 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">308,197 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,005)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41,471)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,883)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">263,838 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,269,648 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(207,348)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(38,006)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(269,266)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,973)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">741,055 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances at amortised cost by product</span></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below presents a breakdown of loans and advances at amortised cost and the impairment allowance with stage allocation by asset classification.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment allowance under IFRS 9 considers both the drawn and the undrawn counterparty exposure. For retail portfolios, the total impairment allowance is allocated to the gross loans and advances to the extent that the allowance does not exceed the drawn exposure and any excess is reported on the liability side of the balance sheet as a provision. For wholesale portfolios the impairment allowance on the undrawn exposure is reported on the liability side of the balance sheet as a provision</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.886%"><tr><td style="width:1.0%"/><td style="width:38.293%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.559%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group (audited)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Not past due</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"><=30 days past due</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">>30 days past due</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Gross exposure</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,458</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">310</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">362</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">978</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,798</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,799</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">291</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">496</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,586</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,674</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,761</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">122,849</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13,763</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">145</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,001</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">137,768</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">163,808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,872</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">447</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">630</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18,949</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,570</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">186,327</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Impairment allowance</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">356</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">939</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">171</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,202</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,004</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,599</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">256</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">278</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">693</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,217</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">99</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">173</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,489</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,638</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,446</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">337</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">622</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,405</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,860</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">199</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">325</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,384</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">670</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34,162</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">122,561</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13,739</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">640</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">136,940</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">163,115</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,655</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">348</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">457</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,932</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Coverage ratio</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">31.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Gross exposure</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,760 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">548 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">83 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">653 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">958 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,371 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24,011 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,402 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">198 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">182 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,782 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,469 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,262 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95,242 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,275 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">301 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">921 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">109,125 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">129,013 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,225 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">521 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">651 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,397 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,348 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148,758 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Impairment allowance</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">343 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">605 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">677 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">39 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">75 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">791 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">906 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,302 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">183 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">188 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">193 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">435 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">811 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">796 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">898 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,019 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,684 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,499 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,752 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">515 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">82 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">618 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">615 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,985 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,406 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,725 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">159 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,991 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25,960 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95,059 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,087 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">298 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">384 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,769 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">486 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108,314 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">128,217 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,327 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">478 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">573 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,378 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,664 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Coverage ratio</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.4 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35.8 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.9 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12.0 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="margin-top:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Other financial assets subject to impairment excluded in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £155.1bn (2021: £135.5bn) and impairment allowance of £152m (2021: £104m). This comprises £7m (2021: £4m) ECL on £153.8bn (2021: £135.3bn) Stage 1 assets, £8m (2021: £0m) on £1,142m (2021: £65m) Stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £137m (2021: £100m) on £141m (2021: £100m) Stage 3 other assets. Loan commitments and financial guarantee contracts have total ECL of £532m (2021: £499m).</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Movement in gross exposures and impairment allowance including provisions for loan commitments and financial guarantees</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables present a reconciliation of the opening to the closing balance of the exposure and impairment allowance. An explanation of the methodology used to determine credit impairment provisions is included on pages <a href="#ib4f123f34ecf466999777862deb97055_445" style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">137</a> to 140. Transfers between stages in the tables have been reflected as if they had taken place at the beginning of the year. The movements are measured over a 12-month period.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances at amortised cost (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Home loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,760</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">653</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">958</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">343</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,371</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">386</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(179)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">179</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(393)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(16)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(192)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(39)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">231</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(51)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,887</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,887</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(131)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(17)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(130)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,098)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(64)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(145)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,307)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,458</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">362</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">978</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">356</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,798</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,011</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">605</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,782</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">791</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,469</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">906</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,302</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,009)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(40)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,009</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,046</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,046)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(218)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(456)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(14)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(404)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(166)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">860</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(59)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(16)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,668</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">138</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">319</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">126</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">101</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,113</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">352</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">187</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">326</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,236</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(545)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,182</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">473</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">155</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">453</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,573</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">381</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,887)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(19)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(235)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(150)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,272)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(42)</span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(159)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(48)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(41)</span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(679)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(679)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(679)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(679)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,586</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,202</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,674</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,004</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,761</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,599</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95,242</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,962</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">193</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">921</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">435</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109,125</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">811</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,684)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,684</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,573</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,573)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(44)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(254)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(207)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">461</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(84)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,522</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,956</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,487</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">141</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(24)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,238</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,738</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">204</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,004</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">338</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(27,331)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(33)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,557)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(41)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(93)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(44)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30,981)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(118)</span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,512)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(31)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(49)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(47)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,592)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(47)</span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(275)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(275)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(275)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(275)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">122,849</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,001</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">278</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137,768</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Business activity in the year does not include additional drawdowns on the existing facility which are reported under 'Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes'. Business activity reported within Credit cards, unsecured loans and other retail lending portfolio includes the Gap portfolio acquisition in US cards of £2.7bn.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.49pt">Final repayments include repayment from the facility closed during the year whereas partial repayments from existing facility are reported under 'Net drawdowns, repayments, net remeasurement and movements due to exposure and risk parameter changes'.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.97pt">In 2022, gross write-offs amounted to £977m (2021: £1,158m) and post write-off recoveries amounted to £33m (2021: £31m). Net write-offs represent gross write-offs less post write-off recoveries and amounted to £944m (2021: £1,127m).</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.45pt">Other financial assets subject to impairment excluded in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £155.1bn (2021: £135.5bn) and impairment allowance of £152m (2021: £104m). This comprises £7m (2021: £4m) ECL on £153.8bn (2021: £135.3bn) Stage 1 assets, £8m (2021: £0m) on £1,142m (2021: £65m) Stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £137m (2021: £100m) on £141m (2021: £100m) Stage 3 other assets.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Refinements to models used for calculation include £326m in Credit cards, unsecured loans and other retail lending and £(22)m in Wholesale loans. These reflect model enhancements made during the year. Barclays Bank Group continually reviews the output of models to determine accuracy of the ECL calculation including review of </span></div><div style="padding-left:9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">model monitoring, external benchmarking and experience of model operation over an extended period of time. This ensures that the models used continue to reflect the risks inherent across the businesses.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">f.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.17pt">The £0.2bn of disposals reported within Credit cards, unsecured loans and other retail lending portfolio relate to debt sales undertaken during the year. The £1.6bn of disposals reported within Wholesale loans include sale of debt securities as part of Group Treasury operations.</span></div><div style="text-indent:9pt"><span><br/></span></div><div style="text-indent:9pt"><span><br/></span></div><div style="text-indent:9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:64.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.473%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reconciliation of ECL movement to credit impairment charge/(release) for the period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(208)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">422</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">803</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,017</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">105</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">69</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">165</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">339</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">ECL movement excluding assets derecognised due to disposals and write-offs</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(99)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">481</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,004</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,386</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL movement on loan commitments and financial guarantees</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL movement on other financial assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">48</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recoveries and reimbursements</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(121)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(61)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(46)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total exchange and other adjustments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(306)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total credit impairment charge for the year</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">933</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Other financial assets subject to impairment excluded in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £155.1bn (2021: £135.5bn) and impairment allowance of £152m (2021: £104m). This comprises £7m (2021: £4m) ECL on £153.8bn (2021: £135.3bn) Stage 1 assets, £8m (2021: £0m) on £1,142m (2021: £65m) Stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £137m (2021: £100m) on £141m (2021: £100m) Stage 3 other assets. </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.49pt">Recoveries and reimbursements includes £195m of reimbursements expected to be received under the arrangement where Barclays Bank Group has entered into financial guarantee contracts which provide credit protection over certain assets with third parties and cash recoveries of previously written off amounts of £33m.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.97pt">Includes foreign exchange and interest and fees in suspense.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loan commitments and financial guarantees (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Home loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">53</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(17)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(17)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">67</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">78,655</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,214</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">32</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">81,901</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">89</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,457)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,328</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(24)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">129</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,388</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">375</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,775</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">51</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,749</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(37)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,653)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(72)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,024</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,877)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(400)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,283)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">117,458</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,864</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">120,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">120</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">178,006</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">167</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">241</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,017</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">207,440</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">410</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,139</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,073)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(64)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(66)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">43,676</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,233</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,924</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,913</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,993</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">143</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34,049</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(54,184)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(9,509)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(66)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(321)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(64,014)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(97)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">201,550</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">187</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23,061</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">788</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">225,399</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">412</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances at amortised cost (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Home loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,627 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">901 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">52 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,099 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">376 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,627 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">434 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(253)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">253 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">331 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(331)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(80)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(52)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">132 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(71)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,745 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,745 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(742)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(25)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(70)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(50)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(837)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(61)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(890)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(142)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(114)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,146)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,760 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">653 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">958 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">343 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,371 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,923 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">399 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,571 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,327 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,853 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,253 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,347 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,979 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(897)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">897 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,520 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">548 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,520)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(548)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(307)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(362)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(165)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">669 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">178 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(34)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,731 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">84 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">106 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,853 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">112 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(27)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">509 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(360)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(514)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">147 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(96)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">337 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(101)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">124 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,489)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(409)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(16)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(76)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,974)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(35)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24,011 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">605 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,782 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">791 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,469 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">906 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,262 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,302 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">83,254 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">280 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,938 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">533 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,167 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">840 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">101,359 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,653 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,122)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,122 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,454 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">179 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,454)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(179)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(32)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(164)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">196 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">363 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(508)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,946 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">74 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,674 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,657 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">112 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,448 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(301)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,072 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(82)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,438 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(268)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(19,481)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,322)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(168)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(504)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(125)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(24,307)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(322)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(588)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(71)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(708)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(314)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(314)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(314)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(314)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95,242 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">183 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,962 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">193 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">921 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">435 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">109,125 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">811 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Business activity during the year does not include additional drawdowns on the existing facility which are reported under 'Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes'.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.56pt">Refinements to models used for calculation include £34m movement in Home loans, £(30)m in Credit cards, unsecured loans and other retail lending and £3m in Wholesale loans. These reflect enhancements made during the year. Barclays continually review the output of models to determine accuracy of the ECL calculation including review of model monitoring, external benchmarking and experience of model operation over an extended period of time. This ensures that the models used continue to reflect the risks inherent across the businesses.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:4.04pt">Final repayments include repayment from the facility closed during the year whereas partial repayments from existing facility are reported under 'Net drawdowns, repayments, net remeasurement and movements due to exposure and risk parameter changes'. </span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.52pt">In 2021, gross write-offs amounted to £1,158m (2020: £1,337m) and post write-off recoveries amounted to £31m (2020: £4m). Net write-offs represent gross write-offs less post write-off recoveries and amounted to £1,127m (2020: £1,333m).</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.96pt">Other financial assets subject to impairment not included in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £135.5bn (2020: £150.3bn) and impairment allowance of £104m (2020: £145m). This comprises £4m (2020 £7m) ECL on £135.3bn (2020: £146.3bn) stage 1 assets , £0m (2020: £6m) on £65m (2020: £3.8bn) stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £100m (2020: £132m) on £100m (2020: £132m) Stage 3 other assets . </span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">f.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.24pt">The £37m of disposals reported within Credit cards, unsecured loans and other retail lending portfolio relate to debt sales undertaken during the year. The £708m of disposal reported within Wholesale loans include debt sales and sale of Barclays Asset Finance.</span></div><div style="text-indent:9pt"><span><br/></span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:64.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.473%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reconciliation of ECL movement to credit impairment (release)/charge for the period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Stage 1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Stage 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30)</span></td><td style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">206 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(536)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">501 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">171 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(89)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(336)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(50)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(475)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">ECL movement excluding assets derecognised due to disposals and write-offs</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">119 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(889)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">436 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(334)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL movement on loan commitments and financial guarantees</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(36)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(205)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(270)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL movement on other financial assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recoveries and reimbursements</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">220 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total exchange and other adjustments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total credit impairment release for the year</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(277)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Other financial assets subject to impairment not included in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £135.5bn (2020: £150.3bn) and impairment allowance of £104m (2020: £145m). This comprises £4m ECL (2020 £7m) on £135.3bn stage 1 assets (2020: £146.3bn), £0m (2020: £6m) on £65m (2020: £3.8bn) stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £100m (2020: £132m) on £100m (2020: £132m) Stage 3 other assets.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.56pt">Recoveries and reimbursements includes a net reduction in amounts recoverable from financial guarantee contracts held with third parties of £290m and cash recoveries of previously written off amounts to £31m.</span></div><div style="margin-bottom:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:4.04pt">Includes foreign exchange and interest and fees in suspense.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loan commitments and financial guarantees (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Home loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">125 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">131 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(87)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(92)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">54 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68,211 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,244 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">74,485 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,992 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,431)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">439 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,628 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,040 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,712 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">585 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(437)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,860 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,888)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(594)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,484)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78,655 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,214 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81,901 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">89 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Wholesale loans</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">160,404 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">205 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">39,426 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">446 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,031 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">201,861 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">679 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,801 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">220 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,730)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(214)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,071)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,395 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,658 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">102 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,062 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">116 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,551 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(232)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">539 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,092 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(233)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(46,145)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8,939)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(105)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(491)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(55,575)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(152)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">178,006 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">167 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,417 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">241 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,017 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">207,440 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Management adjustments to models for impairment (audited)</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management adjustments to impairment models are applied in order to factor in certain conditions or changes in policy that are not fully incorporated into the impairment models, or to reflect additional facts and circumstances at the period end. Management adjustments are reviewed and incorporated into future model development where applicable.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management adjustments are captured through “Economic uncertainty” and “Other” adjustments presented by product below:</span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.175%"><tr><td style="width:1.0%"/><td style="width:39.256%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.844%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Management adjustments to models for impairment allowance presented by product (audited)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td></tr><tr style="height:28pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:0 1pt"/><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Impairment allowance pre management adjustments</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Economic uncertainty adjustments (a)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other adjustments (b)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Management adjustments (a+b)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total impairment allowance</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Proportion of Management adjustments to total impairment allowance</span></td></tr><tr style="height:24pt"><td colspan="21" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">393 </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">393 </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,627 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">92 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,719 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,354 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(209)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(114)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,240 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9.2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,374</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(119)</span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,352</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5)</span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.033%"><tr><td style="width:1.0%"/><td style="width:39.167%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.858%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">352 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.8 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,425 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">771 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">195 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">966 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,391 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">40.4 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,079 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">244 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(102)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">142 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,221 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.6 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,856</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,049</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,998</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:36.525%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.496%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Economic uncertainty adjustments are presented by stage (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #40aeff;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">97 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:36.525%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.496%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">369 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">394 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">771 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">176 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">244 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">545</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">485</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,049</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes:</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Positive values reflect an increase in impairment allowance and negative values reflect a reduction in the impairment allowance</span><span style="color:#000000;font-family:'Lato Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.56pt">Includes £3.7bn (2021: £2.3bn) of modelled ECL, £0.3bn (2021: £0.5bn) of individually assessed impairments and £0.4bn (2021: £0.1bn) ECL from non-modelled exposures.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.97pt">Total impairment allowance consists of ECL stock on drawn and undrawn exposures.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Economic uncertainty adjustments</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Models have been developed with data from non-inflationary periods establishing a relationship between input variables and customer delinquency based on past behaviour. Additionally, models are trying to interpret significant rates of change in macroeconomic variables and applying these to stable probability of default (PD) levels. As such there is a risk that the modelled output fails to capture the appropriate response to changes in macroeconomic variables and rising costs with modelled impairment provisions impacted by uncertainty.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This uncertainty continues to be captured in two ways. Firstly, customer uncertainty: the identification of customers and clients who may be more vulnerable to economic instability; and secondly, model uncertainty: to capture the impact from model limitations and sensitivities to specific macroeconomic parameters which are applied at a portfolio level.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2022, previously established economic uncertainty adjustments have been partially released, informed by some normalisation of customer behaviour, refreshed macroeconomic scenarios and a rebuild of certain models to better capture the macroeconomic outlook.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The balance as at 31 December 2022 is £97m (FY21: £1,049m) and includes:</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span id="ib24621a03ddd44c8974e250ba8d7ab62_34268"/><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Customer and client uncertainty provisions of £193m (FY21: £906m) includes:</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Credit cards and unsecured loans and other retail lending: </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">£2m (FY21: £758m)</span></div><div style="margin-top:8pt;padding-left:17.86pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The decrease in the adjustment of £(756)m is attributable to some normalisation of customer behaviour and macroeconomic deterioration now appropriately captured within the modelled output post model enhancements made during the year.</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Wholesale loans: </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">£191m (FY21: £148m) includes an adjustment for exposures considered most at risk from inflationary concerns, supply chain constraints and consumer demand headwinds. The adjustment involves applying stage 2 coverage rates to stage 1 exposures assessed as most vulnerable. </span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Model uncertainty provisions of £(96)m (FY21: £143m) includes:</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:9pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:14.85pt">Wholesale loans:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> £(96)m (FY21: £96m) includes an adjustment to correct for the deterioration in wholesale PDs impacted by model over-sensitivity to certain macroeconomic variable</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:9pt;font-weight:400;line-height:120%">s</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. In 2021, this adjustment was held at £96m driven by an unintuitive model output from certain Q421 macroeconomic variables.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other adjustments</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments are operational in nature and are expected to remain in place until they can be reflected in the underlying models. These adjustments result from data limitations and model performance related issues identified through model monitoring and other</span><span style="color:#000000;font-family:'Effra Light',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">established governance processes.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments of £(119)m (FY21: £93m) include:</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Credit cards and unsecured loan and other retail lending:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> £90m (FY 21: £195m) primarily includes an adjustment to the qualitative measures used in identification of high-risk account management (HRAM) accounts for US cards and an adjustment for adoption of the new definition of default under the Capital Requirements Regulation.</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:0.14pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The £195m adjustments held in FY21 primarily included adjustments for model performance informed by model monitoring. These adjustments are no longer required due to model enhancements made during the year.</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Wholesale loans:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> £(209)m (FY21: £(102)m) primarily includes adjustments for model performance informed by model <span id="ib24621a03ddd44c8974e250ba8d7ab62_34267"/>monitoring.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Baseline average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.8)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Downside 2 average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.4)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.8)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18.3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18.8)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4.0)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.9)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4.0)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14.3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21.8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3.5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6.6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9.0)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Downside 1 average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.1)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.5)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10.6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.8)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.7)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6.8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10.5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.3 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="15" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Upside 2 average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/></tr></table><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Upside 1 average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Average Real GDP seasonally adjusted change in year.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Average UK unemployment rate 16-year+.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">Change in year end UK HPI = Halifax All Houses, All Buyers index, relative to prior year end.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.07pt">Average US civilian unemployment rate 16-year+.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Change in year end US HPI = FHFA house price index, relative to prior year end.</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.457%"><tr><td style="width:1.0%"/><td style="width:55.858%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.510%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Scenario probability weighting (audited)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Scenario probability weighting</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Scenario probability weighting</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20.9 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27.2 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14.8 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.0 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">For further details on changes to scenario weights see page <a href="#ib4f123f34ecf466999777862deb97055_202" style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;text-decoration:none">67</a>.</span></div><div style="margin-top:8pt"><span id="ic31247d9c80d48fd804ee13cb7be4d61_72324"/><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Specific bases show the most extreme position of each variable in the context of the downside/upside scenarios, for example, the highest unemployment for downside scenarios, average unemployment for baseline scenarios and lowest unemployment for upside scenarios. GDP and HPI downside and upside scenario data represents the lowest and highest points relative to the start point in the 20 quarter period.</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Macroeconomic variables used in the calculation of ECL (specific bases) (audited)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.2)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6.8)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(17.9)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(35.0)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6.3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21.4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.6)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.6)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12.7)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29.9)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.5 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5.0)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Average basis represents the average quarterly value of variables in the 20 quarter period with GDP and HPI based on yearly average and quarterly CAGRs respectively.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Macroeconomic variables used in the calculation of ECL (5 year averages) (audited)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">g</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6.4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">g</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">g</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.0)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">g</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">UK GDP = Real GDP growth seasonally adjusted; UK unemployment = UK unemployment rate 16-year+; UK HPI = Halifax All Houses, All Buyers Index; US GDP = Real GDP growth seasonally adjusted; US unemployment = US civilian unemployment rate 16-year+; US HPI = FHFA house price index. 20 quarter period starts from Q121 (2020: Q120).</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">Maximum growth relative to Q420 (2021: Q419), based on 20 quarter period in Upside scenarios; 5-year yearly average CAGR in Baseline; minimum growth relative to Q420 (2021: Q419), based on 20 quarter period in Downside scenarios.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.66pt">Lowest quarter in Upside scenarios; 5-year average in Baseline; highest quarter in Downside scenarios. Period based on 20 quarters from Q121 (2021: Q120).</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.14pt">Maximum growth relative to Q420 (2021: Q419), based on 20 quarter period in Upside scenarios; 5-year quarter end CAGR in Baseline; minimum growth relative to Q420 (2021: Q419), based on 20 quarter period in Downside scenarios.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.58pt">5-year yearly average CAGR, starting 2021 (2021: 2020)</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">f</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:6.86pt">5-year average. Period based on 20 quarters from Q121 (2021: Q120)</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">g</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">5-year quarter end CAGR, starting Q420 (2021: Q419)</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ECL under 100% weighted scenarios for modelled portfolios (audited)</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below shows the Expected Credit Loss (ECL) assuming scenarios have been 100% weighted with the dispersion of results around the Baseline, highlighting the impact on exposure and ECL across the scenarios. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Model exposure uses exposure at default (EAD) values and is not directly comparable to gross exposure used in prior disclosures. </span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Scenarios</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Model exposure (£m)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,622</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,652</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,642</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,627</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,593</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,557</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b, c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55,016</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,797</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,789</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,855</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55,197</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">167,476</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">171,642</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">170,664</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">169,325</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">163,888</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">152,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">436</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">415</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">427</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">438</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">445</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">452</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">287</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">220</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">243</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">273</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">337</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">379</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Model exposure (£m)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">252</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">233</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">248</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">281</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">317</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b, c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,865</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,411</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,713</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,996</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,250</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,657</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18,850</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,684</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,662</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,001</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,438</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33,909</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,173</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,037</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,105</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,173</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,269</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,402</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">521</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">360</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">411</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">482</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">682</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,092</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Model exposure (£m)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">319</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">308</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">313</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">317</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">328</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">337</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">895</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">877</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">886</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">895</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">907</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">917</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">53.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">56.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">73.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">74.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">76.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">76.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">325</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">334</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">342</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">365</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">386</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,504</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,329</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,418</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,506</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,621</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,771</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">580</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">654</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">755</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,019</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,471</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,658</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,234</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,406</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,603</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,005</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:90.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.472%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reconciliation to total ECL</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total weighted model ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,658</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from individually assessed impairments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">316</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from non-modelled and others</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">400</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from post model management adjustments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Of which: ECL from economic uncertainty adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,352</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Model exposures are allocated to a stage based on an individual scenario rather than a probability-weighted approach, as required for Barclays reported impairment allowances. As a result, it is not possible to back solve the final reported weighted ECL from individual scenarios given balances may be assigned to a different stage dependent on the scenario.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">For Credit cards, unsecured loans and other retail lending, the model exposure movement between stages 1 and 2 across scenarios differs due to additional impacts from the undrawn exposure.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">For Credit cards, unsecured loans and other retail lending, the dispersion of results around Baseline has narrowed following model enhancements made during the year.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.07pt">Model exposures allocated to Stage 3 does not change in any of the scenarios as the transition criteria relies only on an observable evidence of default as at 31st December 2022 and not on macroeconomic scenario.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Material wholesale loan defaults are individually assessed across different recovery strategies. As a result, ECL of £316m is reported as an individually assessed impairment in the reconciliation table.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">f</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:6.79pt">Post Model Adjustments include negative adjustments reflecting operational post model adjustments.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The use of five scenarios with associated weightings results in a total weighted ECL uplift from the Baseline ECL of 1.5%. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Home loans:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Total weighted ECL of £346m represents a 1.2% increase over the Baseline ECL (£342m) reflecting the nature of the Italy portfolio.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit cards, unsecured loans and other retail lending:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Total weighted ECL of £2,504m is aligned to the Baseline ECL (£2,506m). The impact of the deteriorated Baseline scenario relative to the severity of the Downside scenarios is greater than the impact of the higher weights applied to the Downside scenarios when compared to 2021. This results in a convergence between Baseline and Weighted ECL in 2022. Total ECL increases to £2,771m under the Downside 2 scenario, mainly driven by significant increase in US unemployment rate to 6.0% in 2023. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Wholesale loans:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Total weighted ECL of £808m represents a 7.0% increase over the Baseline ECL (£755m) reflecting the range of economic scenarios used, with exposures in the Investment Bank being particularly sensitive to the Downside 2 scenario.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Scenarios</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Model exposure (£m)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,905 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,915 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,911 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,906 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,885 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,868 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b, c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,282 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,945 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,092 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,271 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,013 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,280 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">142,804 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,097 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144,688 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">143,967 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">140,402 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">135,764 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">221 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">157 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">164 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">173 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">254 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">332 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">219 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">189 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">200 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">216 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">250 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">282 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Model exposure (£m)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">228 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">219 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">222 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">227 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">249 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">266 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b, c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,771 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,919 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,082 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,586 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,493 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,124 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,831 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,240 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,961 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36,163 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">264 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">295 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">333 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">599 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,278 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">506 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">395 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">420 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">462 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">712 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,229 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Model exposure (£m)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">297 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">290 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">292 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">296 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">310 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">320 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">696 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">685 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">690 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">696 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">710 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">722 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">52.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">69.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">70.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Model ECL (£m)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">311 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">302 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">304 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">309 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">331 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">347 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,282 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,106 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,149 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,202 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,332 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">725 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">584 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">620 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">678 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,511 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,318 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,992 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,073 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,189 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,856 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,190 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:90.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.472%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reconciliation to total ECL</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total weighted model ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,318</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from individually assessed impairments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">463</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from non-modelled and others</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from post model management adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%"> Of which: ECL from economic uncertainty adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">1,049</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,998</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Model exposures are allocated to a stage based on an individual scenario rather than a probability-weighted approach, as required for Barclays reported impairment allowances. As a result, it is not possible to back solve the final reported weighted ECL from individual scenarios given balances may be assigned to a different stage dependent on the scenario.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">For Credit cards, unsecured loans and other retail lending, the model exposure movement between stages 1 and 2 across scenarios differs due to additional impacts from the undrawn exposure.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">In 2021, Loans & Advances at amortised cost were used as model exposure for the International Consumer Bank within this disclosure. The process was revised in 2022 to incorporate Exposure at Default (EAD) with no impact to ECL. This has been represented in prior year comparatives.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.07pt">Model exposures allocated to Stage 3 does not change in any of the scenarios as the transition criteria relies only on an observable evidence of default as at 31st December 2021 and not on macroeconomic scenario.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Material wholesale loan defaults are individually assessed across different recovery strategies. As a result, ECL of £463m is reported as an individually assessed impairment in the reconciliation table</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:47.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.474%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk concentrations by geography (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">United<br/>Kingdom</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Americas</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Europe</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Asia</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Africa and Middle East</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">74,792</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49,830</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">73,677</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,552</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">291</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37,994</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,962</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,345</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,058</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">107,862</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">67,271</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72,633</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">31,532</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,958</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,113</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">127</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">329</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,341</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35,481</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,925</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,300</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,581</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">68,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28,769</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">106,715</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41,355</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20,535</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">206,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">99,695</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">101,402</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">77,106</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,299</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,474</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,228</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,950</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,929</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,718</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">258</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,083</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,367</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">118</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">324,457</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">420,759</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">278,828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">73,972</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,604</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,117,620</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,530</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,297</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,811</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,760</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">402</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,800</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,027</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">240,343</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42,533</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,321</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,753</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">334,977</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52,557</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">251,640</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,344</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,081</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,155</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">360,777</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">377,014</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">672,399</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">326,172</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80,053</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,759</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,478,397</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,470 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,735 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,846 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">169,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,107 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,272 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,754 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,210 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">742 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">62,269 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,718 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,576 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,775 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,921 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">123 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">351 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,508 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,852 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,478 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,062 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,943 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">890 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,225 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,096 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95,456 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,080 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,998 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">183,428 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78,449 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91,992 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">75,245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,709 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,896 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,750 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,603 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,666 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">363 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,907 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">747 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">224 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">260,524 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">355,748 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">258,534 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68,404 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,241 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">961,451 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,926 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,329 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,957 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,131 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">403 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,746 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">46,616 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">192,270 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,567 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,079 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,919 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">284,451 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">54,542 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,599 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">42,524 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,210 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,322 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">308,197 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">315,066 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">558,347 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">301,058 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">74,614 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,563 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,269,648 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:16.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.190%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit risk concentrations by industry (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Banks</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Other financial<br/>insti-tutions</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Manu-<br/>facturing</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Const-<br/>ruction<br/>and <br/>property</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Govern-<br/>ment and central bank</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Energy<br/>and<br/>water</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Wholesale<br/>and retail distribution<br/> and leisure</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Business<br/>and other<br/>services</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Home<br/>loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Cards, <br/>unsecured<br/>loans and <br/>other personal <br/>lending</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">675</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">201,467</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,965</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,705</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">229</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,739</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">269</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">136</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">166</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">586</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107,862</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,753</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49,102</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,541</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,810</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,405</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,483</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,615</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">50</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,638</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,314</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,007</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,405</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,335</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,330</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">789</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,782</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,028</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,982</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149,917</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">705</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,707</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,598</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">184</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">479</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,897</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,255</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">470</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">128,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">152,840</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,095</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">597</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,027</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,778</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,541</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,175</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,762</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,293</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,444</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">592</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,372</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">270</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,083</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">345</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,020</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">118</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">198,395</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">443,434</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,391</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">320,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,103</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,109</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,060</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,660</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,483</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,740</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,117,620</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,075</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,695</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,430</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,008</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,891</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,138</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,177</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">143</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,135</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,800</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,779</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,801</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,887</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,594</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,308</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,672</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">120</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,687</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">334,977</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,887</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">71,876</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">48,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,317</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,509</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33,485</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,446</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,849</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">120</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,963</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,822</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">360,777</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">201,282</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">515,310</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65,894</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,145</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">322,926</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,588</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54,909</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,780</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149,446</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,562</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,478,397</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,057 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,605 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,252 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">320 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,684 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">390 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">341 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,955 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,821 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,714 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,462 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,244 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,266 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,881 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,985 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,477 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,891 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">595 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,049 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">533 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,560 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,818 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,881 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,048 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,483 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,043 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,734 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,716 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,942 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,225 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,239 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">131,232 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">763 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,444 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">181 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,547 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,595 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">416 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">183,428 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">120,607 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117,050 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,168 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,898 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,233 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,544 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,172 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,825 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,794 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,942 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,972 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">514 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,975 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">444 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,907 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">401 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">474 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">105 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">182,932 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">357,410 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,954 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,697 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">281,370 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,297 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,413 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,872 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,580 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,477 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,449 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">961,451 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,772 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,080 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,342 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,092 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,284 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,182 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,118 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">73 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,746 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,340 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,212 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,434 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,752 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,360 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,447 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,811 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,201 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">341 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,759 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,794 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">284,451 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,345 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60,984 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,514 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,094 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,452 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,731 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,993 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,319 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">341 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,832 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,592 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">308,197 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">185,277 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">418,394 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,468 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,791 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">283,822 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,028 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,406 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54,191 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,921 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103,309 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,041 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,269,648 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:30.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Balance sheet credit quality (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD Range</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.0 to <0.60%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.60 to <11.35%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11.35% to 100%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.0 to <0.60%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.60 to <11.35%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11.35% to 100%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash and balances at central banks</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96,688</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,886</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107,862</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,096</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">636</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">673</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,405</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,376</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,140</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,646</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,162</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">50</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">108,267</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,397</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,276</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">136,940</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">79</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,739</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,173</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,595</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">73</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading portfolio assets:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">50,208</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,891</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">331</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,430</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,214</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,273</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,711</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,198</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total trading portfolio assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53,422</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,042</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">79</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,508</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,573</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,190</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,097</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,055</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,217</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124,811</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,339</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,548</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">164,698</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">89</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial assets at fair value through the income statement</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140,484</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,988</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,722</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative financial instruments</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,087</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,606</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">283</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">94</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,081</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,084</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,502</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">958,823</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149,867</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,930</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,117,620</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">86</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash and balances at central banks</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,881 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,194 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,519 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">809 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">657 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,985 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,460 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,178 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,322 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,960 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">71 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,239 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,992 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,083 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">108,314 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106,218 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,979 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,062 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,091 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">86 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,177 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading portfolio assets:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44,488 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,735 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">477 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,700 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,172 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,144 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total trading portfolio assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46,660 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,879 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">686 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,225 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,977 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,896 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35,901 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,346 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">858 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,256 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">108,609 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,047 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">530 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial assets at fair value through the income statement</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,999 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55,819 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">610 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">183,428 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative financial instruments</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">246,347 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,678 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">266 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,291 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">94 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,901 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,907 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">948 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">994 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">95 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">824,130 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130,687 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,634 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">961,451 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">86 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit exposures by internal PD grade</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The below tables represent credit risk profile by PD grade for loans and advances at amortised cost, contingent liabilities and loan commitments.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Stage 1 higher risk assets, presented gross of associated collateral held, are of weaker credit quality but have not significantly deteriorated since origination. </span></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 9 Stage 1 and Stage 2 classification is not dependent solely on the absolute probability of default but on elements that determine a Significant Increase in Credit Risk (see Note 8 to the financial statements on page <a href="#ib4f123f34ecf466999777862deb97055_445" style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">137</a>), including relative movement in probability of default since initial recognition. There is therefore no direct relationship between credit quality and IFRS 9 stage classification.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for loans and advances at amortised cost (audited)</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">57,324</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">845</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58,174</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58,154</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,545</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">235</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,780</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,768</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,893</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,348</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,241</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,201</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,577</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,139</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,716</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">87</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,616</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,488</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,096</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,584</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">169</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">293</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,291</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,130</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,859</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,989</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">147</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">532</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">679</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,310</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,227</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,640</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,867</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">199</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">295</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,572</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">624</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,787</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,411</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">692</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">746</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,565</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,565</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,635</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,635</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,930</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">163,808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,949</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,570</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">186,327</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">693</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,489</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,638</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for loans and advances at amortised cost (audited)</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52,756 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">855 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,611 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">280 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">286 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,325 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.5 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,797 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">211 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,008 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,764 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,984 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,865 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,136 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,001 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,931 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,429 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,508 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,937 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">160 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">116 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">276 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,661 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,653 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,995 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,648 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">302 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">471 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,156 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,276 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,432 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">252 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,141 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">593 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,196 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">319 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">391 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,398 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,348 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,348 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,684 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,684 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,664 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129,013 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,397 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,348 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">148,758 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">796 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,019 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,684 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,499 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for contingent liabilities</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> (audited)</span></div></td></tr><tr style="height:12pt"><td colspan="9" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,290</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,439</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,436</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,210</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">348</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,558</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,733</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,913</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,907</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">214</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,375</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,366</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,989</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">751</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,740</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,713</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">910</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">496</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,406</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,381</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">716</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">190</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">906</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">847</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">440</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">498</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">432</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">542</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">542</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">539</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,067</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,768</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">542</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,377</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">87</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">201</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for contingent liabilities</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> (audited)</span></div></td></tr><tr style="height:11pt"><td colspan="9" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 2.12pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 2.12pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,240 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">172 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,412 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,409 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,479 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">503 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,982 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,978 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,996 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">199 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,195 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,794 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">216 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,010 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,990 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">286 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,276 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,249 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">817 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">479 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,296 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,281 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">607 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">254 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">861 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">141 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,162 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,303 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">77 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,223 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">179 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,064 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,271 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,515 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">143 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">202 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,313 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.9 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for loan commitments</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> (audited)</span></div></td></tr><tr style="height:11pt"><td colspan="9" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">69,737</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">70,462</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">70,456</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,221</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,649</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75,870</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75,864</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59,350</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,258</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61,608</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61,594</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40,750</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,878</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42,611</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,355</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,394</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,925</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,653</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,578</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">70</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,508</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,241</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,754</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,995</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,939</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">678</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,886</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,564</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,483</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">326</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">298,002</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,158</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">321,506</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">147</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">331</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">321,175</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.25pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for loan commitments</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> (audited)</span></div></td></tr><tr style="height:11pt"><td colspan="9" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">92,864 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,002 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">95,866 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">95,858 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55,979 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,345 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,324 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,309 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,345 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,079 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,424 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,411 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,445 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,312 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,757 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,747 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,189 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,240 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,429 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,327 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,362 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,749 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,111 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,070 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,270 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,964 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,234 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,213 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,196 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,669 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,865 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,799 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">870 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">870 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">849 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">236,650 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,360 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">870 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">265,880 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">131 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">297 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">265,583 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Excludes loan commitments and financial guarantees carried at fair value of £14.9bn (2021: £18.8bn) for Barclays Bank Group.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">The daily average, high and low values of management VaR</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:30.230%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.344%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.344%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.344%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.344%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.344%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.350%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Management VaR (95%, one day) (audited) </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Average</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">High</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Low</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Average</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">High</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Low</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit risk </span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">71</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity risk </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">29</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Basis risk </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Spread risk </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange risk </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commodity risk </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Diversification effect</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(45)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">n/a</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">n/a</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(27)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">n/a</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total management VaR</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Diversification effects recognise that forecast losses from different assets or businesses are unlikely to occur concurrently, hence the expected aggregate loss is lower than the sum of the expected losses from each area. Historical correlations between losses are taken into account in making these assessments. The high and low VaR figures reported for each category did not necessarily occur on the same day as the high and low VaR reported as a whole. Consequently, a diversification effect balance for the high and low VaR figures would not be meaningful and is therefore omitted from the above table.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below provides detail on the contractual maturity of all financial instruments and other assets and liabilities. Derivatives (other than those designated in a hedging relationship) and trading portfolio assets and liabilities are included in the ‘on demand’ column at their fair value. Liquidity risk on these items is not managed on the basis of contractual maturity since these items are not held for settlement according to such maturity and will frequently be settled before contractual maturity at fair value. Derivatives designated in a hedging relationship are included according to their contractual maturity.</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:15.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.476%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Contractual maturity of financial assets and liabilities (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> On<br/>demand </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Not more<br/>than three<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over three<br/>months but<br/>not more<br/>than six<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over six<br/>months but<br/>not more<br/>than nine months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over nine<br/>months but<br/>not more<br/>than one year </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over one<br/>year <br/>but not<br/>more than<br/>two years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over two<br/>years but<br/>not more<br/>than three<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over three<br/>years but<br/>not more<br/>than five<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over five<br/>years but<br/>not more<br/>than ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Total </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">201,888</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">254</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,010</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,852</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107,862</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,961</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,458</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,606</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,082</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,261</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,637</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,135</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39,498</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,385</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,484</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">597</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,771</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,771</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,032</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">147,655</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,003</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,036</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,361</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,561</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,909</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,769</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,960</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">211,128</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">91</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">174</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,391</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,871</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">132</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,991</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,654</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,493</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,800</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,084</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">689,747</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">269,360</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,611</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,476</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42,989</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,524</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53,901</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,315</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,268</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,187,698</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,839</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,203,537</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">196,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">62,314</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,384</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,425</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">911</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">373</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">621</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">996</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">239</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">291,579</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,013</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93,798</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96,811</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">256</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,578</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">943</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,105</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">83</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,965</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,136</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,516</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,691</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,368</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,528</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,241</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,663</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">368</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,012</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">240</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">974</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,105</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,369</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,782</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,001</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,477</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,253</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,844</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">187,160</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,352</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,292</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,812</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,992</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,547</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,528</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,708</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">272,055</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">341</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">289,206</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">117</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,806</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">571,425</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">387,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,101</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,363</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,670</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,206</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,087</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,880</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,872</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,349</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,140,147</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,437</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,144,584</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cumulative liquidity gap</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">118,322</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">488</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(28,002)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30,858)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36,052)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(17,269)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,832)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,189</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47,551</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58,953</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:15.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.476%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Contractual maturity of financial assets and liabilities (audited)</span></td></tr><tr style="height:11pt"><td colspan="36" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> On<br/>demand </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Not more<br/>than three<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over three<br/>months but<br/>not more<br/>than six<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over six<br/>months but<br/>not more<br/>than nine<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over nine<br/>months but<br/>not more<br/>than one<br/>year </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over one<br/>year <br/>but not<br/>more than<br/>two years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over two<br/>years but<br/>not more<br/>than three<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over three<br/>years but<br/>not more<br/>than five<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over five<br/>years but<br/>not more<br/>than ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Total </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">168,881 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">204 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,743 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85,342 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,470 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,855 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,745 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,238 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,611 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,162 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,813 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,416 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,420 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,529 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,934 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">184 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">146,871 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">146,871 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,174 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">127,244 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,280 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,036 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,336 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,351 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,376 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,062 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,996 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,371 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">188,226 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,046 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">184 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,194 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,080 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">449 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">547 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,656 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,389 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,093 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,823 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,677 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,908 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">607 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">255 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">622,850 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">227,064 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,236 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,725 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,494 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,353 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,578 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,755 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,254 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,587 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,049,896 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,882 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,061,778 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">201,501 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,632 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,380 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,920 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,898 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">558 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">435 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">242 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,031 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">231 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,828 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,096 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,047 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,022 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,216 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,424 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,769 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,274 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,150 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,845 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,254 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">463 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,319 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,792 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,654 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">637 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,388 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,243 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,030 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,251 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,714 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,490 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,378 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,185 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,339 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">158,078 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,857 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,267 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,588 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,534 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,114 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,734 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,366 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,254 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">251,131 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">255,471 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">121 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">151 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">279 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">362 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">256,523 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,656 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">443 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">183 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,592 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">534,660 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">303,767 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,424 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,121 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,997 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,365 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,746 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,863 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,835 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,976 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,000,754 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,707 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,005,461 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cumulative liquidity gap</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,190 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,487 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12,701)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(19,097)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(16,600)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7,612)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,220 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,112 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,531 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,142 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">56,317 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Contractual maturity of financial liabilities on an undiscounted basis</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table presents the cash flows payable by the Barclays Bank Group under financial liabilities by remaining contractual maturities at the balance sheet date. The amounts disclosed in the table are the contractual undiscounted cash flows of all financial liabilities (i.e. nominal values).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The balances in the below table do not agree directly to the balances in the consolidated balance sheet as the table incorporates all cash flows, on an undiscounted basis, related to both principal as well as those associated with all future coupon payments.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments held for trading and trading portfolio liabilities are included in the on demand column at their fair value.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:21.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Contractual maturity of financial liabilities - undiscounted (audited)</span></td></tr><tr style="height:12pt"><td colspan="30" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> On<br/>demand </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Not more<br/>than three<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over three<br/>months but<br/>not more<br/>than six<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over six<br/>months but<br/>not more<br/>than one year </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over one<br/>year <br/>but not<br/>more than<br/>three years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over three<br/>years but<br/>not more<br/>than five<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over five<br/>years but<br/>not more<br/>than ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Total </span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">196,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">62,524</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18,918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,943</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,302</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">621</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,113</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">376</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">292,195</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,013</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93,986</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">96,999</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">256</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,587</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">946</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,184</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">252</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,225</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,234</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,615</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,301</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,932</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,732</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,773</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">651</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">62,238</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">245</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,504</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,165</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,961</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,063</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49,063</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,844</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">187,553</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,905</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,399</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,654</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,847</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,345</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23,853</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">290,400</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">288,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">244</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">131</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">71</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">722</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">289,649</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,179</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">43</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">251</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">139</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,893</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">571,425</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">388,099</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">46,764</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33,744</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">43,071</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,635</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,443</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39,941</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,173,122</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">201,501 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41,632 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,380 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,818 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">996 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">240 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,048 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">261 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,876 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,096 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">79,047 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,022 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">146 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,986 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,293 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,168 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,075 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,879 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,832 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,938 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">744 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48,929 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,061 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,404 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,328 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,917 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,918 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,752 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,380 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,339 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">158,249 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,887 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,945 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,939 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,043 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,544 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,098 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">260,044 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">255,471 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">276 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">122 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">449 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">256,637 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,658 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">526 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">122 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">208 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,687 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">534,660 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">304,015 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41,476 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,282 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,742 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,445 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,778 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31,479 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,013,877 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maturity of off-balance sheet commitments received and given</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below presents the maturity split of the Barclays Bank Group’s off-balance sheet commitments received and given at the balance sheet date. The amounts disclosed in the table are the undiscounted cash flows (i.e. nominal values) on the basis of earliest opportunity at which they are available.</span></div><div style="margin-top:11pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:15.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.476%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Maturity analysis of off-balance sheet commitments received (audited)</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> On<br/>demand </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Not more than three months </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over three months but not more than six months </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over six months but not more than nine months </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over nine months but not more than one year </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over one year but not more than two years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over two years but not more than three years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over three years but not more than five years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over five years but not more than ten years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over ten years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Total </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guarantees, letters of credit and credit insurance</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,222</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,698</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other commitments received</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,473</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,473</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total off-balance sheet commitments received</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,695</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,171</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guarantees, letters of credit and credit insurance</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,258 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,515 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other commitments received</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">455 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">455 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total off-balance sheet commitments received</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,713 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,970 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div><span><br/></span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:15.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.476%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maturity analysis of off-balance sheet commitments given (audited)</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> On<br/>demand </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Not more than three months </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over three months but not more than six months </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over six months but not more than nine months </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over nine months but not more than one year </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over one year but not more than two years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over two years but not more than three years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over three years but not more than five years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over five years but not more than ten years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over ten years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Total </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contingent liabilities and financial guarantees</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,698</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">86</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,800</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Documentary credits and other short-term trade related transactions</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,740</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,748</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Standby facilities, credit lines and other commitments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">333,192</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">333,229</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total off-balance sheet commitments given</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">360,630</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">89</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">360,777</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contingent liabilities and financial guarantees</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,607 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">135 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,746 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Documentary credits and other short-term trade related transactions</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,582 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,584 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Standby facilities, credit lines and other commitments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">282,867 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">282,867 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total off-balance sheet commitments given</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">308,056 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">137 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">308,197 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Foreign exchange risk (audited)</span></div><div style="margin-bottom:6pt;margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group is exposed to two sources of foreign exchange risk.</span></div>Transactional foreign currency exposure<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactional foreign currency exposures represent exposures on banking assets and liabilities, denominated in currencies other than the functional currency of the transacting entity.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s risk management policies are designed to prevent the holding of significant open positions in foreign currencies outside the trading portfolio which is monitored through VaR.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Banking book transactional foreign exchange risk is monitored on a daily basis by the market risk function and minimised by the businesses.</span></div>Translational foreign exchange exposureThe Barclays Bank Group's investments in overseas subsidiaries and branches create capital resources denominated in foreign currencies, principally USD and EUR. Changes in the GBP value of the net investments due to foreign currency movements are captured in the currency translation reserve, resulting in a movement in shareholders’ equity.<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Functional currency of operations (audited)</span></td></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Foreign currency net investments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Borrowings which hedge the net investments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives which hedge the net investments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Structural currency exposures pre- economic hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Economic hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Remaining structural currency exposures</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,523</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5,973)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,086)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,464</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,376)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,088</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,673</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,395)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,275</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(283)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,992</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">JPY</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">689</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(197)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">492</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">492</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,010</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,602)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,408</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(279)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,129</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40,895</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,368)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,888)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28,639</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,938)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,701</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,023 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,512)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,356)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,155 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,111)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,044 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,342 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,324)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,015 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(267)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,748 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">JPY</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">614 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(97)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">517 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">517 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(64)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37,064 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,933)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,423)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,708 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,378)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,330 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Economic hedges relate to exposures arising on foreign currency denominated preference share and AT1 instruments. These instruments are accounted for at historical cost under IFRS and do not qualify as hedges for accounting purposes. The gain or loss arising from changes in the GBP value of these instruments is recognised on redemption in retained earnings.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">During 2022, total structural currency exposure net of hedging instruments decreased by £0.6bn to £19.7bn (2021: £20.3bn). Foreign currency net investments increased by £3.8bn to £40.9bn (2021: £37.1bn) driven predominantly by a £1.5bn increase in US dollars, £1.3bn increase in Euro and £1.0bn increase in other currencies. The hedges associated with these foreign currency investments increased by £2.9bn to £12.3bn (2021: £9.4bn).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net interest income sensitivity</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:112%">The table below shows a sensitivity analysis on pre-tax net interest income for non-traded financial assets and liabilities, including the effect of any hedging. This analysis is not a forward guidance on NII and is intended as a quantification of risk exposure utilising the Net Interest Income (NII) metric as described on page 162 of the Barclays PLC Pillar 3 Report 2022(unaudited), which includes documentation of the main model assumptions.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:57.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net Interest Income sensitivity (AEaR) by currency (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">+25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">-25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">+25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">-25 basis<br/>points</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">GBP</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(41)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">55 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(59)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other currencies</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(99)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Analysis of equity sensitivity</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The analysis of equity sensitivity table measures the overall impact of a +/- 25bps movement in interest rates on retained earnings, FVOCI, cash flow hedge reserves and pensions. For non-NII items a DV01 metric is used, which is an indicator of the shift in value for a 1bp movement in the yield curve.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:57.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of equity sensitivity (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31 December 2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31 December 2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">+25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">-25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">+25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">-25 basis<br/>points</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net interest income</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(29)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(99)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Taxation effects on the above</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Effect on profit for the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(24)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">56</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(81)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As percentage of net profit after tax</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5%</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5%)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2%</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.8%)</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Effect on profit for the year (per above)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(24)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">56</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(81)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value through other comprehensive income reserve</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(367)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">368</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(449)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">380</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flow hedge reserve</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(625)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">625</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(626)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">626</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Taxation effects on the above</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">268</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(268)</span></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">290</span></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(272)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Effect on equity</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(703)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">701</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(729)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">653</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As percentage of equity</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.2%)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2%</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.3%)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2%</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Summary Quantitative Data About Entitys Exposure To Risk
SummaryQuantitativeDataAboutEntitysExposureToRisk
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:47.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.474%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maximum exposure and effect of netting, collateral and risk transfer (audited)</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Maximum exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Netting and set-off</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash collateral</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Non-cash collateral</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Risk transfer</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,142 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,142 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107,862 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107,862 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances at amortised cost:</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,405 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(328)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,948)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(98)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,162 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,164)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,748)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(243)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,007 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">136,940 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,442)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(653)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49,681)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,527)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,637 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">182,507 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,442)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,145)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(64,377)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,868)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">105,675 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Of which credit-impaired (Stage 3):</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">622 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(621)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">670 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(291)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">347 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">640 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(188)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(60)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Total credit-impaired loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,932 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(36)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,100)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(63)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">725 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(725)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets:</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">55,430 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(530)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">54,900 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,198 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(250)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(48)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,900 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68,628 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(780)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(48)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67,800 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement:</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,190 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(17)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30,061)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,103 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,217 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(321)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,896 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">164,698 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,672)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(160,365)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">661 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">89 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">89 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">206,194 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,689)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(190,747)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,749 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">302,976 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(238,062)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(34,496)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11,424)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,275)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,719 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,083 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(222)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(514)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44,347 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,503 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,503 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,117,620 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(242,504)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40,330)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(268,275)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,714)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">552,797 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25,800 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,295)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,596)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(280)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,629 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">334,977 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(93)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37,371)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,624)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">295,889 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">360,777 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,388)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(38,967)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,904)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">318,518 </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,478,397 </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(242,504)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41,718)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(307,242)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15,618)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">871,315 </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Off-balance sheet exposures are shown gross of provisions of £532m (2021: £499m). See Note 24 for further details. In addition to the above, Barclays Bank Group holds forward starting reverse repos amounting to £48.4bn (2021: £39.3bn). The balances are fully collateralised. Wholesale loans and advances at amortised cost include £0.6bn (2021: £1.0bn) of CBILs and CLBILs supported by UK government guarantees of £0.5bn (2021: £0.8bn). For further information on credit risk mitigation techniques, refer to the Credit risk management section.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:47.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.474%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maximum exposure and effects of netting, collateral and risk transfer (audited)</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Maximum exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Netting and set-off</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-cash collateral</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Risk transfer</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net exposure</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">169,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">169,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances at amortised cost:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,985 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(338)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,483)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(89)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">75 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25,960 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(968)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,229)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(252)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,511 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108,314 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,001)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(118)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30,287)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,080)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67,828 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,001)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,424)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(44,999)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,421)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88,414 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Of which credit-impaired (Stage 3):</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">615 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(11)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(604)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(29)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(217)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">314 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">486 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(76)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">388 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Total credit-impaired loans and advances at amortised cost</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">1,664 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(40)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(897)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(25)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">702 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,177 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,177)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,700 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(461)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,239 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(268)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,257 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total trading portfolio assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,225 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(729)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">62,496 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,901 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29,485)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,416 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,256 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(319)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,937 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,428)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(143,229)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">529 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total financial assets at fair value through the income statement</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">183,428 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,428)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(173,033)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,967 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(202,347)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(34,149)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,804)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,738)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,253 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,907 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(931)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44,923 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">994 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">994 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">961,451 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(207,348)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37,001)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(227,795)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12,090)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">477,217 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,746 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(906)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,367)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(256)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,217 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">284,451 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(99)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40,104)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,627)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">242,621 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">308,197 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,005)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41,471)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,883)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">263,838 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,269,648 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(207,348)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(38,006)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(269,266)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,973)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">741,055 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Provision Matrix Explanatory
DisclosureOfProvisionMatrixExplanatory
|
<div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below presents a breakdown of loans and advances at amortised cost and the impairment allowance with stage allocation by asset classification.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment allowance under IFRS 9 considers both the drawn and the undrawn counterparty exposure. For retail portfolios, the total impairment allowance is allocated to the gross loans and advances to the extent that the allowance does not exceed the drawn exposure and any excess is reported on the liability side of the balance sheet as a provision. For wholesale portfolios the impairment allowance on the undrawn exposure is reported on the liability side of the balance sheet as a provision</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.886%"><tr><td style="width:1.0%"/><td style="width:38.293%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.559%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group (audited)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Not past due</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"><=30 days past due</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">>30 days past due</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Gross exposure</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,458</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">310</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">362</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">978</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,798</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,799</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">291</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">496</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,586</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,674</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,761</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">122,849</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13,763</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">145</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,001</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">137,768</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">163,808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,872</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">447</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">630</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18,949</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,570</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">186,327</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Impairment allowance</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">356</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">939</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">171</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,202</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,004</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,599</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">256</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">278</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">693</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,217</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">99</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">173</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,489</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,638</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,446</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">337</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">622</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,405</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,860</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">199</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">325</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,384</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">670</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34,162</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">122,561</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13,739</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">640</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">136,940</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">163,115</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,655</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">348</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">457</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,932</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Coverage ratio</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">31.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Gross exposure</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,760 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">548 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">83 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">653 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">958 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,371 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24,011 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,402 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">198 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">182 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,782 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,469 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,262 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95,242 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,275 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">301 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">921 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">109,125 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">129,013 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,225 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">521 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">651 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,397 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,348 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148,758 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Impairment allowance</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">343 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">605 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">677 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">39 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">75 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">791 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">906 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,302 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">183 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">188 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">193 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">435 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">811 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">796 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">898 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,019 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,684 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,499 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,752 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">515 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">82 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">618 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">615 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,985 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,406 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,725 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">159 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,991 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25,960 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95,059 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,087 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">298 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">384 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,769 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">486 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108,314 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">128,217 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,327 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">478 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">573 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,378 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,664 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Coverage ratio</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b2b2b2;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.4 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35.8 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #b2b2b2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="border-top:1pt solid #b2b2b2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.9 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12.0 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="margin-top:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Other financial assets subject to impairment excluded in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £155.1bn (2021: £135.5bn) and impairment allowance of £152m (2021: £104m). This comprises £7m (2021: £4m) ECL on £153.8bn (2021: £135.3bn) Stage 1 assets, £8m (2021: £0m) on £1,142m (2021: £65m) Stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £137m (2021: £100m) on £141m (2021: £100m) Stage 3 other assets. Loan commitments and financial guarantee contracts have total ECL of £532m (2021: £499m).</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Credit Risk Explanatory
DisclosureOfCreditRiskExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables present a reconciliation of the opening to the closing balance of the exposure and impairment allowance. An explanation of the methodology used to determine credit impairment provisions is included on pages <a href="#ib4f123f34ecf466999777862deb97055_445" style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">137</a> to 140. Transfers between stages in the tables have been reflected as if they had taken place at the beginning of the year. The movements are measured over a 12-month period.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances at amortised cost (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Home loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,760</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">653</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">958</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">343</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,371</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">386</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(179)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">179</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(393)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(16)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(192)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(39)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">231</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(51)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,887</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,887</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(131)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(17)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(130)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,098)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(64)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(145)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,307)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,458</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">362</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">978</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">356</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,798</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,011</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">605</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,782</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">791</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,469</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">906</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,302</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,009)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(40)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,009</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,046</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,046)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(218)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(456)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(14)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(404)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(166)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">860</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(59)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(16)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,668</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">138</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">319</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">126</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">101</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,113</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">352</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">187</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">326</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,236</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(545)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,182</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">473</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">155</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">453</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,573</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">381</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,887)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(19)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(235)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(150)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,272)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(42)</span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(159)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(48)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(41)</span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(679)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(679)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(679)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(679)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">393</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,586</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,202</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,674</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,004</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,761</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,599</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95,242</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,962</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">193</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">921</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">435</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109,125</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">811</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,684)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,684</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,573</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,573)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(44)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(254)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(207)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">461</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(84)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,522</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,956</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,487</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">141</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(24)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,238</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,738</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">204</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,004</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">338</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(27,331)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(33)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,557)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(41)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(93)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(44)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30,981)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(118)</span></td><td style="background-color:#ededed;border-right:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,512)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(31)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(49)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(47)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,592)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(47)</span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(275)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(275)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(275)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(275)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">122,849</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,001</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">278</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137,768</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Business activity in the year does not include additional drawdowns on the existing facility which are reported under 'Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes'. Business activity reported within Credit cards, unsecured loans and other retail lending portfolio includes the Gap portfolio acquisition in US cards of £2.7bn.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.49pt">Final repayments include repayment from the facility closed during the year whereas partial repayments from existing facility are reported under 'Net drawdowns, repayments, net remeasurement and movements due to exposure and risk parameter changes'.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.97pt">In 2022, gross write-offs amounted to £977m (2021: £1,158m) and post write-off recoveries amounted to £33m (2021: £31m). Net write-offs represent gross write-offs less post write-off recoveries and amounted to £944m (2021: £1,127m).</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.45pt">Other financial assets subject to impairment excluded in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £155.1bn (2021: £135.5bn) and impairment allowance of £152m (2021: £104m). This comprises £7m (2021: £4m) ECL on £153.8bn (2021: £135.3bn) Stage 1 assets, £8m (2021: £0m) on £1,142m (2021: £65m) Stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £137m (2021: £100m) on £141m (2021: £100m) Stage 3 other assets.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Refinements to models used for calculation include £326m in Credit cards, unsecured loans and other retail lending and £(22)m in Wholesale loans. These reflect model enhancements made during the year. Barclays Bank Group continually reviews the output of models to determine accuracy of the ECL calculation including review of </span></div><div style="padding-left:9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">model monitoring, external benchmarking and experience of model operation over an extended period of time. This ensures that the models used continue to reflect the risks inherent across the businesses.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">f.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.17pt">The £0.2bn of disposals reported within Credit cards, unsecured loans and other retail lending portfolio relate to debt sales undertaken during the year. The £1.6bn of disposals reported within Wholesale loans include sale of debt securities as part of Group Treasury operations.</span></div><div style="text-indent:9pt"><span><br/></span></div><div style="text-indent:9pt"><span><br/></span></div><div style="text-indent:9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:64.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.473%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reconciliation of ECL movement to credit impairment charge/(release) for the period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(208)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">422</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">803</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,017</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">105</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">69</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">165</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">339</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">ECL movement excluding assets derecognised due to disposals and write-offs</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(99)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">481</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,004</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,386</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL movement on loan commitments and financial guarantees</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL movement on other financial assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">48</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recoveries and reimbursements</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(121)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(61)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(46)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total exchange and other adjustments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(306)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total credit impairment charge for the year</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">933</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Other financial assets subject to impairment excluded in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £155.1bn (2021: £135.5bn) and impairment allowance of £152m (2021: £104m). This comprises £7m (2021: £4m) ECL on £153.8bn (2021: £135.3bn) Stage 1 assets, £8m (2021: £0m) on £1,142m (2021: £65m) Stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £137m (2021: £100m) on £141m (2021: £100m) Stage 3 other assets. </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.49pt">Recoveries and reimbursements includes £195m of reimbursements expected to be received under the arrangement where Barclays Bank Group has entered into financial guarantee contracts which provide credit protection over certain assets with third parties and cash recoveries of previously written off amounts of £33m.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.97pt">Includes foreign exchange and interest and fees in suspense.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loan commitments and financial guarantees (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Home loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">53</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(17)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(17)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">67</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">78,655</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,214</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">32</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">81,901</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">89</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,457)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,328</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(24)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">129</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,388</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">375</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,775</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">51</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,749</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(37)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,653)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(72)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,024</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,877)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(400)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,283)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">117,458</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,864</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">120,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">120</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">178,006</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">167</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">241</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,017</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">207,440</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">410</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,139</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,073)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(64)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(66)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">43,676</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,233</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,924</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,913</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,993</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">143</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34,049</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(54,184)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(9,509)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(66)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(321)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(64,014)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(97)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">201,550</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">187</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23,061</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">788</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">225,399</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">412</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances at amortised cost (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Home loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,627 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">901 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">52 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,099 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">376 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,627 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">434 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(253)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">253 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">331 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(331)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(80)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(52)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">132 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(71)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,745 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,745 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(742)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(25)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(70)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(50)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(837)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(61)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(890)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(142)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(114)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,146)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,760 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">653 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">958 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">343 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,371 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,923 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">399 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,571 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,327 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,853 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,253 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,347 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,979 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(897)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">897 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,520 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">548 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,520)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(548)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(307)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(362)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(165)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">669 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">178 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(34)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,731 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">84 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">106 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,853 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">112 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(27)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">509 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(360)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(514)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">147 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(96)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">337 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(101)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">124 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,489)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(409)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(16)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(76)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,974)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(35)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24,011 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">605 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,782 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">791 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,469 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">906 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,262 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,302 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">83,254 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">280 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,938 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">533 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,167 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">840 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">101,359 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,653 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 1 to Stage 2</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,122)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,122 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 2 to Stage 1</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,454 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">179 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,454)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(179)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers to Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(32)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(164)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">196 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers from Stage 3</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">363 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(508)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,946 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">74 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,674 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,657 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">112 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refinements to models used for calculation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,448 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(301)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,072 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(82)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,438 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(268)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Final repayments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(19,481)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,322)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(168)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(504)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(125)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(24,307)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(322)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(588)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(71)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(708)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(314)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(314)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(314)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(314)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95,242 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">183 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,962 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">193 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">921 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">435 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">109,125 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">811 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Business activity during the year does not include additional drawdowns on the existing facility which are reported under 'Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes'.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.56pt">Refinements to models used for calculation include £34m movement in Home loans, £(30)m in Credit cards, unsecured loans and other retail lending and £3m in Wholesale loans. These reflect enhancements made during the year. Barclays continually review the output of models to determine accuracy of the ECL calculation including review of model monitoring, external benchmarking and experience of model operation over an extended period of time. This ensures that the models used continue to reflect the risks inherent across the businesses.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:4.04pt">Final repayments include repayment from the facility closed during the year whereas partial repayments from existing facility are reported under 'Net drawdowns, repayments, net remeasurement and movements due to exposure and risk parameter changes'. </span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.52pt">In 2021, gross write-offs amounted to £1,158m (2020: £1,337m) and post write-off recoveries amounted to £31m (2020: £4m). Net write-offs represent gross write-offs less post write-off recoveries and amounted to £1,127m (2020: £1,333m).</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.96pt">Other financial assets subject to impairment not included in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £135.5bn (2020: £150.3bn) and impairment allowance of £104m (2020: £145m). This comprises £4m (2020 £7m) ECL on £135.3bn (2020: £146.3bn) stage 1 assets , £0m (2020: £6m) on £65m (2020: £3.8bn) stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £100m (2020: £132m) on £100m (2020: £132m) Stage 3 other assets . </span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">f.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.24pt">The £37m of disposals reported within Credit cards, unsecured loans and other retail lending portfolio relate to debt sales undertaken during the year. The £708m of disposal reported within Wholesale loans include debt sales and sale of Barclays Asset Finance.</span></div><div style="text-indent:9pt"><span><br/></span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:64.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.473%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reconciliation of ECL movement to credit impairment (release)/charge for the period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Stage 1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Stage 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30)</span></td><td style="border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">206 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(536)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">501 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">171 </span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(89)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(336)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(50)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-left:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(475)</span></td><td style="border-right:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">ECL movement excluding assets derecognised due to disposals and write-offs</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">119 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(889)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">436 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(334)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL movement on loan commitments and financial guarantees</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(36)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(205)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(270)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL movement on other financial assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recoveries and reimbursements</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">220 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total exchange and other adjustments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total credit impairment release for the year</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(277)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Other financial assets subject to impairment not included in the table above include cash collateral and settlement balances, financial assets at fair value through other comprehensive income, accrued income and sundry debtors. These have a total gross exposure of £135.5bn (2020: £150.3bn) and impairment allowance of £104m (2020: £145m). This comprises £4m ECL (2020 £7m) on £135.3bn stage 1 assets (2020: £146.3bn), £0m (2020: £6m) on £65m (2020: £3.8bn) stage 2 fair value through other comprehensive income assets, cash collateral and settlement assets and £100m (2020: £132m) on £100m (2020: £132m) Stage 3 other assets.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.56pt">Recoveries and reimbursements includes a net reduction in amounts recoverable from financial guarantee contracts held with third parties of £290m and cash recoveries of previously written off amounts to £31m.</span></div><div style="margin-bottom:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:4.04pt">Includes foreign exchange and interest and fees in suspense.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loan commitments and financial guarantees (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Home loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">125 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">131 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(87)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(92)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">54 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68,211 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,244 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">74,485 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,992 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,431)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">439 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,628 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,040 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,712 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">585 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(437)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,860 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,888)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(594)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,484)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78,655 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,214 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81,901 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">89 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Wholesale loans</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">160,404 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">205 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">39,426 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">446 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,031 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">201,861 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">679 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net transfers between stages</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,801 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">220 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,730)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(214)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,071)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business activity in the year</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,395 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,658 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">102 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,062 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">116 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net drawdowns, repayments, net re-measurement and movement due to exposure and risk parameter changes</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,551 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(232)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">539 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,092 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(233)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Limit management and final repayments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(46,145)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8,939)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(105)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(491)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(55,575)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(152)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">178,006 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">167 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,417 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">241 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,017 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">207,440 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div> | |
| CY2022 | ifrs-full |
Reversal Allowance Account For Credit Losses Of Financial Assets
ReversalAllowanceAccountForCreditLossesOfFinancialAssets
|
228000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Foreign Exchange And Other Movements Financial Assets
IncreaseDecreaseThroughForeignExchangeAndOtherMovementsFinancialAssets
|
-306000000 | gbp |
| CY2022 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
933000000 | gbp |
| CY2022 | ifrs-full |
Gain On Recovery Of Loans And Advances Previously Written Off
GainOnRecoveryOfLoansAndAdvancesPreviouslyWrittenOff
|
33000000 | gbp |
| CY2021 | ifrs-full |
Reversal Allowance Account For Credit Losses Of Financial Assets
ReversalAllowanceAccountForCreditLossesOfFinancialAssets
|
-259000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease Through Foreign Exchange And Other Movements Financial Assets
IncreaseDecreaseThroughForeignExchangeAndOtherMovementsFinancialAssets
|
81000000 | gbp |
| CY2021 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
-277000000 | gbp |
| CY2021 | ifrs-full |
Gain On Recovery Of Loans And Advances Previously Written Off
GainOnRecoveryOfLoansAndAdvancesPreviouslyWrittenOff
|
31000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Additional Information Explanatory
DisclosureOfAdditionalInformationExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management adjustments are captured through “Economic uncertainty” and “Other” adjustments presented by product below:</span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.175%"><tr><td style="width:1.0%"/><td style="width:39.256%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.840%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.844%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Management adjustments to models for impairment allowance presented by product (audited)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td></tr><tr style="height:28pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:0 1pt"/><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Impairment allowance pre management adjustments</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Economic uncertainty adjustments (a)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other adjustments (b)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Management adjustments (a+b)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total impairment allowance</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="3" rowspan="2" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Proportion of Management adjustments to total impairment allowance</span></td></tr><tr style="height:24pt"><td colspan="21" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">393 </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">393 </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,627 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">92 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,719 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,354 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(209)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(114)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,240 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9.2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,374</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(119)</span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,352</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5)</span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.033%"><tr><td style="width:1.0%"/><td style="width:39.167%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.858%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">352 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.8 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,425 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">771 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">195 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">966 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,391 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">40.4 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,079 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">244 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(102)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">142 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,221 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.6 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,856</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,049</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,998</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:36.525%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.496%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Economic uncertainty adjustments are presented by stage (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #40aeff;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">97 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:36.525%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.493%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.496%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #40aeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">369 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">394 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">771 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">176 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">244 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">545</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">485</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,049</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes:</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Positive values reflect an increase in impairment allowance and negative values reflect a reduction in the impairment allowance</span><span style="color:#000000;font-family:'Lato Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.56pt">Includes £3.7bn (2021: £2.3bn) of modelled ECL, £0.3bn (2021: £0.5bn) of individually assessed impairments and £0.4bn (2021: £0.1bn) ECL from non-modelled exposures.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.97pt">Total impairment allowance consists of ECL stock on drawn and undrawn exposures.</span></div> | |
| CY2022 | ifrs-full |
Analysis Of Credit Exposures Using External Credit Grading System Explanatory
AnalysisOfCreditExposuresUsingExternalCreditGradingSystemExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Baseline average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.8)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Downside 2 average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.4)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.8)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18.3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18.8)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4.0)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.9)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4.0)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14.3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21.8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3.5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6.6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9.0)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Downside 1 average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.1)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.5)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10.6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.8)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.7)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6.8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10.5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.3 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="15" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Upside 2 average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;padding:0 1pt"/></tr></table><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Upside 1 average macroeconomic variables used in the calculation of ECL</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.2</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#494949;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Average Real GDP seasonally adjusted change in year.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Average UK unemployment rate 16-year+.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">Change in year end UK HPI = Halifax All Houses, All Buyers index, relative to prior year end.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.07pt">Average US civilian unemployment rate 16-year+.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Change in year end US HPI = FHFA house price index, relative to prior year end.</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.457%"><tr><td style="width:1.0%"/><td style="width:55.858%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.510%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Scenario probability weighting (audited)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Scenario probability weighting</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Scenario probability weighting</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20.9 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27.2 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14.8 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.0 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">For further details on changes to scenario weights see page <a href="#ib4f123f34ecf466999777862deb97055_202" style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;text-decoration:none">67</a>.</span></div><div style="margin-top:8pt"><span id="ic31247d9c80d48fd804ee13cb7be4d61_72324"/><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Specific bases show the most extreme position of each variable in the context of the downside/upside scenarios, for example, the highest unemployment for downside scenarios, average unemployment for baseline scenarios and lowest unemployment for upside scenarios. GDP and HPI downside and upside scenario data represents the lowest and highest points relative to the start point in the 20 quarter period.</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Macroeconomic variables used in the calculation of ECL (specific bases) (audited)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.2)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6.8)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(17.9)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(35.0)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6.3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21.4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.6)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.6)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12.7)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29.9)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.5 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5.0)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.5 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Average basis represents the average quarterly value of variables in the 20 quarter period with GDP and HPI based on yearly average and quarterly CAGRs respectively.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:45.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.616%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Macroeconomic variables used in the calculation of ECL (5 year averages) (audited)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> %</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">g</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6.4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">g</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">g</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.0)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US GDP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US unemployment</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US HPI</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">g</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US federal funds rate</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">UK GDP = Real GDP growth seasonally adjusted; UK unemployment = UK unemployment rate 16-year+; UK HPI = Halifax All Houses, All Buyers Index; US GDP = Real GDP growth seasonally adjusted; US unemployment = US civilian unemployment rate 16-year+; US HPI = FHFA house price index. 20 quarter period starts from Q121 (2020: Q120).</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">Maximum growth relative to Q420 (2021: Q419), based on 20 quarter period in Upside scenarios; 5-year yearly average CAGR in Baseline; minimum growth relative to Q420 (2021: Q419), based on 20 quarter period in Downside scenarios.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.66pt">Lowest quarter in Upside scenarios; 5-year average in Baseline; highest quarter in Downside scenarios. Period based on 20 quarters from Q121 (2021: Q120).</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.14pt">Maximum growth relative to Q420 (2021: Q419), based on 20 quarter period in Upside scenarios; 5-year quarter end CAGR in Baseline; minimum growth relative to Q420 (2021: Q419), based on 20 quarter period in Downside scenarios.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.58pt">5-year yearly average CAGR, starting 2021 (2021: 2020)</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">f</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:6.86pt">5-year average. Period based on 20 quarters from Q121 (2021: Q120)</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">g</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">5-year quarter end CAGR, starting Q420 (2021: Q419)</span></div> | |
| CY2022Q4 | ifrs-full |
Expected Credit Loss Rate
ExpectedCreditLossRate
|
1 | |
| CY2022 | ifrs-full |
Explanation Of Inputs Assumptions And Estimation Techniques Used To Apply Impairment Requirements Explanatory
ExplanationOfInputsAssumptionsAndEstimationTechniquesUsedToApplyImpairmentRequirementsExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below shows the Expected Credit Loss (ECL) assuming scenarios have been 100% weighted with the dispersion of results around the Baseline, highlighting the impact on exposure and ECL across the scenarios. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Model exposure uses exposure at default (EAD) values and is not directly comparable to gross exposure used in prior disclosures. </span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Scenarios</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Model exposure (£m)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,622</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,652</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,642</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,627</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,593</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,557</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b, c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55,016</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,797</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,789</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,855</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55,197</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">167,476</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">171,642</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">170,664</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">169,325</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">163,888</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">152,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">436</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">415</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">427</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">438</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">445</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">452</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">287</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">220</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">243</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">273</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">337</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">379</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Model exposure (£m)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">252</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">233</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">248</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">281</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">317</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b, c</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,865</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,411</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,713</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,996</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,250</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,657</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18,850</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,684</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,662</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,001</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,438</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33,909</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,173</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,037</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,105</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,173</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,269</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,402</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">521</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">360</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">411</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">482</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">682</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,092</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Model exposure (£m)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">319</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">308</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">313</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">317</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">328</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">337</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">895</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">877</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">886</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">895</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">907</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">917</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">53.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">56.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">73.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">74.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">76.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">76.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">325</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">334</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">342</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">365</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">386</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,504</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,329</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,418</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,506</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,621</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,771</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">580</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">654</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">755</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,019</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,471</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,658</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,234</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,406</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,603</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,005</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:90.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.472%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reconciliation to total ECL</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total weighted model ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,658</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from individually assessed impairments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">316</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from non-modelled and others</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">400</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from post model management adjustments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">f</span></div></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Of which: ECL from economic uncertainty adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,352</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Model exposures are allocated to a stage based on an individual scenario rather than a probability-weighted approach, as required for Barclays reported impairment allowances. As a result, it is not possible to back solve the final reported weighted ECL from individual scenarios given balances may be assigned to a different stage dependent on the scenario.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">For Credit cards, unsecured loans and other retail lending, the model exposure movement between stages 1 and 2 across scenarios differs due to additional impacts from the undrawn exposure.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">For Credit cards, unsecured loans and other retail lending, the dispersion of results around Baseline has narrowed following model enhancements made during the year.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.07pt">Model exposures allocated to Stage 3 does not change in any of the scenarios as the transition criteria relies only on an observable evidence of default as at 31st December 2022 and not on macroeconomic scenario.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Material wholesale loan defaults are individually assessed across different recovery strategies. As a result, ECL of £316m is reported as an individually assessed impairment in the reconciliation table.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">f</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:6.79pt">Post Model Adjustments include negative adjustments reflecting operational post model adjustments.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Scenarios</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Upside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Baseline</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Downside 2</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Model exposure (£m)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,905 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,915 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,911 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,906 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,885 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,868 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b, c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,282 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,945 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,092 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,271 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,013 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,280 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">142,804 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,097 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144,688 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">143,967 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">140,402 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">135,764 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">221 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">157 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">164 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">173 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">254 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">332 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">219 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">189 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">200 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">216 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">250 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">282 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 1 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Model exposure (£m)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">228 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">219 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">222 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">227 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">249 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">266 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b, c</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,771 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,919 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,082 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,586 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,493 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,124 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,831 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,240 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,961 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36,163 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">264 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">295 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">333 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">599 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,278 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">506 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">395 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">420 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">462 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">712 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,229 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 2 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Model exposure (£m)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">610 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Model ECL (£m)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">297 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">290 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">292 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">296 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">310 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">320 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">696 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">685 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">690 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">696 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">710 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">722 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Stage 3 Coverage (%)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">52.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">69.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">70.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Model ECL (£m)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">311 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">302 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">304 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">309 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">331 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">347 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,282 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,106 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,149 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,202 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,332 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale loans</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">725 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">584 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">620 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">678 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,511 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,318 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,992 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,073 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,189 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,856 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,190 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:90.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.472%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reconciliation to total ECL</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total weighted model ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,318</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from individually assessed impairments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">463</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from non-modelled and others</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL from post model management adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%"> Of which: ECL from economic uncertainty adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">1,049</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,998</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Model exposures are allocated to a stage based on an individual scenario rather than a probability-weighted approach, as required for Barclays reported impairment allowances. As a result, it is not possible to back solve the final reported weighted ECL from individual scenarios given balances may be assigned to a different stage dependent on the scenario.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">For Credit cards, unsecured loans and other retail lending, the model exposure movement between stages 1 and 2 across scenarios differs due to additional impacts from the undrawn exposure.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">In 2021, Loans & Advances at amortised cost were used as model exposure for the International Consumer Bank within this disclosure. The process was revised in 2022 to incorporate Exposure at Default (EAD) with no impact to ECL. This has been represented in prior year comparatives.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.07pt">Model exposures allocated to Stage 3 does not change in any of the scenarios as the transition criteria relies only on an observable evidence of default as at 31st December 2021 and not on macroeconomic scenario.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Material wholesale loan defaults are individually assessed across different recovery strategies. As a result, ECL of £463m is reported as an individually assessed impairment in the reconciliation table</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">.</span></div> | |
| CY2022Q4 | ifrs-full |
Expected Credit Loss Rate
ExpectedCreditLossRate
|
1 | |
| CY2022 | ifrs-full |
Explanation Of Credit Risk Management Practices And How They Relate To Recognition And Measurement Of Expected Credit Losses Explanatory
ExplanationOfCreditRiskManagementPracticesAndHowTheyRelateToRecognitionAndMeasurementOfExpectedCreditLossesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:47.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.474%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk concentrations by geography (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">United<br/>Kingdom</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Americas</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Europe</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Asia</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Africa and Middle East</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">74,792</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49,830</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">73,677</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,552</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">291</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37,994</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,962</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,345</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,058</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">107,862</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">67,271</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72,633</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">31,532</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,958</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,113</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">127</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">329</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,341</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35,481</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,925</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,300</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,581</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">68,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28,769</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">106,715</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41,355</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20,535</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">206,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">99,695</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">101,402</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">77,106</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,299</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,474</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,228</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,950</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,929</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,718</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">258</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,083</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,367</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">118</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">324,457</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">420,759</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">278,828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">73,972</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,604</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,117,620</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,530</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,297</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,811</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,760</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">402</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,800</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,027</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">240,343</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42,533</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,321</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,753</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">334,977</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52,557</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">251,640</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,344</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,081</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,155</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">360,777</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">377,014</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">672,399</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">326,172</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80,053</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,759</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,478,397</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,470 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,735 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,846 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">169,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,107 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,272 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,754 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,210 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">742 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">62,269 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,718 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,576 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,775 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,921 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">123 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">351 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,508 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,852 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,478 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,062 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,943 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">890 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,225 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,096 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95,456 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30,080 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,998 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">183,428 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78,449 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91,992 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">75,245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,709 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,896 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,750 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,603 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,666 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">363 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,907 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">747 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">224 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">260,524 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">355,748 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">258,534 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68,404 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,241 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">961,451 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,926 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,329 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,957 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,131 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">403 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,746 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">46,616 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">192,270 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,567 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,079 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,919 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">284,451 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">54,542 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,599 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">42,524 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,210 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,322 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">308,197 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">315,066 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">558,347 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">301,058 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">74,614 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,563 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,269,648 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:16.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.190%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit risk concentrations by industry (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Banks</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Other financial<br/>insti-tutions</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Manu-<br/>facturing</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Const-<br/>ruction<br/>and <br/>property</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Govern-<br/>ment and central bank</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Energy<br/>and<br/>water</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Wholesale<br/>and retail distribution<br/> and leisure</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Business<br/>and other<br/>services</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Home<br/>loans</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Cards, <br/>unsecured<br/>loans and <br/>other personal <br/>lending</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">675</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">201,467</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,965</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,705</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">229</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,739</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">269</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">136</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">166</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">586</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107,862</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,753</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49,102</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,541</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,810</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,405</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,483</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,615</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">50</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,638</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,314</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,007</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,405</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,335</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,330</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">789</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,782</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,028</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,982</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149,917</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">705</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,707</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,598</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">184</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">479</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,897</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,255</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">470</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">128,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">152,840</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,095</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">597</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,027</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,778</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,541</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,175</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,762</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,293</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,444</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">592</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,372</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">270</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,083</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">345</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,020</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">118</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">198,395</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">443,434</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,391</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,828</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">320,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,103</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,109</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,060</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,660</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,483</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,740</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,117,620</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,075</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,695</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,430</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,008</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,891</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,138</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,177</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">143</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,135</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,800</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,779</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,801</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,887</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,594</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,308</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,672</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">120</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,687</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">334,977</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,887</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">71,876</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">48,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,317</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,509</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33,485</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,446</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,849</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">120</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,963</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,822</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">360,777</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">201,282</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">515,310</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65,894</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,145</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">322,926</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,588</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54,909</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,780</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149,446</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,562</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,478,397</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">On-balance sheet:</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,057 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,605 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,252 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">320 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,684 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">390 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">341 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,955 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,821 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,714 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,462 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,244 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,266 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,881 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,985 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,477 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,891 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">595 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,049 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">533 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,560 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,818 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,881 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,048 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,483 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,043 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,734 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,716 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,942 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,225 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,239 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">131,232 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">763 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,444 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">181 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,547 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,595 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">416 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">183,428 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">120,607 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117,050 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,168 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,898 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,233 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,544 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,172 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,825 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,794 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,942 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,972 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">514 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,975 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">444 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,907 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">401 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">474 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">105 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">182,932 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">357,410 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,954 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,697 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">281,370 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,297 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,413 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,872 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,580 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,477 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,449 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">961,451 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Off-balance sheet:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contingent liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,772 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,080 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,342 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,092 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,284 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,182 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,118 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">73 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,746 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,340 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,212 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,434 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,752 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,360 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,447 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,811 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,201 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">341 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,759 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,794 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">284,451 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,345 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60,984 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,514 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,094 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,452 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,731 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,993 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,319 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">341 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,832 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,592 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">308,197 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">185,277 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">418,394 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,468 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,791 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">283,822 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,028 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,406 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54,191 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,921 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103,309 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,041 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,269,648 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Internal Credit Exposures Explanatory
DisclosureOfInternalCreditExposuresExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:30.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Balance sheet credit quality (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD Range</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.0 to <0.60%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.60 to <11.35%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11.35% to 100%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.0 to <0.60%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.60 to <11.35%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11.35% to 100%</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash and balances at central banks</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96,688</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,886</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107,862</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,096</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">636</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">673</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,405</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,376</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,140</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,646</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,162</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">50</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">108,267</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,397</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,276</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">136,940</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">79</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,739</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,173</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,595</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">73</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading portfolio assets:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">50,208</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,891</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">331</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,430</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,214</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,273</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,711</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,198</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total trading portfolio assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53,422</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,042</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">79</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,508</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,573</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,190</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,097</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,055</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,217</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124,811</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,339</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,548</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">164,698</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">89</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial assets at fair value through the income statement</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140,484</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,988</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,722</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative financial instruments</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,087</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,606</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">283</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">94</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,081</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,084</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,502</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">958,823</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149,867</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,930</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,117,620</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">86</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash and balances at central banks</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,881 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,194 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,085 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Home loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,519 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">809 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">657 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,985 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,460 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,178 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,322 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,960 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">71 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Wholesale loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,239 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,992 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,083 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">108,314 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106,218 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,979 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,062 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,091 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">86 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,177 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading portfolio assets:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44,488 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,735 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">477 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,700 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,172 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,144 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total trading portfolio assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46,660 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,879 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">686 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,225 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,977 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,896 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35,901 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,346 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">858 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,256 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">108,609 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,047 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">530 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial assets at fair value through the income statement</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,999 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55,819 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">610 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">183,428 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative financial instruments</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">246,347 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,678 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">266 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,291 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">94 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,901 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,907 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">948 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">994 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">95 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total on-balance sheet</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">824,130 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130,687 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,634 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">961,451 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">86 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table> | |
| CY2022 | ifrs-full |
Analysis Of Credit Exposures Using Internal Credit Grading System Explanatory
AnalysisOfCreditExposuresUsingInternalCreditGradingSystemExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The below tables represent credit risk profile by PD grade for loans and advances at amortised cost, contingent liabilities and loan commitments.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Stage 1 higher risk assets, presented gross of associated collateral held, are of weaker credit quality but have not significantly deteriorated since origination. </span></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 9 Stage 1 and Stage 2 classification is not dependent solely on the absolute probability of default but on elements that determine a Significant Increase in Credit Risk (see Note 8 to the financial statements on page <a href="#ib4f123f34ecf466999777862deb97055_445" style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">137</a>), including relative movement in probability of default since initial recognition. There is therefore no direct relationship between credit quality and IFRS 9 stage classification.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for loans and advances at amortised cost (audited)</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">57,324</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">845</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58,174</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58,154</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,545</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">235</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,780</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,768</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,893</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,348</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,241</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,201</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,577</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,139</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,716</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">87</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,616</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,488</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,096</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,584</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">169</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">293</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,291</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,130</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,859</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,989</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">147</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">532</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">679</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,310</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,227</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,640</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,867</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">199</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">295</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,572</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">624</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,787</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,411</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">692</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">746</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,565</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,565</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,635</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,635</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,930</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">163,808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,949</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,570</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">186,327</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">693</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,489</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,638</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for loans and advances at amortised cost (audited)</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52,756 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">855 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,611 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">280 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">286 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,325 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.5 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,797 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">211 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,008 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,764 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,984 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,865 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,136 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,001 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,931 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,429 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,508 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,937 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">160 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">116 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">276 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,661 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,653 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,995 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,648 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">302 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">471 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,156 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,276 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,432 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">252 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,141 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">593 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,196 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">319 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">391 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,398 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,348 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,348 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,684 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,684 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,664 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129,013 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,397 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,348 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">148,758 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">796 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,019 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,684 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,499 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for contingent liabilities</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> (audited)</span></div></td></tr><tr style="height:12pt"><td colspan="9" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,290</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,439</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,436</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,210</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">348</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,558</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,733</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,913</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,907</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">214</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,375</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,366</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,989</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">751</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,740</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,713</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">910</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">496</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,406</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,381</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">716</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">190</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">906</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">847</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">440</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">498</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">432</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">542</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">542</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">539</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,067</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,768</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">542</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,377</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">87</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">201</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for contingent liabilities</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> (audited)</span></div></td></tr><tr style="height:11pt"><td colspan="9" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 2.12pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 2.12pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,240 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">172 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,412 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,409 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,479 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">503 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,982 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,978 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,996 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">199 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,195 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,794 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">216 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,010 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,990 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">286 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,276 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,249 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">817 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">479 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,296 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,281 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">607 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">254 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">861 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">141 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,162 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,303 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">77 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,223 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">179 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,064 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,271 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,515 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">143 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">202 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,313 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.9 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for loan commitments</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> (audited)</span></div></td></tr><tr style="height:11pt"><td colspan="9" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">69,737</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">70,462</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">70,456</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,221</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,649</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75,870</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75,864</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59,350</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,258</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61,608</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61,594</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40,750</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,878</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42,611</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,355</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,394</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,925</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,653</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,578</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">70</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,508</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,241</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,754</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,995</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,939</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">678</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,886</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,564</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,483</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">326</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">298,002</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,158</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">321,506</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">147</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">331</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">321,175</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="border-bottom:1pt solid #00b0f0;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td></tr><tr><td colspan="39" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.25pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk profile by internal PD grade for loan commitments</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> (audited)</span></div></td></tr><tr style="height:11pt"><td colspan="9" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net exposure</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Coverage ratio</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">PD range</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Credit quality description</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Grading</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1-3</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.0 to < 0.05%</span></td><td colspan="3" style="border-top:1pt solid #33ccff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">92,864 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,002 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">95,866 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">95,858 </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #33ccff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #33ccff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4-5</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.05 to < 0.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55,979 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,345 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,324 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,309 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6-8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 to < 0.30%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,345 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,079 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,424 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,411 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9-11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.30 to < 0.60%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,445 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,312 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,757 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,747 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12-14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.60 to < 2.15%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,189 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,240 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,429 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,327 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15-19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.15 to < 10%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,362 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,749 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,111 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,070 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 to < 11.35%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,270 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,964 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,234 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,213 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20-21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.35 to < 100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Higher Risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,196 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,669 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,865 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,799 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit Impaired</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">870 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">870 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">849 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">236,650 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,360 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">870 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">265,880 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">131 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">297 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">265,583 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Excludes loan commitments and financial guarantees carried at fair value of £14.9bn (2021: £18.8bn) for Barclays Bank Group.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Explanatory
DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below provides detail on the contractual maturity of all financial instruments and other assets and liabilities. Derivatives (other than those designated in a hedging relationship) and trading portfolio assets and liabilities are included in the ‘on demand’ column at their fair value. Liquidity risk on these items is not managed on the basis of contractual maturity since these items are not held for settlement according to such maturity and will frequently be settled before contractual maturity at fair value. Derivatives designated in a hedging relationship are included according to their contractual maturity.</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:15.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.476%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Contractual maturity of financial assets and liabilities (audited)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> On<br/>demand </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Not more<br/>than three<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over three<br/>months but<br/>not more<br/>than six<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over six<br/>months but<br/>not more<br/>than nine months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over nine<br/>months but<br/>not more<br/>than one year </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over one<br/>year <br/>but not<br/>more than<br/>two years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over two<br/>years but<br/>not more<br/>than three<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over three<br/>years but<br/>not more<br/>than five<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over five<br/>years but<br/>not more<br/>than ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Over ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> Total </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%"> £m </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">201,888</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">254</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">202,142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,010</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,852</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107,862</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,961</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,458</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,606</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,082</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,261</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,637</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,135</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39,498</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,385</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,484</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">597</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">725</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,771</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,771</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,032</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">147,655</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,003</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,036</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,361</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,561</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,909</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,769</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,960</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">211,128</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">91</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">174</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,391</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,871</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">132</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,991</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,654</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,493</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,800</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,084</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,503</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">689,747</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">269,360</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,611</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,476</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42,989</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,524</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53,901</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,315</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,268</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,187,698</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,839</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,203,537</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">196,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">62,314</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,384</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,425</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">911</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">373</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">621</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">996</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">239</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">291,579</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,013</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93,798</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96,811</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">256</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,578</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">943</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,105</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">83</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,965</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,136</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,516</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,691</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,368</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,528</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,241</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,663</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">368</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,012</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">240</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">974</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,105</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,369</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,782</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,001</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,288</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,477</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,253</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,844</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">187,160</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,352</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,292</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,812</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,992</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,547</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,528</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,708</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,820</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">272,055</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">341</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">289,206</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">117</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,806</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">571,425</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">387,194</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,101</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,363</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,670</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,206</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,087</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,880</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,872</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,349</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,140,147</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,437</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,144,584</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cumulative liquidity gap</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">118,322</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">488</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(28,002)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30,858)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36,052)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(17,269)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,832)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,189</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47,551</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58,953</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:15.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.476%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Contractual maturity of financial assets and liabilities (audited)</span></td></tr><tr style="height:11pt"><td colspan="36" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> On<br/>demand </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Not more<br/>than three<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over three<br/>months but<br/>not more<br/>than six<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over six<br/>months but<br/>not more<br/>than nine<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over nine<br/>months but<br/>not more<br/>than one<br/>year </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over one<br/>year <br/>but not<br/>more than<br/>two years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over two<br/>years but<br/>not more<br/>than three<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over three<br/>years but<br/>not more<br/>than five<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over five<br/>years but<br/>not more<br/>than ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Over ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> Total </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> £m </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">168,881 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">204 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,743 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85,342 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,470 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,855 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,745 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,238 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,611 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,162 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,813 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,416 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,420 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,529 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,934 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">184 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">146,871 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">146,871 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,174 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">127,244 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,280 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,036 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,336 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,351 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,376 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,062 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,996 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,371 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">188,226 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,046 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">184 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,194 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,080 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">449 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">547 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,656 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,389 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,093 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,823 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,677 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,908 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">607 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">255 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">622,850 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">227,064 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,236 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,725 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,494 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,353 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,578 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,755 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,254 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,587 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,049,896 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,882 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,061,778 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">201,501 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,632 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,380 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,920 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,898 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">558 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">435 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">242 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,031 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">231 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262,828 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,096 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,047 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,022 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,216 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,424 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,769 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,274 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,150 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,845 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,254 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">463 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,319 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,792 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,654 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">637 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,388 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,243 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,030 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,251 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,714 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,490 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,378 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,185 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,339 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">158,078 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,857 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,267 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,588 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,534 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,114 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,734 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,366 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,254 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">251,131 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">255,471 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">121 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">151 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">279 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">362 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">256,523 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,656 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">443 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">183 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,592 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">534,660 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">303,767 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,424 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,121 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,997 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,365 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,746 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,863 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,835 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,976 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,000,754 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,707 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,005,461 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cumulative liquidity gap</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,190 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,487 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12,701)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(19,097)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(16,600)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7,612)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,220 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,112 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,531 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,142 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">56,317 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table> | |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
202142000000 | gbp |
| CY2022Q4 | ifrs-full |
Bank Acceptance Assets
BankAcceptanceAssets
|
107862000000 | gbp |
| CY2022Q4 | ifrs-full |
Loans And Receivables
LoansAndReceivables
|
182507000000 | gbp |
| CY2022Q4 | ifrs-full |
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
725000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
133771000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
211128000000 | gbp |
| CY2022Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
302976000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
45084000000 | gbp |
| CY2022Q4 | ifrs-full |
Other Financial Assets
OtherFinancialAssets
|
1503000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets
FinancialAssets
|
1187698000000 | gbp |
| CY2022Q4 | bbplc |
Other Assets Including Amounts Held For Sale
OtherAssetsIncludingAmountsHeldForSale
|
15839000000 | gbp |
| CY2022Q4 | ifrs-full |
Assets
Assets
|
1203537000000 | gbp |
| CY2022Q4 | bbplc |
Deposits At Amortised Cost
DepositsAtAmortisedCost
|
291579000000 | gbp |
| CY2022Q4 | ifrs-full |
Bank Acceptance Liabilities
BankAcceptanceLiabilities
|
96811000000 | gbp |
| CY2022Q4 | ifrs-full |
Repurchase Agreements And Cash Collateral On Securities Lent
RepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
11965000000 | gbp |
| CY2022Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
60012000000 | gbp |
| CY2022Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
38253000000 | gbp |
| CY2022Q4 | bbplc |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingUndiscountedCashFlows
|
72460000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
272055000000 | gbp |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
289206000000 | gbp |
| CY2022Q4 | ifrs-full |
Other Financial Liabilities
OtherFinancialLiabilities
|
7806000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Liabilities
FinancialLiabilities
|
1140147000000 | gbp |
| CY2022Q4 | bbplc |
Other Liabilities Including Amounts Held For Sale
OtherLiabilitiesIncludingAmountsHeldForSale
|
4437000000 | gbp |
| CY2022Q4 | ifrs-full |
Liabilities
Liabilities
|
1144584000000 | gbp |
| CY2022Q4 | ifrs-full |
Equity
Equity
|
58953000000 | gbp |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
169085000000 | gbp |
| CY2021Q4 | ifrs-full |
Bank Acceptance Assets
BankAcceptanceAssets
|
88085000000 | gbp |
| CY2021Q4 | ifrs-full |
Loans And Receivables
LoansAndReceivables
|
145259000000 | gbp |
| CY2021Q4 | ifrs-full |
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
3177000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
146871000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
188226000000 | gbp |
| CY2021Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
262291000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
45908000000 | gbp |
| CY2021Q4 | ifrs-full |
Other Financial Assets
OtherFinancialAssets
|
994000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets
FinancialAssets
|
1049896000000 | gbp |
| CY2021Q4 | bbplc |
Other Assets Including Amounts Held For Sale
OtherAssetsIncludingAmountsHeldForSale
|
11882000000 | gbp |
| CY2021Q4 | ifrs-full |
Assets
Assets
|
1061778000000 | gbp |
| CY2021Q4 | bbplc |
Deposits At Amortised Cost
DepositsAtAmortisedCost
|
262828000000 | gbp |
| CY2021Q4 | ifrs-full |
Bank Acceptance Liabilities
BankAcceptanceLiabilities
|
79047000000 | gbp |
| CY2021Q4 | ifrs-full |
Repurchase Agreements And Cash Collateral On Securities Lent
RepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
12769000000 | gbp |
| CY2021Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
48388000000 | gbp |
| CY2021Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
32185000000 | gbp |
| CY2021Q4 | bbplc |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingUndiscountedCashFlows
|
53291000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
251131000000 | gbp |
| CY2021Q4 | bbplc |
Cash Collateral And Settlement Balance Liabilities Undiscounted
CashCollateralAndSettlementBalanceLiabilitiesUndiscounted
|
79047000000 | gbp |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
256523000000 | gbp |
| CY2021Q4 | ifrs-full |
Other Financial Liabilities
OtherFinancialLiabilities
|
4592000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Liabilities
FinancialLiabilities
|
1000754000000 | gbp |
| CY2021Q4 | bbplc |
Other Liabilities Including Amounts Held For Sale
OtherLiabilitiesIncludingAmountsHeldForSale
|
4707000000 | gbp |
| CY2021Q4 | ifrs-full |
Liabilities
Liabilities
|
1005461000000 | gbp |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
56317000000 | gbp |
| CY2022 | ifrs-full |
Maturity Analysis For Nonderivative Financial Liabilities
MaturityAnalysisForNonderivativeFinancialLiabilities
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table presents the cash flows payable by the Barclays Bank Group under financial liabilities by remaining contractual maturities at the balance sheet date. The amounts disclosed in the table are the contractual undiscounted cash flows of all financial liabilities (i.e. nominal values).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The balances in the below table do not agree directly to the balances in the consolidated balance sheet as the table incorporates all cash flows, on an undiscounted basis, related to both principal as well as those associated with all future coupon payments.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments held for trading and trading portfolio liabilities are included in the on demand column at their fair value.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:21.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Contractual maturity of financial liabilities - undiscounted (audited)</span></td></tr><tr style="height:12pt"><td colspan="30" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> On<br/>demand </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Not more<br/>than three<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over three<br/>months but<br/>not more<br/>than six<br/>months </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over six<br/>months but<br/>not more<br/>than one year </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over one<br/>year <br/>but not<br/>more than<br/>three years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over three<br/>years but<br/>not more<br/>than five<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over five<br/>years but<br/>not more<br/>than ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Over ten<br/>years </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Total </span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> £m </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">196,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">62,524</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18,918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,943</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,302</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">621</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,113</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">376</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">292,195</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,013</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93,986</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">96,999</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">256</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,587</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">946</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,184</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">252</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,225</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,234</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,615</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,301</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,932</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,732</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,773</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">651</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">62,238</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">245</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,504</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,165</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,961</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,063</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49,063</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,844</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">187,553</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,905</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,399</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,654</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,847</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,345</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23,853</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">290,400</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">288,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">244</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">131</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">71</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">722</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">289,649</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,179</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">43</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">251</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">139</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,893</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">571,425</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">388,099</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">46,764</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33,744</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">43,071</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,635</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,443</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39,941</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,173,122</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">201,501 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41,632 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,380 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,818 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">996 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">240 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,048 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">261 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,876 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,096 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">79,047 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,022 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">146 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,986 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,293 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,168 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,075 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,879 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,832 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,938 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">744 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48,929 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,061 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,404 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,328 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,917 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,918 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,752 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,380 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53,291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,339 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">158,249 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,887 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,945 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,939 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,043 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,544 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,098 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">260,044 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">255,471 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">276 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">291 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">122 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">449 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">256,637 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,658 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">526 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">122 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">208 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,687 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">534,660 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">304,015 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41,476 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,282 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,742 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,445 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,778 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31,479 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,013,877 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div> | |
| CY2022Q4 | bbplc |
Deposits At Amortised Cost Undiscounted Cash Flows
DepositsAtAmortisedCostUndiscountedCashFlows
|
292195000000 | gbp |
| CY2022Q4 | bbplc |
Cash Collateral And Settlement Balance Liabilities Undiscounted
CashCollateralAndSettlementBalanceLiabilitiesUndiscounted
|
96999000000 | gbp |
| CY2022Q4 | bbplc |
Repurchase Agreements And Other Similar Secured Lending Undiscounted Cash Flows
RepurchaseAgreementsAndOtherSimilarSecuredLendingUndiscountedCashFlows
|
12225000000 | gbp |
| CY2022Q4 | bbplc |
Debt Securities In Issue Undiscounted Cash Flows
DebtSecuritiesInIssueUndiscountedCashFlows
|
62238000000 | gbp |
| CY2022Q4 | bbplc |
Subordinated Liabilities Undiscounted Cash Flows
SubordinatedLiabilitiesUndiscountedCashFlows
|
49063000000 | gbp |
| CY2022Q4 | bbplc |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingUndiscountedCashFlows
|
72460000000 | gbp |
| CY2022Q4 | bbplc |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognitionUndiscountedCashFlows
|
290400000000 | gbp |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities Undiscounted Cash Flows
DerivativeFinancialLiabilitiesUndiscountedCashFlows
|
289649000000 | gbp |
| CY2022Q4 | bbplc |
Other Financial Liabilities Undiscounted Cash Flows
OtherFinancialLiabilitiesUndiscountedCashFlows
|
7893000000 | gbp |
| CY2022Q4 | bbplc |
Financial Liabilities Undiscounted Cash Flows
FinancialLiabilitiesUndiscountedCashFlows
|
1173122000000 | gbp |
| CY2021Q4 | bbplc |
Deposits At Amortised Cost Undiscounted Cash Flows
DepositsAtAmortisedCostUndiscountedCashFlows
|
262876000000 | gbp |
| CY2021Q4 | bbplc |
Repurchase Agreements And Other Similar Secured Lending Undiscounted Cash Flows
RepurchaseAgreementsAndOtherSimilarSecuredLendingUndiscountedCashFlows
|
12986000000 | gbp |
| CY2021Q4 | bbplc |
Debt Securities In Issue Undiscounted Cash Flows
DebtSecuritiesInIssueUndiscountedCashFlows
|
48929000000 | gbp |
| CY2021Q4 | bbplc |
Subordinated Liabilities Undiscounted Cash Flows
SubordinatedLiabilitiesUndiscountedCashFlows
|
35380000000 | gbp |
| CY2021Q4 | bbplc |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingUndiscountedCashFlows
|
53291000000 | gbp |
| CY2021Q4 | bbplc |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognitionUndiscountedCashFlows
|
260044000000 | gbp |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities Undiscounted Cash Flows
DerivativeFinancialLiabilitiesUndiscountedCashFlows
|
256637000000 | gbp |
| CY2021Q4 | bbplc |
Other Financial Liabilities Undiscounted Cash Flows
OtherFinancialLiabilitiesUndiscountedCashFlows
|
4687000000 | gbp |
| CY2021Q4 | bbplc |
Financial Liabilities Undiscounted Cash Flows
FinancialLiabilitiesUndiscountedCashFlows
|
1013877000000 | gbp |
| CY2022Q4 | bbplc |
Guarantees Letters Of Credit And Credit Insurance
GuaranteesLettersOfCreditAndCreditInsurance
|
7698000000 | gbp |
| CY2022Q4 | bbplc |
Other Commitments Received
OtherCommitmentsReceived
|
7473000000 | gbp |
| CY2022Q4 | ifrs-full |
Estimated Financial Effect Of Contingent Assets
EstimatedFinancialEffectOfContingentAssets
|
15171000000 | gbp |
| CY2021Q4 | bbplc |
Guarantees Letters Of Credit And Credit Insurance
GuaranteesLettersOfCreditAndCreditInsurance
|
7515000000 | gbp |
| CY2021Q4 | bbplc |
Other Commitments Received
OtherCommitmentsReceived
|
455000000 | gbp |
| CY2021Q4 | ifrs-full |
Estimated Financial Effect Of Contingent Assets
EstimatedFinancialEffectOfContingentAssets
|
7970000000 | gbp |
| CY2022Q4 | ifrs-full |
Estimated Financial Effect Of Contingent Liabilities
EstimatedFinancialEffectOfContingentLiabilities
|
25800000000 | gbp |
| CY2022Q4 | bbplc |
Documentary Credits And Other Short Term Trade Related Transactions
DocumentaryCreditsAndOtherShortTermTradeRelatedTransactions
|
1748000000 | gbp |
| CY2022Q4 | bbplc |
Standby Facilities Credit Lines And Other Commitments
StandbyFacilitiesCreditLinesAndOtherCommitments
|
333229000000 | gbp |
| CY2022Q4 | bbplc |
Commitments Given
CommitmentsGiven
|
360777000000 | gbp |
| CY2021Q4 | ifrs-full |
Estimated Financial Effect Of Contingent Liabilities
EstimatedFinancialEffectOfContingentLiabilities
|
23746000000 | gbp |
| CY2021Q4 | bbplc |
Documentary Credits And Other Short Term Trade Related Transactions
DocumentaryCreditsAndOtherShortTermTradeRelatedTransactions
|
1584000000 | gbp |
| CY2021Q4 | bbplc |
Standby Facilities Credit Lines And Other Commitments
StandbyFacilitiesCreditLinesAndOtherCommitments
|
282867000000 | gbp |
| CY2021Q4 | bbplc |
Commitments Given
CommitmentsGiven
|
308197000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Effect Of Changes In Foreign Exchange Rates Explanatory
DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Functional currency of operations (audited)</span></td></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Foreign currency net investments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Borrowings which hedge the net investments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives which hedge the net investments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Structural currency exposures pre- economic hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Economic hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Remaining structural currency exposures</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,523</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5,973)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,086)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,464</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,376)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,088</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,673</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,395)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,275</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(283)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,992</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">JPY</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">689</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(197)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">492</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">492</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,010</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,602)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,408</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(279)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,129</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40,895</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,368)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,888)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28,639</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,938)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,701</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,023 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5,512)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,356)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,155 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,111)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,044 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,342 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,324)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,015 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(267)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,748 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">JPY</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">614 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(97)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">517 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">517 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,085 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(64)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37,064 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,933)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,423)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,708 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,378)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,330 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022Q4 | bbplc |
Foreign Currency Net Investments Hedged Item
ForeignCurrencyNetInvestmentsHedgedItem
|
40895000000 | gbp |
| CY2022Q4 | bbplc |
Borrowings Which Hedge Net Investments Hedges
BorrowingsWhichHedgeNetInvestmentsHedges
|
8368000000 | gbp |
| CY2022Q4 | bbplc |
Derivatives Which Hedge The Net Investments Hedges
DerivativesWhichHedgeTheNetInvestmentsHedges
|
3888000000 | gbp |
| CY2022Q4 | bbplc |
Structural Currency Exposures Before Hedging Instruments
StructuralCurrencyExposuresBeforeHedgingInstruments
|
28639000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Instruments Designated As Hedging Instruments At Fair Value
FinancialInstrumentsDesignatedAsHedgingInstrumentsAtFairValue
|
8938000000 | gbp |
| CY2022Q4 | bbplc |
Structural Currency Exposures Net Of Hedging Instruments
StructuralCurrencyExposuresNetOfHedgingInstruments
|
19701000000 | gbp |
| CY2021Q4 | bbplc |
Foreign Currency Net Investments Hedged Item
ForeignCurrencyNetInvestmentsHedgedItem
|
37064000000 | gbp |
| CY2021Q4 | bbplc |
Borrowings Which Hedge Net Investments Hedges
BorrowingsWhichHedgeNetInvestmentsHedges
|
6933000000 | gbp |
| CY2021Q4 | bbplc |
Derivatives Which Hedge The Net Investments Hedges
DerivativesWhichHedgeTheNetInvestmentsHedges
|
2423000000 | gbp |
| CY2021Q4 | bbplc |
Structural Currency Exposures Before Hedging Instruments
StructuralCurrencyExposuresBeforeHedgingInstruments
|
27708000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Instruments Designated As Hedging Instruments At Fair Value
FinancialInstrumentsDesignatedAsHedgingInstrumentsAtFairValue
|
7378000000 | gbp |
| CY2021Q4 | bbplc |
Structural Currency Exposures Net Of Hedging Instruments
StructuralCurrencyExposuresNetOfHedgingInstruments
|
20330000000 | gbp |
| CY2022Q4 | bbplc |
Financial Instrument Which Hedge Net Investments Hedges
FinancialInstrumentWhichHedgeNetInvestmentsHedges
|
12300000000 | gbp |
| CY2021Q4 | bbplc |
Financial Instrument Which Hedge Net Investments Hedges
FinancialInstrumentWhichHedgeNetInvestmentsHedges
|
9400000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Sensitivity Analysis To Changes In Risk Exposures That Arise From Contracts Within Scope Of Ifrs17 Explanatory
DisclosureOfSensitivityAnalysisToChangesInRiskExposuresThatAriseFromContractsWithinScopeOfIFRS17Explanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:57.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net Interest Income sensitivity (AEaR) by currency (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">+25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">-25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">+25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">-25 basis<br/>points</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">GBP</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(41)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">55 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(59)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other currencies</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(99)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:57.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of equity sensitivity (audited)</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31 December 2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31 December 2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">+25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">-25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">+25 basis<br/>points</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">-25 basis<br/>points</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net interest income</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(29)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(99)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Taxation effects on the above</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Effect on profit for the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(24)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">56</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(81)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As percentage of net profit after tax</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5%</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5%)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2%</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.8%)</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Effect on profit for the year (per above)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(24)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">56</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(81)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value through other comprehensive income reserve</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(367)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">368</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(449)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">380</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flow hedge reserve</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(625)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">625</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(626)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">626</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Taxation effects on the above</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">268</span></td><td colspan="3" style="background-color:#ededed;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(268)</span></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">290</span></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(272)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Effect on equity</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(703)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">701</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(729)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">653</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As percentage of equity</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.2%)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2%</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.3%)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2%</span></td></tr></table> | |
| CY2022 | dei |
Auditor Firm
AuditorFirmId
|
1118 | |
| CY2022 | dei |
Auditor Name
AuditorName
|
KPMG LLP | |
| CY2022 | dei |
Auditor Location
AuditorLocation
|
London, United Kingdom | |
| CY2022 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
11779000000 | gbp |
| CY2021 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
5672000000 | gbp |
| CY2020 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
6006000000 | gbp |
| CY2022 | ifrs-full |
Interest Expense
InterestExpense
|
6381000000 | gbp |
| CY2021 | ifrs-full |
Interest Expense
InterestExpense
|
2599000000 | gbp |
| CY2020 | ifrs-full |
Interest Expense
InterestExpense
|
2846000000 | gbp |
| CY2022 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
5398000000 | gbp |
| CY2021 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
3073000000 | gbp |
| CY2020 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
3160000000 | gbp |
| CY2022 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
8171000000 | gbp |
| CY2021 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
8581000000 | gbp |
| CY2020 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
7417000000 | gbp |
| CY2022 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
2745000000 | gbp |
| CY2021 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1994000000 | gbp |
| CY2020 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1758000000 | gbp |
| CY2022 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
5426000000 | gbp |
| CY2021 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
6587000000 | gbp |
| CY2020 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
5659000000 | gbp |
| CY2022 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
7624000000 | gbp |
| CY2021 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
5788000000 | gbp |
| CY2020 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
7076000000 | gbp |
| CY2022 | bbplc |
Investment Income Expense
InvestmentIncomeExpense
|
-323000000 | gbp |
| CY2021 | bbplc |
Investment Income Expense
InvestmentIncomeExpense
|
-80000000 | gbp |
| CY2020 | bbplc |
Investment Income Expense
InvestmentIncomeExpense
|
-121000000 | gbp |
| CY2022 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
69000000 | gbp |
| CY2021 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
40000000 | gbp |
| CY2020 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
4000000 | gbp |
| CY2022 | bbplc |
Operating Income
OperatingIncome
|
18194000000 | gbp |
| CY2021 | bbplc |
Operating Income
OperatingIncome
|
15408000000 | gbp |
| CY2020 | bbplc |
Operating Income
OperatingIncome
|
15778000000 | gbp |
| CY2022 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
5192000000 | gbp |
| CY2021 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
4456000000 | gbp |
| CY2020 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
4365000000 | gbp |
| CY2022 | bbplc |
Infrastructure Costs
InfrastructureCosts
|
900000000 | gbp |
| CY2021 | bbplc |
Infrastructure Costs
InfrastructureCosts
|
1054000000 | gbp |
| CY2020 | bbplc |
Infrastructure Costs
InfrastructureCosts
|
816000000 | gbp |
| CY2022 | ifrs-full |
Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
|
4879000000 | gbp |
| CY2021 | ifrs-full |
Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
|
4375000000 | gbp |
| CY2020 | ifrs-full |
Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
|
4202000000 | gbp |
| CY2022 | ifrs-full |
Losses On Litigation Settlements
LossesOnLitigationSettlements
|
1427000000 | gbp |
| CY2021 | ifrs-full |
Losses On Litigation Settlements
LossesOnLitigationSettlements
|
374000000 | gbp |
| CY2020 | ifrs-full |
Losses On Litigation Settlements
LossesOnLitigationSettlements
|
76000000 | gbp |
| CY2022 | ifrs-full |
Operating Expense
OperatingExpense
|
12398000000 | gbp |
| CY2021 | ifrs-full |
Operating Expense
OperatingExpense
|
10259000000 | gbp |
| CY2020 | ifrs-full |
Operating Expense
OperatingExpense
|
9459000000 | gbp |
| CY2022 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
3000000 | gbp |
| CY2021 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
4000000 | gbp |
| CY2020 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
7000000 | gbp |
| CY2022 | ifrs-full |
Gain Loss Recognised On Measurement To Fair Value Less Costs To Sell Or On Disposal Of Assets Or Disposal Groups Constituting Discontinued Operation
GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation
|
1000000 | gbp |
| CY2021 | ifrs-full |
Gain Loss Recognised On Measurement To Fair Value Less Costs To Sell Or On Disposal Of Assets Or Disposal Groups Constituting Discontinued Operation
GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation
|
-12000000 | gbp |
| CY2020 | ifrs-full |
Gain Loss Recognised On Measurement To Fair Value Less Costs To Sell Or On Disposal Of Assets Or Disposal Groups Constituting Discontinued Operation
GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation
|
126000000 | gbp |
| CY2022 | bbplc |
Profit Loss From Operating Activities Before Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ProfitLossFromOperatingActivitiesBeforeImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
5800000000 | gbp |
| CY2021 | bbplc |
Profit Loss From Operating Activities Before Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ProfitLossFromOperatingActivitiesBeforeImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
5141000000 | gbp |
| CY2020 | bbplc |
Profit Loss From Operating Activities Before Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ProfitLossFromOperatingActivitiesBeforeImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
6452000000 | gbp |
| CY2022 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
933000000 | gbp |
| CY2021 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
-277000000 | gbp |
| CY2020 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
3377000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
4867000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
5418000000 | gbp |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
3075000000 | gbp |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
485000000 | gbp |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
830000000 | gbp |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
624000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss
ProfitLoss
|
4382000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss
ProfitLoss
|
4588000000 | gbp |
| CY2020 | ifrs-full |
Profit Loss
ProfitLoss
|
2451000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
3650000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
3957000000 | gbp |
| CY2020 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
1774000000 | gbp |
| CY2022 | bbplc |
Profit Loss Attributable To Other Equity Holders Of The Parent
ProfitLossAttributableToOtherEquityHoldersOfTheParent
|
732000000 | gbp |
| CY2021 | bbplc |
Profit Loss Attributable To Other Equity Holders Of The Parent
ProfitLossAttributableToOtherEquityHoldersOfTheParent
|
631000000 | gbp |
| CY2020 | bbplc |
Profit Loss Attributable To Other Equity Holders Of The Parent
ProfitLossAttributableToOtherEquityHoldersOfTheParent
|
677000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
4382000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
4588000000 | gbp |
| CY2020 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
2451000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss
ProfitLoss
|
4382000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss
ProfitLoss
|
4588000000 | gbp |
| CY2020 | ifrs-full |
Profit Loss
ProfitLoss
|
2451000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss
ProfitLoss
|
4382000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss
ProfitLoss
|
4588000000 | gbp |
| CY2020 | ifrs-full |
Profit Loss
ProfitLoss
|
2451000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
2411000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
-155000000 | gbp |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
-647000000 | gbp |
| CY2022 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax
|
-6376000000 | gbp |
| CY2021 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax
|
-1383000000 | gbp |
| CY2020 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax
|
2402000000 | gbp |
| CY2022 | bbplc |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax On Disposal
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOnDisposal
|
-68000000 | gbp |
| CY2021 | bbplc |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax On Disposal
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOnDisposal
|
248000000 | gbp |
| CY2020 | bbplc |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax On Disposal
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxOnDisposal
|
251000000 | gbp |
| CY2022 | bbplc |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax Due To Impairment
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxDueToImpairment
|
-8000000 | gbp |
| CY2021 | bbplc |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax Due To Impairment
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxDueToImpairment
|
6000000 | gbp |
| CY2020 | bbplc |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax Due To Impairment
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxDueToImpairment
|
-1000000 | gbp |
| CY2022 | bbplc |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax Due To Fair Value Hedging
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxDueToFairValueHedging
|
-4627000000 | gbp |
| CY2021 | bbplc |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax Due To Fair Value Hedging
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxDueToFairValueHedging
|
-1105000000 | gbp |
| CY2020 | bbplc |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax Due To Fair Value Hedging
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTaxDueToFairValueHedging
|
1640000000 | gbp |
| CY2022 | ifrs-full |
Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income
IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-449000000 | gbp |
| CY2021 | ifrs-full |
Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income
IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-170000000 | gbp |
| CY2020 | ifrs-full |
Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income
IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
130000000 | gbp |
| CY2022 | ifrs-full |
Gains Losses On Cash Flow Hedges Before Tax
GainsLossesOnCashFlowHedgesBeforeTax
|
-7290000000 | gbp |
| CY2021 | ifrs-full |
Gains Losses On Cash Flow Hedges Before Tax
GainsLossesOnCashFlowHedgesBeforeTax
|
-2212000000 | gbp |
| CY2020 | ifrs-full |
Gains Losses On Cash Flow Hedges Before Tax
GainsLossesOnCashFlowHedgesBeforeTax
|
1366000000 | gbp |
| CY2022 | ifrs-full |
Reclassification Adjustments On Cash Flow Hedges Before Tax
ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax
|
-543000000 | gbp |
| CY2021 | ifrs-full |
Reclassification Adjustments On Cash Flow Hedges Before Tax
ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax
|
327000000 | gbp |
| CY2020 | ifrs-full |
Reclassification Adjustments On Cash Flow Hedges Before Tax
ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax
|
282000000 | gbp |
| CY2022 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
-1808000000 | gbp |
| CY2021 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
-740000000 | gbp |
| CY2020 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
291000000 | gbp |
| CY2022 | ifrs-full |
Other Individually Immaterial Components Of Other Comprehensive Income Net Of Tax
OtherIndividuallyImmaterialComponentsOfOtherComprehensiveIncomeNetOfTax
|
0 | gbp |
| CY2021 | ifrs-full |
Other Individually Immaterial Components Of Other Comprehensive Income Net Of Tax
OtherIndividuallyImmaterialComponentsOfOtherComprehensiveIncomeNetOfTax
|
0 | gbp |
| CY2020 | ifrs-full |
Other Individually Immaterial Components Of Other Comprehensive Income Net Of Tax
OtherIndividuallyImmaterialComponentsOfOtherComprehensiveIncomeNetOfTax
|
3000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net Of Tax
OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax
|
-3752000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net Of Tax
OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax
|
-2316000000 | gbp |
| CY2020 | ifrs-full |
Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net Of Tax
OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax
|
531000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
-755000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
1299000000 | gbp |
| CY2020 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
-77000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments
|
0 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments
|
0 | gbp |
| CY2020 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments
|
1000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income Before Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
2092000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income Before Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
-105000000 | gbp |
| CY2020 | ifrs-full |
Other Comprehensive Income Before Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
-810000000 | gbp |
| CY2022 | ifrs-full |
Income Tax Relating To Components Of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss
|
156000000 | gbp |
| CY2021 | ifrs-full |
Income Tax Relating To Components Of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss
|
563000000 | gbp |
| CY2020 | ifrs-full |
Income Tax Relating To Components Of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss
|
-198000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net Of Tax
OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax
|
1181000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net Of Tax
OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax
|
631000000 | gbp |
| CY2020 | ifrs-full |
Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net Of Tax
OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax
|
-688000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
-2571000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
-1685000000 | gbp |
| CY2020 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
-157000000 | gbp |
| CY2022 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
1811000000 | gbp |
| CY2021 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
2903000000 | gbp |
| CY2020 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
2294000000 | gbp |
| CY2022 | ifrs-full |
Comprehensive Income Attributable To Owners Of Parent
ComprehensiveIncomeAttributableToOwnersOfParent
|
1811000000 | gbp |
| CY2021 | ifrs-full |
Comprehensive Income Attributable To Owners Of Parent
ComprehensiveIncomeAttributableToOwnersOfParent
|
2903000000 | gbp |
| CY2020 | ifrs-full |
Comprehensive Income Attributable To Owners Of Parent
ComprehensiveIncomeAttributableToOwnersOfParent
|
2294000000 | gbp |
| CY2022 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
1811000000 | gbp |
| CY2021 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
2903000000 | gbp |
| CY2020 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
2294000000 | gbp |
| CY2022 | ifrs-full |
Reclassification Adjustments On Exchange Differences On Translation Net Of Tax
ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax
|
1000000 | gbp |
| CY2021 | ifrs-full |
Reclassification Adjustments On Exchange Differences On Translation Net Of Tax
ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax
|
-20000000 | gbp |
| CY2020 | ifrs-full |
Reclassification Adjustments On Exchange Differences On Translation Net Of Tax
ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax
|
-8000000 | gbp |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
202142000000 | gbp |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
169085000000 | gbp |
| CY2022Q4 | ifrs-full |
Bank Acceptance Assets
BankAcceptanceAssets
|
107862000000 | gbp |
| CY2021Q4 | ifrs-full |
Bank Acceptance Assets
BankAcceptanceAssets
|
88085000000 | gbp |
| CY2022Q4 | ifrs-full |
Loans And Receivables
LoansAndReceivables
|
182507000000 | gbp |
| CY2021Q4 | ifrs-full |
Loans And Receivables
LoansAndReceivables
|
145259000000 | gbp |
| CY2022Q4 | ifrs-full |
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
725000000 | gbp |
| CY2021Q4 | ifrs-full |
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
3177000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
133771000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
146871000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
211128000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
188226000000 | gbp |
| CY2022Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
302976000000 | gbp |
| CY2021Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
262291000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
45084000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
45908000000 | gbp |
| CY2022Q4 | ifrs-full |
Investment Accounted For Using Equity Method
InvestmentAccountedForUsingEquityMethod
|
26000000 | gbp |
| CY2021Q4 | ifrs-full |
Investment Accounted For Using Equity Method
InvestmentAccountedForUsingEquityMethod
|
24000000 | gbp |
| CY2022Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1665000000 | gbp |
| CY2021Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1449000000 | gbp |
| CY2022Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
1379000000 | gbp |
| CY2021Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
1248000000 | gbp |
| CY2022Q4 | ifrs-full |
Current Tax Assets
CurrentTaxAssets
|
737000000 | gbp |
| CY2021Q4 | ifrs-full |
Current Tax Assets
CurrentTaxAssets
|
589000000 | gbp |
| CY2022Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
4583000000 | gbp |
| CY2021Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
2981000000 | gbp |
| CY2022Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
4743000000 | gbp |
| CY2021Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
3879000000 | gbp |
| CY2022Q4 | ifrs-full |
Other Assets
OtherAssets
|
4209000000 | gbp |
| CY2021Q4 | ifrs-full |
Other Assets
OtherAssets
|
2706000000 | gbp |
| CY2022Q4 | ifrs-full |
Assets
Assets
|
1203537000000 | gbp |
| CY2021Q4 | ifrs-full |
Assets
Assets
|
1061778000000 | gbp |
| CY2022Q4 | bbplc |
Deposits At Amortised Cost
DepositsAtAmortisedCost
|
291579000000 | gbp |
| CY2021Q4 | bbplc |
Deposits At Amortised Cost
DepositsAtAmortisedCost
|
262828000000 | gbp |
| CY2022Q4 | ifrs-full |
Bank Acceptance Liabilities
BankAcceptanceLiabilities
|
96811000000 | gbp |
| CY2021Q4 | ifrs-full |
Bank Acceptance Liabilities
BankAcceptanceLiabilities
|
79047000000 | gbp |
| CY2022Q4 | ifrs-full |
Repurchase Agreements And Cash Collateral On Securities Lent
RepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
11965000000 | gbp |
| CY2021Q4 | ifrs-full |
Repurchase Agreements And Cash Collateral On Securities Lent
RepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
12769000000 | gbp |
| CY2022Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
60012000000 | gbp |
| CY2021Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
48388000000 | gbp |
| CY2022Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
38253000000 | gbp |
| CY2021Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
32185000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
72460000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
53291000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
272055000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
251131000000 | gbp |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
289206000000 | gbp |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
256523000000 | gbp |
| CY2022Q4 | ifrs-full |
Current Tax Liabilities
CurrentTaxLiabilities
|
422000000 | gbp |
| CY2021Q4 | ifrs-full |
Current Tax Liabilities
CurrentTaxLiabilities
|
688000000 | gbp |
| CY2022Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
0 | gbp |
| CY2021Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
6000000 | gbp |
| CY2022Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
184000000 | gbp |
| CY2021Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
246000000 | gbp |
| CY2022Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
10779000000 | gbp |
| CY2021Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
7249000000 | gbp |
| CY2022Q4 | ifrs-full |
Provisions
Provisions
|
858000000 | gbp |
| CY2021Q4 | ifrs-full |
Provisions
Provisions
|
1110000000 | gbp |
| CY2022Q4 | ifrs-full |
Liabilities
Liabilities
|
1144584000000 | gbp |
| CY2021Q4 | ifrs-full |
Liabilities
Liabilities
|
1005461000000 | gbp |
| CY2022Q4 | bbplc |
Called Up Share Capital And Share Premium
CalledUpShareCapitalAndSharePremium
|
2348000000 | gbp |
| CY2021Q4 | bbplc |
Called Up Share Capital And Share Premium
CalledUpShareCapitalAndSharePremium
|
2348000000 | gbp |
| CY2022Q4 | ifrs-full |
Other Equity Interest
OtherEquityInterest
|
10691000000 | gbp |
| CY2021Q4 | ifrs-full |
Other Equity Interest
OtherEquityInterest
|
9693000000 | gbp |
| CY2022Q4 | ifrs-full |
Other Reserves
OtherReserves
|
-1464000000 | gbp |
| CY2021Q4 | ifrs-full |
Other Reserves
OtherReserves
|
861000000 | gbp |
| CY2022Q4 | ifrs-full |
Retained Earnings
RetainedEarnings
|
47378000000 | gbp |
| CY2021Q4 | ifrs-full |
Retained Earnings
RetainedEarnings
|
43415000000 | gbp |
| CY2022Q4 | ifrs-full |
Equity
Equity
|
58953000000 | gbp |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
56317000000 | gbp |
| CY2022Q4 | ifrs-full |
Equity And Liabilities
EquityAndLiabilities
|
1203537000000 | gbp |
| CY2021Q4 | ifrs-full |
Equity And Liabilities
EquityAndLiabilities
|
1061778000000 | gbp |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
56317000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss
ProfitLoss
|
4382000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
2411000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income
OtherComprehensiveIncomeNetOfTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-1224000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-4939000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
-282000000 | gbp |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
1463000000 | gbp |
| CY2022 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
1811000000 | gbp |
| CY2022 | bbplc |
Issue And Exchange Of Other Equity Instruments
IssueAndExchangeOfOtherEquityInstruments
|
1036000000 | gbp |
| CY2022 | bbplc |
Increase Decrease Other Equity Instruments Coupons Paid
IncreaseDecreaseOtherEquityInstrumentsCouponsPaid
|
-732000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Sharebased Payment Transactions
IncreaseDecreaseThroughSharebasedPaymentTransactions
|
419000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Exercise Of Options
IncreaseDecreaseThroughExerciseOfOptions
|
-413000000 | gbp |
| CY2022 | ifrs-full |
Dividends Paid Ordinary Shares
DividendsPaidOrdinaryShares
|
200000000 | gbp |
| CY2022 | ifrs-full |
Dividends Paid Other Shares
DividendsPaidOtherShares
|
31000000 | gbp |
| CY2022 | bbplc |
Increase Decrease Through Credit Realization Equity
IncreaseDecreaseThroughCreditRealizationEquity
|
0 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Other Contributions By Owners
IncreaseDecreaseThroughOtherContributionsByOwners
|
750000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Transfers And Other Changes Equity
IncreaseDecreaseThroughTransfersAndOtherChangesEquity
|
-4000000 | gbp |
| CY2022Q4 | ifrs-full |
Equity
Equity
|
58953000000 | gbp |
| CY2020Q4 | ifrs-full |
Equity
Equity
|
53710000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss
ProfitLoss
|
4588000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
-155000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income
OtherComprehensiveIncomeNetOfTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-362000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-1799000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
644000000 | gbp |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
-13000000 | gbp |
| CY2021 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
2903000000 | gbp |
| CY2021 | bbplc |
Issue And Exchange Of Other Equity Instruments
IssueAndExchangeOfOtherEquityInstruments
|
1075000000 | gbp |
| CY2021 | bbplc |
Increase Decrease Other Equity Instruments Coupons Paid
IncreaseDecreaseOtherEquityInstrumentsCouponsPaid
|
-631000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease Through Sharebased Payment Transactions
IncreaseDecreaseThroughSharebasedPaymentTransactions
|
436000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease Through Exercise Of Options
IncreaseDecreaseThroughExerciseOfOptions
|
-356000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease Through Exercise Of Options
IncreaseDecreaseThroughExerciseOfOptions
|
-356000000 | gbp |
| CY2021 | ifrs-full |
Dividends Paid Ordinary Shares
DividendsPaidOrdinaryShares
|
794000000 | gbp |
| CY2021 | ifrs-full |
Dividends Paid Other Shares
DividendsPaidOtherShares
|
27000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease Through Transfers And Other Changes Equity
IncreaseDecreaseThroughTransfersAndOtherChangesEquity
|
1000000 | gbp |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
56317000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
4867000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
5418000000 | gbp |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
3075000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
933000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
-277000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
3377000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Depreciation And Amortisation Expense And Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
AdjustmentsForDepreciationAndAmortisationExpenseAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
483000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Depreciation And Amortisation Expense And Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
AdjustmentsForDepreciationAndAmortisationExpenseAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
683000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Depreciation And Amortisation Expense And Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
AdjustmentsForDepreciationAndAmortisationExpenseAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
441000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Provisions
AdjustmentsForProvisions
|
1188000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Provisions
AdjustmentsForProvisions
|
85000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Provisions
AdjustmentsForProvisions
|
634000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Losses Gains On Disposal Of Noncurrent Assets
AdjustmentsForLossesGainsOnDisposalOfNoncurrentAssets
|
8000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Losses Gains On Disposal Of Noncurrent Assets
AdjustmentsForLossesGainsOnDisposalOfNoncurrentAssets
|
12000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Losses Gains On Disposal Of Noncurrent Assets
AdjustmentsForLossesGainsOnDisposalOfNoncurrentAssets
|
-119000000 | gbp |
| CY2022 | ifrs-full |
Other Adjustments For Noncash Items
OtherAdjustmentsForNoncashItems
|
-13491000000 | gbp |
| CY2021 | ifrs-full |
Other Adjustments For Noncash Items
OtherAdjustmentsForNoncashItems
|
1968000000 | gbp |
| CY2020 | ifrs-full |
Other Adjustments For Noncash Items
OtherAdjustmentsForNoncashItems
|
-2362000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Trade Account Receivable
AdjustmentsForDecreaseIncreaseInTradeAccountReceivable
|
-1078000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Trade Account Receivable
AdjustmentsForDecreaseIncreaseInTradeAccountReceivable
|
3633000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Trade Account Receivable
AdjustmentsForDecreaseIncreaseInTradeAccountReceivable
|
4098000000 | gbp |
| CY2022 | bbplc |
Adjustments For Decrease Increase In Loans And Advances
AdjustmentsForDecreaseIncreaseInLoansAndAdvances
|
-30617000000 | gbp |
| CY2021 | bbplc |
Adjustments For Decrease Increase In Loans And Advances
AdjustmentsForDecreaseIncreaseInLoansAndAdvances
|
-7190000000 | gbp |
| CY2020 | bbplc |
Adjustments For Decrease Increase In Loans And Advances
AdjustmentsForDecreaseIncreaseInLoansAndAdvances
|
7142000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Repurchase Agreements And Cash Collateral On Securities Lent
AdjustmentsForIncreaseDecreaseInRepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
2452000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Repurchase Agreements And Cash Collateral On Securities Lent
AdjustmentsForIncreaseDecreaseInRepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
5804000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Repurchase Agreements And Cash Collateral On Securities Lent
AdjustmentsForIncreaseDecreaseInRepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
-7250000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Customers
AdjustmentsForIncreaseDecreaseInDepositsFromCustomers
|
28751000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Customers
AdjustmentsForIncreaseDecreaseInDepositsFromCustomers
|
18132000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Customers
AdjustmentsForIncreaseDecreaseInDepositsFromCustomers
|
31148000000 | gbp |
| CY2022 | bbplc |
Adjustments For Increase Decrease Debt Securities In Issue
AdjustmentsForIncreaseDecreaseDebtSecuritiesInIssue
|
11624000000 | gbp |
| CY2021 | bbplc |
Adjustments For Increase Decrease Debt Securities In Issue
AdjustmentsForIncreaseDecreaseDebtSecuritiesInIssue
|
18965000000 | gbp |
| CY2020 | bbplc |
Adjustments For Increase Decrease Debt Securities In Issue
AdjustmentsForIncreaseDecreaseDebtSecuritiesInIssue
|
-4113000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
-804000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
2326000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
8411000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Gains Losses On Change In Fair Value Of Derivatives
AdjustmentsForGainsLossesOnChangeInFairValueOfDerivatives
|
8002000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Gains Losses On Change In Fair Value Of Derivatives
AdjustmentsForGainsLossesOnChangeInFairValueOfDerivatives
|
3655000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Gains Losses On Change In Fair Value Of Derivatives
AdjustmentsForGainsLossesOnChangeInFairValueOfDerivatives
|
1604000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Financial Assets Held For Trading
AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading
|
13100000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Financial Assets Held For Trading
AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading
|
-19207000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Financial Assets Held For Trading
AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading
|
-14327000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Financial Liabilities Held For Trading
AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading
|
19169000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Financial Liabilities Held For Trading
AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading
|
7152000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Financial Liabilities Held For Trading
AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading
|
10927000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Fair Value Gains Losses
AdjustmentsForFairValueGainsLosses
|
-1978000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Fair Value Gains Losses
AdjustmentsForFairValueGainsLosses
|
-14960000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Fair Value Gains Losses
AdjustmentsForFairValueGainsLosses
|
2889000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Other Assets
AdjustmentsForDecreaseIncreaseInOtherAssets
|
-3311000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Other Assets
AdjustmentsForDecreaseIncreaseInOtherAssets
|
-2235000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Other Assets
AdjustmentsForDecreaseIncreaseInOtherAssets
|
-93000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
|
1834000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
|
2082000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
|
13000000 | gbp |
| CY2022 | ifrs-full |
Income Taxes Paid Refund Classified As Operating Activities
IncomeTaxesPaidRefundClassifiedAsOperatingActivities
|
144000000 | gbp |
| CY2021 | ifrs-full |
Income Taxes Paid Refund Classified As Operating Activities
IncomeTaxesPaidRefundClassifiedAsOperatingActivities
|
1239000000 | gbp |
| CY2020 | ifrs-full |
Income Taxes Paid Refund Classified As Operating Activities
IncomeTaxesPaidRefundClassifiedAsOperatingActivities
|
12000000 | gbp |
| CY2022 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
|
24984000000 | gbp |
| CY2021 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
|
17497000000 | gbp |
| CY2020 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
|
42275000000 | gbp |
| CY2022 | ifrs-full |
Purchase Of Investments Other Than Investments Accounted For Using Equity Method
PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod
|
20014000000 | gbp |
| CY2021 | ifrs-full |
Purchase Of Investments Other Than Investments Accounted For Using Equity Method
PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod
|
6931000000 | gbp |
| CY2020 | ifrs-full |
Purchase Of Investments Other Than Investments Accounted For Using Equity Method
PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod
|
7890000000 | gbp |
| CY2022 | ifrs-full |
Proceeds From Sales Of Investments Other Than Investments Accounted For Using Equity Method
ProceedsFromSalesOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod
|
12925000000 | gbp |
| CY2021 | ifrs-full |
Proceeds From Sales Of Investments Other Than Investments Accounted For Using Equity Method
ProceedsFromSalesOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod
|
2424000000 | gbp |
| CY2020 | ifrs-full |
Proceeds From Sales Of Investments Other Than Investments Accounted For Using Equity Method
ProceedsFromSalesOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod
|
3527000000 | gbp |
| CY2022 | ifrs-full |
Purchase Of Financial Instruments Classified As Investing Activities
PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities
|
43139000000 | gbp |
| CY2021 | ifrs-full |
Purchase Of Financial Instruments Classified As Investing Activities
PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities
|
44058000000 | gbp |
| CY2020 | ifrs-full |
Purchase Of Financial Instruments Classified As Investing Activities
PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities
|
57640000000 | gbp |
| CY2022 | ifrs-full |
Proceeds From Sales Or Maturity Of Financial Instruments Classified As Investing Activities
ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities
|
42157000000 | gbp |
| CY2021 | ifrs-full |
Proceeds From Sales Or Maturity Of Financial Instruments Classified As Investing Activities
ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities
|
47601000000 | gbp |
| CY2020 | ifrs-full |
Proceeds From Sales Or Maturity Of Financial Instruments Classified As Investing Activities
ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities
|
53367000000 | gbp |
| CY2022 | ifrs-full |
Purchase Of Property Plant And Equipment Intangible Assets Other Than Goodwill Investment Property And Other Noncurrent Assets
PurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets
|
540000000 | gbp |
| CY2021 | ifrs-full |
Purchase Of Property Plant And Equipment Intangible Assets Other Than Goodwill Investment Property And Other Noncurrent Assets
PurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets
|
758000000 | gbp |
| CY2020 | ifrs-full |
Purchase Of Property Plant And Equipment Intangible Assets Other Than Goodwill Investment Property And Other Noncurrent Assets
PurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets
|
303000000 | gbp |
| CY2022 | ifrs-full |
Cash Flows From Losing Control Of Subsidiaries Or Other Businesses Classified As Investing Activities
CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities
|
0 | gbp |
| CY2021 | ifrs-full |
Cash Flows From Losing Control Of Subsidiaries Or Other Businesses Classified As Investing Activities
CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities
|
65000000 | gbp |
| CY2020 | ifrs-full |
Cash Flows From Losing Control Of Subsidiaries Or Other Businesses Classified As Investing Activities
CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities
|
736000000 | gbp |
| CY2022 | ifrs-full |
Other Inflows Outflows Of Cash Classified As Investing Activities
OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities
|
0 | gbp |
| CY2021 | ifrs-full |
Other Inflows Outflows Of Cash Classified As Investing Activities
OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities
|
4000000 | gbp |
| CY2020 | ifrs-full |
Other Inflows Outflows Of Cash Classified As Investing Activities
OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities
|
11000000 | gbp |
| CY2022 | ifrs-full |
Cash Flows From Used In Investing Activities
CashFlowsFromUsedInInvestingActivities
|
-8611000000 | gbp |
| CY2021 | ifrs-full |
Cash Flows From Used In Investing Activities
CashFlowsFromUsedInInvestingActivities
|
-1653000000 | gbp |
| CY2020 | ifrs-full |
Cash Flows From Used In Investing Activities
CashFlowsFromUsedInInvestingActivities
|
-8192000000 | gbp |
| CY2022 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
963000000 | gbp |
| CY2021 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
1452000000 | gbp |
| CY2020 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
982000000 | gbp |
| CY2022 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
|
15381000000 | gbp |
| CY2021 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
|
9099000000 | gbp |
| CY2020 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
|
3856000000 | gbp |
| CY2022 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
|
8367000000 | gbp |
| CY2021 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
|
7241000000 | gbp |
| CY2020 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
|
4746000000 | gbp |
| CY2022 | ifrs-full |
Proceeds From Issuing Shares
ProceedsFromIssuingShares
|
3134000000 | gbp |
| CY2021 | ifrs-full |
Proceeds From Issuing Shares
ProceedsFromIssuingShares
|
1072000000 | gbp |
| CY2020 | ifrs-full |
Proceeds From Issuing Shares
ProceedsFromIssuingShares
|
1134000000 | gbp |
| CY2022 | ifrs-full |
Payments To Acquire Or Redeem Entitys Shares
PaymentsToAcquireOrRedeemEntitysShares
|
2136000000 | gbp |
| CY2021 | ifrs-full |
Payments To Acquire Or Redeem Entitys Shares
PaymentsToAcquireOrRedeemEntitysShares
|
0 | gbp |
| CY2020 | ifrs-full |
Payments To Acquire Or Redeem Entitys Shares
PaymentsToAcquireOrRedeemEntitysShares
|
903000000 | gbp |
| CY2022 | bbplc |
Proceeds From Contributions By Owners
ProceedsFromContributionsByOwners
|
750000000 | gbp |
| CY2021 | bbplc |
Proceeds From Contributions By Owners
ProceedsFromContributionsByOwners
|
0 | gbp |
| CY2020 | bbplc |
Proceeds From Contributions By Owners
ProceedsFromContributionsByOwners
|
0 | gbp |
| CY2022 | bbplc |
Payments For Vesting Of Shares Under Employee Share Schemes
PaymentsForVestingOfSharesUnderEmployeeShareSchemes
|
413000000 | gbp |
| CY2021 | bbplc |
Payments For Vesting Of Shares Under Employee Share Schemes
PaymentsForVestingOfSharesUnderEmployeeShareSchemes
|
356000000 | gbp |
| CY2020 | bbplc |
Payments For Vesting Of Shares Under Employee Share Schemes
PaymentsForVestingOfSharesUnderEmployeeShareSchemes
|
300000000 | gbp |
| CY2022 | ifrs-full |
Cash Flows From Used In Financing Activities
CashFlowsFromUsedInFinancingActivities
|
7386000000 | gbp |
| CY2021 | ifrs-full |
Cash Flows From Used In Financing Activities
CashFlowsFromUsedInFinancingActivities
|
1122000000 | gbp |
| CY2020 | ifrs-full |
Cash Flows From Used In Financing Activities
CashFlowsFromUsedInFinancingActivities
|
-1941000000 | gbp |
| CY2022 | ifrs-full |
Effect Of Exchange Rate Changes On Cash And Cash Equivalents
EffectOfExchangeRateChangesOnCashAndCashEquivalents
|
10235000000 | gbp |
| CY2021 | ifrs-full |
Effect Of Exchange Rate Changes On Cash And Cash Equivalents
EffectOfExchangeRateChangesOnCashAndCashEquivalents
|
-4231000000 | gbp |
| CY2020 | ifrs-full |
Effect Of Exchange Rate Changes On Cash And Cash Equivalents
EffectOfExchangeRateChangesOnCashAndCashEquivalents
|
1669000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease In Cash And Cash Equivalents
IncreaseDecreaseInCashAndCashEquivalents
|
33994000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease In Cash And Cash Equivalents
IncreaseDecreaseInCashAndCashEquivalents
|
12735000000 | gbp |
| CY2020 | ifrs-full |
Increase Decrease In Cash And Cash Equivalents
IncreaseDecreaseInCashAndCashEquivalents
|
33811000000 | gbp |
| CY2021Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
185860000000 | gbp |
| CY2020Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
173125000000 | gbp |
| CY2019Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
139314000000 | gbp |
| CY2022Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
219854000000 | gbp |
| CY2021Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
185860000000 | gbp |
| CY2020Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
173125000000 | gbp |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
202142000000 | gbp |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
169085000000 | gbp |
| CY2020Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
155902000000 | gbp |
| CY2022Q4 | ifrs-full |
Shortterm Deposits Classified As Cash Equivalents
ShorttermDepositsClassifiedAsCashEquivalents
|
6229000000 | gbp |
| CY2021Q4 | ifrs-full |
Shortterm Deposits Classified As Cash Equivalents
ShorttermDepositsClassifiedAsCashEquivalents
|
6473000000 | gbp |
| CY2020Q4 | ifrs-full |
Shortterm Deposits Classified As Cash Equivalents
ShorttermDepositsClassifiedAsCashEquivalents
|
7281000000 | gbp |
| CY2022Q4 | bbplc |
Bank Acceptance Assets Classified As Cash Equivalents
BankAcceptanceAssetsClassifiedAsCashEquivalents
|
10625000000 | gbp |
| CY2021Q4 | bbplc |
Bank Acceptance Assets Classified As Cash Equivalents
BankAcceptanceAssetsClassifiedAsCashEquivalents
|
9690000000 | gbp |
| CY2020Q4 | bbplc |
Bank Acceptance Assets Classified As Cash Equivalents
BankAcceptanceAssetsClassifiedAsCashEquivalents
|
9086000000 | gbp |
| CY2022Q4 | ifrs-full |
Shortterm Investments Classified As Cash Equivalents
ShorttermInvestmentsClassifiedAsCashEquivalents
|
858000000 | gbp |
| CY2021Q4 | ifrs-full |
Shortterm Investments Classified As Cash Equivalents
ShorttermInvestmentsClassifiedAsCashEquivalents
|
612000000 | gbp |
| CY2020Q4 | ifrs-full |
Shortterm Investments Classified As Cash Equivalents
ShorttermInvestmentsClassifiedAsCashEquivalents
|
856000000 | gbp |
| CY2022Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
219854000000 | gbp |
| CY2021Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
185860000000 | gbp |
| CY2020Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
173125000000 | gbp |
| CY2022 | ifrs-full |
Interest Received Classified As Operating Activities
InterestReceivedClassifiedAsOperatingActivities
|
33657000000 | gbp |
| CY2021 | ifrs-full |
Interest Received Classified As Operating Activities
InterestReceivedClassifiedAsOperatingActivities
|
11616000000 | gbp |
| CY2022 | ifrs-full |
Interest Paid Classified As Operating Activities
InterestPaidClassifiedAsOperatingActivities
|
26566000000 | gbp |
| CY2021 | ifrs-full |
Interest Paid Classified As Operating Activities
InterestPaidClassifiedAsOperatingActivities
|
7493000000 | gbp |
| CY2022Q4 | ifrs-full |
Mandatory Reserve Deposits At Central Banks
MandatoryReserveDepositsAtCentralBanks
|
3038000000 | gbp |
| CY2021Q4 | ifrs-full |
Mandatory Reserve Deposits At Central Banks
MandatoryReserveDepositsAtCentralBanks
|
4260000000 | gbp |
| CY2022 | bbplc |
Increase Decrease Through Credit Realization Equity
IncreaseDecreaseThroughCreditRealizationEquity
|
0 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Summary Of Significant Accounting Policies Explanatory
DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory
|
Significant accounting policies<div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:7.59pt">Reporting entity</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank PLC</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> is a </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">public company limited by shares </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">registered in England under company number 1026167, having its registered office at 1 Churchill Place, London, E14 5HP.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">These financial statements are prepared for Barclays Bank PLC and its subsidiaries (the Barclays Bank Group) under Section 399 of the Companies Act 2006. The Barclays Bank Group is a major global financial services provider engaged in credit cards, wholesale banking, investment banking, wealth management and investment management services. In addition, separate financial statements have been presented for the holding company.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:7.59pt">Compliance with International Financial Reporting Standards</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The consolidated financial statements of the Barclays Bank Group, and the separate financial statements of Barclays Bank PLC, have been prepared in accordance with UK-adopted international accounting standards. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The consolidated financial statements of the Barclays Bank Group, and the separate financial statements of Barclays Bank PLC, have also been prepared in accordance with (1) International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB), including interpretations issued by the IFRS Interpretations Committee, as there are no applicable differences from IFRS as issued by the IASB for the periods presented; and (2) IFRS adopted pursuant to Regulation (EC) No. 1606/2002 as it applies in the European Union (“IFRS as adopted by the EU”).</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are currently no differences between UK-adopted international accounting standards and IFRS as adopted by the EU and therefore no reconciliation of variances is provided.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The principal accounting policies applied in the preparation of the consolidated and separate financial statements are set out below, and in the relevant notes to the financial statements. These policies have been consistently applied.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:7.59pt">Basis of preparation</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The consolidated and separate financial statements have been prepared under the historical cost convention modified to include the fair valuation of investment property, and particular financial instruments, to the extent required or permitted under IFRS as set out in the relevant accounting policies. The financial statements are stated in millions of Pounds Sterling (£m), the functional currency of Barclays Bank PLC.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The financial statements have been prepared on a going concern basis, in accordance with the Companies Act 2006 as applicable to companies using IFRS. The financial statements are prepared on a going concern basis as the Board is satisfied that the Barclays Bank Group and parent company have the resources to continue in business for a period of at least 12 months from approval of the financial statements. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In making this assessment, the Board has considered a wide range of information relating to present and future conditions and has reviewed of a working capital report (WCR). The WCR is used by the Board to assess the future performance of the Barclays Bank Group and whether it has the resources in place that are required to meet its ongoing regulatory requirements. The WCR assessment is based upon business plans which contain future forecasts of profitability taken from the Barclays Bank Group’s medium term plan as well as projections of regulatory capital requirements and business funding needs. The WCR also includes an assessment of the impact of internally generated stress testing scenarios on the liquidity and capital requirement forecasts. The stress tests used were based upon an assessment of reasonably possible downside economic scenarios that the Barclays Bank Group could experience.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The WCR showed that the Barclays Bank Group had sufficient capital and liquidity in place to support its future business requirements and remained above its regulatory minimum requirements in the stress scenarios. Accordingly, the Board concluded that there was a reasonable expectation that the Barclays Bank Group has adequate resources to continue as a going concern for a period of at least 12 months from the date of approval of the financial statements.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:7.59pt">Accounting policies</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group prepares financial statements in accordance with IFRS. The Barclays Bank Group’s significant accounting policies relating to specific financial statement items, together with a description of the accounting estimates and judgements that were critical to preparing those items, are set out under the relevant notes. Accounting policies that affect the financial statements as a whole are set out below.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(i)</span><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%;padding-left:6.53pt">Consolidation</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IFRS 10 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Consolidated financial statements</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The consolidated financial statements combine the financial statements of Barclays Bank PLC and all its subsidiaries. Subsidiaries are entities over which Barclays Bank PLC has control. The Barclays Bank Group has control over another entity when the Barclays Bank Group has all of the following:</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.78pt">power over the relevant activities of the investee, for example through voting or other rights</span></div><div style="padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.78pt">exposure to, or rights to, variable returns from its involvement with the investee and</span></div><div style="padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.78pt">the ability to affect those returns through its power over the investee.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The assessment of control is based on the consideration of all facts and circumstances. The Barclays Bank Group reassesses whether it controls an investee if facts and circumstances indicate that there are changes to one or more of the three elements of control.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intra-group transactions and balances are eliminated on consolidation. Consistent accounting policies are used throughout the Barclays Bank Group for the purposes of the consolidation.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in ownership interests in subsidiaries are accounted for as equity transactions if they occur after control has already been obtained and they do not result in loss of control.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As the consolidated financial statements include partnerships where the Barclays Bank Group member is a partner, advantage has been taken of the exemption under Regulation 7 of the Partnership (Accounts) Regulations 2008 with regard to preparing and filing of individual partnership financial statements.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Details of the principal subsidiaries are given in Note 32.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(ii)</span><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%;padding-left:4.7pt">Foreign currency translation</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 21T</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">he Effects of Changes in Foreign Exchange Rates</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. Transactions in foreign currencies are translated into Sterling at the rate ruling on the date of the transaction. Foreign currency monetary balances are translated into Sterling at the period end exchange rates. Exchange gains and losses on such balances are taken to the income statement. Non-monetary foreign currency balances in relation to items measured in terms of historical cost are carried at historical transaction date exchange rates. Non-monetary foreign currency balances in relation to items measured at fair value are translated using the exchange rate at the date when the fair value was measured.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s foreign operations (including subsidiaries, joint ventures, associates and branches) based mainly outside the UK may have different functional currencies. The functional currency of an operation is the currency of the main economy to which it is exposed.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Prior to consolidation (or equity accounting) the assets and liabilities of non-Sterling operations are translated at the period end exchange rate and items of income, expense and other comprehensive income are translated into Sterling at the rate on the date of the transactions. Exchange differences arising on the translation of foreign operations are included in currency translation reserves within equity. These are transferred to the income statement when the Barclays Bank Group disposes of the entire interest in a foreign operation, when partial disposal results in the loss of control of an interest in a subsidiary, when an investment previously accounted for using the equity method is accounted for as a financial asset, or on the disposal of a foreign operation within a branch.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(iii)</span><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%;padding-left:2.87pt">Financial assets and liabilities</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IFRS 9 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> to the recognition, classification and measurement, and derecognition of financial assets and financial liabilities and the impairment of financial assets. The Barclays Bank Group applies the requirements of IAS 39 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments: Recognition and Measurement</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> for hedge accounting purposes.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Recognition</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group recognises financial assets and liabilities when it becomes a party to the terms of the contract. Trade date or settlement date accounting is applied depending on the classification of the financial asset.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Classification and measurement</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets are classified on the basis of two criteria:</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">i)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.31pt">the business model within which financial assets are managed; and</span></div><div style="padding-left:8.5pt;text-indent:-8.5pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ii)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:1.89pt">their contractual cash flow characteristics (whether the cash flows represent ‘solely payments of principal and interest’ (SPPI)).</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group assesses the business model criteria at a portfolio level. Information that is considered in determining the applicable business model includes (i) policies and objectives for the relevant portfolio, (ii) how the performance and risks of the portfolio are managed, evaluated and reported to management, and (iii) the frequency, volume and timing of sales in prior periods, sales expectation for future periods, and the reasons for such sales.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The contractual cash flow characteristics of financial assets are assessed with reference to whether the cash flows represent SPPI. In assessing whether contractual cash flows are SPPI compliant, interest is defined as consideration primarily for the time value of money and the credit risk of the principal outstanding. The time value of money is defined as the element of interest that provides consideration only for the passage of time and not consideration for other risks or costs associated with holding the financial asset. Terms that could change the contractual cash flows so that it would not meet the condition for SPPI are considered, including: (i) contingent and leverage features, (ii) non-recourse arrangements and (iii) features that could modify the time value of money.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets are measured at amortised cost if they are held within a business model whose objective is to hold financial assets in order to collect contractual cash flows, and their contractual cash flows represent SPPI.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets are measured at fair value through other comprehensive income if they are held within a business model whose objective is achieved by both collecting contractual cash flows and selling financial assets, and their contractual cash flows represent SPPI.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets are measured at fair value through profit and loss. There is an option to make an irrevocable election on initial recognition for non traded equity investments to be measured at fair value through other comprehensive income, in which case dividends are recognised in profit or loss, but gains or losses are not reclassified to profit or loss upon derecognition, and the impairment requirements of IFRS 9 do not apply.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The accounting policy for each type of financial asset or liability is included within the relevant note for the item. The Barclays Bank Group’s policies for determining the fair values of the assets and liabilities are set out in Note 16.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Derecognition</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group derecognises a financial asset, or a portion of a financial asset, from its balance sheet where (i) the contractual rights to cash flows from the asset have expired, or (ii) the contractual rights to the cash flows from the asset have been transferred (usually by sale) and with them either (a) substantially all the risks and rewards of the asset have been transferred, or (b) where neither substantially all the risks and rewards have been transferred or retained, where control over the asset has been lost. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities are de-recognised when the liability has been settled, has expired or has been extinguished. An exchange of an existing financial liability for a new liability with the same lender on substantially different terms – generally a difference of 10% or more in the present value of the cash flows or a substantive qualitative amendment – is accounted for as an extinguishment of the original financial liability and the recognition of a new financial liability.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactions in which the Barclays Bank Group transfers assets and liabilities, portions of them, or financial risks associated with them can be complex and it may not be obvious whether substantially all of the risks and rewards have been transferred. It is often necessary to perform a quantitative </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">analysis. Such an analysis compares the Barclays Bank Group’s exposure to variability in asset cash flows before the transfer with its retained exposure after the transfer.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A cash flow analysis of this nature may require judgement. In particular, it is necessary to estimate the asset’s expected future cash flows as well as potential variability around this expectation. The method of estimating expected future cash flows depends on the nature of the asset, with market and market-implied data used to the greatest extent possible. The potential variability around this expectation is typically determined by stressing underlying parameters to create reasonable alternative upside and downside scenarios. Probabilities are then assigned to each scenario. Stressed parameters may include default rates, loss severity, or prepayment rates.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Accounting for reverse repurchase and repurchase agreements including other similar lending and borrowing</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements (and stock borrowing or similar transactions) are a form of secured lending whereby the Barclays Bank Group provides a loan or cash collateral in exchange for the transfer of collateral, generally in the form of marketable securities subject to an agreement to transfer the securities back at a fixed price in the future. Repurchase agreements are where the Barclays Bank Group obtains such loans or cash collateral, in exchange for the transfer of collateral.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group purchases (a reverse repurchase agreement) or borrows securities subject to a commitment to resell or return them. The securities are not included in the balance sheet as the Barclays Bank Group does not acquire the risks and rewards of ownership. Consideration paid (or cash collateral provided) is accounted for as a loan asset at amortised cost, unless it is designated or mandatorily at fair value through profit and loss.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group may also sell (a repurchase agreement) or lend securities subject to a commitment to repurchase or redeem them. The securities are retained on the balance sheet as the Barclays Bank Group retains substantially all the risks and rewards of ownership. Consideration received (or cash collateral provided) is accounted for as a financial liability at amortised cost, unless it is designated at fair value through profit and loss.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(iv)</span><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%;padding-left:2.81pt">Issued debt and equity instruments</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 32, </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments: Presentation</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">, to determine whether funding is either a financial liability (debt) or equity.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Issued financial instruments or their components are classified as liabilities if the contractual arrangement results in the Barclays Bank Group having an obligation to either deliver cash or another financial asset, or a variable number of equity shares, to the holder of the instrument. If this is not the case, the instrument is generally an equity instrument and the proceeds included in equity, net of transaction costs. Dividends and other returns to equity holders are recognised when paid or declared by the members at the Annual General Meeting and treated as a deduction from equity.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where issued financial instruments contain both liability and equity components, these are accounted for separately. The fair value of the debt is estimated first and the balance of the proceeds is included within equity.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(v) Changes in the basis for determining contractual cash flows resulting from interest rate benchmark reform</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A change in the basis for determining the contractual cash flows of a financial instrument that is required by interest rate benchmark reform is accounted for by updating the effective interest rate, without the recognition of an immediate gain or loss. This practical expedient is only applied where (1) the change to the contractual cash flows is necessary as a direct consequence of the reform and (2) the new basis for determining the contractual cash flows is economically equivalent to the previous basis. For changes made in addition to those required by the interest rate benchmark reform, the practical expedient is applied first, after which the normal IFRS 9 requirements for modifications of financial instruments is applied.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refer to Note 13 for further details regarding hedge accounting policies in respect of interest rate benchmark reform.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refer to Note 40 for further disclosure related to interest rate benchmark reform.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">(vi) Cash flow statement</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash comprises cash on hand and balances at central banks. Cash equivalents comprise loans and advances to banks, cash collateral balances with central banks related to payment schemes and treasury and other eligible bills, all with original maturities of three months or less. Repurchase and reverse repurchase agreements are not considered to be part of cash equivalents.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Investments in debt securities at amortised cost, presented within loans and advances on the balance sheet, are deemed to be investing activities for the purposes of the cash flow statement, except those instruments considered to be cash equivalents. </span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:7.59pt">New and amended standards and interpretations</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The accounting policies adopted have been consistently applied.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Future accounting developments</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following accounting standards have been issued by the IASB but are not yet effective:</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">IFRS 17 – Insurance contracts</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In May 2017, the IASB issued IFRS 17 Insurance Contracts, a comprehensive new accounting standard for insurance contracts covering recognition and measurement, presentation and disclosure. IFRS 17 will replace IFRS 4 Insurance Contracts that was issued in 2005. In June 2020, the IASB published amendments to IFRS 17, to include scope exclusion for certain credit card contracts and similar contracts that provide insurance coverage, the optional scope exclusion for loan contracts that transfer significant insurance risk, and the clarification that only financial guarantees issued are in scope of IFRS 9. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 applies to all types of insurance contracts (i.e. life, non-life, direct insurance and re-insurance), regardless of the type of entities that issue them, as well as to certain guarantees and financial instruments with discretionary participation features. A few scope exceptions will apply. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 is effective for accounting periods beginning on or after 1 January 2023. The Barclays Bank Group does not expect the impact of IFRS 17 to be material.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Classification of Liabilities as Current or Non-current (Amendments to IAS 1)</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In January 2020 the IASB issued amendments to IAS 1 to clarify the presentation of liabilities in the balance sheet, with an effective date of 1 January 2024.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amendments clarify that a liability should be classified as non-current only if the entity has the right to defer settlement of the liability for at least 12 months after the reporting period, and that (i) the right to defer settlement must exist at the end of the reporting period and (ii) management’s intentions or expectations about whether it will exercise its right to defer settlement does not affect the classification. Further clarifications include how lending conditions affect classification and classification of liabilities the entity will or may settle by issuing its own equity instruments. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In October 2022, the IASB also issued further amendments to IAS 1 to improve the information an entity provides when its right to defer settlement of a liability for at least twelve months is subject to compliance with covenants, and to respond to stakeholders’ concerns about the classification of such a liability as current or non-current.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Disclosure of Accounting Policies - Amendments to IAS 1 and IFRS Practice Statement 2 </span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In February 2021 the IASB issued amendments to IAS 1 that require entities to disclose their material accounting policies rather than their significant accounting policies. The amendments to IFRS Practice Statement 2 provide guidance on the concept of materiality and its application to accounting policy information. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Under the amendments, accounting policy information is material if, when considered together with other information included in an entity’s financial statements, it can reasonably be expected to influence decisions that the primary users of general purpose financial statements make on the basis of those financial statements. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amendments are effective for annual periods beginning on or after 1 January 2023, and will be applied from that date.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Definition of Accounting Estimate - Amendments to IAS 8 </span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In February 2021 the IASB issued amendments to IAS 8 that replace the definition of a change in accounting estimates with a definition of accounting estimates. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Under the new definition, accounting estimates are clarified as monetary amounts in financial statements that are subject to measurement uncertainty. Where an entity's accounting policy requires an item to be measured at monetary amounts that cannot be observed directly, it should develop an accounting estimate to achieve this objective. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amendments are effective for annual periods beginning on or after 1 January 2023, and will be applied from that date.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:7.59pt">Critical accounting estimates and judgements</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The preparation of financial statements in accordance with IFRS requires the use of estimates. It also requires management to exercise judgement in applying the accounting policies. The key areas involving a higher degree of judgement or complexity or areas where assumptions are significant to the consolidated and individual financial statements are highlighted under the relevant note. Critical accounting estimates and judgements are disclosed in:</span></div><div style="margin-top:8pt;padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Credit impairment charges on pages <a href="#ib4f123f34ecf466999777862deb97055_445" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">137</a> to 140 </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Tax on pages <a href="#ib4f123f34ecf466999777862deb97055_451" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">141</a> to 144 </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Fair value of financial instruments on pages <a href="#ib4f123f34ecf466999777862deb97055_580" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">155</a> to 165</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Pensions and post-retirement benefit obligations on pages <a href="#ib4f123f34ecf466999777862deb97055_745" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">188</a> to 195 </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Provisions including conduct and legal, competition and regulatory matters on pages <a href="#ib4f123f34ecf466999777862deb97055_673" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">173</a> to 174</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:7.59pt">Other disclosures</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">To improve transparency and ease of reference, by concentrating related information in one place, certain disclosures required under IFRS have been included within the Risk review section as follows:</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Credit risk on pages <a href="#ib4f123f34ecf466999777862deb97055_136" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">45</a> to 46 and on pages 55 to 84</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Market risk on page <a href="#ib4f123f34ecf466999777862deb97055_139" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">46</a> and on pages <a href="#ib4f123f34ecf466999777862deb97055_250" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">85</a> to 87 </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Treasury and capital risk – capital on pages <a href="#ib4f123f34ecf466999777862deb97055_142" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">47</a> to 48 and on page <a href="#ib4f123f34ecf466999777862deb97055_301" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">95</a></span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Treasury and capital risk – liquidity on pages <a href="#ib4f123f34ecf466999777862deb97055_142" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">47</a> to 48 and on page <a href="#ib4f123f34ecf466999777862deb97055_277" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">89</a></span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">These disclosures are covered by the Audit opinion (included on pages 114 to 116) where referenced as audited.</span></div> | |
| CY2022 | ifrs-full |
Statement Of Ifrs Compliance
StatementOfIFRSCompliance
|
The principal accounting policies applied in the preparation of the consolidated and separate financial statements are set out below, and in the relevant notes to the financial statements. These policies have been consistently applied. | |
| CY2022 | ifrs-full |
Disclosure Of Basis Of Preparation Of Financial Statements Explanatory
DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The consolidated and separate financial statements have been prepared under the historical cost convention modified to include the fair valuation of investment property, and particular financial instruments, to the extent required or permitted under IFRS as set out in the relevant accounting policies. The financial statements are stated in millions of Pounds Sterling (£m), the functional currency of Barclays Bank PLC.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The financial statements have been prepared on a going concern basis, in accordance with the Companies Act 2006 as applicable to companies using IFRS. The financial statements are prepared on a going concern basis as the Board is satisfied that the Barclays Bank Group and parent company have the resources to continue in business for a period of at least 12 months from approval of the financial statements. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In making this assessment, the Board has considered a wide range of information relating to present and future conditions and has reviewed of a working capital report (WCR). The WCR is used by the Board to assess the future performance of the Barclays Bank Group and whether it has the resources in place that are required to meet its ongoing regulatory requirements. The WCR assessment is based upon business plans which contain future forecasts of profitability taken from the Barclays Bank Group’s medium term plan as well as projections of regulatory capital requirements and business funding needs. The WCR also includes an assessment of the impact of internally generated stress testing scenarios on the liquidity and capital requirement forecasts. The stress tests used were based upon an assessment of reasonably possible downside economic scenarios that the Barclays Bank Group could experience.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The WCR showed that the Barclays Bank Group had sufficient capital and liquidity in place to support its future business requirements and remained above its regulatory minimum requirements in the stress scenarios. Accordingly, the Board concluded that there was a reasonable expectation that the Barclays Bank Group has adequate resources to continue as a going concern for a period of at least 12 months from the date of approval of the financial statements.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Basis Of Consolidation Explanatory
DisclosureOfBasisOfConsolidationExplanatory
|
Consolidation<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IFRS 10 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Consolidated financial statements</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The consolidated financial statements combine the financial statements of Barclays Bank PLC and all its subsidiaries. Subsidiaries are entities over which Barclays Bank PLC has control. The Barclays Bank Group has control over another entity when the Barclays Bank Group has all of the following:</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.78pt">power over the relevant activities of the investee, for example through voting or other rights</span></div><div style="padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.78pt">exposure to, or rights to, variable returns from its involvement with the investee and</span></div><div style="padding-left:14.17pt;text-indent:-14.18pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.78pt">the ability to affect those returns through its power over the investee.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The assessment of control is based on the consideration of all facts and circumstances. The Barclays Bank Group reassesses whether it controls an investee if facts and circumstances indicate that there are changes to one or more of the three elements of control.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intra-group transactions and balances are eliminated on consolidation. Consistent accounting policies are used throughout the Barclays Bank Group for the purposes of the consolidation.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in ownership interests in subsidiaries are accounted for as equity transactions if they occur after control has already been obtained and they do not result in loss of control.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As the consolidated financial statements include partnerships where the Barclays Bank Group member is a partner, advantage has been taken of the exemption under Regulation 7 of the Partnership (Accounts) Regulations 2008 with regard to preparing and filing of individual partnership financial statements.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Details of the principal subsidiaries are given in Note 32.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Foreign Currency Translation Explanatory
DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory
|
Foreign currency translation<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 21T</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">he Effects of Changes in Foreign Exchange Rates</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. Transactions in foreign currencies are translated into Sterling at the rate ruling on the date of the transaction. Foreign currency monetary balances are translated into Sterling at the period end exchange rates. Exchange gains and losses on such balances are taken to the income statement. Non-monetary foreign currency balances in relation to items measured in terms of historical cost are carried at historical transaction date exchange rates. Non-monetary foreign currency balances in relation to items measured at fair value are translated using the exchange rate at the date when the fair value was measured.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s foreign operations (including subsidiaries, joint ventures, associates and branches) based mainly outside the UK may have different functional currencies. The functional currency of an operation is the currency of the main economy to which it is exposed.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Prior to consolidation (or equity accounting) the assets and liabilities of non-Sterling operations are translated at the period end exchange rate and items of income, expense and other comprehensive income are translated into Sterling at the rate on the date of the transactions. Exchange differences arising on the translation of foreign operations are included in currency translation reserves within equity. These are transferred to the income statement when the Barclays Bank Group disposes of the entire interest in a foreign operation, when partial disposal results in the loss of control of an interest in a subsidiary, when an investment previously accounted for using the equity method is accounted for as a financial asset, or on the disposal of a foreign operation within a branch.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Financial Instruments Explanatory
DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory
|
Financial assets and liabilities<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IFRS 9 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> to the recognition, classification and measurement, and derecognition of financial assets and financial liabilities and the impairment of financial assets. The Barclays Bank Group applies the requirements of IAS 39 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments: Recognition and Measurement</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> for hedge accounting purposes.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Recognition</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group recognises financial assets and liabilities when it becomes a party to the terms of the contract. Trade date or settlement date accounting is applied depending on the classification of the financial asset.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Classification and measurement</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets are classified on the basis of two criteria:</span></div><div style="padding-left:7.08pt;text-indent:-7.09pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">i)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.31pt">the business model within which financial assets are managed; and</span></div><div style="padding-left:8.5pt;text-indent:-8.5pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ii)</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:1.89pt">their contractual cash flow characteristics (whether the cash flows represent ‘solely payments of principal and interest’ (SPPI)).</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group assesses the business model criteria at a portfolio level. Information that is considered in determining the applicable business model includes (i) policies and objectives for the relevant portfolio, (ii) how the performance and risks of the portfolio are managed, evaluated and reported to management, and (iii) the frequency, volume and timing of sales in prior periods, sales expectation for future periods, and the reasons for such sales.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The contractual cash flow characteristics of financial assets are assessed with reference to whether the cash flows represent SPPI. In assessing whether contractual cash flows are SPPI compliant, interest is defined as consideration primarily for the time value of money and the credit risk of the principal outstanding. The time value of money is defined as the element of interest that provides consideration only for the passage of time and not consideration for other risks or costs associated with holding the financial asset. Terms that could change the contractual cash flows so that it would not meet the condition for SPPI are considered, including: (i) contingent and leverage features, (ii) non-recourse arrangements and (iii) features that could modify the time value of money.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets are measured at amortised cost if they are held within a business model whose objective is to hold financial assets in order to collect contractual cash flows, and their contractual cash flows represent SPPI.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets are measured at fair value through other comprehensive income if they are held within a business model whose objective is achieved by both collecting contractual cash flows and selling financial assets, and their contractual cash flows represent SPPI.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets are measured at fair value through profit and loss. There is an option to make an irrevocable election on initial recognition for non traded equity investments to be measured at fair value through other comprehensive income, in which case dividends are recognised in profit or loss, but gains or losses are not reclassified to profit or loss upon derecognition, and the impairment requirements of IFRS 9 do not apply.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The accounting policy for each type of financial asset or liability is included within the relevant note for the item. The Barclays Bank Group’s policies for determining the fair values of the assets and liabilities are set out in Note 16.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Derecognition</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group derecognises a financial asset, or a portion of a financial asset, from its balance sheet where (i) the contractual rights to cash flows from the asset have expired, or (ii) the contractual rights to the cash flows from the asset have been transferred (usually by sale) and with them either (a) substantially all the risks and rewards of the asset have been transferred, or (b) where neither substantially all the risks and rewards have been transferred or retained, where control over the asset has been lost. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities are de-recognised when the liability has been settled, has expired or has been extinguished. An exchange of an existing financial liability for a new liability with the same lender on substantially different terms – generally a difference of 10% or more in the present value of the cash flows or a substantive qualitative amendment – is accounted for as an extinguishment of the original financial liability and the recognition of a new financial liability.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactions in which the Barclays Bank Group transfers assets and liabilities, portions of them, or financial risks associated with them can be complex and it may not be obvious whether substantially all of the risks and rewards have been transferred. It is often necessary to perform a quantitative </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">analysis. Such an analysis compares the Barclays Bank Group’s exposure to variability in asset cash flows before the transfer with its retained exposure after the transfer.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A cash flow analysis of this nature may require judgement. In particular, it is necessary to estimate the asset’s expected future cash flows as well as potential variability around this expectation. The method of estimating expected future cash flows depends on the nature of the asset, with market and market-implied data used to the greatest extent possible. The potential variability around this expectation is typically determined by stressing underlying parameters to create reasonable alternative upside and downside scenarios. Probabilities are then assigned to each scenario. Stressed parameters may include default rates, loss severity, or prepayment rates.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Repurchase And Reverse Repurchase Agreements Explanatory
DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory
|
<div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Accounting for reverse repurchase and repurchase agreements including other similar lending and borrowing</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements (and stock borrowing or similar transactions) are a form of secured lending whereby the Barclays Bank Group provides a loan or cash collateral in exchange for the transfer of collateral, generally in the form of marketable securities subject to an agreement to transfer the securities back at a fixed price in the future. Repurchase agreements are where the Barclays Bank Group obtains such loans or cash collateral, in exchange for the transfer of collateral.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group purchases (a reverse repurchase agreement) or borrows securities subject to a commitment to resell or return them. The securities are not included in the balance sheet as the Barclays Bank Group does not acquire the risks and rewards of ownership. Consideration paid (or cash collateral provided) is accounted for as a loan asset at amortised cost, unless it is designated or mandatorily at fair value through profit and loss.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group may also sell (a repurchase agreement) or lend securities subject to a commitment to repurchase or redeem them. The securities are retained on the balance sheet as the Barclays Bank Group retains substantially all the risks and rewards of ownership. Consideration received (or cash collateral provided) is accounted for as a financial liability at amortised cost, unless it is designated at fair value through profit and loss.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Issued Capital Explanatory
DescriptionOfAccountingPolicyForIssuedCapitalExplanatory
|
Issued debt and equity instruments<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 32, </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments: Presentation</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">, to determine whether funding is either a financial liability (debt) or equity.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Issued financial instruments or their components are classified as liabilities if the contractual arrangement results in the Barclays Bank Group having an obligation to either deliver cash or another financial asset, or a variable number of equity shares, to the holder of the instrument. If this is not the case, the instrument is generally an equity instrument and the proceeds included in equity, net of transaction costs. Dividends and other returns to equity holders are recognised when paid or declared by the members at the Annual General Meeting and treated as a deduction from equity.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where issued financial instruments contain both liability and equity components, these are accounted for separately. The fair value of the debt is estimated first and the balance of the proceeds is included within equity.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Cash Flows Explanatory
DescriptionOfAccountingPolicyForCashFlowsExplanatory
|
Changes in the basis for determining contractual cash flows resulting from interest rate benchmark reform<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A change in the basis for determining the contractual cash flows of a financial instrument that is required by interest rate benchmark reform is accounted for by updating the effective interest rate, without the recognition of an immediate gain or loss. This practical expedient is only applied where (1) the change to the contractual cash flows is necessary as a direct consequence of the reform and (2) the new basis for determining the contractual cash flows is economically equivalent to the previous basis. For changes made in addition to those required by the interest rate benchmark reform, the practical expedient is applied first, after which the normal IFRS 9 requirements for modifications of financial instruments is applied.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refer to Note 13 for further details regarding hedge accounting policies in respect of interest rate benchmark reform.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Refer to Note 40 for further disclosure related to interest rate benchmark reform.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy To Determine Components Of Cash And Cash Equivalents
DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents
|
Cash flow statementCash comprises cash on hand and balances at central banks. Cash equivalents comprise loans and advances to banks, cash collateral balances with central banks related to payment schemes and treasury and other eligible bills, all with original maturities of three months or less. Repurchase and reverse repurchase agreements are not considered to be part of cash equivalents.Investments in debt securities at amortised cost, presented within loans and advances on the balance sheet, are deemed to be investing activities for the purposes of the cash flow statement, except those instruments considered to be cash equivalents. | |
| CY2022 | ifrs-full |
Disclosure Of Accounting Judgements And Estimates Explanatory
DisclosureOfAccountingJudgementsAndEstimatesExplanatory
|
Critical accounting estimates and judgements<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The preparation of financial statements in accordance with IFRS requires the use of estimates. It also requires management to exercise judgement in applying the accounting policies. The key areas involving a higher degree of judgement or complexity or areas where assumptions are significant to the consolidated and individual financial statements are highlighted under the relevant note. Critical accounting estimates and judgements are disclosed in:</span></div><div style="margin-top:8pt;padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Credit impairment charges on pages <a href="#ib4f123f34ecf466999777862deb97055_445" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">137</a> to 140 </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Tax on pages <a href="#ib4f123f34ecf466999777862deb97055_451" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">141</a> to 144 </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Fair value of financial instruments on pages <a href="#ib4f123f34ecf466999777862deb97055_580" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">155</a> to 165</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Pensions and post-retirement benefit obligations on pages <a href="#ib4f123f34ecf466999777862deb97055_745" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">188</a> to 195 </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Provisions including conduct and legal, competition and regulatory matters on pages <a href="#ib4f123f34ecf466999777862deb97055_673" style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">173</a> to 174</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Entitys Reportable Segments Explanatory
DisclosureOfEntitysReportableSegmentsExplanatory
|
Segmental reporting<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Presentation of segmental reporting</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s segmental reporting is in accordance with IFRS 8 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Operating Segments</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. Operating segments are reported in a manner consistent with the internal reporting provided to the Executive Committee, which is responsible for allocating resources and assessing performance of the operating segments, and has been identified as the chief operating decision maker. All transactions between business segments are conducted on an arm’s-length basis, with intra-segment revenue and costs being eliminated in Head Office. Income and expenses directly associated with each segment are included in determining business segment performance.</span></div></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group divisions have been, for segmental reporting purposes, defined as Corporate and Investment Bank and Consumer, Cards and Payments.</span></div><div style="margin-top:8pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:6.73pt">Corporate and Investment Bank</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> which includes the Global Markets, Investment Banking and Corporate Banking businesses.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:6.73pt">Consumer, Cards and Payments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> which includes the International Cards and Consumer Bank, Private Bank and Payments businesses.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The below table also includes Head Office which comprises head office and certain central support functions including the Barclays Bank Group service company full time equivalent employees.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of results by business</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and<br/> Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards <br/>and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head<br/> Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank <br/>Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December 2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,722</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,547</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(75)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,194</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8,011)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,800)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(160)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,971)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Litigation and conduct</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,189)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(230)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,427)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9,200)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,030)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(168)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12,398)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other net income</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit before impairment</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,525</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,518</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(243)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,800</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit impairment charges</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(119)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(814)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(933)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit/(loss) before tax</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,406</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">704</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(243)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,867</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets (£bn)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,111.2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">79.9</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12.4</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,203.5</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Number of employees (full time equivalent)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,000</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,900</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,000</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,900</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Average number of employees (full time equivalent)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,100</span></td></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:42.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.400%"/><td style="width:0.1%"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards<br/> and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head<br/> Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank <br/>Group</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December 2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,481 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,337 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(410)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,408 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,169)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,316)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(400)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9,885)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Litigation and conduct</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(237)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(108)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(374)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,406)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,424)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(429)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,259)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other net income/(expenses)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit before impairment</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,067 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">914 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(840)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,141 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit impairment(charges)/releases</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">461 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(185)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">277 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit/(loss) before tax</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,528 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">729 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(839)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,418 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets (£bn)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">986.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,061.8</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Number of employees (full time equivalent)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,800</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,600</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,800</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,200</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Average number of employees (full time equivalent)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,300</span></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Other net income/(expenses) represents the share of post-tax results of associates and joint ventures, and profit (or loss) on disposal of subsidiaries, associates and joint ventures.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and <br/>Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards <br/>and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head<br/> Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December 2020</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,607</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,490</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(319)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,778</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Operating expenses </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,125)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,132)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(126)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9,383)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Litigation and conduct</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(44)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(76)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,129)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,176)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(154)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9,459)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other net income</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">114</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">133</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit before impairment</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,494</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,428</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(470)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,452</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit impairment charges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,565)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,720)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(92)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,377)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit/(loss) before tax</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,929</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(292)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(562)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,075</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets (£bn)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">990.9</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57.8</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.0</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,059.7</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Number of employees (full time equivalent)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,800</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,000</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,100</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,900</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Average number of employees (full time equivalent)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,145</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.19pt">Other net income/(expenses) represents the share of post-tax results of associates and joint ventures, and profit (or loss) on disposal of subsidiaries, associates and joint ventures.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:61.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Income by geographic region</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United Kingdom</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,962</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,585</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,954</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Europe </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,320</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,358</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,119</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Americas </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,516</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,326</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,590</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Africa and Middle East</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Asia </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,333</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,094</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,078</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,194</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,408</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,778</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Income from individual countries which represent more than 5% of total income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United Kingdom</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,962</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,585</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,954</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United States </span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,340</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,162</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,471</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="text-indent:8.93pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> b The geographical analysis is based on the location of the office where the transactions are recorded.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Segment Reporting Explanatory
DescriptionOfAccountingPolicyForSegmentReportingExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Presentation of segmental reporting</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s segmental reporting is in accordance with IFRS 8 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Operating Segments</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. Operating segments are reported in a manner consistent with the internal reporting provided to the Executive Committee, which is responsible for allocating resources and assessing performance of the operating segments, and has been identified as the chief operating decision maker. All transactions between business segments are conducted on an arm’s-length basis, with intra-segment revenue and costs being eliminated in Head Office. Income and expenses directly associated with each segment are included in determining business segment performance.</span></div></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Operating Segments Explanatory
DisclosureOfOperatingSegmentsExplanatory
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of results by business</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and<br/> Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards <br/>and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head<br/> Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank <br/>Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December 2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,722</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,547</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(75)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,194</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8,011)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,800)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(160)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,971)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Litigation and conduct</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,189)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(230)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,427)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9,200)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,030)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(168)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12,398)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other net income</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit before impairment</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,525</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,518</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(243)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,800</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit impairment charges</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(119)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(814)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(933)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit/(loss) before tax</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,406</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">704</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(243)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,867</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets (£bn)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,111.2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">79.9</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12.4</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,203.5</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Number of employees (full time equivalent)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,000</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,900</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,000</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,900</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Average number of employees (full time equivalent)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21,100</span></td></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:42.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.400%"/><td style="width:0.1%"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards<br/> and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head<br/> Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank <br/>Group</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December 2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,481 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,337 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(410)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,408 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,169)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,316)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(400)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9,885)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Litigation and conduct</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(237)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(108)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(29)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(374)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,406)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,424)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(429)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,259)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other net income/(expenses)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit before impairment</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,067 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">914 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(840)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,141 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit impairment(charges)/releases</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">461 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(185)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">277 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit/(loss) before tax</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,528 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">729 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(839)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,418 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets (£bn)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">986.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,061.8</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Number of employees (full time equivalent)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,800</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,600</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,800</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,200</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Average number of employees (full time equivalent)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,300</span></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Other net income/(expenses) represents the share of post-tax results of associates and joint ventures, and profit (or loss) on disposal of subsidiaries, associates and joint ventures.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and <br/>Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards <br/>and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head<br/> Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December 2020</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,607</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,490</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(319)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,778</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Operating expenses </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,125)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,132)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(126)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9,383)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Litigation and conduct</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(44)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(76)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,129)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,176)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(154)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(9,459)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other net income</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">114</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">133</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit before impairment</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,494</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,428</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(470)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,452</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit impairment charges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,565)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,720)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(92)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,377)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit/(loss) before tax</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,929</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(292)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(562)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,075</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets (£bn)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">990.9</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57.8</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.0</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,059.7</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Number of employees (full time equivalent)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,800</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,000</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,100</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,900</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Average number of employees (full time equivalent)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,145</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.19pt">Other net income/(expenses) represents the share of post-tax results of associates and joint ventures, and profit (or loss) on disposal of subsidiaries, associates and joint ventures.</span></div> | |
| CY2022 | bbplc |
Operating Income
OperatingIncome
|
18194000000 | gbp |
| CY2022 | bbplc |
Operating Expenses Excluding Uk Bank Levy Guaranteed Minimum Pensions Charge And Litigation And Conduct
OperatingExpensesExcludingUkBankLevyGuaranteedMinimumPensionsChargeAndLitigationAndConduct
|
10971000000 | gbp |
| CY2022 | bbplc |
Litigation And Conduct Expense
LitigationAndConductExpense
|
1427000000 | gbp |
| CY2022 | ifrs-full |
Operating Expense
OperatingExpense
|
12398000000 | gbp |
| CY2022 | ifrs-full |
Other Gains Losses
OtherGainsLosses
|
4000000 | gbp |
| CY2022 | bbplc |
Profit Loss From Operating Activities Before Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ProfitLossFromOperatingActivitiesBeforeImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
5800000000 | gbp |
| CY2022 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
933000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
4867000000 | gbp |
| CY2022Q4 | ifrs-full |
Assets
Assets
|
1203500000000 | gbp |
| CY2022Q4 | ifrs-full |
Number Of Employees
NumberOfEmployees
|
21900000000 | employee |
| CY2022 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
21100000000 | employee |
| CY2021 | bbplc |
Operating Income
OperatingIncome
|
15408000000 | gbp |
| CY2021 | bbplc |
Operating Expenses Excluding Uk Bank Levy Guaranteed Minimum Pensions Charge And Litigation And Conduct
OperatingExpensesExcludingUkBankLevyGuaranteedMinimumPensionsChargeAndLitigationAndConduct
|
9885000000 | gbp |
| CY2021 | bbplc |
Litigation And Conduct Expense
LitigationAndConductExpense
|
374000000 | gbp |
| CY2021 | ifrs-full |
Operating Expense
OperatingExpense
|
10259000000 | gbp |
| CY2021 | ifrs-full |
Other Gains Losses
OtherGainsLosses
|
-8000000 | gbp |
| CY2021 | bbplc |
Profit Loss From Operating Activities Before Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ProfitLossFromOperatingActivitiesBeforeImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
5141000000 | gbp |
| CY2021 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
-277000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
5418000000 | gbp |
| CY2021Q4 | ifrs-full |
Assets
Assets
|
1061800000000 | gbp |
| CY2021Q4 | ifrs-full |
Number Of Employees
NumberOfEmployees
|
20200 | employee |
| CY2021 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
20300 | employee |
| CY2020 | bbplc |
Operating Income
OperatingIncome
|
15778000000 | gbp |
| CY2020 | bbplc |
Operating Expenses Excluding Uk Bank Levy Guaranteed Minimum Pensions Charge And Litigation And Conduct
OperatingExpensesExcludingUkBankLevyGuaranteedMinimumPensionsChargeAndLitigationAndConduct
|
9383000000 | gbp |
| CY2020 | bbplc |
Litigation And Conduct Expense
LitigationAndConductExpense
|
76000000 | gbp |
| CY2020 | ifrs-full |
Operating Expense
OperatingExpense
|
9459000000 | gbp |
| CY2020 | ifrs-full |
Other Gains Losses
OtherGainsLosses
|
133000000 | gbp |
| CY2020 | bbplc |
Profit Loss From Operating Activities Before Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ProfitLossFromOperatingActivitiesBeforeImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
6452000000 | gbp |
| CY2020 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
3377000000 | gbp |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
3075000000 | gbp |
| CY2020Q4 | ifrs-full |
Assets
Assets
|
1059700000000 | gbp |
| CY2020Q4 | ifrs-full |
Number Of Employees
NumberOfEmployees
|
20900 | employee |
| CY2020 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
20145 | employee |
| CY2022 | ifrs-full |
Disclosure Of Geographical Areas Explanatory
DisclosureOfGeographicalAreasExplanatory
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:61.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Income by geographic region</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United Kingdom</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,962</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,585</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,954</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Europe </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,320</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,358</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,119</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Americas </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,516</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,326</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,590</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Africa and Middle East</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Asia </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,333</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,094</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,078</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,194</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,408</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,778</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Income from individual countries which represent more than 5% of total income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United Kingdom</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,962</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,585</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,954</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United States </span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,340</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,162</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,471</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="text-indent:8.93pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> b The geographical analysis is based on the location of the office where the transactions are recorded.</span></div> | |
| CY2022 | bbplc |
Operating Income
OperatingIncome
|
18194000000 | gbp |
| CY2021 | bbplc |
Operating Income
OperatingIncome
|
15408000000 | gbp |
| CY2020 | bbplc |
Operating Income
OperatingIncome
|
15778000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Interest Income Expense Explanatory
DisclosureOfInterestIncomeExpenseExplanatory
|
Net interest income<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for interest income and expenses</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest income on loans and advances at amortised cost and financial assets at fair value through other comprehensive income, and interest expense on financial liabilities held at amortised cost, are calculated using the effective interest method which allocates interest, and direct and incremental fees and costs, over the expected lives of the assets and liabilities.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effective interest method requires the Barclays Bank Group to estimate future cash flows, in some cases based on its experience of customers’ behaviour, considering all contractual terms of the financial instrument, as well as the expected lives of the assets and liabilities.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group incurs certain costs to originate credit card balances with the most significant being co-brand partner fees. To the extent these costs are attributed to customers that continuously carry an outstanding balance (revolvers) and incremental to the origination of credit card balances, they are capitalised and subsequently included within the calculation of the effective interest rate. They are amortised to interest income over the period of expected repayment of the originated balance. Costs attributed to customers that settle their outstanding balances each period (transactors) are deferred on the balance sheet as a cost of obtaining a contract and amortised to fee and commission expense over the life of the customer relationship (refer to Note 4). There are no other individual estimates involved in the calculation of effective interest rates that are material to the results or financial position.</span></div></td></tr></table><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.173%"><tr><td style="width:1.0%"/><td style="width:60.963%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.545%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.545%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.547%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,097</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">226 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,454</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,265 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,510 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,493</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">380 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">604 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Negative interest on liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">208</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">248 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">527</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">651 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">598 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest and similar income</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,779</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,672 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,006 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,104)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(331)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(644)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,473)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(413)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(424)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(966)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(934)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,112)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Negative interest on assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(208)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(374)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(325)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(630)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(547)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(341)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest and similar expense</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,381)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,599)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,846)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,073 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,160 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest and similar income presented above represents interest revenue calculated using the effective interest method. Costs to originate credit card balances of £747m (2021: £623m; 2020: £687m) have been amortised to interest and similar income during the year. Interest and similar income includes £38m (2021: £7m; 2020: £9m) accrued on impaired loans. Other interest expense includes £18m (2021: £20m, 2020: £23m) relating to IFRS 16 lease interest expenses.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Interest Income And Expense Explanatory
DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for interest income and expenses</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest income on loans and advances at amortised cost and financial assets at fair value through other comprehensive income, and interest expense on financial liabilities held at amortised cost, are calculated using the effective interest method which allocates interest, and direct and incremental fees and costs, over the expected lives of the assets and liabilities.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effective interest method requires the Barclays Bank Group to estimate future cash flows, in some cases based on its experience of customers’ behaviour, considering all contractual terms of the financial instrument, as well as the expected lives of the assets and liabilities.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group incurs certain costs to originate credit card balances with the most significant being co-brand partner fees. To the extent these costs are attributed to customers that continuously carry an outstanding balance (revolvers) and incremental to the origination of credit card balances, they are capitalised and subsequently included within the calculation of the effective interest rate. They are amortised to interest income over the period of expected repayment of the originated balance. Costs attributed to customers that settle their outstanding balances each period (transactors) are deferred on the balance sheet as a cost of obtaining a contract and amortised to fee and commission expense over the life of the customer relationship (refer to Note 4). There are no other individual estimates involved in the calculation of effective interest rates that are material to the results or financial position.</span></div></td></tr></table> | |
| CY2022 | ifrs-full |
Interest Income On Cash And Bank Balances At Central Banks
InterestIncomeOnCashAndBankBalancesAtCentralBanks
|
2097000000 | gbp |
| CY2021 | ifrs-full |
Interest Income On Cash And Bank Balances At Central Banks
InterestIncomeOnCashAndBankBalancesAtCentralBanks
|
128000000 | gbp |
| CY2020 | ifrs-full |
Interest Income On Cash And Bank Balances At Central Banks
InterestIncomeOnCashAndBankBalancesAtCentralBanks
|
226000000 | gbp |
| CY2022 | ifrs-full |
Interest Income For Financial Assets Measured At Amortised Cost
InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
|
7454000000 | gbp |
| CY2021 | ifrs-full |
Interest Income For Financial Assets Measured At Amortised Cost
InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
|
4265000000 | gbp |
| CY2020 | ifrs-full |
Interest Income For Financial Assets Measured At Amortised Cost
InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
|
4510000000 | gbp |
| CY2022 | ifrs-full |
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income
InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
1493000000 | gbp |
| CY2021 | ifrs-full |
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income
InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
380000000 | gbp |
| CY2020 | ifrs-full |
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income
InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
604000000 | gbp |
| CY2022 | bbplc |
Negative Interest On Liabilities
NegativeInterestOnLiabilities
|
208000000 | gbp |
| CY2021 | bbplc |
Negative Interest On Liabilities
NegativeInterestOnLiabilities
|
248000000 | gbp |
| CY2020 | bbplc |
Negative Interest On Liabilities
NegativeInterestOnLiabilities
|
68000000 | gbp |
| CY2022 | ifrs-full |
Interest Income On Other Financial Assets
InterestIncomeOnOtherFinancialAssets
|
527000000 | gbp |
| CY2021 | ifrs-full |
Interest Income On Other Financial Assets
InterestIncomeOnOtherFinancialAssets
|
651000000 | gbp |
| CY2020 | ifrs-full |
Interest Income On Other Financial Assets
InterestIncomeOnOtherFinancialAssets
|
598000000 | gbp |
| CY2022 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
11779000000 | gbp |
| CY2021 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
5672000000 | gbp |
| CY2020 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
6006000000 | gbp |
| CY2022 | bbplc |
Interest Expense On Deposits At Amortised Cost
InterestExpenseOnDepositsAtAmortisedCost
|
3104000000 | gbp |
| CY2021 | bbplc |
Interest Expense On Deposits At Amortised Cost
InterestExpenseOnDepositsAtAmortisedCost
|
331000000 | gbp |
| CY2020 | bbplc |
Interest Expense On Deposits At Amortised Cost
InterestExpenseOnDepositsAtAmortisedCost
|
644000000 | gbp |
| CY2022 | ifrs-full |
Interest Expense On Debt Instruments Issued
InterestExpenseOnDebtInstrumentsIssued
|
1473000000 | gbp |
| CY2021 | ifrs-full |
Interest Expense On Debt Instruments Issued
InterestExpenseOnDebtInstrumentsIssued
|
413000000 | gbp |
| CY2020 | ifrs-full |
Interest Expense On Debt Instruments Issued
InterestExpenseOnDebtInstrumentsIssued
|
424000000 | gbp |
| CY2022 | ifrs-full |
Interest Expense On Borrowings
InterestExpenseOnBorrowings
|
966000000 | gbp |
| CY2021 | ifrs-full |
Interest Expense On Borrowings
InterestExpenseOnBorrowings
|
934000000 | gbp |
| CY2020 | ifrs-full |
Interest Expense On Borrowings
InterestExpenseOnBorrowings
|
1112000000 | gbp |
| CY2022 | bbplc |
Negative Interest On Assets
NegativeInterestOnAssets
|
208000000 | gbp |
| CY2021 | bbplc |
Negative Interest On Assets
NegativeInterestOnAssets
|
374000000 | gbp |
| CY2020 | bbplc |
Negative Interest On Assets
NegativeInterestOnAssets
|
325000000 | gbp |
| CY2022 | ifrs-full |
Interest Expense On Other Financial Liabilities
InterestExpenseOnOtherFinancialLiabilities
|
630000000 | gbp |
| CY2021 | ifrs-full |
Interest Expense On Other Financial Liabilities
InterestExpenseOnOtherFinancialLiabilities
|
547000000 | gbp |
| CY2020 | ifrs-full |
Interest Expense On Other Financial Liabilities
InterestExpenseOnOtherFinancialLiabilities
|
341000000 | gbp |
| CY2022 | ifrs-full |
Interest Expense
InterestExpense
|
6381000000 | gbp |
| CY2021 | ifrs-full |
Interest Expense
InterestExpense
|
2599000000 | gbp |
| CY2020 | ifrs-full |
Interest Expense
InterestExpense
|
2846000000 | gbp |
| CY2022 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
5398000000 | gbp |
| CY2021 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
3073000000 | gbp |
| CY2020 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
3160000000 | gbp |
| CY2022 | bbplc |
Costs To Orginate Credit Card Balances
CostsToOrginateCreditCardBalances
|
747000000 | gbp |
| CY2021 | bbplc |
Costs To Orginate Credit Card Balances
CostsToOrginateCreditCardBalances
|
623000000 | gbp |
| CY2020 | bbplc |
Costs To Orginate Credit Card Balances
CostsToOrginateCreditCardBalances
|
687000000 | gbp |
| CY2022 | ifrs-full |
Interest Income On Impaired Financial Assets Accrued
InterestIncomeOnImpairedFinancialAssetsAccrued
|
38000000 | gbp |
| CY2021 | ifrs-full |
Interest Income On Impaired Financial Assets Accrued
InterestIncomeOnImpairedFinancialAssetsAccrued
|
7000000 | gbp |
| CY2020 | ifrs-full |
Interest Income On Impaired Financial Assets Accrued
InterestIncomeOnImpairedFinancialAssetsAccrued
|
9000000 | gbp |
| CY2022 | ifrs-full |
Interest Expense On Lease Liabilities
InterestExpenseOnLeaseLiabilities
|
18000000 | gbp |
| CY2021 | ifrs-full |
Interest Expense On Lease Liabilities
InterestExpenseOnLeaseLiabilities
|
20000000 | gbp |
| CY2020 | ifrs-full |
Interest Expense On Lease Liabilities
InterestExpenseOnLeaseLiabilities
|
23000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Fee And Commission Income Expense Explanatory
DisclosureOfFeeAndCommissionIncomeExpenseExplanatory
|
Net fee and commission income <div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for net fee and commission income</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IFRS 15 Revenue from Contracts with Customers. IFRS 15 establishes a five-step model governing revenue recognition. The five-step model requires the Barclays Bank Group to (i) identify the contract with the customer, (ii) identify each of the performance obligations included in the contract, (iii) determine the amount of consideration in the contract, (iv) allocate the consideration to each of the identified performance obligations and (v) recognise revenue as each performance obligation is satisfied.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group recognises fee and commission income charged for services provided by the Barclays Bank Group as and when performance obligations are satisfied, for example, on completion of the underlying transaction. Where the contractual arrangements also result in the Barclays Bank Group recognising financial instruments in scope of IFRS 9, such financial instruments are initially recognised at fair value in accordance with IFRS 9 before applying the provisions of IFRS 15.</span></div></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fee and commission income is disaggregated below by fee types that reflect the nature of the services offered across the Barclays Bank Group and operating segments, in accordance with IFRS 15. The below table includes a total for fees in scope of IFRS 15. Refer to Note 2 for more detailed information about operating segments.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cards & Payments and Private Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee type</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactional</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">449</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,803</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,252</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Advisory</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">820</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">144</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">964</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Brokerage and execution</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,465</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">56</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,521</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Underwriting and syndication</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,036</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,037</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">99</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">134</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">255</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total revenue from contracts with customers</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,869</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,138</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,029</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other non-contract fee income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">138</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">142</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,007</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,142</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,171</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission expense</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(966)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,778)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,745)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,041</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,364</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,426</span></td></tr></table><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee type</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactional</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">390</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,158</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,548</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Advisory</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">968</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">128</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,096</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Brokerage and execution</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,082</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,135</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Underwriting and syndication</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,425</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,425</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">80</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">256</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total revenue from contracts with customers</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,945</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,494</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,460</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other non-contract fee income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">116</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">121</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,061</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,499</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,581</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission expense</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(781)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,207)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,994)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,280</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,292</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,587</span></td></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee type</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactional</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">357</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,973</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,330</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Advisory</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">593</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">693</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Brokerage and execution</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,116</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,173</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Underwriting and syndication</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,867</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,867</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">54</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">152</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">235</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total revenue from contracts with customers</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,987</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,282</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,298</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other non-contract fee income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">114</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">119</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,101</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,287</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,417</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission expense</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(768)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(988)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,758)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,333</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,299</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,659</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee types</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Transactional</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactional fees are service charges on deposit accounts, cash management services fees and transactional processing fees. These include interchange and merchant fee income generated from credit and bank card usage. Transaction and processing fees are recognised at the point in time the transaction occurs or service is performed. Interchange and merchant fees are recognised upon settlement of the card transaction payment.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group incurs certain card related costs including those related to cardholder reward programmes and payments to co-brand partners. Cardholder reward programme costs related to customers that settle their outstanding balance each period (transactors) are expensed when incurred and presented in fee and commission expense, while costs related to customers that continuously carry an outstanding balance (revolvers) are included in the effective interest rate of the receivable (refer to Note 3). Payments to partners for new cardholder account originations related to transactor accounts are deferred as costs to obtain a contract under IFRS 15, while costs related to revolver accounts are included in the effective interest rate of the receivable (refer to Note 3). Those costs deferred under IFRS 15 are capitalised and amortised over the estimated life of the customer relationship. Payments to co-brand partners based on revenue sharing to the extent the revenue share relates to "revolvers" are included in the effective interest rate of the receivable and to the extent revenue share relates to “transactors” it must be presented in fee and commission expense. Payments based on profitability are presented in fee and commission expense. </span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Advisory</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Advisory fees are generated from wealth management services and investment banking advisory services related to mergers, acquisitions and financial restructurings. Wealth management advisory fees are earned over the period the services are provided and are generally recognised quarterly when the market value of client assets is determined. Investment banking advisory fees are recognised at the point in time when the services related to the transaction have been completed under the terms of the engagement. Investment banking advisory costs are recognised as incurred in fee and commission expense if direct and incremental to the advisory services or are otherwise recognised in operating expenses.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Brokerage and execution</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Brokerage and execution fees are earned for executing client transactions with various exchanges and over-the-counter markets and<br/>assisting clients in clearing transactions and facilitating foreign exchange transactions for spot/forward contracts. Brokerage and<br/>execution fees are recognised at the point in time the associated service has been completed which is generally the trade date of the transaction.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Underwriting and syndication</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Underwriting and syndication fees are earned for the distribution of client equity or debt securities and the arrangement and administration of a loan syndication. This includes commitment fees to provide loan financing. Underwriting fees are generally recognised on trade date if there is no remaining contingency, such as the transaction being conditional on the closing of an acquisition or another transaction. Underwriting costs are deferred and recognised in fee and commission expense when the associated underwriting fees are recorded. Syndication fees are earned for arranging and administering a loan syndication; however, the associated fee may be subject to variability until the loan has been syndicated to other syndicate members or until other contingencies have been resolved and therefore the fee revenue is deferred until the uncertainty is resolved.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Included in underwriting and syndication fees are loan commitment fees, when the draw down is not probable, which are not presented as part of the carrying value of the loan in accordance with IFRS 9. Such commitment fees are recognised over time through to the contractual maturity of the commitment.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Contract assets and contract liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group had no material contract assets or contract liabilities as at 31 December 2022 (2021: £nil; 2020: £nil).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Impairment of fee receivables and contract assets</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">During 2022, there have been no material impairments recognised in relation to fees receivable and contract assets (2021: £nil; 2020: £nil). Fees in relation to transactional business can be added to outstanding customer balances. These amounts may be subsequently impaired as part of the overall loans and advances balance.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Remaining performance obligations</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies the practical expedient of IFRS 15 and does not disclose information about remaining performance obligations that have original expected durations of one year or less or because the Barclays Bank Group has a right to consideration that corresponds directly with the value of the service provided to the client or customer. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Costs incurred in obtaining or fulfilling a contract</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group expects that incremental costs of obtaining a contract such as success fee and commission fees paid are recoverable and therefore capitalise such contract costs. Capitalised contract costs net of amortisation as at 31 December 2022 are £190m (2021: £148m; 2020: £135m).</span></div><div style="margin-bottom:16pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Capitalised contract costs are amortised over the customer relationship period depending on the transfer of services to which the asset pertains. In 2022, the amount of amortisation was £45m (2021: £35m; 2020: £35m) and there was no impairment loss recognised in connection with the capitalised contract costs (2021: £nil; 2020: £nil).</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Fee And Commission Income And Expense Explanatory
DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for net fee and commission income</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IFRS 15 Revenue from Contracts with Customers. IFRS 15 establishes a five-step model governing revenue recognition. The five-step model requires the Barclays Bank Group to (i) identify the contract with the customer, (ii) identify each of the performance obligations included in the contract, (iii) determine the amount of consideration in the contract, (iv) allocate the consideration to each of the identified performance obligations and (v) recognise revenue as each performance obligation is satisfied.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group recognises fee and commission income charged for services provided by the Barclays Bank Group as and when performance obligations are satisfied, for example, on completion of the underlying transaction. Where the contractual arrangements also result in the Barclays Bank Group recognising financial instruments in scope of IFRS 9, such financial instruments are initially recognised at fair value in accordance with IFRS 9 before applying the provisions of IFRS 15.</span></div></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Disaggregation Of Revenue From Contracts With Customers Explanatory
DisclosureOfDisaggregationOfRevenueFromContractsWithCustomersExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fee and commission income is disaggregated below by fee types that reflect the nature of the services offered across the Barclays Bank Group and operating segments, in accordance with IFRS 15. The below table includes a total for fees in scope of IFRS 15. Refer to Note 2 for more detailed information about operating segments.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cards & Payments and Private Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee type</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactional</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">449</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,803</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,252</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Advisory</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">820</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">144</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">964</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Brokerage and execution</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,465</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">56</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,521</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Underwriting and syndication</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,036</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,037</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">99</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">134</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">255</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total revenue from contracts with customers</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,869</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,138</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,029</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other non-contract fee income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">138</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">142</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,007</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,142</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,171</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission expense</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(966)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,778)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,745)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,041</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,364</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,426</span></td></tr></table><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee type</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactional</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">390</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,158</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,548</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Advisory</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">968</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">128</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,096</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Brokerage and execution</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,082</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,135</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Underwriting and syndication</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,425</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,425</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">80</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">256</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total revenue from contracts with customers</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,945</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,494</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,460</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other non-contract fee income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">116</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">121</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,061</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,499</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,581</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission expense</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(781)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,207)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,994)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,280</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,292</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,587</span></td></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Corporate and Investment Bank</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Consumer, Cards and Payments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Head Office</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee type</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactional</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">357</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,973</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,330</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Advisory</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">593</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">693</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Brokerage and execution</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,116</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,173</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Underwriting and syndication</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,867</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,867</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">54</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">152</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">235</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total revenue from contracts with customers</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,987</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,282</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,298</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other non-contract fee income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">114</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">119</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,101</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,287</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,417</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fee and commission expense</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(768)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(988)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,758)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,333</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,299</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,659</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Revenue From Contracts With Customers
RevenueFromContractsWithCustomers
|
8029000000 | gbp |
| CY2022 | ifrs-full |
Other Fee And Commission Income
OtherFeeAndCommissionIncome
|
142000000 | gbp |
| CY2022 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
8171000000 | gbp |
| CY2022 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
2745000000 | gbp |
| CY2022 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
5426000000 | gbp |
| CY2021 | ifrs-full |
Revenue From Contracts With Customers
RevenueFromContractsWithCustomers
|
8460000000 | gbp |
| CY2021 | ifrs-full |
Other Fee And Commission Income
OtherFeeAndCommissionIncome
|
121000000 | gbp |
| CY2021 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
8581000000 | gbp |
| CY2021 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1994000000 | gbp |
| CY2021 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
6587000000 | gbp |
| CY2020 | ifrs-full |
Revenue From Contracts With Customers
RevenueFromContractsWithCustomers
|
7298000000 | gbp |
| CY2020 | ifrs-full |
Other Fee And Commission Income
OtherFeeAndCommissionIncome
|
119000000 | gbp |
| CY2020 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
7417000000 | gbp |
| CY2020 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1758000000 | gbp |
| CY2020 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
5659000000 | gbp |
| CY2022Q4 | ifrs-full |
Contract Assets
ContractAssets
|
0 | gbp |
| CY2021Q4 | ifrs-full |
Contract Assets
ContractAssets
|
0 | gbp |
| CY2020Q4 | ifrs-full |
Contract Assets
ContractAssets
|
0 | gbp |
| CY2022 | ifrs-full |
Impairment Loss Assets Recognised From Costs Incurred To Obtain Or Fulfil Contracts With Customers
ImpairmentLossAssetsRecognisedFromCostsIncurredToObtainOrFulfilContractsWithCustomers
|
0 | gbp |
| CY2021 | ifrs-full |
Impairment Loss Assets Recognised From Costs Incurred To Obtain Or Fulfil Contracts With Customers
ImpairmentLossAssetsRecognisedFromCostsIncurredToObtainOrFulfilContractsWithCustomers
|
0 | gbp |
| CY2020 | ifrs-full |
Impairment Loss Assets Recognised From Costs Incurred To Obtain Or Fulfil Contracts With Customers
ImpairmentLossAssetsRecognisedFromCostsIncurredToObtainOrFulfilContractsWithCustomers
|
0 | gbp |
| CY2022Q4 | ifrs-full |
Assets Recognised From Costs To Obtain Or Fulfil Contracts With Customers
AssetsRecognisedFromCostsToObtainOrFulfilContractsWithCustomers
|
190000000 | gbp |
| CY2021Q4 | ifrs-full |
Assets Recognised From Costs To Obtain Or Fulfil Contracts With Customers
AssetsRecognisedFromCostsToObtainOrFulfilContractsWithCustomers
|
148000000 | gbp |
| CY2020Q4 | ifrs-full |
Assets Recognised From Costs To Obtain Or Fulfil Contracts With Customers
AssetsRecognisedFromCostsToObtainOrFulfilContractsWithCustomers
|
135000000 | gbp |
| CY2022 | ifrs-full |
Amortisation Assets Recognised From Costs Incurred To Obtain Or Fulfil Contracts With Customers
AmortisationAssetsRecognisedFromCostsIncurredToObtainOrFulfilContractsWithCustomers
|
45000000 | gbp |
| CY2021 | ifrs-full |
Amortisation Assets Recognised From Costs Incurred To Obtain Or Fulfil Contracts With Customers
AmortisationAssetsRecognisedFromCostsIncurredToObtainOrFulfilContractsWithCustomers
|
35000000 | gbp |
| CY2020 | ifrs-full |
Amortisation Assets Recognised From Costs Incurred To Obtain Or Fulfil Contracts With Customers
AmortisationAssetsRecognisedFromCostsIncurredToObtainOrFulfilContractsWithCustomers
|
35000000 | gbp |
| CY2022 | ifrs-full |
Impairment Loss On Receivables Or Contract Assets Arising From Contracts With Customers
ImpairmentLossOnReceivablesOrContractAssetsArisingFromContractsWithCustomers
|
0 | gbp |
| CY2021 | ifrs-full |
Impairment Loss On Receivables Or Contract Assets Arising From Contracts With Customers
ImpairmentLossOnReceivablesOrContractAssetsArisingFromContractsWithCustomers
|
0 | gbp |
| CY2020 | ifrs-full |
Impairment Loss On Receivables Or Contract Assets Arising From Contracts With Customers
ImpairmentLossOnReceivablesOrContractAssetsArisingFromContractsWithCustomers
|
0 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Trading Income Expense Explanatory
DisclosureOfTradingIncomeExpenseExplanatory
|
Net trading income<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for net trading income</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IFRS 9, trading positions are held at fair value, and the resulting gains and losses are included in net trading income, together with interest and dividends arising from long and short positions and funding costs relating to trading activities.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income arises from both the sale and purchase of trading positions, margins which are achieved through market making and customer business and from changes in fair value caused by movements in interest and exchange rates, equity prices and other market variables.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Gains or losses on non-trading financial instruments designated or mandatorily at fair value with changes in fair value recognised in the income statement are included in net trading income where the business model is to manage assets and liabilities on a fair value basis which includes use of derivatives or where an instrument is designated at fair value to eliminate an accounting mismatch and the related instrument's gain and losses are reported in net trading income.</span></div></td></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:61.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net gains on financial instruments held for trading</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,603</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,999</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,392</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net gains on financial instruments designated at fair value</span></td><td colspan="3" style="background-color:#ededed;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">501</span></td><td colspan="3" style="padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">682</span></td><td colspan="3" style="padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">695</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net gains on financial instruments mandatorily at fair value</span></td><td colspan="3" style="background-color:#ededed;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,520</span></td><td colspan="3" style="padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,107</span></td><td colspan="3" style="padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">989</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net trading income</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,624</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,788</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 3.25pt 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,076</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Trading Income And Expense Explanatory
DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for net trading income</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IFRS 9, trading positions are held at fair value, and the resulting gains and losses are included in net trading income, together with interest and dividends arising from long and short positions and funding costs relating to trading activities.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income arises from both the sale and purchase of trading positions, margins which are achieved through market making and customer business and from changes in fair value caused by movements in interest and exchange rates, equity prices and other market variables.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Gains or losses on non-trading financial instruments designated or mandatorily at fair value with changes in fair value recognised in the income statement are included in net trading income where the business model is to manage assets and liabilities on a fair value basis which includes use of derivatives or where an instrument is designated at fair value to eliminate an accounting mismatch and the related instrument's gain and losses are reported in net trading income.</span></div></td></tr></table> | |
| CY2022 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
7624000000 | gbp |
| CY2021 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
5788000000 | gbp |
| CY2020 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
7076000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Finance Income Expense Explanatory
DisclosureOfFinanceIncomeExpenseExplanatory
|
Net investment expense<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for net investment income/(expense)</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dividends are recognised when the right to receive the dividend has been established. Other accounting policies relating to net investment income are set out in Note 12 and Note 14.</span></div></td></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:61.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net gains/(losses) from financial assets mandatorily at fair value </span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(116)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net (losses)/gains from disposal of debt instruments at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(68)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">248</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">251</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net (losses)/gains from disposal of financial assets and liabilities measured at amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(66)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(128)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net losses on other investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(208)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(234)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(205)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net investment expense</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(323)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(80)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(121)</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Dividends Explanatory
DescriptionOfAccountingPolicyForDividendsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for net investment income/(expense)</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dividends are recognised when the right to receive the dividend has been established. Other accounting policies relating to net investment income are set out in Note 12 and Note 14.</span></div></td></tr></table> | |
| CY2022 | ifrs-full |
Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
19000000 | gbp |
| CY2021 | ifrs-full |
Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
-116000000 | gbp |
| CY2020 | ifrs-full |
Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
-39000000 | gbp |
| CY2022 | ifrs-full |
Cumulative Gain Loss On Disposal Of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income
CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-68000000 | gbp |
| CY2021 | ifrs-full |
Cumulative Gain Loss On Disposal Of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income
CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
248000000 | gbp |
| CY2020 | ifrs-full |
Cumulative Gain Loss On Disposal Of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income
CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
251000000 | gbp |
| CY2022 | ifrs-full |
Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost
GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost
|
-66000000 | gbp |
| CY2021 | ifrs-full |
Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost
GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost
|
22000000 | gbp |
| CY2020 | ifrs-full |
Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost
GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost
|
-128000000 | gbp |
| CY2022 | bbplc |
Other Investment Income
OtherInvestmentIncome
|
-208000000 | gbp |
| CY2021 | bbplc |
Other Investment Income
OtherInvestmentIncome
|
-234000000 | gbp |
| CY2020 | bbplc |
Other Investment Income
OtherInvestmentIncome
|
-205000000 | gbp |
| CY2022 | bbplc |
Investment Income Expense
InvestmentIncomeExpense
|
-323000000 | gbp |
| CY2021 | bbplc |
Investment Income Expense
InvestmentIncomeExpense
|
-80000000 | gbp |
| CY2020 | bbplc |
Investment Income Expense
InvestmentIncomeExpense
|
-121000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Expenses Explanatory
DisclosureOfExpensesExplanatory
|
Operating expenses<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:61.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Infrastructure costs</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Property and equipment</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">371 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">374 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Depreciation and amortisation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">470</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">403 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">421 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment of property, equipment and intangible assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">280 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total infrastructure costs</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,054 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">816 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Administration and general expenses</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consultancy, legal and professional fees</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">403</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">390 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">345 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Marketing and advertising</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">312</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">235 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">176 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank levy</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">150</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">134 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">249 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other administration and general expenses</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,014</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,616 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,432 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total administration and general expenses</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,879</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,375 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,202 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Staff costs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,192</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,456 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,365 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Litigation and conduct</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,427</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">374 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,259 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,459 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.19pt">In 2021, Impairment of property, equipment and intangible assets included £266m relating to structural cost actions taken as part of the real estate review.</span></div><div style="padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:2.86pt">For further details on staff costs including accounting policies, refer to Note 29.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Expenses By Nature Explanatory
DisclosureOfExpensesByNatureExplanatory
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:61.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Infrastructure costs</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Property and equipment</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">371 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">374 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Depreciation and amortisation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">470</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">403 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">421 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment of property, equipment and intangible assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">280 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total infrastructure costs</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,054 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">816 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Administration and general expenses</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consultancy, legal and professional fees</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">403</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">390 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">345 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Marketing and advertising</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">312</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">235 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">176 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK bank levy</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">150</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">134 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">249 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other administration and general expenses</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,014</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,616 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,432 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total administration and general expenses</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,879</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,375 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,202 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Staff costs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,192</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,456 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,365 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Litigation and conduct</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,427</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">374 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,398</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,259 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,459 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.19pt">In 2021, Impairment of property, equipment and intangible assets included £266m relating to structural cost actions taken as part of the real estate review.</span></div><div style="padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:2.86pt">For further details on staff costs including accounting policies, refer to Note 29.</span></div> | |
| CY2022 | ifrs-full |
Changes In Property Plant And Equipment
ChangesInPropertyPlantAndEquipment
|
417000000 | gbp |
| CY2021 | ifrs-full |
Changes In Property Plant And Equipment
ChangesInPropertyPlantAndEquipment
|
371000000 | gbp |
| CY2020 | ifrs-full |
Changes In Property Plant And Equipment
ChangesInPropertyPlantAndEquipment
|
374000000 | gbp |
| CY2022 | ifrs-full |
Depreciation And Amortisation Expense
DepreciationAndAmortisationExpense
|
470000000 | gbp |
| CY2021 | ifrs-full |
Depreciation And Amortisation Expense
DepreciationAndAmortisationExpense
|
403000000 | gbp |
| CY2020 | ifrs-full |
Depreciation And Amortisation Expense
DepreciationAndAmortisationExpense
|
421000000 | gbp |
| CY2022 | ifrs-full |
Impairment Loss
ImpairmentLoss
|
13000000 | gbp |
| CY2021 | ifrs-full |
Impairment Loss
ImpairmentLoss
|
280000000 | gbp |
| CY2020 | ifrs-full |
Impairment Loss
ImpairmentLoss
|
21000000 | gbp |
| CY2022 | bbplc |
Infrastructure Costs
InfrastructureCosts
|
900000000 | gbp |
| CY2021 | bbplc |
Infrastructure Costs
InfrastructureCosts
|
1054000000 | gbp |
| CY2020 | bbplc |
Infrastructure Costs
InfrastructureCosts
|
816000000 | gbp |
| CY2022 | ifrs-full |
Professional Fees Expense
ProfessionalFeesExpense
|
403000000 | gbp |
| CY2021 | ifrs-full |
Professional Fees Expense
ProfessionalFeesExpense
|
390000000 | gbp |
| CY2020 | ifrs-full |
Professional Fees Expense
ProfessionalFeesExpense
|
345000000 | gbp |
| CY2022 | ifrs-full |
Sales And Marketing Expense
SalesAndMarketingExpense
|
312000000 | gbp |
| CY2021 | ifrs-full |
Sales And Marketing Expense
SalesAndMarketingExpense
|
235000000 | gbp |
| CY2020 | ifrs-full |
Sales And Marketing Expense
SalesAndMarketingExpense
|
176000000 | gbp |
| CY2022 | ifrs-full |
Bank And Similar Charges
BankAndSimilarCharges
|
150000000 | gbp |
| CY2021 | ifrs-full |
Bank And Similar Charges
BankAndSimilarCharges
|
134000000 | gbp |
| CY2020 | ifrs-full |
Bank And Similar Charges
BankAndSimilarCharges
|
249000000 | gbp |
| CY2022 | ifrs-full |
Miscellaneous Other Operating Expense
MiscellaneousOtherOperatingExpense
|
4014000000 | gbp |
| CY2021 | ifrs-full |
Miscellaneous Other Operating Expense
MiscellaneousOtherOperatingExpense
|
3616000000 | gbp |
| CY2020 | ifrs-full |
Miscellaneous Other Operating Expense
MiscellaneousOtherOperatingExpense
|
3432000000 | gbp |
| CY2022 | ifrs-full |
Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
|
4879000000 | gbp |
| CY2021 | ifrs-full |
Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
|
4375000000 | gbp |
| CY2020 | ifrs-full |
Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
|
4202000000 | gbp |
| CY2022 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
5192000000 | gbp |
| CY2021 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
4456000000 | gbp |
| CY2020 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
4365000000 | gbp |
| CY2022 | ifrs-full |
Losses On Litigation Settlements
LossesOnLitigationSettlements
|
1427000000 | gbp |
| CY2021 | ifrs-full |
Losses On Litigation Settlements
LossesOnLitigationSettlements
|
374000000 | gbp |
| CY2020 | ifrs-full |
Losses On Litigation Settlements
LossesOnLitigationSettlements
|
76000000 | gbp |
| CY2022 | ifrs-full |
Operating Expense
OperatingExpense
|
12398000000 | gbp |
| CY2021 | ifrs-full |
Operating Expense
OperatingExpense
|
10259000000 | gbp |
| CY2020 | ifrs-full |
Operating Expense
OperatingExpense
|
9459000000 | gbp |
| CY2021 | bbplc |
Impairment Loss Related To Structural Costs
ImpairmentLossRelatedToStructuralCosts
|
266000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Impairment Of Assets Explanatory
DisclosureOfImpairmentOfAssetsExplanatory
|
Credit impairment charges/(releases)<div style="margin-top:3pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for the impairment of financial assets</span></div><div><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Impairment</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IFRS 9, the Barclays Bank Group is required to recognise expected credit losses (ECLs) based on unbiased forward-looking information for all financial assets at amortised cost, lease receivables, debt financial assets at fair value through other comprehensive income, loan commitments and financial guarantee contracts. Intercompany exposures in the individual financial statements, including loan commitments and financial guarantee contracts, are also in scope of IFRS 9 for ECL purposes.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At the reporting date, an allowance (or provision for loan commitments and financial guarantees) is required for the 12 month (Stage 1) ECLs. If the credit risk has significantly increased since initial recognition (Stage 2), or if the financial instrument is credit impaired (Stage 3), an allowance (or provision) should be recognised for the lifetime ECLs.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The measurement of ECL is calculated using three main components: (i) probability of default (PD) (ii) loss given default (LGD) and (iii) the exposure at default (EAD).</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The 12 month and lifetime ECLs are calculated by multiplying the respective PD, LGD and the EAD. The 12 month and lifetime PDs represent the PD occurring over the next 12 months and the remaining maturity of the instrument respectively. The EAD represents the expected balance at default, taking into account the repayment of principal and interest from the balance sheet date to the default event together with any expected drawdowns of committed facilities. The LGD represents expected losses on the EAD given the event of default, taking into account, among other attributes, the mitigating effect of collateral value at the time it is expected to be realised and the time value of money.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Expected credit loss measurement is based on the ability of borrowers to make payments as they fall due. The Barclays Bank Group also considers sector specific risks and whether additional adjustments are required in the measurement of ECL. Credit risk may be impacted by climate considerations for certain sectors, such as oil and gas.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Determining a significant increase in credit risk since initial recognition:</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group assesses when a significant increase in credit risk has occurred based on quantitative and qualitative assessments. The credit risk of an exposure is considered to have significantly increased when:</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">i)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:9.07pt">Quantitative test</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The annualised lifetime PD has increased by more than an agreed threshold relative to the equivalent at origination.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">PD deterioration thresholds are defined as percentage increases, and are set at an origination score band and segment level to ensure the test appropriately captures significant increases in credit risk at all risk levels. Generally, thresholds are inversely correlated to the origination PD, i.e. as the origination PD increases, the threshold value reduces.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The assessment of the point at which a PD increase is deemed ‘significant’ is based upon analysis of the portfolio’s risk profile against a common set of principles and performance metrics (consistent across both retail and wholesale businesses), incorporating expert credit judgement where appropriate. Application of quantitative PD floors does not represent the use of the low credit risk exemption as exposures can separately move into stage 2 via the qualitative route described below.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale assets apply a 100% increase in PD and 0.2% PD floor to determine a significant increase in credit risk.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Retail assets apply bespoke relative increase and absolute PD thresholds based on product type and origination PD. Thresholds are subject to maximums defined by Barclays Bank Group policy and typically apply minimum relative thresholds of 50%-100% and a maximum relative threshold of 400%.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For existing/historical exposures where origination point scores or data are no longer available or do not represent a comparable estimate of lifetime PD, a proxy origination score is defined, based upon:</span></div><div style="margin-top:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">back-population of the approved lifetime PD score either to origination date or, where this is not feasible, as far back as possible (subject to a data start point no later than 1 January 2015); or</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">use of available historical account performance data and other customer information, to derive a comparable ‘proxy’ estimation of origination PD.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">ii)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:7.04pt">Qualitative test</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This is relevant for accounts that meet the portfolio’s ‘high risk’ criteria and are subject to closer credit monitoring.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">High risk customers may not be in arrears but either through an event or an observed behaviour exhibit credit distress. The definition and assessment of high risk includes as wide a range of information as reasonably available, such as industry and Barclays Bank Group-wide customer level data, including but not limited to bureau scores and high consumer indebtedness index, wherever possible or relevant.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Whilst the high risk populations applied for IFRS 9 impairment purposes are aligned with risk management processes, they are also regularly reviewed and validated to ensure that they capture any incremental segments where there is evidence of credit deterioration.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">iii)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:5.01pt">Backstop criteria</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This is relevant for accounts that are more than 30 calendar days past due. The 30 days past due criteria is a backstop rather than a primary driver of moving exposures into Stage 2.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The criteria for determining a significant increase in credit risk for assets with bullet repayments follows the same principle as all other assets, i.e. quantitative, qualitative and backstop tests are all applied.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exposures will move back to Stage 1 once they no longer meet the criteria for a significant increase in credit risk. This means that, at a minimum all payments must be up-to-date, the PD deterioration test is no longer met, the account is no longer classified as high risk, and the customer has evidenced an ability to maintain future payments.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exposures are only removed from Stage 3 and re-assigned to Stage 2 once the original default trigger event no longer applies. Exposures being removed from Stage 3 must no longer qualify as credit impaired, and:</span></div><div style="margin-top:3pt;padding-left:9pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">a)</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.05pt">the obligor will also have demonstrated consistently good payment behaviour over a 12-month period, by making all consecutive contractual payments due and, for forborne exposures, the relevant EBA defined probationary period has also been successfully completed; or</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">b)</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:1.67pt">(for non-forborne exposures) the performance conditions are defined and approved within an appropriately sanctioned restructure plan, including 12 months’ payment history have been met.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management overlays and other exceptions to model outputs are applied only if consistent with the objective of identifying significant increases in credit risk.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Forward-looking information</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The measurement of ECL involves complexity and judgement, including estimation of PD, LGD, a range of unbiased future economic scenarios, estimation of expected lives (where contractual life is not appropriate), and estimation of EAD and assessing significant increases in credit risk.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit losses are the expected cash shortfalls from what is contractually due over the expected life of the financial instrument, discounted at the original effective interest rate (EIR). ECLs are the unbiased probability-weighted credit losses determined by evaluating a range of possible outcomes and considering future economic conditions.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group uses a </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-scenario model to calculate ECL. An external consensus forecast is assembled from key sources, including HM Treasury (short and medium term forecasts) and Bloomberg (based on median of economic forecasters), which forms the Baseline scenario. In addition, </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">two</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> adverse scenarios (Downside 1 and Downside 2) and </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">two</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> favourable scenarios (Upside 1 and Upside 2) are derived, with associated probability weightings. The adverse scenarios are calibrated to a broadly similar severity to the Barclays Bank Group's internal stress tests and stress scenarios provided by regulators, whilst also considering IFRS 9 specific sensitivities and non-linearity. The favourable scenarios are designed to reflect plausible upside risks to the Baseline scenario which are broadly consistent with the economic narrative approved by the Senior Scenario Review Committee. All scenarios are regenerated at a minimum semi-annually. The scenarios include key economic variables (including GDP, unemployment, House Price Index (HPI) and base rates in both the UK and US markets) and expanded variables using statistical models based on historical correlations. The upside and downside shocks are designed to evolve over a </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-year stress horizon, with all </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> scenarios converging to a steady state after approximately </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">seven </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">years.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The methodology for estimating probability weights for each of the scenarios involves a comparison of the distribution of key historical UK and US macroeconomic variables against the forecast paths of the </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> scenarios. The methodology works such that the baseline (reflecting current consensus outlook) has the highest weight and the weights of adverse and favourable scenarios depend on the deviation from the baseline; the further from the baseline, the smaller the weight. A single set of </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> scenarios is used across all portfolios and all five weights are normalised to equate to 100%. The same scenarios used in the estimation of expected credit losses are also used to inform Barclays' internal planning. The impacts across the portfolios are different because of the sensitivities of each of the portfolios to specific macroeconomic variables, for example, mortgages are highly sensitive to house prices, and credit cards and unsecured consumer loans are highly sensitive to unemployment.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Definition of default, credit impaired assets, write-offs, and interest income recognition</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The definition of default for the purpose of determining ECLs, and for internal credit risk management purposes, has been aligned to the Regulatory Capital CRR Article 178 definition of default, to maintain a consistent approach with IFRS 9 and associated regulatory guidance. The Regulatory Capital CRR Article 178 definition of default considers indicators that the debtor is unlikely to pay, includes exposures in forbearance and is no later than when the exposure is more than 90 days past due. When exposures are identified as credit impaired at the time when they are purchased or originated, interest income is calculated on the carrying value net of the impairment allowance.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">An asset is considered credit impaired when one or more events occur that have a detrimental impact on the estimated future cash flows of the financial asset. This comprises assets defined as defaulted and other individually assessed exposures where imminent default or actual loss is identified.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Uncollectible loans are written off against the related allowance for loan impairment on completion of the Barclays Bank Group’s internal processes and when all reasonably expected recoverable amounts have been collected. Subsequent recoveries of amounts previously written off are credited to the income statement. The timing and extent of write-offs may involve some element of subjective judgement. Nevertheless, a write-off will often be prompted by a specific event, such as the inception of insolvency proceedings or other formal recovery action, which makes it possible to establish that some or the entire advance is beyond realistic prospect of recovery.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Accounting for purchased financial guarantee contracts</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group may enter into a financial guarantee contract which requires the issuer of such contract to reimburse the Barclays Bank Group for a loss it incurs because a specified debtor fails to make payment when due in accordance with the terms of a debt instrument. For these separate financial guarantee contracts, the Barclays Bank Group recognises a reimbursement asset aligned with the recognition of the underlying ECLs, if it is considered virtually certain that a reimbursement would be received if the specified debtor fails to make payment when due in accordance with the terms of the debt instrument.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Loan modifications and renegotiations that are not credit-impaired</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When modification of a loan agreement occurs as a result of commercial restructuring activity rather than due to the credit risk of the borrower, an assessment must be performed to determine whether the terms of the new agreement are substantially different from the terms of the existing agreement. This assessment considers both the change in cash flows arising from the modified terms as well as the change in overall instrument risk profile. In respect of payment holidays granted to borrowers which are not due to forbearance, if the revised cash flows on a present value basis (based on the original EIR) are not substantially different from the original cash flows, the loan is not considered to be substantially modified.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where terms are substantially different, the existing loan will be derecognised and a new loan will be recognised at fair value, with any difference in valuation recognised immediately within the income statement, subject to observability criteria.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where terms are not substantially different, the loan carrying value will be adjusted to reflect the present value of modified cash flows discounted at the original EIR, with any resulting gain or loss recognised immediately within the income statement as a modification gain or loss.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Note 1 sets out details for changes in the basis of determining the contractual cash flows of a financial instrument that are required by interest rate benchmark reform.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Expected life</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Lifetime ECLs must be measured over the expected life. This is restricted to the maximum contractual life and takes into account expected prepayment, extension, call and similar options. The exceptions are certain revolver financial instruments, such as credit cards and bank overdrafts, that include both a drawn and an undrawn component where the entity’s contractual ability to demand repayment and cancel the undrawn commitment does not limit the entity’s exposure to credit losses to the contractual notice period. For revolving facilities, expected life is analytically derived to reflect the behavioural life of the asset, i.e. the full period over which the business expects to be exposed to credit risk. Behavioural life is typically based upon historical analysis of the average time to default, closure or withdrawal of facility. Where data is insufficient or analysis inconclusive, an additional ‘maturity factor’ may be incorporated to reflect the full estimated life of the exposures, based upon experienced judgement and/or peer analysis. Potential future modifications of contracts are not taken into account when determining the expected life or EAD until they occur.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Discounting</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECLs are discounted at the EIR at initial recognition or an approximation thereof and consistent with income recognition. For loan commitments the EIR is the rate that is expected to apply when the loan is drawn down and a financial asset is recognised. Issued financial guarantee contracts are discounted at the risk free rate. Lease receivables are discounted at the rate implicit in the lease. For variable/floating rate financial assets, the spot rate at the reporting date is used and projections of changes in the variable rate over the expected life are not made to estimate future interest cash flows or for discounting.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Modelling techniques</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The regulatory Basel Committee of Banking Supervisors (BCBS) ECL calculations are leveraged for IFRS 9 modelling but adjusted for key differences which include:</span></div><div style="margin-top:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">BCBS requires 12 month through the economic cycle losses whereas IFRS 9 requires 12 months or lifetime point in time losses based on conditions at the reporting date and multiple forecasts of the future economic conditions over the expected lives;</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">IFRS 9 models do not include certain conservative BCBS model floors and downturn assessments and require discounting to the reporting date at the original EIR rather than using the cost of capital to the date of default;</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">management adjustments are made to modelled output to account for situations where known or expected risk factors and information have not been considered in the modelling process, for example forecast economic scenarios for uncertain political events; and</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">ECL is measured at the individual financial instrument level, however a collective approach where financial instruments with similar risk characteristics are grouped together, with apportionment to individual financial instruments, is used where effects can only be seen at a collective level, for example for forward-looking information.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For the IFRS 9 impairment assessment, the Barclays Bank Group’s risk models are used to determine the PD, LGD and EAD. For Stage 2 and 3, the Barclays Bank Group applies lifetime PDs but uses 12 month PDs for Stage 1. The ECL drivers of PD, EAD and LGD are modelled at an account level which considers vintage, among other credit factors. Also, the assessment of significant increase in credit risk is based on the initial lifetime PD curve, which accounts for the different credit risk underwritten over time.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Forbearance</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A financial asset is subject to forbearance when it is modified due to the credit distress of the borrower. A modification made to the terms of an asset due to forbearance will typically be assessed as a non-substantial modification that does not result in derecognition of the original loan, except in circumstances where debt is exchanged for equity. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Both performing and non-performing forbearance assets are classified as Stage 3 except where it is established that the concession granted has not resulted in diminished financial obligation and that no other regulatory definitions of default criteria have been triggered, in which case the asset is classified as Stage 2. The minimum probationary period for non-performing forbearance is 12 months and for performing forbearance, 24 months. Hence, a minimum of 36 months is required for non-performing forbearance to move out of a forborne state.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">No financial instrument in forbearance can transfer back to Stage 1 until all of the Stage 2 thresholds are no longer met and can only move out of Stage 3 when no longer credit impaired.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 9 impairment involves several important areas of judgement, including estimating forward looking modelled parameters (PD, LGD and EAD), developing a range of unbiased future economic scenarios, estimating expected lives and assessing significant increases in credit risk, based on the Barclays Bank Group’s experience of managing credit risk. The determination of expected life is most material for Barclays credit card portfolios which is obtained via behavioural life analysis to materially capture the risk of these facilities.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Within the retail and small businesses portfolios, which comprise large numbers of small homogenous assets with similar risk characteristics where credit scoring techniques are generally used, the impairment allowance is calculated using forward looking modelled parameters which are typically run at account level. There are many models in use, each tailored to a product, line of business or customer category. Judgement and knowledge is needed in selecting the statistical methods to use when the models are developed or revised. </span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management adjustments to impairment models, which contain an element of subjectivity, are applied in order to factor in certain conditions or changes in policy that are not fully incorporated into the impairment models, or to reflect additional facts and circumstances at the period end. Management adjustments are reviewed and incorporated into future model development where appropriate</span><span style="background-color:#ededed;color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For individually significant assets in Stage 3, impairment allowances are calculated on an individual basis and all relevant considerations that have a bearing on the expected future cash flows across a range of economic scenarios are taken into account. These considerations can be particularly subjective and can include the business prospects for the customer, the realisable value of collateral, the Barclays Bank Group’s position relative to other claimants, the reliability of customer information and the likely cost and duration of the work-out process. The level of the impairment allowance is the difference between the value of the discounted expected future cash flows (discounted at the loan’s original effective interest rate), and its carrying amount. Furthermore, judgements change with time as new information becomes available or as work-out strategies evolve, resulting in frequent revisions to the impairment allowance as individual decisions are taken. Changes in these estimates would result in a change in the allowances and have a direct impact on the impairment charge.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Temporary adjustments to calculated IFRS9 impairment allowances may be applied in limited circumstances to account for situations where known or expected risk factors or information have not been considered in the ECL assessment or modelling process. For further information please see page 63 in credit risk performance.</span></div><div><span><br/></span></div><div><span style="background-color:#ffffff;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:107%">Information about the potential impact of the physical and transition risks of climate change on borrowers is considered, taking into account reasonable and supportable information to make accounting judgements and estimates. Climate change is inherently of a long-term nature, with significant levels of uncertainty, and consequently requires judgement in determining the possible impact in the next financial year, if any. </span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:27.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.618%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">2021</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Impairment Charges/(Releases)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Recoveries and Reimbursements</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:3.9pt;font-weight:700;line-height:120%;position:relative;top:-2.1pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Impairment Charges/(Releases)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Recoveries and Reimbursements</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Impairment Charges/(Releases)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Recoveries and Reimbursements</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,118</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">890</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(264)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,060 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(368)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,692 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Off-balance sheet loan<br/>commitments and financial<br/>guarantee contracts<br/></span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(257)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(257)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">547 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">547 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,125</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">897</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(521)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(262)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,607 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(368)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,239 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets measured at cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">136 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">136 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit impairment charges/(releases)</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">933</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(536)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(277)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,745 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(368)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,377 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Recoveries and reimbursements include a net increase in amounts recoverable from financial guarantee contracts held with third parties of £195m (2021: £(290)m) and cash recoveries of previously written off amounts of £33m (2021: £31m).</span></div><div><span><br/></span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Write-offs that can be subjected to enforcement activity</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The contractual amount outstanding on financial assets that were written off during the year and that can still be subjected to enforcement activity is £512m (2021: £752m). This is lower than the write-offs presented in the movement in gross exposures and impairment allowance table due to assets sold during the year post write-offs and post write-off recoveries.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Modification of financial assets</span></div>Financial assets of £2,237m (2021: £3,260m), with a loss allowance measured at an amount equal to lifetime ECL, were subject to non-substantial modification during the year, with a resulting loss of £1m (2021: £2m). The gross carrying amount at 31 December 2022 of financial assets subject to non-substantial modification for which the loss allowance has changed to a 12 month ECL during the year amounts to £1,077m (2021: £419m). | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Impairment Of Financial Assets Explanatory
DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory
|
<div style="margin-top:3pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for the impairment of financial assets</span></div><div><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Impairment</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IFRS 9, the Barclays Bank Group is required to recognise expected credit losses (ECLs) based on unbiased forward-looking information for all financial assets at amortised cost, lease receivables, debt financial assets at fair value through other comprehensive income, loan commitments and financial guarantee contracts. Intercompany exposures in the individual financial statements, including loan commitments and financial guarantee contracts, are also in scope of IFRS 9 for ECL purposes.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At the reporting date, an allowance (or provision for loan commitments and financial guarantees) is required for the 12 month (Stage 1) ECLs. If the credit risk has significantly increased since initial recognition (Stage 2), or if the financial instrument is credit impaired (Stage 3), an allowance (or provision) should be recognised for the lifetime ECLs.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The measurement of ECL is calculated using three main components: (i) probability of default (PD) (ii) loss given default (LGD) and (iii) the exposure at default (EAD).</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The 12 month and lifetime ECLs are calculated by multiplying the respective PD, LGD and the EAD. The 12 month and lifetime PDs represent the PD occurring over the next 12 months and the remaining maturity of the instrument respectively. The EAD represents the expected balance at default, taking into account the repayment of principal and interest from the balance sheet date to the default event together with any expected drawdowns of committed facilities. The LGD represents expected losses on the EAD given the event of default, taking into account, among other attributes, the mitigating effect of collateral value at the time it is expected to be realised and the time value of money.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Expected credit loss measurement is based on the ability of borrowers to make payments as they fall due. The Barclays Bank Group also considers sector specific risks and whether additional adjustments are required in the measurement of ECL. Credit risk may be impacted by climate considerations for certain sectors, such as oil and gas.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Determining a significant increase in credit risk since initial recognition:</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group assesses when a significant increase in credit risk has occurred based on quantitative and qualitative assessments. The credit risk of an exposure is considered to have significantly increased when:</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">i)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:9.07pt">Quantitative test</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The annualised lifetime PD has increased by more than an agreed threshold relative to the equivalent at origination.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">PD deterioration thresholds are defined as percentage increases, and are set at an origination score band and segment level to ensure the test appropriately captures significant increases in credit risk at all risk levels. Generally, thresholds are inversely correlated to the origination PD, i.e. as the origination PD increases, the threshold value reduces.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The assessment of the point at which a PD increase is deemed ‘significant’ is based upon analysis of the portfolio’s risk profile against a common set of principles and performance metrics (consistent across both retail and wholesale businesses), incorporating expert credit judgement where appropriate. Application of quantitative PD floors does not represent the use of the low credit risk exemption as exposures can separately move into stage 2 via the qualitative route described below.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale assets apply a 100% increase in PD and 0.2% PD floor to determine a significant increase in credit risk.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Retail assets apply bespoke relative increase and absolute PD thresholds based on product type and origination PD. Thresholds are subject to maximums defined by Barclays Bank Group policy and typically apply minimum relative thresholds of 50%-100% and a maximum relative threshold of 400%.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For existing/historical exposures where origination point scores or data are no longer available or do not represent a comparable estimate of lifetime PD, a proxy origination score is defined, based upon:</span></div><div style="margin-top:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">back-population of the approved lifetime PD score either to origination date or, where this is not feasible, as far back as possible (subject to a data start point no later than 1 January 2015); or</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">use of available historical account performance data and other customer information, to derive a comparable ‘proxy’ estimation of origination PD.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">ii)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:7.04pt">Qualitative test</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This is relevant for accounts that meet the portfolio’s ‘high risk’ criteria and are subject to closer credit monitoring.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">High risk customers may not be in arrears but either through an event or an observed behaviour exhibit credit distress. The definition and assessment of high risk includes as wide a range of information as reasonably available, such as industry and Barclays Bank Group-wide customer level data, including but not limited to bureau scores and high consumer indebtedness index, wherever possible or relevant.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Whilst the high risk populations applied for IFRS 9 impairment purposes are aligned with risk management processes, they are also regularly reviewed and validated to ensure that they capture any incremental segments where there is evidence of credit deterioration.</span></div><div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">iii)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:5.01pt">Backstop criteria</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This is relevant for accounts that are more than 30 calendar days past due. The 30 days past due criteria is a backstop rather than a primary driver of moving exposures into Stage 2.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The criteria for determining a significant increase in credit risk for assets with bullet repayments follows the same principle as all other assets, i.e. quantitative, qualitative and backstop tests are all applied.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exposures will move back to Stage 1 once they no longer meet the criteria for a significant increase in credit risk. This means that, at a minimum all payments must be up-to-date, the PD deterioration test is no longer met, the account is no longer classified as high risk, and the customer has evidenced an ability to maintain future payments.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exposures are only removed from Stage 3 and re-assigned to Stage 2 once the original default trigger event no longer applies. Exposures being removed from Stage 3 must no longer qualify as credit impaired, and:</span></div><div style="margin-top:3pt;padding-left:9pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">a)</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.05pt">the obligor will also have demonstrated consistently good payment behaviour over a 12-month period, by making all consecutive contractual payments due and, for forborne exposures, the relevant EBA defined probationary period has also been successfully completed; or</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">b)</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:1.67pt">(for non-forborne exposures) the performance conditions are defined and approved within an appropriately sanctioned restructure plan, including 12 months’ payment history have been met.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management overlays and other exceptions to model outputs are applied only if consistent with the objective of identifying significant increases in credit risk.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Forward-looking information</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The measurement of ECL involves complexity and judgement, including estimation of PD, LGD, a range of unbiased future economic scenarios, estimation of expected lives (where contractual life is not appropriate), and estimation of EAD and assessing significant increases in credit risk.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit losses are the expected cash shortfalls from what is contractually due over the expected life of the financial instrument, discounted at the original effective interest rate (EIR). ECLs are the unbiased probability-weighted credit losses determined by evaluating a range of possible outcomes and considering future economic conditions.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group uses a </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-scenario model to calculate ECL. An external consensus forecast is assembled from key sources, including HM Treasury (short and medium term forecasts) and Bloomberg (based on median of economic forecasters), which forms the Baseline scenario. In addition, </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">two</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> adverse scenarios (Downside 1 and Downside 2) and </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">two</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> favourable scenarios (Upside 1 and Upside 2) are derived, with associated probability weightings. The adverse scenarios are calibrated to a broadly similar severity to the Barclays Bank Group's internal stress tests and stress scenarios provided by regulators, whilst also considering IFRS 9 specific sensitivities and non-linearity. The favourable scenarios are designed to reflect plausible upside risks to the Baseline scenario which are broadly consistent with the economic narrative approved by the Senior Scenario Review Committee. All scenarios are regenerated at a minimum semi-annually. The scenarios include key economic variables (including GDP, unemployment, House Price Index (HPI) and base rates in both the UK and US markets) and expanded variables using statistical models based on historical correlations. The upside and downside shocks are designed to evolve over a </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-year stress horizon, with all </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> scenarios converging to a steady state after approximately </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">seven </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">years.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The methodology for estimating probability weights for each of the scenarios involves a comparison of the distribution of key historical UK and US macroeconomic variables against the forecast paths of the </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> scenarios. The methodology works such that the baseline (reflecting current consensus outlook) has the highest weight and the weights of adverse and favourable scenarios depend on the deviation from the baseline; the further from the baseline, the smaller the weight. A single set of </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">five</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> scenarios is used across all portfolios and all five weights are normalised to equate to 100%. The same scenarios used in the estimation of expected credit losses are also used to inform Barclays' internal planning. The impacts across the portfolios are different because of the sensitivities of each of the portfolios to specific macroeconomic variables, for example, mortgages are highly sensitive to house prices, and credit cards and unsecured consumer loans are highly sensitive to unemployment.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Definition of default, credit impaired assets, write-offs, and interest income recognition</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The definition of default for the purpose of determining ECLs, and for internal credit risk management purposes, has been aligned to the Regulatory Capital CRR Article 178 definition of default, to maintain a consistent approach with IFRS 9 and associated regulatory guidance. The Regulatory Capital CRR Article 178 definition of default considers indicators that the debtor is unlikely to pay, includes exposures in forbearance and is no later than when the exposure is more than 90 days past due. When exposures are identified as credit impaired at the time when they are purchased or originated, interest income is calculated on the carrying value net of the impairment allowance.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">An asset is considered credit impaired when one or more events occur that have a detrimental impact on the estimated future cash flows of the financial asset. This comprises assets defined as defaulted and other individually assessed exposures where imminent default or actual loss is identified.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Uncollectible loans are written off against the related allowance for loan impairment on completion of the Barclays Bank Group’s internal processes and when all reasonably expected recoverable amounts have been collected. Subsequent recoveries of amounts previously written off are credited to the income statement. The timing and extent of write-offs may involve some element of subjective judgement. Nevertheless, a write-off will often be prompted by a specific event, such as the inception of insolvency proceedings or other formal recovery action, which makes it possible to establish that some or the entire advance is beyond realistic prospect of recovery.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Accounting for purchased financial guarantee contracts</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group may enter into a financial guarantee contract which requires the issuer of such contract to reimburse the Barclays Bank Group for a loss it incurs because a specified debtor fails to make payment when due in accordance with the terms of a debt instrument. For these separate financial guarantee contracts, the Barclays Bank Group recognises a reimbursement asset aligned with the recognition of the underlying ECLs, if it is considered virtually certain that a reimbursement would be received if the specified debtor fails to make payment when due in accordance with the terms of the debt instrument.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Loan modifications and renegotiations that are not credit-impaired</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When modification of a loan agreement occurs as a result of commercial restructuring activity rather than due to the credit risk of the borrower, an assessment must be performed to determine whether the terms of the new agreement are substantially different from the terms of the existing agreement. This assessment considers both the change in cash flows arising from the modified terms as well as the change in overall instrument risk profile. In respect of payment holidays granted to borrowers which are not due to forbearance, if the revised cash flows on a present value basis (based on the original EIR) are not substantially different from the original cash flows, the loan is not considered to be substantially modified.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where terms are substantially different, the existing loan will be derecognised and a new loan will be recognised at fair value, with any difference in valuation recognised immediately within the income statement, subject to observability criteria.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where terms are not substantially different, the loan carrying value will be adjusted to reflect the present value of modified cash flows discounted at the original EIR, with any resulting gain or loss recognised immediately within the income statement as a modification gain or loss.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Note 1 sets out details for changes in the basis of determining the contractual cash flows of a financial instrument that are required by interest rate benchmark reform.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Expected life</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Lifetime ECLs must be measured over the expected life. This is restricted to the maximum contractual life and takes into account expected prepayment, extension, call and similar options. The exceptions are certain revolver financial instruments, such as credit cards and bank overdrafts, that include both a drawn and an undrawn component where the entity’s contractual ability to demand repayment and cancel the undrawn commitment does not limit the entity’s exposure to credit losses to the contractual notice period. For revolving facilities, expected life is analytically derived to reflect the behavioural life of the asset, i.e. the full period over which the business expects to be exposed to credit risk. Behavioural life is typically based upon historical analysis of the average time to default, closure or withdrawal of facility. Where data is insufficient or analysis inconclusive, an additional ‘maturity factor’ may be incorporated to reflect the full estimated life of the exposures, based upon experienced judgement and/or peer analysis. Potential future modifications of contracts are not taken into account when determining the expected life or EAD until they occur.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Discounting</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECLs are discounted at the EIR at initial recognition or an approximation thereof and consistent with income recognition. For loan commitments the EIR is the rate that is expected to apply when the loan is drawn down and a financial asset is recognised. Issued financial guarantee contracts are discounted at the risk free rate. Lease receivables are discounted at the rate implicit in the lease. For variable/floating rate financial assets, the spot rate at the reporting date is used and projections of changes in the variable rate over the expected life are not made to estimate future interest cash flows or for discounting.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Modelling techniques</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The regulatory Basel Committee of Banking Supervisors (BCBS) ECL calculations are leveraged for IFRS 9 modelling but adjusted for key differences which include:</span></div><div style="margin-top:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">BCBS requires 12 month through the economic cycle losses whereas IFRS 9 requires 12 months or lifetime point in time losses based on conditions at the reporting date and multiple forecasts of the future economic conditions over the expected lives;</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">IFRS 9 models do not include certain conservative BCBS model floors and downturn assessments and require discounting to the reporting date at the original EIR rather than using the cost of capital to the date of default;</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">management adjustments are made to modelled output to account for situations where known or expected risk factors and information have not been considered in the modelling process, for example forecast economic scenarios for uncertain political events; and</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">ECL is measured at the individual financial instrument level, however a collective approach where financial instruments with similar risk characteristics are grouped together, with apportionment to individual financial instruments, is used where effects can only be seen at a collective level, for example for forward-looking information.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For the IFRS 9 impairment assessment, the Barclays Bank Group’s risk models are used to determine the PD, LGD and EAD. For Stage 2 and 3, the Barclays Bank Group applies lifetime PDs but uses 12 month PDs for Stage 1. The ECL drivers of PD, EAD and LGD are modelled at an account level which considers vintage, among other credit factors. Also, the assessment of significant increase in credit risk is based on the initial lifetime PD curve, which accounts for the different credit risk underwritten over time.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Forbearance</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A financial asset is subject to forbearance when it is modified due to the credit distress of the borrower. A modification made to the terms of an asset due to forbearance will typically be assessed as a non-substantial modification that does not result in derecognition of the original loan, except in circumstances where debt is exchanged for equity. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Both performing and non-performing forbearance assets are classified as Stage 3 except where it is established that the concession granted has not resulted in diminished financial obligation and that no other regulatory definitions of default criteria have been triggered, in which case the asset is classified as Stage 2. The minimum probationary period for non-performing forbearance is 12 months and for performing forbearance, 24 months. Hence, a minimum of 36 months is required for non-performing forbearance to move out of a forborne state.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">No financial instrument in forbearance can transfer back to Stage 1 until all of the Stage 2 thresholds are no longer met and can only move out of Stage 3 when no longer credit impaired.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 9 impairment involves several important areas of judgement, including estimating forward looking modelled parameters (PD, LGD and EAD), developing a range of unbiased future economic scenarios, estimating expected lives and assessing significant increases in credit risk, based on the Barclays Bank Group’s experience of managing credit risk. The determination of expected life is most material for Barclays credit card portfolios which is obtained via behavioural life analysis to materially capture the risk of these facilities.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Within the retail and small businesses portfolios, which comprise large numbers of small homogenous assets with similar risk characteristics where credit scoring techniques are generally used, the impairment allowance is calculated using forward looking modelled parameters which are typically run at account level. There are many models in use, each tailored to a product, line of business or customer category. Judgement and knowledge is needed in selecting the statistical methods to use when the models are developed or revised. </span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management adjustments to impairment models, which contain an element of subjectivity, are applied in order to factor in certain conditions or changes in policy that are not fully incorporated into the impairment models, or to reflect additional facts and circumstances at the period end. Management adjustments are reviewed and incorporated into future model development where appropriate</span><span style="background-color:#ededed;color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For individually significant assets in Stage 3, impairment allowances are calculated on an individual basis and all relevant considerations that have a bearing on the expected future cash flows across a range of economic scenarios are taken into account. These considerations can be particularly subjective and can include the business prospects for the customer, the realisable value of collateral, the Barclays Bank Group’s position relative to other claimants, the reliability of customer information and the likely cost and duration of the work-out process. The level of the impairment allowance is the difference between the value of the discounted expected future cash flows (discounted at the loan’s original effective interest rate), and its carrying amount. Furthermore, judgements change with time as new information becomes available or as work-out strategies evolve, resulting in frequent revisions to the impairment allowance as individual decisions are taken. Changes in these estimates would result in a change in the allowances and have a direct impact on the impairment charge.</span></div>Temporary adjustments to calculated IFRS9 impairment allowances may be applied in limited circumstances to account for situations where known or expected risk factors or information have not been considered in the ECL assessment or modelling process. For further information please see page 63 in credit risk performance.Information about the potential impact of the physical and transition risks of climate change on borrowers is considered, taking into account reasonable and supportable information to make accounting judgements and estimates. Climate change is inherently of a long-term nature, with significant levels of uncertainty, and consequently requires judgement in determining the possible impact in the next financial year, if any. | |
| CY2022Q4 | bbplc |
Total Number Of Economic Scenarios To Calculate Ecl As A Percentage
TotalNumberOfEconomicScenariosToCalculateECLAsAPercentage
|
1 | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Financial Guarantees Explanatory
DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory
|
The Barclays Bank Group may enter into a financial guarantee contract which requires the issuer of such contract to reimburse the Barclays Bank Group for a loss it incurs because a specified debtor fails to make payment when due in accordance with the terms of a debt instrument. For these separate financial guarantee contracts, the Barclays Bank Group recognises a reimbursement asset aligned with the recognition of the underlying ECLs, if it is considered virtually certain that a reimbursement would be received if the specified debtor fails to make payment when due in accordance with the terms of the debt instrument. | |
| CY2022 | ifrs-full |
Disclosure Of Impairment Loss And Reversal Of Impairment Loss Explanatory
DisclosureOfImpairmentLossAndReversalOfImpairmentLossExplanatory
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:27.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.618%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">2021</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Impairment Charges/(Releases)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Recoveries and Reimbursements</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:3.9pt;font-weight:700;line-height:120%;position:relative;top:-2.1pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Impairment Charges/(Releases)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Recoveries and Reimbursements</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Impairment Charges/(Releases)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Recoveries and Reimbursements</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,118</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">890</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(264)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,060 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(368)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,692 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Off-balance sheet loan<br/>commitments and financial<br/>guarantee contracts<br/></span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(257)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(257)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">547 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">547 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,125</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">897</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(521)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(262)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,607 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(368)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,239 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets measured at cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">136 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">136 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit impairment charges/(releases)</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">933</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(536)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(277)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,745 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(368)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,377 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Recoveries and reimbursements include a net increase in amounts recoverable from financial guarantee contracts held with third parties of £195m (2021: £(290)m) and cash recoveries of previously written off amounts of £33m (2021: £31m).</span></div> | |
| CY2022 | ifrs-full |
Impairment Loss On Financial Assets
ImpairmentLossOnFinancialAssets
|
1161000000 | gbp |
| CY2022 | ifrs-full |
Reversal Allowance Account For Credit Losses Of Financial Assets
ReversalAllowanceAccountForCreditLossesOfFinancialAssets
|
228000000 | gbp |
| CY2022 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
933000000 | gbp |
| CY2021 | ifrs-full |
Impairment Loss On Financial Assets
ImpairmentLossOnFinancialAssets
|
-536000000 | gbp |
| CY2021 | ifrs-full |
Reversal Allowance Account For Credit Losses Of Financial Assets
ReversalAllowanceAccountForCreditLossesOfFinancialAssets
|
-259000000 | gbp |
| CY2021 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
-277000000 | gbp |
| CY2020 | ifrs-full |
Impairment Loss On Financial Assets
ImpairmentLossOnFinancialAssets
|
3745000000 | gbp |
| CY2020 | ifrs-full |
Reversal Allowance Account For Credit Losses Of Financial Assets
ReversalAllowanceAccountForCreditLossesOfFinancialAssets
|
368000000 | gbp |
| CY2020 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
3377000000 | gbp |
| CY2022 | ifrs-full |
Gain On Recovery Of Loans And Advances Previously Written Off
GainOnRecoveryOfLoansAndAdvancesPreviouslyWrittenOff
|
33000000 | gbp |
| CY2021 | ifrs-full |
Gain On Recovery Of Loans And Advances Previously Written Off
GainOnRecoveryOfLoansAndAdvancesPreviouslyWrittenOff
|
31000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets Written Off During Reporting Period And Still Subject To Enforcement Activity Contractual Amount Outstanding
FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding
|
512000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets Written Off During Reporting Period And Still Subject To Enforcement Activity Contractual Amount Outstanding
FinancialAssetsWrittenOffDuringReportingPeriodAndStillSubjectToEnforcementActivityContractualAmountOutstanding
|
752000000 | gbp |
| CY2022 | ifrs-full |
Financial Assets With Contractual Cash Flows Modified During Reporting Period While Loss Allowance Measured At Lifetime Expected Credit Losses Amortised Cost Before Modification
FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification
|
2237000000 | gbp |
| CY2021 | ifrs-full |
Financial Assets With Contractual Cash Flows Modified During Reporting Period While Loss Allowance Measured At Lifetime Expected Credit Losses Amortised Cost Before Modification
FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification
|
3260000000 | gbp |
| CY2022 | ifrs-full |
Financial Assets With Contractual Cash Flows Modified During Reporting Period While Loss Allowance Measured At Lifetime Expected Credit Losses Modification Gain Loss
FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesModificationGainLoss
|
-1000000 | gbp |
| CY2021 | ifrs-full |
Financial Assets With Contractual Cash Flows Modified During Reporting Period While Loss Allowance Measured At Lifetime Expected Credit Losses Modification Gain Loss
FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesModificationGainLoss
|
-2000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets With Modified Contractual Cash Flows While Loss Allowance Measured At Lifetime Expected Credit Losses For Which Loss Allowance Changed During Reporting Period To12month Expected Credit Losses Gross Carrying Amount
FinancialAssetsWithModifiedContractualCashFlowsWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesForWhichLossAllowanceChangedDuringReportingPeriodTo12monthExpectedCreditLossesGrossCarryingAmount
|
1077000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets With Modified Contractual Cash Flows While Loss Allowance Measured At Lifetime Expected Credit Losses For Which Loss Allowance Changed During Reporting Period To12month Expected Credit Losses Gross Carrying Amount
FinancialAssetsWithModifiedContractualCashFlowsWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesForWhichLossAllowanceChangedDuringReportingPeriodTo12monthExpectedCreditLossesGrossCarryingAmount
|
419000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Income Tax Explanatory
DisclosureOfIncomeTaxExplanatory
|
Tax<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for income taxes</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 12 </span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Income Taxes</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> in accounting for taxes on income. Income tax payable on taxable profits (current tax) is recognised as an expense in the periods in which the profits arise. Withholding taxes are also treated as income taxes. Income tax recoverable on tax allowable losses is recognised as a current tax asset only to the extent that it is regarded as recoverable by offsetting against taxable profits arising in the current or prior periods. Current tax is measured using tax rates and tax laws that have been enacted or substantively enacted at the balance sheet date.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax assets are recognised to the extent that it is probable that taxable profit will be available against which the deductible temporary differences, and the carry forward of unused tax credits and unused tax losses can be utilised. Deferred tax liabilities are recognised for all taxable temporary differences except for the initial recognition of goodwill. Deferred tax is not recognised where the temporary difference arises from the initial recognition of an asset or liability in a transaction that is not a business combination and, at the time of the transaction, affects neither the accounting profit nor taxable profit or loss. Deferred tax is determined using tax rates and legislation enacted or substantively enacted by the balance sheet date which are expected to apply when the deferred tax asset is realised or the deferred tax liability is settled. Deferred tax assets and liabilities are only offset when there is both a legal right to set-off and an intention to settle on a net basis. </span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group considers an uncertain tax position to exist when it considers that ultimately, in the future, the amount of profit subject to tax may be greater than the amount initially reflected in the Barclays Bank Group’s tax returns. The Barclays Bank Group accounts for provisions in respect of uncertain tax positions in two different ways.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A current tax provision is recognised when it is considered probable that the outcome of a review by a tax authority of an uncertain tax position will alter the amount of cash tax due to, or from, a tax authority in the future. From recognition, the current tax provision is then measured at the amount the Barclays Bank Group ultimately expects to pay the tax authority to resolve the position. The accrual of interest and penalty amounts in respect of uncertain income tax positions is recognised as an expense within profit before tax.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax provisions are adjustments made to the carrying value of deferred tax assets in respect of uncertain tax positions. A deferred tax provision is recognised when it is considered probable that the outcome of a review by a tax authority of an uncertain tax position will result in a reduction in the carrying value of the deferred tax asset. From recognition of a provision, measurement of the underlying deferred tax asset is adjusted to take into account the expected impact of resolving the uncertain tax position on the loss or temporary difference giving rise to the deferred tax asset.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The approach taken to measurement takes account of whether the uncertain tax position is a discrete position that will be reviewed by the tax authority in isolation from any other position, or one of a number of issues which are expected to be reviewed together concurrently and resolved simultaneously with a tax authority. The Barclays Bank Group’s measurement of provisions is based upon its best estimate of the additional profit that will become subject to tax. For a discrete position, consideration is given only to the merits of that position. Where a number of issues are expected to be reviewed and resolved together, the Barclays Bank Group will take into account not only the merits of its position in respect of each particular issue but also the overall level of provision relative to the aggregate of the uncertain tax positions across all the issues that are expected to be resolved at the same time. In addition, in assessing provision levels, it is assumed that tax authorities will review uncertain tax positions and that all facts will be fully and transparently disclosed.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are two key areas of judgement that impact the reported tax position. Firstly, the level of provisioning for uncertain tax positions; and secondly, the recognition and measurement of deferred tax assets.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group does not consider there to be a significant risk of a material adjustment to the carrying amount of current and deferred tax balances, including provisions for uncertain tax positions in the next financial year. The provisions for uncertain tax positions cover a diverse range of issues and reflect advice from external counsel where relevant. It should be noted that only a proportion of the total uncertain tax positions will be under audit at any point in time, and could therefore be subject to challenge by a tax authority over the next year.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax assets have been recognised based on business profit forecasts. Details on the recognition of deferred tax assets are provided in this note.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:61.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Current tax charge/(credit)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current year</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">623</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">904</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">993</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjustments in respect of prior years</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(625)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">393</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,297</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">996</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deferred tax charge/(credit)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current year</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(179)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(563)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjustments in respect of prior years</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">468</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(288)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">191</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">487</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(467)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(372)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Tax charge</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">485</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">830</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">624</span></td></tr></table></div><div style="text-indent:11.25pt"><span><br/></span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2022 the adjustments in respect of prior years are principally a result of various steps taken in the US tax group that have affected the timing of the tax deductibility of expenditure related to fixed assets. Across the Barclays Bank PLC’s US Branch Tax Group and US Intermediate Holding Company Tax Group ("IHC Tax Group") elections have been made in 2022 to advance tax deductions in relation to fixed assets that would otherwise have arisen in later periods. Those elections resulted in a current tax credit in respect of prior years of £556m and a deferred tax charge in respect of prior years of a similar amount. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below shows the reconciliation between the actual tax charge and the tax charge that would result from applying the standard UK corporation tax rate to the Barclays Bank Group’s profit before tax.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:53.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.474%"/><td style="width:0.1%"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Profit before tax from continuing operations</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,867</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,418</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,075</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tax charge based on the standard UK corporation tax rate of 19% (2021: 19%, 2020: 19%)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">925</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,029</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">584</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impact of profits/losses earned in territories with different statutory rates to the UK (weighted average tax rate is 22.3% (2021: 24.0%, 2020: 25.0%))</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">160</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">273</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">183</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Recurring items:</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-creditable taxes including withholding taxes</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">117</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">124</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-deductible expenses</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impact of UK bank levy being non-deductible</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impact of Barclays Bank PLC's overseas branches being taxed both locally and in the UK</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tax adjustments in respect of share-based payments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Banking surcharge</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> and other items</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(48)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(70)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-taxable gains and income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(129)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.6</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(152)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(180)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tax relief on payments made under AT1 instruments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(136)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(113)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(124)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in recognition of deferred tax and effect of unrecognised tax losses</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(146)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(140)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(123)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjustments in respect of prior years</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(157)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">105</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">194</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tax relief on holdings of inflation-linked government bonds</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(510)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(157)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(20)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-recurring items:</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Remeasurement of UK deferred tax assets due to tax rate changes</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">183</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(218)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(43)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-deductible provisions for investigations and litigation</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">85</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-deductible provisions for UK customer redress</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total tax charge</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">485</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">830</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15.3 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">624</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20.3 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr></table></div><div style="text-indent:11.25pt"><span><br/></span></div><div style="padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:1.57pt">Banking surcharge includes the impact of the 8% UK banking surcharge rate on profits/losses and tax adjustments relating to UK banking entities</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Factors driving the effective tax rate</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effective tax rate of 10.0% is lower than the UK corporation tax rate of 19.0% primarily due to tax relief on holdings of inflation-linked government bonds, beneficial prior year adjustments, the utilisation of unrecognised tax losses in the period, tax relief on payments made under AT1 instruments and non-taxable gains and income. These factors, which have each decreased the effective tax rate, are partially offset by adjustments for the remeasurement of UK deferred tax assets as a result of the enactment in 2022 of a reduction in the banking surcharge rate to 3% from 1 April 2023, profits earned outside the UK being taxed at local statutory tax rates that are higher than the UK tax rate and non-creditable taxes.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s future tax charge will be sensitive to the geographic mix of profits earned, the tax rates in force and changes to the tax rules in the jurisdictions that the Barclays Bank Group operates in. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In its Autumn Statement held in November 2022, the UK Government confirmed that, as currently enacted, the banking surcharge rate will be reduced from 8% to 3% from 1 April 2023. UK deferred tax assets as at 31 December 2022 are measured at this rate, having been remeasured when the 3% rate was substantively enacted in 2022. The statutory tax rate applicable to banks' UK profits will therefore be 28% (comprising a rate of 25% for corporation tax and of 3% for banking surcharge) from 1 April 2023.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The OECD and G20 Inclusive Framework on Base Erosion and Profit Shifting announced plans to introduce a global minimum tax rate of 15% and the OECD issued model rules in 2021. During 2022 further OECD guidance has been released and draft legislation to implement the global minimum tax regime has been published by the UK Government. The UK Government has stated that it intends to enact legislation in 2023 to apply for accounting periods beginning on or after 31 December 2023. The Barclays Bank Group has reviewed the published OECD model rules and further guidance along with the draft UK legislation and has been assessing the expected impact ahead of the implementation of the new regime. The Barclays Bank Group will review further guidance as well as new legislation expected to be released by governments implementing this new tax regime and continue to assess the potential impact.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In the USA, the Inflation Reduction Act was enacted in August 2022. The Act does not include changes to the US corporate income tax rate or to US international tax provisions included in the previously proposed Build Back Better Act but does introduce a corporate alternative minimum tax on adjusted financial statements income, effective from 1 January 2023. Further regulations and guidance are expected to be published in 2023, however the Barclays Bank Group’s preliminary view is that the alternative minimum tax is not expected to materially increase the Barclays Bank Group’s effective tax rate. The Barclays Bank Group will review future guidance when it is published and continue to monitor other legislative developments and assess the potential impact.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Tax in the consolidated statement of comprehensive income</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tax relating to each component of other comprehensive income can be found in the consolidated statement of comprehensive income. The total amount recognised in relation to the remeasurement of UK deferred tax through other comprehensive income was a £83m credit (2021: £148m charge).</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Tax included directly in equity</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tax included directly in equity comprises a £1m debit (2021: £38m credit) relating to share-based payments and deductible costs on issuing other equity instruments.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deferred tax assets and liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The deferred tax amounts on the balance sheet were as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IHC Tax Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,094</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,004</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank PLC's US Branch Tax Group</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">482</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,002</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK Tax Group</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,557</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">576</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other (outside the UK and US tax groups)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">450</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">399</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deferred tax asset</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,583</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,981</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deferred tax liability - UK Tax Group</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net deferred tax</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,583</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,975</span></td></tr></table></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">US deferred tax assets in the IHC and the US Branch Tax Groups</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The deferred tax asset in the IHC Tax Group of £1,094m (2021: £1,004m) includes £21m (2021: £1m) relating to tax losses, with the balance relating to temporary differences. The deferred tax asset in Barclays Bank PLC’s US Branch Tax Group of £482m (2021: £1,002m) relates entirely to temporary differences.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In relation to the IHC Tax Group, these temporary differences include £434m (2021: £301m) arising from New York State and City prior net operating loss conversion which can be carried forward and will expire in 2034. Business profit forecasts indicate these amounts will be fully recovered before expiry.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">UK Tax Group deferred tax assets and liabilities </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The net deferred tax asset in the UK Tax Group of £2,557m (2021: £576m) includes a deferred tax asset of £1,237m (2021: £1,074m) relating to tax losses with the balance relating to temporary differences. There is no time limit on utilisation of UK tax losses and business profit forecasts indicate these losses will be fully recovered.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other deferred tax assets (outside the UK and US tax groups)</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The deferred tax asset of £450m (2021: £399m) in other entities within the Barclays Bank Group includes £90m (2021: £121m) relating to tax losses. These deferred tax assets relate to a number of different territories and their recognition is based on profit forecasts or local country law which indicate that it is probable that those deferred tax assets will be fully recovered.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Of the deferred tax asset of £450m (2021: £399m), an amount of £33m (2021: £9m) relates to entities which have suffered a loss in either the current or prior year and the utilisation of which is dependent upon future taxable profits. This has been taken into account in reaching the above conclusion that these deferred tax assets will be fully recovered in the future.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below shows movements on deferred tax assets and liabilities during the year. The amounts are different from those disclosed on the balance sheet and in the preceding table as they are presented before offsetting asset and liability balances where there is a legal right to set-off and an intention to settle on a net basis.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:17.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.759%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Fixed asset timing differences</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Fair value through other comprehensive income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Cash flow hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Retirement benefit obligations</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Loan impairment allowance</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Own credit</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Share based payments and deferred compensation</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Other temporary differences</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Tax losses carried forward</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">678</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">144</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">309</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">481</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">327</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,134</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,196</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,719</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(30)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,674)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(40)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,744)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">648</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">144</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">309</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,650)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">481</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">327</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,094</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,196</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,975</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(531)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(140)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">152</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(487)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other comprehensive income and reserves</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">449</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,731</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">357</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(616)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(17)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,904</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other movements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">108</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">191</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">150</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">590</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,040</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,294)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">548</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(190)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">329</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,062</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,583</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">215</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">590</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,040</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">548</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">329</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,138</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,229</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(65)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,315)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(190)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(76)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,646)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">150</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">590</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,040</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,294)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">548</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(190)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">329</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,062</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,583</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">659</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">455</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">329</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">317</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,187</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">711</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,688</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(441)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,361)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">626</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(441)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(796)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">455</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">329</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">317</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,147</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">711</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,327</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(52)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">485</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">467</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other comprehensive income and reserves</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">170</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">750</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(855)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">98</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">182</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other movements</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">648</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">309</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,650)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">481</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">426</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">327</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,094</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,196</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,975</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">678</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">309</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">481</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">426</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">327</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,134</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,196</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,719</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,674)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,744)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">648</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">309</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,650)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">481</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">426</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">327</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,094</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,196</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,975</span></td></tr></table></div>Other movements include the impact of changes in foreign exchange rates as well as deferred tax amounts relating to acquisitions and disposals.<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amount of deferred tax asset expected to be recovered after more than 12 months for the Barclays Bank Group is £5,514m (2021: £4,328m). The amount of deferred tax liability expected to be settled after more than 12 months for the Barclays Bank Group is £1,545m (2021: £1,740m). These amounts are before offsetting asset and liability balances where there is a legal right to set-off and an intention to settle on a net basis.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Unrecognised deferred tax</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Tax losses and temporary differences</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group has deferred tax assets not recognised in respect of gross deductible temporary differences of £111m (2021: £110m), unused tax credits of £323m (2021: £283m), and gross tax losses of £22,263m (2021: £22,496m). The tax losses include capital losses of £3,661m (2021: £3,642m). Of these tax losses, £149m (2021: £63m) expire within five years, £401m (2021: £370m) expire within six to ten years, £10,393m (2021: £10,529m) expire within 11 to 20 years and £11,320m (2021: £11,534m) can be carried forward indefinitely. Deferred tax assets have not been recognised in respect of these items because it is not probable that future taxable profits and gains will be available against which they can be utilised.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Barclays Bank Group investments in subsidiaries, branches and associates</span></div><div style="margin-bottom:16pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax is not recognised in respect of the value of Barclays Bank Group's investments in subsidiaries, branches and associates where the Barclays Bank Group is able to control the timing of the reversal of the temporary differences and it is probable that such differences will not reverse in the foreseeable future. The aggregate amount of these temporary differences for which deferred tax liabilities have not been recognised was £852m (2021: £857m).</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Income Tax Explanatory
DescriptionOfAccountingPolicyForIncomeTaxExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for income taxes</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 12 </span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Income Taxes</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> in accounting for taxes on income. Income tax payable on taxable profits (current tax) is recognised as an expense in the periods in which the profits arise. Withholding taxes are also treated as income taxes. Income tax recoverable on tax allowable losses is recognised as a current tax asset only to the extent that it is regarded as recoverable by offsetting against taxable profits arising in the current or prior periods. Current tax is measured using tax rates and tax laws that have been enacted or substantively enacted at the balance sheet date.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax assets are recognised to the extent that it is probable that taxable profit will be available against which the deductible temporary differences, and the carry forward of unused tax credits and unused tax losses can be utilised. Deferred tax liabilities are recognised for all taxable temporary differences except for the initial recognition of goodwill. Deferred tax is not recognised where the temporary difference arises from the initial recognition of an asset or liability in a transaction that is not a business combination and, at the time of the transaction, affects neither the accounting profit nor taxable profit or loss. Deferred tax is determined using tax rates and legislation enacted or substantively enacted by the balance sheet date which are expected to apply when the deferred tax asset is realised or the deferred tax liability is settled. Deferred tax assets and liabilities are only offset when there is both a legal right to set-off and an intention to settle on a net basis. </span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group considers an uncertain tax position to exist when it considers that ultimately, in the future, the amount of profit subject to tax may be greater than the amount initially reflected in the Barclays Bank Group’s tax returns. The Barclays Bank Group accounts for provisions in respect of uncertain tax positions in two different ways.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A current tax provision is recognised when it is considered probable that the outcome of a review by a tax authority of an uncertain tax position will alter the amount of cash tax due to, or from, a tax authority in the future. From recognition, the current tax provision is then measured at the amount the Barclays Bank Group ultimately expects to pay the tax authority to resolve the position. The accrual of interest and penalty amounts in respect of uncertain income tax positions is recognised as an expense within profit before tax.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax provisions are adjustments made to the carrying value of deferred tax assets in respect of uncertain tax positions. A deferred tax provision is recognised when it is considered probable that the outcome of a review by a tax authority of an uncertain tax position will result in a reduction in the carrying value of the deferred tax asset. From recognition of a provision, measurement of the underlying deferred tax asset is adjusted to take into account the expected impact of resolving the uncertain tax position on the loss or temporary difference giving rise to the deferred tax asset.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The approach taken to measurement takes account of whether the uncertain tax position is a discrete position that will be reviewed by the tax authority in isolation from any other position, or one of a number of issues which are expected to be reviewed together concurrently and resolved simultaneously with a tax authority. The Barclays Bank Group’s measurement of provisions is based upon its best estimate of the additional profit that will become subject to tax. For a discrete position, consideration is given only to the merits of that position. Where a number of issues are expected to be reviewed and resolved together, the Barclays Bank Group will take into account not only the merits of its position in respect of each particular issue but also the overall level of provision relative to the aggregate of the uncertain tax positions across all the issues that are expected to be resolved at the same time. In addition, in assessing provision levels, it is assumed that tax authorities will review uncertain tax positions and that all facts will be fully and transparently disclosed.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are two key areas of judgement that impact the reported tax position. Firstly, the level of provisioning for uncertain tax positions; and secondly, the recognition and measurement of deferred tax assets.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group does not consider there to be a significant risk of a material adjustment to the carrying amount of current and deferred tax balances, including provisions for uncertain tax positions in the next financial year. The provisions for uncertain tax positions cover a diverse range of issues and reflect advice from external counsel where relevant. It should be noted that only a proportion of the total uncertain tax positions will be under audit at any point in time, and could therefore be subject to challenge by a tax authority over the next year.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax assets have been recognised based on business profit forecasts. Details on the recognition of deferred tax assets are provided in this note.</span></div> | |
| CY2022 | ifrs-full |
Current Tax Expense Income
CurrentTaxExpenseIncome
|
623000000 | gbp |
| CY2021 | ifrs-full |
Current Tax Expense Income
CurrentTaxExpenseIncome
|
904000000 | gbp |
| CY2020 | ifrs-full |
Current Tax Expense Income
CurrentTaxExpenseIncome
|
993000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Current Tax Of Prior Period
AdjustmentsForCurrentTaxOfPriorPeriod
|
-625000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Current Tax Of Prior Period
AdjustmentsForCurrentTaxOfPriorPeriod
|
393000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Current Tax Of Prior Period
AdjustmentsForCurrentTaxOfPriorPeriod
|
3000000 | gbp |
| CY2022 | ifrs-full |
Current Tax Expense Income And Adjustments For Current Tax Of Prior Periods
CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods
|
-2000000 | gbp |
| CY2021 | ifrs-full |
Current Tax Expense Income And Adjustments For Current Tax Of Prior Periods
CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods
|
1297000000 | gbp |
| CY2020 | ifrs-full |
Current Tax Expense Income And Adjustments For Current Tax Of Prior Periods
CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods
|
996000000 | gbp |
| CY2022 | ifrs-full |
Deferred Tax Expense Income
DeferredTaxExpenseIncome
|
19000000 | gbp |
| CY2021 | ifrs-full |
Deferred Tax Expense Income
DeferredTaxExpenseIncome
|
-179000000 | gbp |
| CY2020 | ifrs-full |
Deferred Tax Expense Income
DeferredTaxExpenseIncome
|
-563000000 | gbp |
| CY2022 | ifrs-full |
Adjustments For Deferred Tax Of Prior Periods
AdjustmentsForDeferredTaxOfPriorPeriods
|
468000000 | gbp |
| CY2021 | ifrs-full |
Adjustments For Deferred Tax Of Prior Periods
AdjustmentsForDeferredTaxOfPriorPeriods
|
-288000000 | gbp |
| CY2020 | ifrs-full |
Adjustments For Deferred Tax Of Prior Periods
AdjustmentsForDeferredTaxOfPriorPeriods
|
191000000 | gbp |
| CY2022 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
487000000 | gbp |
| CY2021 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
-467000000 | gbp |
| CY2020 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
-372000000 | gbp |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
485000000 | gbp |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
830000000 | gbp |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
624000000 | gbp |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
4867000000 | gbp |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
5418000000 | gbp |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
3075000000 | gbp |
| CY2022 | ifrs-full |
Tax Expense Income At Applicable Tax Rate
TaxExpenseIncomeAtApplicableTaxRate
|
925000000 | gbp |
| CY2022 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.190 | |
| CY2021 | ifrs-full |
Tax Expense Income At Applicable Tax Rate
TaxExpenseIncomeAtApplicableTaxRate
|
1029000000 | gbp |
| CY2021 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.190 | |
| CY2020 | ifrs-full |
Tax Expense Income At Applicable Tax Rate
TaxExpenseIncomeAtApplicableTaxRate
|
584000000 | gbp |
| CY2020 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.190 | |
| CY2022 | ifrs-full |
Tax Effect Of Foreign Tax Rates
TaxEffectOfForeignTaxRates
|
160000000 | gbp |
| CY2022 | ifrs-full |
Tax Rate Effect Of Foreign Tax Rates
TaxRateEffectOfForeignTaxRates
|
0.033 | |
| CY2021 | ifrs-full |
Tax Effect Of Foreign Tax Rates
TaxEffectOfForeignTaxRates
|
273000000 | gbp |
| CY2021 | ifrs-full |
Tax Rate Effect Of Foreign Tax Rates
TaxRateEffectOfForeignTaxRates
|
0.050 | |
| CY2020 | ifrs-full |
Tax Effect Of Foreign Tax Rates
TaxEffectOfForeignTaxRates
|
183000000 | gbp |
| CY2020 | ifrs-full |
Tax Rate Effect Of Foreign Tax Rates
TaxRateEffectOfForeignTaxRates
|
0.060 | |
| CY2022 | bbplc |
Tax Effect Of Non Creditable Taxes Including Witholding Taxes
TaxEffectOfNonCreditableTaxesIncludingWitholdingTaxes
|
117000000 | gbp |
| CY2022 | bbplc |
Tax Rate Effect Of Non Creditable Taxes Including Witholding Taxes
TaxRateEffectOfNonCreditableTaxesIncludingWitholdingTaxes
|
0.024 | |
| CY2021 | bbplc |
Tax Effect Of Non Creditable Taxes Including Witholding Taxes
TaxEffectOfNonCreditableTaxesIncludingWitholdingTaxes
|
124000000 | gbp |
| CY2021 | bbplc |
Tax Rate Effect Of Non Creditable Taxes Including Witholding Taxes
TaxRateEffectOfNonCreditableTaxesIncludingWitholdingTaxes
|
0.023 | |
| CY2020 | bbplc |
Tax Effect Of Non Creditable Taxes Including Witholding Taxes
TaxEffectOfNonCreditableTaxesIncludingWitholdingTaxes
|
107000000 | gbp |
| CY2020 | bbplc |
Tax Rate Effect Of Non Creditable Taxes Including Witholding Taxes
TaxRateEffectOfNonCreditableTaxesIncludingWitholdingTaxes
|
0.034 | |
| CY2022 | ifrs-full |
Tax Effect Of Expense Not Deductible In Determining Taxable Profit Tax Loss
TaxEffectOfExpenseNotDeductibleInDeterminingTaxableProfitTaxLoss
|
28000000 | gbp |
| CY2022 | ifrs-full |
Tax Rate Effect Of Expense Not Deductible In Determining Taxable Profit Tax Loss
TaxRateEffectOfExpenseNotDeductibleInDeterminingTaxableProfitTaxLoss
|
0.006 | |
| CY2021 | ifrs-full |
Tax Effect Of Expense Not Deductible In Determining Taxable Profit Tax Loss
TaxEffectOfExpenseNotDeductibleInDeterminingTaxableProfitTaxLoss
|
61000000 | gbp |
| CY2021 | ifrs-full |
Tax Rate Effect Of Expense Not Deductible In Determining Taxable Profit Tax Loss
TaxRateEffectOfExpenseNotDeductibleInDeterminingTaxableProfitTaxLoss
|
0.011 | |
| CY2020 | ifrs-full |
Tax Effect Of Expense Not Deductible In Determining Taxable Profit Tax Loss
TaxEffectOfExpenseNotDeductibleInDeterminingTaxableProfitTaxLoss
|
28000000 | gbp |
| CY2020 | ifrs-full |
Tax Rate Effect Of Expense Not Deductible In Determining Taxable Profit Tax Loss
TaxRateEffectOfExpenseNotDeductibleInDeterminingTaxableProfitTaxLoss
|
0.009 | |
| CY2022 | bbplc |
Tax Effect Of Uk Bank Levy Being Non Deductible
TaxEffectOfUkBankLevyBeingNonDeductible
|
28000000 | gbp |
| CY2022 | bbplc |
Tax Rate Effect Of Uk Bank Levy Being Non Deductible
TaxRateEffectOfUkBankLevyBeingNonDeductible
|
0.006 | |
| CY2021 | bbplc |
Tax Effect Of Uk Bank Levy Being Non Deductible
TaxEffectOfUkBankLevyBeingNonDeductible
|
25000000 | gbp |
| CY2021 | bbplc |
Tax Rate Effect Of Uk Bank Levy Being Non Deductible
TaxRateEffectOfUkBankLevyBeingNonDeductible
|
0.005 | |
| CY2020 | bbplc |
Tax Effect Of Uk Bank Levy Being Non Deductible
TaxEffectOfUkBankLevyBeingNonDeductible
|
48000000 | gbp |
| CY2020 | bbplc |
Tax Rate Effect Of Uk Bank Levy Being Non Deductible
TaxRateEffectOfUkBankLevyBeingNonDeductible
|
0.016 | |
| CY2022 | bbplc |
Tax Effect Of Overseas Branches Being Taxed Both Locally And I Uk
TaxEffectOfOverseasBranchesBeingTaxedBothLocallyAndIUk
|
-17000000 | gbp |
| CY2022 | bbplc |
Tax Rate Effect Of Overseas Branches Being Taxed Both Locally And Uk
TaxRateEffectOfOverseasBranchesBeingTaxedBothLocallyAndUk
|
-0.003 | |
| CY2021 | bbplc |
Tax Effect Of Overseas Branches Being Taxed Both Locally And I Uk
TaxEffectOfOverseasBranchesBeingTaxedBothLocallyAndIUk
|
-25000000 | gbp |
| CY2021 | bbplc |
Tax Rate Effect Of Overseas Branches Being Taxed Both Locally And Uk
TaxRateEffectOfOverseasBranchesBeingTaxedBothLocallyAndUk
|
-0.005 | |
| CY2020 | bbplc |
Tax Effect Of Overseas Branches Being Taxed Both Locally And I Uk
TaxEffectOfOverseasBranchesBeingTaxedBothLocallyAndIUk
|
-25000000 | gbp |
| CY2020 | bbplc |
Tax Rate Effect Of Overseas Branches Being Taxed Both Locally And Uk
TaxRateEffectOfOverseasBranchesBeingTaxedBothLocallyAndUk
|
-0.008 | |
| CY2022 | bbplc |
Tax Adjustments For Sharebased Payments
TaxAdjustmentsForSharebasedPayments
|
10000000 | gbp |
| CY2022 | bbplc |
Tax Rate Effect Of Adjustments For Sharebased Payments
TaxRateEffectOfAdjustmentsForSharebasedPayments
|
0.002 | |
| CY2021 | bbplc |
Tax Adjustments For Sharebased Payments
TaxAdjustmentsForSharebasedPayments
|
-5000000 | gbp |
| CY2021 | bbplc |
Tax Rate Effect Of Adjustments For Sharebased Payments
TaxRateEffectOfAdjustmentsForSharebasedPayments
|
-0.001 | |
| CY2020 | bbplc |
Tax Adjustments For Sharebased Payments
TaxAdjustmentsForSharebasedPayments
|
14000000 | gbp |
| CY2020 | bbplc |
Tax Rate Effect Of Adjustments For Sharebased Payments
TaxRateEffectOfAdjustmentsForSharebasedPayments
|
0.005 | |
| CY2022 | ifrs-full |
Other Tax Effects For Reconciliation Between Accounting Profit And Tax Expense Income
OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
|
-39000000 | gbp |
| CY2022 | ifrs-full |
Other Tax Rate Effects For Reconciliation Between Accounting Profit And Tax Expense Income
OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
|
-0.008 | |
| CY2021 | ifrs-full |
Other Tax Effects For Reconciliation Between Accounting Profit And Tax Expense Income
OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
|
-48000000 | gbp |
| CY2021 | ifrs-full |
Other Tax Rate Effects For Reconciliation Between Accounting Profit And Tax Expense Income
OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
|
-0.009 | |
| CY2020 | ifrs-full |
Other Tax Effects For Reconciliation Between Accounting Profit And Tax Expense Income
OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
|
-70000000 | gbp |
| CY2020 | ifrs-full |
Other Tax Rate Effects For Reconciliation Between Accounting Profit And Tax Expense Income
OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
|
-0.023 | |
| CY2022 | ifrs-full |
Tax Effect Of Revenues Exempt From Taxation2011
TaxEffectOfRevenuesExemptFromTaxation2011
|
129000000 | gbp |
| CY2022 | ifrs-full |
Tax Rate Effect Of Revenues Exempt From Taxation
TaxRateEffectOfRevenuesExemptFromTaxation
|
0.026 | |
| CY2021 | ifrs-full |
Tax Effect Of Revenues Exempt From Taxation2011
TaxEffectOfRevenuesExemptFromTaxation2011
|
152000000 | gbp |
| CY2021 | ifrs-full |
Tax Rate Effect Of Revenues Exempt From Taxation
TaxRateEffectOfRevenuesExemptFromTaxation
|
0.028 | |
| CY2020 | ifrs-full |
Tax Effect Of Revenues Exempt From Taxation2011
TaxEffectOfRevenuesExemptFromTaxation2011
|
180000000 | gbp |
| CY2020 | ifrs-full |
Tax Rate Effect Of Revenues Exempt From Taxation
TaxRateEffectOfRevenuesExemptFromTaxation
|
0.059 | |
| CY2022 | ifrs-full |
Tax Effect From Change In Tax Rate
TaxEffectFromChangeInTaxRate
|
-136000000 | gbp |
| CY2022 | ifrs-full |
Tax Rate Effect From Change In Tax Rate
TaxRateEffectFromChangeInTaxRate
|
-0.028 | |
| CY2021 | ifrs-full |
Tax Effect From Change In Tax Rate
TaxEffectFromChangeInTaxRate
|
-113000000 | gbp |
| CY2021 | ifrs-full |
Tax Rate Effect From Change In Tax Rate
TaxRateEffectFromChangeInTaxRate
|
-0.021 | |
| CY2020 | ifrs-full |
Tax Effect From Change In Tax Rate
TaxEffectFromChangeInTaxRate
|
-124000000 | gbp |
| CY2020 | ifrs-full |
Tax Rate Effect From Change In Tax Rate
TaxRateEffectFromChangeInTaxRate
|
-0.040 | |
| CY2022 | bbplc |
Tax Effect Of Changes In Recognition Of Deferred Tax And Effect Of Unrecognised Tax
TaxEffectOfChangesInRecognitionOfDeferredTaxAndEffectOfUnrecognisedTax
|
146000000 | gbp |
| CY2022 | bbplc |
Tax Rate Effect Of Changes In Recognition Of Deferred Tax And Effect Of Unrecognised Tax
TaxRateEffectOfChangesInRecognitionOfDeferredTaxAndEffectOfUnrecognisedTax
|
0.030 | |
| CY2021 | bbplc |
Tax Effect Of Changes In Recognition Of Deferred Tax And Effect Of Unrecognised Tax
TaxEffectOfChangesInRecognitionOfDeferredTaxAndEffectOfUnrecognisedTax
|
140000000 | gbp |
| CY2021 | bbplc |
Tax Rate Effect Of Changes In Recognition Of Deferred Tax And Effect Of Unrecognised Tax
TaxRateEffectOfChangesInRecognitionOfDeferredTaxAndEffectOfUnrecognisedTax
|
0.026 | |
| CY2020 | bbplc |
Tax Effect Of Changes In Recognition Of Deferred Tax And Effect Of Unrecognised Tax
TaxEffectOfChangesInRecognitionOfDeferredTaxAndEffectOfUnrecognisedTax
|
123000000 | gbp |
| CY2020 | bbplc |
Tax Rate Effect Of Changes In Recognition Of Deferred Tax And Effect Of Unrecognised Tax
TaxRateEffectOfChangesInRecognitionOfDeferredTaxAndEffectOfUnrecognisedTax
|
0.040 | |
| CY2022 | bbplc |
Adjustments In Respect Of Prior Years
AdjustmentsInRespectOfPriorYears
|
-157000000 | gbp |
| CY2022 | bbplc |
Adjustments In Respect Of Prior Years Percentage
AdjustmentsInRespectOfPriorYearsPercentage
|
-0.032 | |
| CY2021 | bbplc |
Adjustments In Respect Of Prior Years
AdjustmentsInRespectOfPriorYears
|
105000000 | gbp |
| CY2021 | bbplc |
Adjustments In Respect Of Prior Years Percentage
AdjustmentsInRespectOfPriorYearsPercentage
|
0.019 | |
| CY2020 | bbplc |
Adjustments In Respect Of Prior Years
AdjustmentsInRespectOfPriorYears
|
194000000 | gbp |
| CY2020 | bbplc |
Adjustments In Respect Of Prior Years Percentage
AdjustmentsInRespectOfPriorYearsPercentage
|
0.063 | |
| CY2022 | bbplc |
Tax Effect Of Tax Credit Inflation Linked Government Bonds Holdings
TaxEffectOfTaxCreditInflationLinkedGovernmentBondsHoldings
|
510000000 | gbp |
| CY2022 | bbplc |
Tax Rate Effect Of Tax Credit Inflation Linked Government Bonds Holdings
TaxRateEffectOfTaxCreditInflationLinkedGovernmentBondsHoldings
|
0.105 | |
| CY2021 | bbplc |
Tax Effect Of Tax Credit Inflation Linked Government Bonds Holdings
TaxEffectOfTaxCreditInflationLinkedGovernmentBondsHoldings
|
157000000 | gbp |
| CY2021 | bbplc |
Tax Rate Effect Of Tax Credit Inflation Linked Government Bonds Holdings
TaxRateEffectOfTaxCreditInflationLinkedGovernmentBondsHoldings
|
0.029 | |
| CY2020 | bbplc |
Tax Effect Of Tax Credit Inflation Linked Government Bonds Holdings
TaxEffectOfTaxCreditInflationLinkedGovernmentBondsHoldings
|
20000000 | gbp |
| CY2020 | bbplc |
Tax Rate Effect Of Tax Credit Inflation Linked Government Bonds Holdings
TaxRateEffectOfTaxCreditInflationLinkedGovernmentBondsHoldings
|
0.006 | |
| CY2022 | bbplc |
Remeasurement Of United Kingom Deferred Tax Assets
RemeasurementOfUnitedKingomDeferredTaxAssets
|
183000000 | gbp |
| CY2022 | bbplc |
Tax Rate Effect Remeasurement Of United Kingdom Deferred Tax Assets Percentage
TaxRateEffectRemeasurementOfUnitedKingdomDeferredTaxAssetsPercentage
|
0.038 | |
| CY2021 | bbplc |
Remeasurement Of United Kingom Deferred Tax Assets
RemeasurementOfUnitedKingomDeferredTaxAssets
|
-218000000 | gbp |
| CY2021 | bbplc |
Tax Rate Effect Remeasurement Of United Kingdom Deferred Tax Assets Percentage
TaxRateEffectRemeasurementOfUnitedKingdomDeferredTaxAssetsPercentage
|
-0.040 | |
| CY2020 | bbplc |
Remeasurement Of United Kingom Deferred Tax Assets
RemeasurementOfUnitedKingomDeferredTaxAssets
|
-43000000 | gbp |
| CY2020 | bbplc |
Tax Rate Effect Remeasurement Of United Kingdom Deferred Tax Assets Percentage
TaxRateEffectRemeasurementOfUnitedKingdomDeferredTaxAssetsPercentage
|
-0.014 | |
| CY2022 | bbplc |
Tax Effect Nondeductible Provisions For Investigations And Litigation
TaxEffectNondeductibleProvisionsForInvestigationsAndLitigation
|
85000000 | gbp |
| CY2022 | bbplc |
Tax Rate Effect Nondeductible Provisions For Investigations And Litigation
TaxRateEffectNondeductibleProvisionsForInvestigationsAndLitigation
|
0.017 | |
| CY2021 | bbplc |
Tax Effect Nondeductible Provisions For Investigations And Litigation
TaxEffectNondeductibleProvisionsForInvestigationsAndLitigation
|
0 | gbp |
| CY2021 | bbplc |
Tax Rate Effect Nondeductible Provisions For Investigations And Litigation
TaxRateEffectNondeductibleProvisionsForInvestigationsAndLitigation
|
0 | |
| CY2020 | bbplc |
Tax Effect Nondeductible Provisions For Investigations And Litigation
TaxEffectNondeductibleProvisionsForInvestigationsAndLitigation
|
-6000000 | gbp |
| CY2020 | bbplc |
Tax Rate Effect Nondeductible Provisions For Investigations And Litigation
TaxRateEffectNondeductibleProvisionsForInvestigationsAndLitigation
|
-0.002 | |
| CY2022 | bbplc |
Tax Effect Non Deductible Provisions For Uk Customer Redress
TaxEffectNonDeductibleProvisionsForUkCustomerRedress
|
49000000 | gbp |
| CY2022 | bbplc |
Tax Rate Effect Non Deductible Provisions For Uk Customer Redress
TaxRateEffectNonDeductibleProvisionsForUkCustomerRedress
|
0.010 | |
| CY2021 | bbplc |
Tax Effect Non Deductible Provisions For Uk Customer Redress
TaxEffectNonDeductibleProvisionsForUkCustomerRedress
|
21000000 | gbp |
| CY2021 | bbplc |
Tax Rate Effect Non Deductible Provisions For Uk Customer Redress
TaxRateEffectNonDeductibleProvisionsForUkCustomerRedress
|
0.004 | |
| CY2020 | bbplc |
Tax Effect Non Deductible Provisions For Uk Customer Redress
TaxEffectNonDeductibleProvisionsForUkCustomerRedress
|
7000000 | gbp |
| CY2020 | bbplc |
Tax Rate Effect Non Deductible Provisions For Uk Customer Redress
TaxRateEffectNonDeductibleProvisionsForUkCustomerRedress
|
0.002 | |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
485000000 | gbp |
| CY2022 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.100 | |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
830000000 | gbp |
| CY2021 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.153 | |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
624000000 | gbp |
| CY2020 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.203 | |
| CY2022 | bbplc |
Surcharge Rate Uk Banking
SurchargeRateUKBanking
|
0.08 | |
| CY2021 | bbplc |
Surcharge Rate Uk Banking
SurchargeRateUKBanking
|
0.08 | |
| CY2020 | bbplc |
Surcharge Rate Uk Banking
SurchargeRateUKBanking
|
0.08 | |
| CY2022 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.100 | |
| CY2022 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.190 | |
| CY2022 | ifrs-full |
Current Tax Relating To Items Charged Or Credited Directly To Equity
CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity
|
-1000000 | gbp |
| CY2021 | ifrs-full |
Current Tax Relating To Items Charged Or Credited Directly To Equity
CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity
|
38000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Deferred Taxes Explanatory
DisclosureOfDeferredTaxesExplanatory
|
<div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deferred tax assets and liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The deferred tax amounts on the balance sheet were as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IHC Tax Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,094</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,004</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank PLC's US Branch Tax Group</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">482</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,002</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">UK Tax Group</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,557</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">576</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other (outside the UK and US tax groups)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">450</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">399</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deferred tax asset</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,583</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,981</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deferred tax liability - UK Tax Group</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net deferred tax</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,583</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,975</span></td></tr></table></div> | |
| CY2022Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
4583000000 | gbp |
| CY2021Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
2981000000 | gbp |
| CY2022Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
0 | gbp |
| CY2021Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
6000000 | gbp |
| CY2022Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
-4583000000 | gbp |
| CY2021Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
-2975000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Temporary Difference Unused Tax Losses And Unused Tax Credits Explanatory
DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:17.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.759%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Fixed asset timing differences</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Fair value through other comprehensive income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Cash flow hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Retirement benefit obligations</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Loan impairment allowance</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Own credit</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Share based payments and deferred compensation</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Other temporary differences</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Tax losses carried forward</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">678</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">144</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">309</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">481</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">327</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,134</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,196</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,719</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(30)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,674)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(40)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,744)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">648</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">144</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">309</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,650)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">481</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">327</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,094</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,196</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,975</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(531)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(140)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">152</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(487)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other comprehensive income and reserves</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">449</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,731</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">357</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(616)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(17)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,904</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other movements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">108</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">191</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">150</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">590</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,040</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,294)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">548</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(190)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">329</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,062</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,583</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">215</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">590</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,040</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">548</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">329</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,138</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,229</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(65)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,315)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(190)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(76)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,646)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">150</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">590</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,040</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,294)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">548</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(190)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">329</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,062</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,583</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">659</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">455</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">329</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">317</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,187</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">711</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,688</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(441)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(826)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,361)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">626</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(441)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(796)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">455</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">329</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">317</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,147</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">711</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,327</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(52)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">485</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">467</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other comprehensive income and reserves</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">170</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">750</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(855)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">98</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">182</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other movements</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">648</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">309</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,650)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">481</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">426</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">327</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,094</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,196</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,975</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">678</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">309</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">481</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">426</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">327</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,134</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,196</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,719</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,674)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(40)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,744)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">648</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">309</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,650)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">481</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">426</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">327</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,094</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,196</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,975</span></td></tr></table> | |
| CY2021Q4 | bbplc |
Deferred Tax Assets Before Offsetting
DeferredTaxAssetsBeforeOffsetting
|
4719000000 | gbp |
| CY2021Q4 | bbplc |
Deferred Tax Liabilities Before Offsetting
DeferredTaxLiabilitiesBeforeOffsetting
|
1744000000 | gbp |
| CY2021Q4 | bbplc |
Deferred Tax Liability Asset Before Offsetting
DeferredTaxLiabilityAssetBeforeOffsetting
|
-2975000000 | gbp |
| CY2022 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
487000000 | gbp |
| CY2022 | bbplc |
Income Tax Relating To Components Of Other Comprehensive Income Deferred Tax Asset Liability
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeDeferredTaxAssetLiability
|
1904000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Net Exchange Differences Deferred Tax Liability Asset
IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset
|
-191000000 | gbp |
| CY2022Q4 | bbplc |
Deferred Tax Liability Asset Before Offsetting
DeferredTaxLiabilityAssetBeforeOffsetting
|
-4583000000 | gbp |
| CY2022Q4 | bbplc |
Deferred Tax Assets Before Offsetting
DeferredTaxAssetsBeforeOffsetting
|
6229000000 | gbp |
| CY2022Q4 | bbplc |
Deferred Tax Liabilities Before Offsetting
DeferredTaxLiabilitiesBeforeOffsetting
|
1646000000 | gbp |
| CY2022Q4 | bbplc |
Deferred Tax Liability Asset Before Offsetting
DeferredTaxLiabilityAssetBeforeOffsetting
|
-4583000000 | gbp |
| CY2020Q4 | bbplc |
Deferred Tax Assets Before Offsetting
DeferredTaxAssetsBeforeOffsetting
|
3688000000 | gbp |
| CY2020Q4 | bbplc |
Deferred Tax Liabilities Before Offsetting
DeferredTaxLiabilitiesBeforeOffsetting
|
1361000000 | gbp |
| CY2020Q4 | bbplc |
Deferred Tax Liability Asset Before Offsetting
DeferredTaxLiabilityAssetBeforeOffsetting
|
-2327000000 | gbp |
| CY2021 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
-467000000 | gbp |
| CY2021 | bbplc |
Income Tax Relating To Components Of Other Comprehensive Income Deferred Tax Asset Liability
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeDeferredTaxAssetLiability
|
182000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease Through Net Exchange Differences Deferred Tax Liability Asset
IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset
|
1000000 | gbp |
| CY2021Q4 | bbplc |
Deferred Tax Liability Asset Before Offsetting
DeferredTaxLiabilityAssetBeforeOffsetting
|
-2975000000 | gbp |
| CY2021Q4 | bbplc |
Deferred Tax Assets Before Offsetting
DeferredTaxAssetsBeforeOffsetting
|
4719000000 | gbp |
| CY2021Q4 | bbplc |
Deferred Tax Liabilities Before Offsetting
DeferredTaxLiabilitiesBeforeOffsetting
|
1744000000 | gbp |
| CY2021Q4 | bbplc |
Deferred Tax Liability Asset Before Offsetting
DeferredTaxLiabilityAssetBeforeOffsetting
|
-2975000000 | gbp |
| CY2022Q4 | ifrs-full |
Unused Tax Credits For Which No Deferred Tax Asset Recognised
UnusedTaxCreditsForWhichNoDeferredTaxAssetRecognised
|
323000000 | gbp |
| CY2021Q4 | ifrs-full |
Unused Tax Credits For Which No Deferred Tax Asset Recognised
UnusedTaxCreditsForWhichNoDeferredTaxAssetRecognised
|
283000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
133771000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
146871000000 | gbp |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
72460000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
53291000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments At Fair Value Through Profit Or Loss Explanatory
DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory
|
<span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:4.98pt">Financial assets at fair value through the income statemen</span><span style="color:#00b0f0;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">t</span><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for financial assets mandatorily at fair value</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are held for trading are recognised at fair value through profit or loss. In addition, financial assets are held at fair value through profit or loss if they do not contain contractual terms that give rise on specified dates to cash flows that are Solely Payments of Principal and Interest (SPPI), or if the financial asset is not held in a business model that is either (i) a business model to collect the contractual cash flows or (ii) a business model that is achieved by both collecting contractual cash flows and selling.</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for financial assets designated at fair value</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets, other than those held for trading, are classified in this category if they are so irrevocably designated at inception and the use of the designation removes or significantly reduces an accounting mismatch.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subsequent changes in fair value for these instruments are recognised in the income statement in net investment income, except if reporting it in trading income reduces an accounting mismatch.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The details on how the fair value amounts are derived for financial assets at fair value are described in Note 16.</span></div></td></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,813 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">205</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">318 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets designated at fair value </span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,885</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,131 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,511</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33,089 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,012</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,937 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,934</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">164,698</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets mandatorily at fair value </span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">209,243</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">185,095 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">211,128</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">188,226 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit risk of financial assets designated at fair value and related credit derivatives</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the maximum exposure to credit risk, the changes in fair value attributable to changes in credit risk, and the cumulative changes in fair value since initial recognition for loans and advances. The table does not include debt securities and reverse repurchase agreements and </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">other similar secured lending designated at fair value as they have minimal exposure to credit risk. Reverse repurchase agreements are collateralised and debt securities are primarily relating to high quality sovereigns.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="18" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Maximum exposure as at 31 December</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Changes in fair value during the year ended</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cumulative changes in fair value from inception</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances designated at fair value, attributable to credit risk</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,813 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Value mitigated by related credit derivatives </span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">855</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,617 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Financial Instruments At Fair Value Through Profit Or Loss Explanatory
DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for financial assets mandatorily at fair value</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are held for trading are recognised at fair value through profit or loss. In addition, financial assets are held at fair value through profit or loss if they do not contain contractual terms that give rise on specified dates to cash flows that are Solely Payments of Principal and Interest (SPPI), or if the financial asset is not held in a business model that is either (i) a business model to collect the contractual cash flows or (ii) a business model that is achieved by both collecting contractual cash flows and selling.</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for financial assets designated at fair value</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets, other than those held for trading, are classified in this category if they are so irrevocably designated at inception and the use of the designation removes or significantly reduces an accounting mismatch.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subsequent changes in fair value for these instruments are recognised in the income statement in net investment income, except if reporting it in trading income reduces an accounting mismatch.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The details on how the fair value amounts are derived for financial assets at fair value are described in Note 16.</span></div></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Temporary Differences Associated With Investments In Subsidiaries Branches And Associates And Interests In Joint Ventures
TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures
|
852000000 | gbp |
| CY2021Q4 | ifrs-full |
Temporary Differences Associated With Investments In Subsidiaries Branches And Associates And Interests In Joint Ventures
TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures
|
857000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Dividends Explanatory
DisclosureOfDividendsExplanatory
|
Dividends on ordinary shares and preference shares<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The 2022 financial statements include £200m (2021: £794m) of dividends paid on ordinary shares. This comprises one interim dividend declared in relation to the prior year of £200m (2021: £174m) and no interim dividends in relation to 2022 (2021: two interim dividends totalling £620m).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This results in a total dividend for the year of £0.09 (2021: £0.34) per ordinary share. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dividends paid on preference shares amounted to £31m (2021: £27m). Dividends paid on the Euro preference shares amounted to £53.42 per share (2021: £14.37). Dividends paid on the US Dollar preference shares amounted to £511.27 per share (2021: £459.69).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Directors have approved an interim dividend in respect of 2022 of £700m. The financial statements for the year ended 31 December 2022 do not reflect this dividend, which will be accounted for in shareholders’ equity as an appropriation of retained profits in the year ending 31 December 2023.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments Held For Trading Explanatory
DisclosureOfFinancialInstrumentsHeldForTradingExplanatory
|
Trading portfolio<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for trading portfolio assets and liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IFRS 9, all assets and liabilities held for trading purposes are held at fair value with gains and losses in the changes in fair value taken to the income statement in net trading income (Note 5).</span></div></td></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities and other eligible bills</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55,430</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,700 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">65,034</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">83,113 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13,198</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commodities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">533 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading Portfolio Assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">133,771</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">146,871 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities and other eligible bills</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39,068)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(34,079)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(33,392)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(19,212)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading Portfolio Liabilities</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(72,460)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53,291)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | bbplc |
Description Of Accounting Policy For Trading Portfolio Assets And Liabilities Explanatory
DescriptionOfAccountingPolicyForTradingPortfolioAssetsAndLiabilitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for trading portfolio assets and liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IFRS 9, all assets and liabilities held for trading purposes are held at fair value with gains and losses in the changes in fair value taken to the income statement in net trading income (Note 5).</span></div></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets Held For Trading Explanatory
DisclosureOfFinancialAssetsHeldForTradingExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities and other eligible bills</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55,430</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,700 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">65,034</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">83,113 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13,198</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commodities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">533 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading Portfolio Assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">133,771</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">146,871 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities and other eligible bills</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39,068)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(34,079)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(33,392)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(19,212)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading Portfolio Liabilities</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(72,460)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53,291)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Liabilities Held For Trading Explanatory
DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities and other eligible bills</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55,430</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,700 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">65,034</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">83,113 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Traded loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13,198</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,525 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commodities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">533 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading Portfolio Assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">133,771</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">146,871 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities and other eligible bills</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39,068)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(34,079)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(33,392)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(19,212)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading Portfolio Liabilities</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(72,460)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53,291)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments Designated At Fair Value Through Profit Or Loss Explanatory
DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,813 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">205</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">318 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets designated at fair value </span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,885</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,131 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,511</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33,089 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,012</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,937 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,934</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,798 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending </span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">164,698</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets mandatorily at fair value </span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">209,243</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">185,095 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">211,128</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">188,226 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:57.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Contractual <br/>amount due <br/>on maturity</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contractual <br/>amount due <br/>on maturity</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57,325</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72,728</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53,164 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61,333 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41,037</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,409 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,836 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">173,172</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">173,938</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">168,075 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">168,144 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated debt</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">521</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,029</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">483 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">613 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">272,055</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">290,150</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">251,131 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259,926 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note </span></div><div style="margin-bottom:16pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Subordinated debt measured at fair value was previously disclosed in Note 26 Subordinated Liabilities. From 2021, it is disclosed within Financial Liabilities designated at fair value to better reflect that it is accounted for at fair value.</span></div> | |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
211128000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
188226000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Credit Risk Exposure Explanatory
DisclosureOfCreditRiskExposureExplanatory
|
The following table shows the maximum exposure to credit risk, the changes in fair value attributable to changes in credit risk, and the cumulative changes in fair value since initial recognition for loans and advances. The table does not include debt securities and reverse repurchase agreements and <div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">other similar secured lending designated at fair value as they have minimal exposure to credit risk. Reverse repurchase agreements are collateralised and debt securities are primarily relating to high quality sovereigns.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="18" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Maximum exposure as at 31 December</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Changes in fair value during the year ended</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cumulative changes in fair value from inception</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances designated at fair value, attributable to credit risk</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,813 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Value mitigated by related credit derivatives </span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">855</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,617 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Derivative Financial Instruments Explanatory
DisclosureOfDerivativeFinancialInstrumentsExplanatory
|
Derivative financial instruments<div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for derivatives</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative instruments are contracts whose value is derived from one or more underlying financial instruments or indices defined in the contract. They include swaps, forward-rate agreements, futures, options and combinations of these instruments and primarily affect the Barclays Bank Group’s net interest income, net trading income and derivative assets and liabilities. Notional amounts of the contracts are not recorded on the balance sheet. Derivatives are used to hedge interest rate, credit risk, inflation risk, exchange rate, commodity, equity exposures and exposures to certain indices such as house price indices and retail price indices related to non-trading positions.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All derivative instruments are held at fair value through profit or loss, except for derivatives that are in a designated cash flow or net investment hedge accounting relationship. Derivatives are classified as assets when their fair value is positive or as liabilities when their fair value is negative. This includes terms included in a contract or financial liability (the host) which, had they been a standalone contract, would have met the definition of a derivative. If these are separated from the host, i.e. when the economic characteristics of the embedded derivative are not closely related with those of the host contract and the combined instrument is not measured at fair value through profit or loss, then they are accounted for in the same way as derivatives. For financial assets, the requirements are whether the financial assets contain contractual terms that give rise on specified dates to cash flows that are SPPI, and consequently the requirements for accounting for embedded derivatives are not applicable to financial assets.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedge accounting</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies the requirements of IAS 39 </span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments: Recognition and Measurement</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> for hedge accounting purposes. The Barclays Bank Group applies hedge accounting to represent the economic effects of its interest rate, currency and contractually linked inflation risk management strategies. Where derivatives are held for risk management purposes, and when transactions meet the required criteria for documentation and hedge effectiveness, the Barclays Bank Group applies fair value hedge accounting, cash flow hedge accounting, or hedging of a net investment in a foreign operation, as appropriate to the risks being hedged.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies the ‘Amendments to IFRS 9, IAS 39 and IFRS 7 Interest Rate Benchmark Reform’ issued in September 2019 (the Phase 1 amendments).</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amendments provide temporary relief from applying specific hedge accounting requirements to hedging relationships directly affected by IBOR (‘Interbank Offered Rates’) reform. The reliefs have the effect that IBOR reform should not generally cause hedge accounting to terminate. However, any hedge ineffectiveness continues to be recorded in the income statement. Furthermore, the amendments set out triggers for when the reliefs will end, which include the uncertainty arising from interest rate benchmark reform no longer being present.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In summary, the reliefs provided by the Phase 1 amendments are:</span></div><div style="margin-top:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">When considering the ‘highly probable’ requirement, the Barclays Bank Group has assumed that the IBOR interest rates upon which our hedged items are based do not change as a result of IBOR reform.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">In assessing whether the hedge is expected to be highly effective on a forward-looking basis the Barclays Bank Group has assumed that the IBOR interest rates upon which the cash flows of the hedged items and the interest rate swaps that hedge them are based are not altered by IBOR reform.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">The Barclays Bank Group will not discontinue hedge accounting during the period of IBOR-related uncertainty solely because the retrospective effectiveness falls outside the required 80% –125% range.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">The Barclays Bank Group has not recycled the cash flow hedge reserve relating to the period after the reforms are expected to take effect.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">The Barclays Bank Group has assessed whether the hedged IBOR risk component is a separately identifiable risk only when it first designates a hedged item in a fair value hedge and not on an ongoing basis.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group also applies the ‘Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and IFRS 16 Interest Rate Benchmark Reform – Phase 2’ issued in August 2020. The Phase 2 amendments provide relief when changes are made to hedge relationships as a result of the interest rate benchmark reform.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In summary, the reliefs provided by the Phase 2 amendments are: </span></div><div style="margin-top:3pt;padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">Under a temporary exception, the Barclays Bank Group has considered that changes to the hedge designation and hedge documentation due to the interest rate benchmark reform would not constitute the discontinuation of the hedge relationship nor the designation of a new hedging relationship.</span></div><div style="padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">In respect of the retrospective hedge effectiveness assessment, the Barclays Bank Group may elect, on a hedge-by-hedge basis, to reset the cumulative fair value changes to zero when the exception to the retrospective assessment ends (Phase 1 relief). Any hedge ineffectiveness will continue to be measured and recognised in full in profit or loss.</span></div><div style="padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">The Barclays Bank Group has deemed the amounts accumulated in the cash flow hedge reserve to be based on the alternative benchmark rate (on which the hedge future cash flows are determined) when there is a change in basis for determining the contractual cash flows.</span></div><div style="padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">For hedges of groups of items (such as those forming part of a macro cash flow hedging strategy), the amendments provide relief for items within a designated group of items that are amended for changes directly required by the reform.</span></div><div style="padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">In respect of whether a risk component of a hedged item is separately identifiable, the amendments provide temporary relief to entities to meet this requirement when an alternative risk free rate (RFR) financial instrument is designated as a risk component. These amendments allow the Barclays Bank Group upon designation of the hedge to assume that the separately identifiable requirement is met if the Barclays Bank Group reasonably </span></div><div style="padding-left:6.75pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">expects the RFR risk will become separately identifiable within the next 24 months. The Barclays Bank Group applies this relief to each RFR on a rate-by-rate basis and starts when the Barclays Bank Group first designates the RFR as a non-contractually specified risk component.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Fair value hedge accounting</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in fair value of derivatives that qualify and are designated as fair value hedges are recorded in the income statement, together with changes in the fair value of the hedged asset or liability that are attributable to the hedged risk. The fair value changes adjust the carrying value of the hedged asset or liability held at amortised cost.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">If hedge relationships no longer meet the criteria for hedge accounting, hedge accounting is discontinued. For fair value hedges of interest rate risk, the fair value adjustment to the hedged item is amortised to the income statement over the period to maturity of the previously designated hedge relationship using the effective interest method. If the hedged item is sold or repaid, the unamortised fair value adjustment is recognised immediately in the income statement. For items classified as fair value through other comprehensive income, the hedge accounting adjustment is included in other comprehensive income.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Cash flow hedge accounting</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For qualifying cash flow hedges, the fair value gain or loss associated with the effective portion of the cash flow hedge is recognised initially in other comprehensive income, and then recycled to the income statement in the periods when the hedged item will affect profit or loss. Any ineffective portion of the gain or loss on the hedging instrument is recognised in the income statement immediately.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When a hedging instrument expires or is sold, or when a hedge no longer meets the criteria for hedge accounting, any cumulative gain or loss existing in equity at that time remains in equity and is recognised when the hedged item is ultimately recognised in the income statement. When a forecast transaction is no longer expected to occur, the cumulative gain or loss that was recognised in equity is immediately transferred to the income statement.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Hedges of net investments</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s net investments in foreign operations, including monetary items accounted for as part of the net investment, are hedged for foreign currency risks using both derivatives and foreign currency borrowings. Hedges of net investments are accounted for similarly to cash flow hedges; the effective portion of the gain or loss on the hedging instrument is being recognised directly in other comprehensive income and the ineffective portion being recognised immediately in the income statement. The cumulative gain or loss recognised in other comprehensive income is recognised in the income statement on the disposal or partial disposal of the foreign operation, or other reductions in the Barclays Bank Group’s investment in the operation.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="9" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 2.12pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 2.12pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total derivative assets/(liabilities) held for trading</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52,164,242</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(288,398)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,286,623 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,046 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(255,471)</span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total derivative assets/(liabilities) held for risk management</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">178,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">311</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(808)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">126,292 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,052)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative assets/(liabilities)</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52,342,870</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(289,206)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,412,915 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(256,523)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair values and notional amounts of derivatives held for trading are set out in the following table:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives held for trading and risk management</span></td><td colspan="9" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives held for trading</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,773,814</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">108,865</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(103,040)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,700,055 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,055 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(74,014)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">113,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">440</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(473)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">99,664 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">171 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(208)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,426</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,084 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Foreign exchange derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,906,695</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">109,320</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(103,519)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,819,803 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,236 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(74,225)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,938,526</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">130,917</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(117,016)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,229,139 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">124,187 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(113,098)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,390,094</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,317</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,340)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,865,670 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,055 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(762)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,654,126</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,257</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,167)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,200,838 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">905 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(907)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41,982,746</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">135,491</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(121,523)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,295,647 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">126,147 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(114,767)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">619,843</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,731)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">606,504 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,007 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,752)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,107,377</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,321)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">665,600 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,675 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,809)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,727,220</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,052)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,272,104 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,682 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,561)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Equity and stock index derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">410,002</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,670</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(16,715)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">278,370 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,793 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(24,440)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,924,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35,986</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(36,774)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,469,078 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,901 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33,174)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Equity and stock index derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,334,615</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">48,656</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(53,489)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,747,448 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51,694 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(57,614)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Commodity derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,411</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(51)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,670 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">56 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(107)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">208,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,761</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,764)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">146,951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,231 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,197)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Commodity derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">212,966</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,775</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,815)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">151,621 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,287 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,304)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative assets/(liabilities) held for trading</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52,164,242</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(288,398)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,286,623 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,046 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(255,471)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,746,596</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">256,728</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(241,553)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,818,738 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">223,098 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(216,411)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,610,926</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,134)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19,630,934 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,901 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,779)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,806,720</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42,019</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(42,711)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,836,951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36,047 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(36,281)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative assets/(liabilities) held for trading</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52,164,242</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(288,398)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,286,623 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,046 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(255,471)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives held for risk management</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as cash flow hedges</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Currency Swaps</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,000</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">175</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate swaps</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">266</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">465 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">92,366</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,584 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as cash flow hedges</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">94,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">187</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">65,049 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as fair value hedges</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate swaps</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,561</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,856 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Forward foreign exchange</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75,547</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">52,964 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as fair value hedges</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">58,820 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as hedges of net investments</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Forward foreign exchange</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,888</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,423 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as hedges of net investments</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,888</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,423 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative assets/(liabilities) held for risk management</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">178,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">311</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(808)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">126,292 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">245 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,052)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,715</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">311</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(808)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,744 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,052)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">167,913</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">116,548 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative assets/(liabilities) held for risk management</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">178,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">311</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(808)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">126,292 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">245 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,052)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedge accounting</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedge accounting is applied predominantly for the following risks:</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Interest rate risk – arises due to a mismatch between fixed interest rates and floating interest rates.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Currency risk – arises due to assets or liabilities being denominated in different currencies than the functional currency of the relevant entity. At a consolidated level, currency risk also arises when the functional currency of subsidiaries are different from the parent.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Contractually linked inflation risk – arises from financial instruments within contractually specified inflation risk. The Barclays Bank Group does not hedge inflation risk that arises from other activities.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In order to hedge these risks, the Barclays Bank Group uses the following hedging instruments:</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Interest rate derivatives to swap interest rate exposure into either fixed or variable rates.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Currency derivatives to swap foreign currency exposures into the entity’s functional currency, and net investment exposure to local currency.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Inflation derivatives to swap inflation exposure into either fixed or variable interest rates.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In some cases, certain items which are economically hedged may be ineligible hedged items for the purposes of IAS 39, such as core deposits and equity. In these instances, a proxy hedging solution can be utilised whereby portfolios of floating rate assets are designated as eligible hedged items in cash flow hedges.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In some hedging relationships, the Barclays Bank Group designates risk components of hedged items as follows:</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">Benchmark interest rate risk as a component of interest rate risk, such as the LIBOR or Risk Free Rate (RFR) component.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">Inflation risk as a contractually specified component of a debt instrument.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">Spot exchange rate risk for foreign currency financial assets or financial liabilities.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">Components of cash flows of hedged items, for example certain interest payments for part of the life of an instrument.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Using the benchmark interest rate risk results in other risks, such as credit risk and liquidity risk, being excluded from the hedge accounting relationship. Following market-wide interest rate benchmark reform, sensitivity to risk-free rates is considered to be the predominant interest rate risk and therefore the hedged items (which often reference risk-free or similar 'overnight' rates) change in fair value on a proportionate basis with reference to this risk.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In respect of many of the Barclays Bank Group’s hedge accounting relationships, the hedged item and hedging instrument change frequently due to the dynamic nature of the risk management and hedge accounting strategy. The Barclays Bank Group applies hedge accounting to dynamic scenarios, predominantly in relation to interest rate risk, with a combination of hedged items in order for its financial statements to reflect as closely as possible the economic risk management undertaken. In some cases, if the hedge accounting objective changes, the relevant hedge accounting relationship is de-designated and is replaced with a different hedge accounting relationship. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in the GBP value of net investments due to foreign currency movements are captured in the currency translation reserve, resulting in a movement in CET1 capital. The Barclays Bank Group mitigates this by matching the CET1 capital movements to the revaluation of the foreign currency RWA exposures. Net investment hedges are designated where necessary to reduce the exposure to movement in a particular exchange rate to within limits mandated by Risk. As far as possible, existing external currency liabilities are designated as the hedging instruments.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The hedging instruments share the same risk exposures as the hedged items. Hedge effectiveness is determined with reference to quantitative tests, predominantly regression testing, but to the extent hedging instruments are exposed to different risks than the hedged items, this could result in hedge ineffectiveness or hedge accounting failures.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sources of ineffectiveness include the following:</span></div><div style="margin-top:3pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Mismatches between the contractual terms of the hedged item and hedging instrument, including basis differences.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Changes in credit risk of the hedging instruments.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">If a hedging relationship becomes over-hedged, for example in hedges of net investments if the net asset value designated at the start of the period falls below the amount of the hedging instrument.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">Cash flow hedges using external swaps with non-zero fair values.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">The effects of the reforms to IBOR, because these might take effect at a different time and have a different impact on hedged items and hedging instruments.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group's risk exposure continues, in part, to be affected by interest rate benchmark reform. In most cases, hedged items and hedging instruments are expected to transition to relevant risk-free rates at the end of their current cash flow period. USD LIBOR, Canadian Dollar Offerred Rate (CDOR) and Singapore Swap Offered Rate (SOR) linked hedge accounting relationships are still exposed to uncertainty regarding the precise timing and effects of benchmark reform. USD LIBOR and SOR benchmarks will cease to be published after 30 June 2023, CDOR - after 28 June 2024, but certain hedged items and hedging instruments continue to contractually reference these benchmarks beyond the cessation date.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the significant hedge accounting exposures impacted by the IBOR reform as at 31 December 2022:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:34.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:35.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.188%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount of hedged items directly impacted by IBOR reform </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount of hedging instruments directly impacted by IBOR reform</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Current benchmark rate</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Expected convergence to RFR</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD LIBOR</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Secured Overnight Financing Rate (SOFR)</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,286</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20,104</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Canadian Dollar Offered Rate (CDOR)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Overnight Repo Rate Average (CORRA)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">980</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">980</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Singapore Swap Offered Rate (SOR)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Singapore Overnight Rate Average (SORA)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">124</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">124</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total IBOR Notionals</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20,390</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,208</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.331%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedged items in fair value hedges</span></td></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Accumulated fair value adjustment included in carrying amount</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Of which: Accumulated fair value adjustment on items no longer in a hedge relationship</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Change in fair value used as a basis to determine ineffectiveness</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hedge ineffectiveness recognised in the income statement</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hedged item statement of financial position classification and risk category</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,950</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(135)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(325)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">445</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">243</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(111)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities classified as amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(133)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,854</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,287)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,658)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,044</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,132)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,833)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">145</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,019</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(181)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(690)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37,471</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,511)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(219)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,750)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(34,260)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,746</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,577</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(34,260)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,746</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,577</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Hedged Items</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,211</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,765)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,173)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">102</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,257 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(77)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">556 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities classified as amortised cost</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,378 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(75)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,087 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">400 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(16)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,895 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(293)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,122)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,271 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(32)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36,444 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">832 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,200)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,691)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(622)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(320)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">769 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Liabilities</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,691)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(622)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(320)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">769 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Hedged Items</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,753 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">210 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(318)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(431)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Hedge ineffectiveness is recognised in net interest income.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">For items classified as fair value through other comprehensive income, the hedge accounting adjustment is not included in the carrying amount, but rather adjusts other comprehensive income.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Amount, timing and uncertainty of future cash flows</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the fair value hedging instruments which are carried on the balance sheet:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:17.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.332%"/><td style="width:0.1%"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Change in fair value used as a basis to determine ineffectiveness</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount directly impacted by IBOR reform</span></td></tr><tr style="height:32pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative assets </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loan liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hedge type</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Risk category</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">67,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">858</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,987</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,495</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,493</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,275</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,480</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value </span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51,219 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">527 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,855 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,601 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(65)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,624 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">58,820 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">462 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,479 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table profiles the expected notional values of current hedging instruments for fair value hedging in future years:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:31.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2027</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2028 and later</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value hedges of:</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk (outstanding notional amount)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">67,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">63,902</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,595</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,000</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40,170</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28,497</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26,131</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk (outstanding notional amount)</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,495</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,064</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,873</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,824</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,477</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,449</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,779</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For Barclays Bank Group, there are 712 (2021: 618) interest rate risk fair value hedges with an average fixed rate of 1.77% (2021: 1.1%) across the relationships and 49 (2021: 60) inflation risk fair value hedges with an average rate of 0.55% (2021: 0.59%) across the relationships.</span></div><div style="margin-top:13pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:31.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedged items in cash flow hedges and hedges of net investments in foreign operations</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Change in value of hedged item used as the basis for recognising ineffectiveness</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Balance in cash flow hedging reserve for continuing hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Balance in currency translation reserve for continuing hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Balances remaining in cash flow hedging reserve for which hedge accounting is no longer applied</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Balances remaining in currency translation reserve for which hedge accounting is no longer applied</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Hedging gains or losses recognised in other comprehensive income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Hedge ineffectiveness recognised in the income statement</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:3.9pt;font-weight:700;line-height:120%;position:relative;top:-2.1pt;vertical-align:baseline">a</span></div></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Description of hedge relationship and hedged risk</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flow hedge of:</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate risk</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,182</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,625</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,900</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,182</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(197)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Foreign exchange risk</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Inflation risk</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities classified at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">362</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">98</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total cash flow hedges</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,547</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,754</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,916</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,283</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(162)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedge of net investment in foreign operations</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD foreign operations</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">922</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,767</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">922</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR foreign operations</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">127</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other foreign operations</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total foreign operations</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,130</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,074</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,130</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flow hedge of:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate risk</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,042 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(192)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,042 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(211)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Foreign exchange risk</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(88)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(16)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(88)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Inflation risk</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities classified at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">252 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">204 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">252 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total cash flow hedges</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,206 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,123 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(204)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,206 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(232)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedge of net investment in foreign operations</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD foreign operations</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">143 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,184 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">143 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR foreign operations</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other foreign operations</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total foreign operations</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,189 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">186 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Hedge ineffectiveness is recognised in net interest income</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the cash flow and net investment hedging instruments which are carried on the balance sheet:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:17.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.617%"/><td style="width:0.1%"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Change in fair value used as a basis to determine ineffectiveness</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount directly impacted by IBOR reform</span></td></tr><tr style="height:32pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative assets </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loan liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hedge type</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Risk category</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flow</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">89,996</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,379)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,728</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">175</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,000</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,636</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(329)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">187</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">94,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,709)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,728</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net investment</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange risk</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,368)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,256</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,130)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flow</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">59,957 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,253)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,896 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">89 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,092 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(274)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">65,049 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,438)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,896 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net investment</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange risk</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,933)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,356 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(91)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effect on the income statement and other comprehensive income of recycling amounts in respect of cash flow hedges and net investment hedges of foreign operations is set out in the following table:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:34.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.046%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amount recycled from other comprehensive income due to hedged item affecting income statement</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amount recycled from other comprehensive income due to sale of investment, or cash flows no longer expected to occur</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amount recycled from other comprehensive income due to hedged item affecting income statement</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amount recycled from other comprehensive income due to sale of investment, or cash flows no longer expected to occur</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Description of hedge relationship and hedged risk</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flow hedge of interest rate risk</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recycled to net interest income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(496)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(46)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">228 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flow hedge of foreign exchange risk</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recycled to net interest income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedge of net investment in foreign operations</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recycled to other income</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(58)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A detailed reconciliation of the movements of the cash flow hedging reserve and the currency translation reserve is as follows:</span></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.457%"><tr><td style="width:1.0%"/><td style="width:46.676%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.955%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.955%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.955%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.959%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash flow hedging reserve</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Currency translation reserve</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash flow hedging reserve</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Currency translation reserve</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Balance on 1 January</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(618)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,581</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,181 </span></td><td style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,736 </span></td><td style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Currency translation movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,483</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(92)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedging losses for the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,283)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,130)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,206)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(91)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amounts reclassified in relation to cash flows affecting profit or loss</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">543</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(327)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tax</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">740 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance on 31 December</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5,557)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,992</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(618)</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,581 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Derivative Financial Instruments And Hedging Explanatory
DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory
|
<div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for derivatives</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative instruments are contracts whose value is derived from one or more underlying financial instruments or indices defined in the contract. They include swaps, forward-rate agreements, futures, options and combinations of these instruments and primarily affect the Barclays Bank Group’s net interest income, net trading income and derivative assets and liabilities. Notional amounts of the contracts are not recorded on the balance sheet. Derivatives are used to hedge interest rate, credit risk, inflation risk, exchange rate, commodity, equity exposures and exposures to certain indices such as house price indices and retail price indices related to non-trading positions.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All derivative instruments are held at fair value through profit or loss, except for derivatives that are in a designated cash flow or net investment hedge accounting relationship. Derivatives are classified as assets when their fair value is positive or as liabilities when their fair value is negative. This includes terms included in a contract or financial liability (the host) which, had they been a standalone contract, would have met the definition of a derivative. If these are separated from the host, i.e. when the economic characteristics of the embedded derivative are not closely related with those of the host contract and the combined instrument is not measured at fair value through profit or loss, then they are accounted for in the same way as derivatives. For financial assets, the requirements are whether the financial assets contain contractual terms that give rise on specified dates to cash flows that are SPPI, and consequently the requirements for accounting for embedded derivatives are not applicable to financial assets.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Hedging Explanatory
DescriptionOfAccountingPolicyForHedgingExplanatory
|
<div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedge accounting</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies the requirements of IAS 39 </span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments: Recognition and Measurement</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> for hedge accounting purposes. The Barclays Bank Group applies hedge accounting to represent the economic effects of its interest rate, currency and contractually linked inflation risk management strategies. Where derivatives are held for risk management purposes, and when transactions meet the required criteria for documentation and hedge effectiveness, the Barclays Bank Group applies fair value hedge accounting, cash flow hedge accounting, or hedging of a net investment in a foreign operation, as appropriate to the risks being hedged.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies the ‘Amendments to IFRS 9, IAS 39 and IFRS 7 Interest Rate Benchmark Reform’ issued in September 2019 (the Phase 1 amendments).</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amendments provide temporary relief from applying specific hedge accounting requirements to hedging relationships directly affected by IBOR (‘Interbank Offered Rates’) reform. The reliefs have the effect that IBOR reform should not generally cause hedge accounting to terminate. However, any hedge ineffectiveness continues to be recorded in the income statement. Furthermore, the amendments set out triggers for when the reliefs will end, which include the uncertainty arising from interest rate benchmark reform no longer being present.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In summary, the reliefs provided by the Phase 1 amendments are:</span></div><div style="margin-top:3pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">When considering the ‘highly probable’ requirement, the Barclays Bank Group has assumed that the IBOR interest rates upon which our hedged items are based do not change as a result of IBOR reform.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">In assessing whether the hedge is expected to be highly effective on a forward-looking basis the Barclays Bank Group has assumed that the IBOR interest rates upon which the cash flows of the hedged items and the interest rate swaps that hedge them are based are not altered by IBOR reform.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">The Barclays Bank Group will not discontinue hedge accounting during the period of IBOR-related uncertainty solely because the retrospective effectiveness falls outside the required 80% –125% range.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">The Barclays Bank Group has not recycled the cash flow hedge reserve relating to the period after the reforms are expected to take effect.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.73pt">The Barclays Bank Group has assessed whether the hedged IBOR risk component is a separately identifiable risk only when it first designates a hedged item in a fair value hedge and not on an ongoing basis.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group also applies the ‘Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and IFRS 16 Interest Rate Benchmark Reform – Phase 2’ issued in August 2020. The Phase 2 amendments provide relief when changes are made to hedge relationships as a result of the interest rate benchmark reform.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In summary, the reliefs provided by the Phase 2 amendments are: </span></div><div style="margin-top:3pt;padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">Under a temporary exception, the Barclays Bank Group has considered that changes to the hedge designation and hedge documentation due to the interest rate benchmark reform would not constitute the discontinuation of the hedge relationship nor the designation of a new hedging relationship.</span></div><div style="padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">In respect of the retrospective hedge effectiveness assessment, the Barclays Bank Group may elect, on a hedge-by-hedge basis, to reset the cumulative fair value changes to zero when the exception to the retrospective assessment ends (Phase 1 relief). Any hedge ineffectiveness will continue to be measured and recognised in full in profit or loss.</span></div><div style="padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">The Barclays Bank Group has deemed the amounts accumulated in the cash flow hedge reserve to be based on the alternative benchmark rate (on which the hedge future cash flows are determined) when there is a change in basis for determining the contractual cash flows.</span></div><div style="padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">For hedges of groups of items (such as those forming part of a macro cash flow hedging strategy), the amendments provide relief for items within a designated group of items that are amended for changes directly required by the reform.</span></div><div style="padding-left:6.75pt;text-indent:-6.8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">In respect of whether a risk component of a hedged item is separately identifiable, the amendments provide temporary relief to entities to meet this requirement when an alternative risk free rate (RFR) financial instrument is designated as a risk component. These amendments allow the Barclays Bank Group upon designation of the hedge to assume that the separately identifiable requirement is met if the Barclays Bank Group reasonably </span></div><div style="padding-left:6.75pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">expects the RFR risk will become separately identifiable within the next 24 months. The Barclays Bank Group applies this relief to each RFR on a rate-by-rate basis and starts when the Barclays Bank Group first designates the RFR as a non-contractually specified risk component.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Fair value hedge accounting</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in fair value of derivatives that qualify and are designated as fair value hedges are recorded in the income statement, together with changes in the fair value of the hedged asset or liability that are attributable to the hedged risk. The fair value changes adjust the carrying value of the hedged asset or liability held at amortised cost.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">If hedge relationships no longer meet the criteria for hedge accounting, hedge accounting is discontinued. For fair value hedges of interest rate risk, the fair value adjustment to the hedged item is amortised to the income statement over the period to maturity of the previously designated hedge relationship using the effective interest method. If the hedged item is sold or repaid, the unamortised fair value adjustment is recognised immediately in the income statement. For items classified as fair value through other comprehensive income, the hedge accounting adjustment is included in other comprehensive income.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Cash flow hedge accounting</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For qualifying cash flow hedges, the fair value gain or loss associated with the effective portion of the cash flow hedge is recognised initially in other comprehensive income, and then recycled to the income statement in the periods when the hedged item will affect profit or loss. Any ineffective portion of the gain or loss on the hedging instrument is recognised in the income statement immediately.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When a hedging instrument expires or is sold, or when a hedge no longer meets the criteria for hedge accounting, any cumulative gain or loss existing in equity at that time remains in equity and is recognised when the hedged item is ultimately recognised in the income statement. When a forecast transaction is no longer expected to occur, the cumulative gain or loss that was recognised in equity is immediately transferred to the income statement.</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Hedges of net investments</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s net investments in foreign operations, including monetary items accounted for as part of the net investment, are hedged for foreign currency risks using both derivatives and foreign currency borrowings. Hedges of net investments are accounted for similarly to cash flow hedges; the effective portion of the gain or loss on the hedging instrument is being recognised directly in other comprehensive income and the ineffective portion being recognised immediately in the income statement. The cumulative gain or loss recognised in other comprehensive income is recognised in the income statement on the disposal or partial disposal of the foreign operation, or other reductions in the Barclays Bank Group’s investment in the operation.</span></div> | |
| CY2022Q4 | ifrs-full |
Notional Amount
NotionalAmount
|
52342870000000 | gbp |
| CY2021Q4 | ifrs-full |
Notional Amount
NotionalAmount
|
47412915000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Risk Management Strategy Related To Hedge Accounting Explanatory
DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair values and notional amounts of derivatives held for trading are set out in the following table:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives held for trading and risk management</span></td><td colspan="9" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives held for trading</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,773,814</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">108,865</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(103,040)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,700,055 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,055 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(74,014)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">113,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">440</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(473)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">99,664 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">171 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(208)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,426</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,084 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Foreign exchange derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,906,695</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">109,320</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(103,519)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,819,803 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">76,236 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(74,225)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,938,526</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">130,917</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(117,016)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,229,139 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">124,187 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(113,098)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,390,094</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,317</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,340)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,865,670 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,055 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(762)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,654,126</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,257</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,167)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,200,838 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">905 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(907)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41,982,746</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">135,491</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(121,523)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,295,647 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">126,147 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(114,767)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">619,843</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,262</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,731)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">606,504 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,007 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,752)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,107,377</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,161</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,321)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">665,600 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,675 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,809)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,727,220</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,052)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,272,104 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,682 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,561)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Equity and stock index derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">410,002</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,670</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(16,715)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">278,370 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18,793 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(24,440)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,924,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35,986</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(36,774)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,469,078 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,901 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33,174)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Equity and stock index derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,334,615</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">48,656</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(53,489)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,747,448 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51,694 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(57,614)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Commodity derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,411</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(51)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,670 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">56 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(107)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">208,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,761</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,764)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">146,951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,231 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,197)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Commodity derivatives</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">212,966</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,775</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,815)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">151,621 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,287 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,304)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative assets/(liabilities) held for trading</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52,164,242</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(288,398)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,286,623 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,046 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(255,471)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,746,596</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">256,728</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(241,553)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,818,738 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">223,098 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(216,411)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,610,926</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,918</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,134)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19,630,934 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,901 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,779)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total exchange traded derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,806,720</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42,019</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(42,711)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,836,951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36,047 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(36,281)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative assets/(liabilities) held for trading</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">52,164,242</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(288,398)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,286,623 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,046 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(255,471)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives held for risk management</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as cash flow hedges</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Currency Swaps</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,000</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">175</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate swaps</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">266</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">465 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">92,366</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,584 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as cash flow hedges</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">94,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">187</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">65,049 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as fair value hedges</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate swaps</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,561</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,856 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Forward foreign exchange</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75,547</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">52,964 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as fair value hedges</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">58,820 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as hedges of net investments</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Forward foreign exchange</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,888</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,423 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivatives designated as hedges of net investments</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,888</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,423 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative assets/(liabilities) held for risk management</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">178,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">311</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(808)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">126,292 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">245 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,052)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total OTC derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,715</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">311</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(808)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,744 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,052)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total derivatives cleared by central counterparty</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">167,913</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">116,548 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative assets/(liabilities) held for risk management</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">178,628</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">311</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(808)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">126,292 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">245 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,052)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Hedge Accounting Explanatory
DisclosureOfHedgeAccountingExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the significant hedge accounting exposures impacted by the IBOR reform as at 31 December 2022:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:34.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:35.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.188%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount of hedged items directly impacted by IBOR reform </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount of hedging instruments directly impacted by IBOR reform</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Current benchmark rate</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Expected convergence to RFR</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD LIBOR</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Secured Overnight Financing Rate (SOFR)</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,286</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20,104</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Canadian Dollar Offered Rate (CDOR)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Overnight Repo Rate Average (CORRA)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">980</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">980</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Singapore Swap Offered Rate (SOR)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Singapore Overnight Rate Average (SORA)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">124</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">124</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total IBOR Notionals</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20,390</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,208</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Hedged Items Explanatory
DisclosureOfDetailedInformationAboutHedgedItemsExplanatory
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.331%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedged items in fair value hedges</span></td></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Accumulated fair value adjustment included in carrying amount</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Of which: Accumulated fair value adjustment on items no longer in a hedge relationship</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Change in fair value used as a basis to determine ineffectiveness</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hedge ineffectiveness recognised in the income statement</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hedged item statement of financial position classification and risk category</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,950</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(135)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(325)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">445</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">243</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(111)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities classified as amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(133)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,854</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,287)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,658)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,044</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,132)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(228)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,833)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">145</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,019</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(181)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(690)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37,471</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,511)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(219)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,750)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(34,260)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,746</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,577</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(34,260)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,746</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,577</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Hedged Items</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,211</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,765)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,173)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">102</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,257 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(77)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">556 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities classified as amortised cost</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,378 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(75)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,087 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">400 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(16)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,895 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(293)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,122)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,271 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">386 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(32)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36,444 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">832 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,200)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">- Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,691)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(622)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(320)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">769 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Liabilities</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,691)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(622)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(320)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">769 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Hedged Items</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,753 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">210 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(318)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(431)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Hedge ineffectiveness is recognised in net interest income.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">For items classified as fair value through other comprehensive income, the hedge accounting adjustment is not included in the carrying amount, but rather adjusts other comprehensive income.</span></div><div style="margin-top:13pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:31.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedged items in cash flow hedges and hedges of net investments in foreign operations</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Change in value of hedged item used as the basis for recognising ineffectiveness</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Balance in cash flow hedging reserve for continuing hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Balance in currency translation reserve for continuing hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Balances remaining in cash flow hedging reserve for which hedge accounting is no longer applied</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Balances remaining in currency translation reserve for which hedge accounting is no longer applied</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Hedging gains or losses recognised in other comprehensive income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">Hedge ineffectiveness recognised in the income statement</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:3.9pt;font-weight:700;line-height:120%;position:relative;top:-2.1pt;vertical-align:baseline">a</span></div></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Description of hedge relationship and hedged risk</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:6pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flow hedge of:</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate risk</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,182</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,625</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,900</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,182</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(197)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Foreign exchange risk</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Inflation risk</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities classified at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">362</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">142</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">98</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total cash flow hedges</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,547</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,754</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,916</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,283</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(162)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedge of net investment in foreign operations</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD foreign operations</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">922</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,767</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">922</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR foreign operations</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">127</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other foreign operations</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total foreign operations</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,130</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,074</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,130</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flow hedge of:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate risk</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,042 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(192)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,042 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(211)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Foreign exchange risk</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(88)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(16)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(88)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Inflation risk</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities classified at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">252 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">204 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">252 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total cash flow hedges</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,206 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,123 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(204)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,206 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(232)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedge of net investment in foreign operations</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">USD foreign operations</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">143 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,184 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">143 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR foreign operations</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other foreign operations</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">186 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total foreign operations</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,189 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">186 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Hedge ineffectiveness is recognised in net interest income</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Hedging Instruments Explanatory
DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the fair value hedging instruments which are carried on the balance sheet:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:17.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.332%"/><td style="width:0.1%"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Change in fair value used as a basis to determine ineffectiveness</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount directly impacted by IBOR reform</span></td></tr><tr style="height:32pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative assets </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loan liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hedge type</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Risk category</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">67,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">858</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11,987</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,495</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,417</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,493</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80,108</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,275</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,480</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value </span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51,219 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">527 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,855 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,601 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(65)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,624 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">58,820 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">462 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,479 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the cash flow and net investment hedging instruments which are carried on the balance sheet:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:17.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.617%"/><td style="width:0.1%"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Change in fair value used as a basis to determine ineffectiveness</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nominal amount directly impacted by IBOR reform</span></td></tr><tr style="height:32pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative assets </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loan liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hedge type</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Risk category</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flow</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">89,996</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,379)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,728</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">175</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,000</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,636</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(329)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">187</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">94,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,709)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,728</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net investment</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange risk</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,368)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,256</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,130)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flow</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">59,957 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,253)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,896 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">89 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,092 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(274)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">155 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">65,049 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,438)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,896 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net investment</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange risk</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,933)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,356 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(91)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Information About Terms And Conditions Of Hedging Instruments And How They Affect Future Cash Flows Explanatory
DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table profiles the expected notional values of current hedging instruments for fair value hedging in future years:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:31.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.474%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2027</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2028 and later</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value hedges of:</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate risk (outstanding notional amount)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">67,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">63,902</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,595</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,000</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40,170</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28,497</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26,131</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk (outstanding notional amount)</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,495</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,064</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,873</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,824</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,477</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,449</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,779</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Information About Amounts That Affected Statement Of Comprehensive Income As Result Of Hedge Accounting Explanatory
DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effect on the income statement and other comprehensive income of recycling amounts in respect of cash flow hedges and net investment hedges of foreign operations is set out in the following table:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:34.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.046%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amount recycled from other comprehensive income due to hedged item affecting income statement</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amount recycled from other comprehensive income due to sale of investment, or cash flows no longer expected to occur</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amount recycled from other comprehensive income due to hedged item affecting income statement</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amount recycled from other comprehensive income due to sale of investment, or cash flows no longer expected to occur</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Description of hedge relationship and hedged risk</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flow hedge of interest rate risk</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recycled to net interest income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(496)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(46)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">228 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flow hedge of foreign exchange risk</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recycled to net interest income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Hedge of net investment in foreign operations</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recycled to other income</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(58)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A detailed reconciliation of the movements of the cash flow hedging reserve and the currency translation reserve is as follows:</span></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.457%"><tr><td style="width:1.0%"/><td style="width:46.676%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.955%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.955%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.955%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.959%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash flow hedging reserve</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Currency translation reserve</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash flow hedging reserve</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Currency translation reserve</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Balance on 1 January</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(618)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,581</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,181 </span></td><td style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,736 </span></td><td style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Currency translation movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,483</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(92)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedging losses for the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,283)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,130)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,206)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(91)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amounts reclassified in relation to cash flows affecting profit or loss</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">543</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(327)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tax</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,808</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">740 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance on 31 December</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5,557)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,992</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(618)</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,581 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2021Q4 | ifrs-full |
Reserve Of Cash Flow Hedges
ReserveOfCashFlowHedges
|
-618000000 | gbp |
| CY2021Q4 | ifrs-full |
Reserve Of Exchange Differences On Translation Continuing Hedges
ReserveOfExchangeDifferencesOnTranslationContinuingHedges
|
2581000000 | gbp |
| CY2020Q4 | ifrs-full |
Reserve Of Cash Flow Hedges
ReserveOfCashFlowHedges
|
1181000000 | gbp |
| CY2020Q4 | ifrs-full |
Reserve Of Exchange Differences On Translation Continuing Hedges
ReserveOfExchangeDifferencesOnTranslationContinuingHedges
|
2736000000 | gbp |
| CY2022 | bbplc |
Gains Losses On Exchange Differences On Cash Flow Hedges Before Tax
GainsLossesOnExchangeDifferencesOnCashFlowHedgesBeforeTax
|
-7000000 | gbp |
| CY2022 | ifrs-full |
Gains Losses On Exchange Differences On Translation Before Tax
GainsLossesOnExchangeDifferencesOnTranslationBeforeTax
|
3483000000 | gbp |
| CY2021 | bbplc |
Gains Losses On Exchange Differences On Cash Flow Hedges Before Tax
GainsLossesOnExchangeDifferencesOnCashFlowHedgesBeforeTax
|
-6000000 | gbp |
| CY2021 | ifrs-full |
Gains Losses On Exchange Differences On Translation Before Tax
GainsLossesOnExchangeDifferencesOnTranslationBeforeTax
|
-92000000 | gbp |
| CY2022 | bbplc |
Gains Losses On Cash Flow Hedges Excluding Exchange Differences Before Tax
GainsLossesOnCashFlowHedgesExcludingExchangeDifferencesBeforeTax
|
-7283000000 | gbp |
| CY2022 | ifrs-full |
Gains Losses On Hedges Of Net Investments In Foreign Operations Before Tax
GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax
|
-1130000000 | gbp |
| CY2021 | bbplc |
Gains Losses On Cash Flow Hedges Excluding Exchange Differences Before Tax
GainsLossesOnCashFlowHedgesExcludingExchangeDifferencesBeforeTax
|
-2206000000 | gbp |
| CY2021 | ifrs-full |
Gains Losses On Hedges Of Net Investments In Foreign Operations Before Tax
GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax
|
-91000000 | gbp |
| CY2022 | ifrs-full |
Reclassification Adjustments On Cash Flow Hedges Before Tax
ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax
|
-543000000 | gbp |
| CY2022 | ifrs-full |
Reclassification Adjustments On Hedges Of Net Investments In Foreign Operations Before Tax
ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax
|
-58000000 | gbp |
| CY2021 | ifrs-full |
Reclassification Adjustments On Cash Flow Hedges Before Tax
ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax
|
327000000 | gbp |
| CY2021 | ifrs-full |
Reclassification Adjustments On Hedges Of Net Investments In Foreign Operations Before Tax
ReclassificationAdjustmentsOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax
|
-28000000 | gbp |
| CY2022 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
-1808000000 | gbp |
| CY2022 | ifrs-full |
Income Tax Relating To Exchange Differences On Translation Of Other Comprehensive Income
IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome
|
0 | gbp |
| CY2021 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
-740000000 | gbp |
| CY2021 | ifrs-full |
Income Tax Relating To Exchange Differences On Translation Of Other Comprehensive Income
IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome
|
0 | gbp |
| CY2022Q4 | ifrs-full |
Reserve Of Cash Flow Hedges
ReserveOfCashFlowHedges
|
-5557000000 | gbp |
| CY2022Q4 | ifrs-full |
Reserve Of Exchange Differences On Translation Continuing Hedges
ReserveOfExchangeDifferencesOnTranslationContinuingHedges
|
4992000000 | gbp |
| CY2021Q4 | ifrs-full |
Reserve Of Cash Flow Hedges
ReserveOfCashFlowHedges
|
-618000000 | gbp |
| CY2021Q4 | ifrs-full |
Reserve Of Exchange Differences On Translation Continuing Hedges
ReserveOfExchangeDifferencesOnTranslationContinuingHedges
|
2581000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets Explanatory
DisclosureOfFinancialAssetsExplanatory
|
Financial assets at fair value through other comprehensive income<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for financial assets at fair value through other comprehensive income (FVOCI)</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are debt instruments held in a business model that is achieved by both collecting contractual cash flows and selling and that contain contractual terms that give rise on specified dates to cash flows that are SPPI are measured at FVOCI. They are subsequently re-measured at fair value and changes therein (except for those relating to impairment, interest income and foreign currency exchange gains and losses) are recognised in other comprehensive income until the assets are sold. Interest (calculated using the effective interest method) is recognised in the income statement in net interest income (Note 3). Upon disposal, the cumulative gain or loss recognised in other comprehensive income is included in net investment income (Note 6).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In determining whether the business model is achieved by both collecting contractual cash flows and selling financial assets, it is determined that both collecting contractual cash flows and selling financial assets are integral to achieving the objective of the business model. The Barclays Bank Group will consider past sales and expectations about future sales to establish if the business model is achieved.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For equity securities that are not held for trading, the Barclays Bank Group may make an irrevocable election on initial recognition to present subsequent changes in the fair value of the instrument in other comprehensive income (except for dividend income which is recognised in profit or loss). Gains or losses on the de-recognition of these equity securities are not transferred to profit or loss. These assets are also not subject to the impairment requirements and therefore no amounts are recycled to the income statement. Where the Barclays Bank Group has not made the irrevocable election to present subsequent changes in the fair value of the instrument in other comprehensive income, equity securities are measured at fair value through profit or loss.</span></div></td></tr></table></div><div style="margin-bottom:33pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities and other eligible bills</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44,861 </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,854 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">222 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,084</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,908</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances and deposits at amortised cost</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost to banks</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,961</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost to customers</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">146,243</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">117,014 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,303</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19,495 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost from banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20,124</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17,911 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost from customers</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">271,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">244,917 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total deposits at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">291,579</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,828 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Financial Assets Explanatory
DescriptionOfAccountingPolicyForFinancialAssetsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for financial assets at fair value through other comprehensive income (FVOCI)</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are debt instruments held in a business model that is achieved by both collecting contractual cash flows and selling and that contain contractual terms that give rise on specified dates to cash flows that are SPPI are measured at FVOCI. They are subsequently re-measured at fair value and changes therein (except for those relating to impairment, interest income and foreign currency exchange gains and losses) are recognised in other comprehensive income until the assets are sold. Interest (calculated using the effective interest method) is recognised in the income statement in net interest income (Note 3). Upon disposal, the cumulative gain or loss recognised in other comprehensive income is included in net investment income (Note 6).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In determining whether the business model is achieved by both collecting contractual cash flows and selling financial assets, it is determined that both collecting contractual cash flows and selling financial assets are integral to achieving the objective of the business model. The Barclays Bank Group will consider past sales and expectations about future sales to establish if the business model is achieved.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For equity securities that are not held for trading, the Barclays Bank Group may make an irrevocable election on initial recognition to present subsequent changes in the fair value of the instrument in other comprehensive income (except for dividend income which is recognised in profit or loss). Gains or losses on the de-recognition of these equity securities are not transferred to profit or loss. These assets are also not subject to the impairment requirements and therefore no amounts are recycled to the income statement. Where the Barclays Bank Group has not made the irrevocable election to present subsequent changes in the fair value of the instrument in other comprehensive income, equity securities are measured at fair value through profit or loss.</span></div></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Analysis Of Other Comprehensive Income By Item Explanatory
DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities and other eligible bills</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44,861 </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,854 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">222 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,084</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,908</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
45084000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
45908000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Financial Liabilities Explanatory
DisclosureOfFinancialLiabilitiesExplanatory
|
Financial liabilities designated at fair value<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for liabilities designated at fair value through profit and loss</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IFRS 9, financial liabilities may be designated at fair value, with gains and losses taken to the income statement within net trading income (Note 5) and net investment income (Note 6). Movements in own credit are reported through other comprehensive income, unless the effects of changes in the liability's credit risk would create or enlarge an accounting mismatch in profit and loss. In these scenarios, all gains and losses on that liability (including the effects of changes in the credit risk of the liability) are presented in profit and loss. On derecognition of the financial liability no amounts relating to own credit risk are recycled to the income statement. The Barclays Bank Group has the ability to make the fair value designation when holding the instruments at fair value reduces an accounting mismatch (caused by an offsetting liability or asset being held at fair value), or is managed by the Barclays Bank Group on the basis of its fair value, or includes terms that have substantive derivative characteristics (Note 13).</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The details on how the fair value amounts are arrived at for financial liabilities designated at fair value are described in Note 16.</span></div></td></tr></table></div><div style="margin-bottom:12pt;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:57.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Contractual <br/>amount due <br/>on maturity</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contractual <br/>amount due <br/>on maturity</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57,325</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">72,728</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53,164 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61,333 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41,037</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,409 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,836 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">173,172</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">173,938</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">168,075 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">168,144 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated debt</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">521</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,029</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">483 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">613 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">272,055</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">290,150</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">251,131 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">259,926 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The cumulative own credit net gain recognised for Barclays Bank Group is £674m (2021: £960m) and for Barclays Bank PLC it is £689m (2021: £837m)</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note </span></div><div style="margin-bottom:16pt;padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Subordinated debt measured at fair value was previously disclosed in Note 26 Subordinated Liabilities. From 2021, it is disclosed within Financial Liabilities designated at fair value to better reflect that it is accounted for at fair value.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances and deposits at amortised cost</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost to banks</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,961</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost to customers</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">146,243</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">117,014 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,303</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19,495 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost from banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20,124</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17,911 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost from customers</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">271,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">244,917 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total deposits at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">291,579</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,828 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Financial Liabilities Explanatory
DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for liabilities designated at fair value through profit and loss</span></div><div><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IFRS 9, financial liabilities may be designated at fair value, with gains and losses taken to the income statement within net trading income (Note 5) and net investment income (Note 6). Movements in own credit are reported through other comprehensive income, unless the effects of changes in the liability's credit risk would create or enlarge an accounting mismatch in profit and loss. In these scenarios, all gains and losses on that liability (including the effects of changes in the credit risk of the liability) are presented in profit and loss. On derecognition of the financial liability no amounts relating to own credit risk are recycled to the income statement. The Barclays Bank Group has the ability to make the fair value designation when holding the instruments at fair value reduces an accounting mismatch (caused by an offsetting liability or asset being held at fair value), or is managed by the Barclays Bank Group on the basis of its fair value, or includes terms that have substantive derivative characteristics (Note 13).</span></div><div style="margin-top:8pt"><span style="background-color:#ededed;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The details on how the fair value amounts are arrived at for financial liabilities designated at fair value are described in Note 16.</span></div></td></tr></table><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for loans and advances and deposits held at amortised cost</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances to customers and banks, customer accounts, debt securities and most financial liabilities are held at amortised cost. That is, the initial fair value (which is normally the amount advanced or borrowed) is adjusted for repayments and the amortisation of coupon, fees and expenses to represent the effective interest rate of the asset or liability. Balances deferred on-balance sheet as effective interest rate adjustments are amortised to interest income over the life of the financial instrument to which they relate.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are held in a business model to collect the contractual cash flows and that contain contractual terms that give rise on specified dates to cash flows that are SPPI are measured at amortised cost. The carrying value of these financial assets at initial recognition includes any directly attributable transaction costs. Refer to Note 1 for details of ‘solely payments of principal and interest’.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In determining whether the business model is a ‘hold to collect’ model, the objective of the business model must be to hold the financial asset to collect contractual cash flows rather than holding the financial asset for trading or short-term profit taking purposes. While the objective of the business model must be to hold the financial asset to collect contractual cash flows this does not mean the Barclays Bank Group is required to hold the financial assets until maturity. When determining if the business model objective is to collect contractual cash flows the Barclays Bank Group will consider past sales and expectations about future sales.</span></div> | |
| CY2022Q4 | ifrs-full |
Accumulated Changes In Fair Value Of Financial Liability Attributable To Changes In Credit Risk Of Liability
AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability
|
-674000000 | gbp |
| CY2021Q4 | ifrs-full |
Accumulated Changes In Fair Value Of Financial Liability Attributable To Changes In Credit Risk Of Liability
AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability
|
-960000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Of Financial Instruments Explanatory
DisclosureOfFairValueOfFinancialInstrumentsExplanatory
|
Fair value of financial instruments<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for financial assets and liabilities – fair values</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments that are held for trading are recognised at fair value through profit or loss. In addition, financial assets are held at fair value through profit or loss if they do not contain contractual terms that give rise on specified dates to cash flows that are SPPI, or if the financial asset is not held in a business model that is either (i) a business model to collect the contractual cash flows or (ii) a business model that is achieved by both collecting contractual cash flows and selling. Subsequent changes in fair value for these instruments are recognised in the income statement in net investment income, except if reporting it in trading income reduces an accounting mismatch.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All financial instruments are initially recognised at fair value on the date of initial recognition (including transaction costs, other than financial instruments held at fair value through profit or loss) and depending on the subsequent classification of the financial asset or liability, may continue to be held at fair value either through profit or loss or other comprehensive income. The fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wherever possible, fair value is determined by reference to a quoted market price for that instrument. For many of the Barclays Bank Group’s financial assets and liabilities, especially derivatives, quoted prices are not available and valuation models are used to estimate fair value. The models calculate the expected cash flows under the terms of each specific contract and then discount these values back to a present value. These models use as their basis independently sourced market inputs including, for example, interest rate yield curves, equities and commodities prices, option volatilities and currency rates.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For financial liabilities measured at fair value, the carrying amount reflects the effect on fair value of changes in own credit spreads derived from observable market data such as in primary issuance and redemption activity for structured notes.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On initial recognition, it is presumed that the transaction price is the fair value unless there is observable information available in an active market to the contrary. The best evidence of an instrument’s fair value on initial recognition is typically the transaction price. However, if fair value can be evidenced by comparison with other observable current market transactions in the same instrument, or is based on a valuation technique whose inputs include only data from observable markets, then the instrument should be recognised at the fair value derived from such observable market data.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For valuations that have made use of unobservable inputs, the difference between the model valuation and the initial transaction price (Day One profit) is recognised in profit or loss either: on a straight-line basis over the term of the transaction; or over the period until all model inputs will become observable where appropriate; or released in full when previously unobservable inputs become observable.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Various factors influence the availability of observable inputs and these may vary from product to product and change over time. Factors include the depth of activity in the relevant market, the type of product, whether the product is new and not widely traded in the marketplace, the maturity of market modelling and the nature of the transaction (bespoke or generic). To the extent that valuation is based on models or inputs that are not observable in the market, the determination of fair value can be more subjective, dependent on the significance of the unobservable input to the overall valuation. Unobservable inputs are determined based on the best information available, for example by reference to similar assets, similar maturities or other analytical techniques.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The sensitivity of valuations used in the financial statements to possible changes in significant unobservable inputs is shown on page 163.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The valuation of financial instruments often involves a significant degree of judgement and complexity, in particular where valuation models make use of unobservable inputs (‘Level 3’ assets and liabilities). This note provides information on these instruments, including the related unrealised gains and losses recognised in the period, a description of significant valuation techniques and unobservable inputs, and a sensitivity analysis.</span></div><div><span><br/></span></div><div><span style="background-color:#ffffff;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:107%">Climate related risks are assumed to be included in the fair values of assets and liabilities traded in active markets.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Valuation</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 13 </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Fair value measurement </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">requires an entity to classify its assets and liabilities according to a hierarchy that reflects the observability of significant market inputs. The three levels of the fair value hierarchy are defined below.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Quoted market prices – Level 1</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets and liabilities are classified as Level 1 if their value is observable in an active market. Such instruments are valued by reference to unadjusted quoted prices for identical assets or liabilities in active markets where the quoted price is readily available, and the price represents actual and regularly occurring market transactions. An active market is one in which transactions occur with sufficient volume and frequency to provide pricing information on an ongoing basis.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation technique using observable inputs – Level 2</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets and liabilities classified as Level 2 have been valued using models whose inputs are observable either directly or indirectly. Valuations based on observable inputs include assets and liabilities such as swaps and forwards which are valued using market standard pricing techniques, and options that are commonly traded in markets where all the inputs to the market standard pricing models are observable.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation technique using significant unobservable inputs – Level 3</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets and liabilities are classified as Level 3 if their valuation incorporates significant inputs that are not based on observable market data (unobservable inputs). A valuation input is considered observable if it can be directly observed from transactions in an active market, or if there is compelling external evidence demonstrating an executable exit price. Unobservable input levels are generally determined via reference to observable inputs, historical observations or using other analytical techniques.</span></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows Barclays Bank Group’s assets and liabilities that are held at fair value disaggregated by valuation technique (fair value hierarchy) and balance sheet classification:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:30.230%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.489%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets and liabilities held at fair value</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Valuation technique using</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Valuation technique using</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">62,469</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">64,822</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,480</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">133,771</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">80,836</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,754</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,281</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">146,871</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,647</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">199,370</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,111</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">211,128</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,953</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">177,194</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,079</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">188,226</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial assets</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,054</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">287,749</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,173</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,976</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,150</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">252,131</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,010</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,029</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30,051</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,084</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,070</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,800</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,908</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Investment property</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93,199</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">581,992</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,773</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">692,964</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108,009</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">522,879</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,415</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">643,303</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(43,679)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(28,725)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(56)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(72,460)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,701)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,563)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(27)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53,291)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(133)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(270,880)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,042)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(272,055)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(174)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(250,553)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(404)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(251,131)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10,823)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(272,020)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,363)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(289,206)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,571)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(243,893)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,059)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(256,523)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(54,635)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(571,625)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,461)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(633,721)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33,446)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(521,009)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,490)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(560,945)</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows Barclays Bank Group’s Level 3 assets and liabilities that are held at fair value disaggregated by product type:</span></div><div style="margin-top:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Level 3 Assets and liabilities held at fair value by product type</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives </span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,361</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,858)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,091</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,351)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,513</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,474)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">376</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(374)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">290</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(603)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">323</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(709)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,009</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,428)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,220</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,625)</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,677</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(49)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,205</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase and repurchase agreements </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(434)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(172)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,105</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,743</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,641</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(615)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,296</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(238)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,773</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,461)</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,415</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,490)</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Other includes commercial real estate loans, asset backed loans, funds and fund-linked products, issued debt, Government and Government sponsored debt, asset backed securities, equities cash products and investment property.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Valuation techniques and sensitivity analysis</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sensitivity analysis is performed on products with significant unobservable inputs (Level 3) to generate a range of reasonably possible alternative valuations. The sensitivity methodologies applied take account of nature of the valuation techniques used, as well as availability and reliability of observable proxy and historical data and impact of using alternative models.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sensitivities are dynamically calculated on a monthly basis. The calculation is based on range or spread data of a reliable reference source or a scenario based on relevant market analysis alongside the impact of using alternative models. Sensitivities are calculated without reflecting the impact of any diversification in the portfolio.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The valuation techniques used, observability and sensitivity analysis for material products within Level 3, are described below.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Interest rate derivatives</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Description: </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives linked to interest rates or inflation indices. The category includes futures, interest rate and inflation swaps, swaptions, caps, floors, inflation options, balance guaranteed swaps and other exotic interest rate derivatives.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Interest rate and inflation derivatives are generally valued using curves of forward rates constructed from market data to project and discount the expected future cash flows of trades. Instruments with optionality are valued using volatilities implied from market inputs, and use industry standard or bespoke models depending on the product type.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Observability:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> In general, inputs are considered observable up to liquid maturities which are determined separately for each input and underlying. Unobservable inputs are generally set by referencing liquid market instruments and applying extrapolation techniques or inferred via another reasonable method.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Foreign exchange derivatives</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Description:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Derivatives linked to the foreign exchange (FX) market. The category includes FX forward contracts, FX swaps and FX options. The majority are traded as over the counter (OTC) derivatives.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> FX derivatives are valued using industry standard and bespoke models depending on the product type. Valuation inputs include FX rates, interest rates, FX volatilities, interest rate volatilities, FX interest rate correlations and others as appropriate. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Observability:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> FX correlations, forwards and volatilities are generally observable up to liquid maturities which are determined separately for each input and underlying. Unobservable inputs are set by referencing liquid market instruments and applying extrapolation techniques, or inferred via another reasonable method.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit derivatives</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Description:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Derivatives linked to the credit spread of a referenced entity, index or basket of referenced entities or a pool of referenced assets (e.g. a securitised product). The category includes single name and index credit default swaps (CDS) and total return swaps (TRS).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> CDS are valued on industry standard models using curves of credit spreads as the principal input. Credit spreads are observed directly from broker data, third party vendors or priced to proxies.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Observability:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> CDS contracts referencing entities that are actively traded are generally considered observable. Other valuation inputs are considered observable if products with significant sensitivity to the inputs are actively traded in a liquid market. Unobservable valuation inputs are generally determined with reference to recent transactions or inferred from observable trades of the same issuer or similar entities.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Equity derivatives</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Description:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Exchange traded or OTC derivatives linked to equity indices and single names. The category includes vanilla and exotic equity products.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Equity derivatives are valued using industry standard models. Valuation inputs include stock prices, dividends, volatilities, interest rates, equity repurchase curves and, for multi-asset products, correlations.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Observability:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> In general, valuation inputs are observable up to liquid maturities which are determined separately for each input and underlying. Unobservable inputs are set by referencing liquid market instruments and applying extrapolation techniques, or inferred via another reasonable method.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Corporate debt</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Description: </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Primarily corporate bonds.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation: </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate bonds are valued using observable market prices sourced from broker quotes, inter-dealer prices or other reliable pricing sources.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Observability:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Prices for actively traded bonds are considered observable. Unobservable bonds prices are generally determined by reference to bond yields or CDS spreads for actively traded instruments issued by or referencing the same (or a similar) issuer.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Reverse repurchase and repurchase agreements</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Description:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Includes securities purchased under resale agreements, securities sold under repurchase agreements, and other similar secured lending agreements. The agreements are primarily short-term in nature.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Repurchase and reverse repurchase agreements are generally valued by discounting the expected future cash flows using industry standard models that incorporate market interest rates and repurchase rates, based on the specific details of the transaction.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Observability:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Inputs are deemed observable up to liquid maturities or for consensus pricing with low pricing-range, and are determined based on the specific features of the transaction. Unobservable inputs are generally set by referencing liquid market instruments and applying extrapolation techniques, or inferred via another reasonable method.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Non-asset backed loans</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Description:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Largely made up of fixed rate loans.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Fixed rate loans are valued using models that discount expected future cash flows based on interest rates and loan spreads.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Observability: </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Within this loan population, the loan spread is generally unobservable. Unobservable loan spreads are determined by incorporating funding costs, the level of comparable assets such as gilts, issuer credit quality and other factors.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Private equity investments</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Description: </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Includes investments in equity holdings in operating companies not quoted on a public exchange.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Valuation:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Private equity investments are valued in accordance with the ‘International Private Equity and Venture Capital Valuation Guidelines’ which require the use of a number of individual pricing benchmarks such as the prices of recent transactions in the same or similar entities, discounted cash flow analysis and comparison with the earnings or revenue multiples of listed companies. While the valuation of unquoted equity instruments is subjective by nature, the relevant methodologies are commonly applied by other market participants and have been consistently applied over time.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Observability:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Inputs are considered observable if there is active trading in a liquid market of products with significant sensitivity to the inputs. Unobservable inputs include earnings or revenue estimates, multiples of comparative companies, marketability discounts and discount rates.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Other</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Description:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Other includes commercial real estate loans, funds and fund-linked products, asset backed loans, issued debt, Government sponsored debt, asset backed securities, equity cash products and investment property.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets and liabilities reclassified between Level 1 and Level 2</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">During the year, there were no material transfers between Level 1 to Level 2. (2021: there were no material transfers between Level 1 and Level 2).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Level 3 movement analysis</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the movements in the Level 3 balances during the year. Transfers have been reflected as if they had taken place at the beginning of the year.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets and liabilities included in disposal groups classified as held for sale and measured at fair value less cost to sell are not included as these are measured at fair value on a non-recurring basis.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Asset and liability transfers between Level 2 and Level 3 are primarily due to 1) an increase or decrease in observable market activity related to an input or 2) a change in the significance of the unobservable input, with assets and liabilities classified as Level 3 if an unobservable input is deemed significant.</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:21.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of movements in Level 3 assets and liabilities</span></td></tr><tr style="height:6pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:45pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total gains and (losses) in the period recognised in the income statement</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total gains or (losses) recognised in OCI</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Transfers</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td></tr><tr style="height:19pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Purchases</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Sales</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Issues</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Settlements</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other income</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">In</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Out</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">389</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">392</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(182)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">87</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(34)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">595</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">758</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,009</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,635)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(264)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,837</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,134</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">667</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(412)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(298)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(43)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">275</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(275)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,048</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,281</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,068</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,229)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(335)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(346)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">372</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(331)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,480</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,985</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,739</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,019)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,203)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(262)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(21)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,268</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">148</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(59)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,946</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,483</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,540)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(188)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,703</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,079</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,257</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,618)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,394)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(254)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">66</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,111</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(32)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(32)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investment property</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(27)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(23)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(27)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(56)</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(404)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(285)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(98)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">82</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">70</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(448)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,042)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(260)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(217)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(467)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">431</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(38)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(497)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(386)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(313)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,405)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(213)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">332</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">307</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">571</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(419)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net derivative financial instruments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,049)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(434)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">437</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(110)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">431</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">537</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,190)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,925</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,583</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10,842)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(98)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,242)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(631)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">394</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">211</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,312</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:21.503%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.482%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.482%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.489%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of movements in Level 3 assets and liabilities</span></td></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:36pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains and (losses) in the period recognised in the income statement</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains or (losses) recognised in OCI</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td></tr><tr style="height:19pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Purchases</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sales</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Issues</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlements</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other income</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">In</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Out</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">151</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">310</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(123)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(16)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">389</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">709</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,580</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,409)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(85)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(81)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">758</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,003</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">371</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(425)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(57)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">442</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(151)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,134</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,863</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,261</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,957)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(154)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">528</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(248)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,281</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,280</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,379</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(306)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(248)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(59)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(174)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,985</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(38)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,256</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,228)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(184)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">49</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,946</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,392</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,703</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,541)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(440)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(57)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(136)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">197</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,079</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">106</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(106)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">153</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(106)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investment property</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(27)</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(341)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(101)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(68)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(404)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">105</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(255)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(218)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(260)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">40</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(47)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(155)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(239)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(45)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(386)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,615)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">142</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,405)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net derivative financial instruments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,771)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(129)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(226)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(123)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,049)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,278</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,826</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12,469)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(101)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(450)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(280)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(137)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">752</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(492)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,925</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">The derivative financial instruments are represented on a net basis. On a gross basis, derivative financial assets are £5,173m (2021: £4,010m) and derivative financial liabilities are £6,363m (2021: £6,059m).</span></div><div style="margin-top:8pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Trading income represents gains and (losses) on Level 3 financial instruments which in the majority are offset by losses and gains on financial instruments disclosed in level 2.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Unrealised gains and losses on Level 3 financial assets and liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables disclose the unrealised gains and losses recognised in the year arising on Level 3 financial assets and liabilities held at year end.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:38.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Unrealised gains and (losses) recognised during the period on Level 3 assets and liabilities held at year end</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:17pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Income statement</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other compre-<br/>hensive<br/>income</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other <br/>compre-<br/>hensive income</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(290)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(290)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(67)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(67)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(152)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(143)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(31)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Investment property</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">55</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net derivative financial instruments </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(80)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(80)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(196)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(196)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(459)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(451)</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(305)</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(284)</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Trading income represents gains and (losses) on Level 3 financial instruments which in the majority are offset by losses and gains on financial instruments disclosed in level 2.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Significant unobservable inputs</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table discloses the valuation techniques and significant unobservable inputs for assets and liabilities recognised at fair value and classified as Level 3 along with the range of values used for those significant unobservable inputs:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:19.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.474%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Valuation technique(s)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Range</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Range</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Min</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Max</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Min</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Max</span></td><td colspan="3" style="border-top:1pt solid #0094ff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Units</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative financial instruments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation forwards</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,159</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,848</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Yield</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Correlation Model</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation forwards</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(20)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option model</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation volatility</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">315</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">130</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps vol</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate volatility</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">430</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">600</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps vol</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option volatility</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">FX - IR correlation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">78</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(20)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IR - IR correlation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">99</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(100)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">99 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,943</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,925</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable pricing</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Price</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">79</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">92</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option model</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity volatility</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity - equity correlation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flow</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted margin</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(205)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">634</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(129)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">93</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option Model</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option Volatility</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discount cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Yield</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial instruments</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">51</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">801</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">811</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">200</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">300</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">200</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">300</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Yield</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable pricing</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Price</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">101</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable pricing</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Price</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">232</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">284</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">229</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">834</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">229</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">854</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commercial Real Estate loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">267</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">543</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase and repurchase agreements</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repo spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">321</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">502</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Issued debt</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">73</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">548</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option model</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity volatility</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate volatility</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">261</span></td><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps vol</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">A range has not been provided for Net Asset Value as there would be a wide range reflecting the diverse nature of the positions. </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">The units used to disclose ranges for significant unobservable inputs are percentages, points and basis points. Points are a percentage of par; for example, 100 points equals 100% of par. A basis point equals 1/100th of 1%; for example, 150 basis points equals 1.5%.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">Certain derivative instruments are classified as Level 3 due to a significant unobservable credit spread input into the calculation of the Credit Valuation Adjustment for the instruments. The range of significant unobservable credit spreads is between 17bps- 2,159bps (2021: 32bps-1,848bps).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following section describes the significant unobservable inputs identified in the table above, and the sensitivity of fair value measurement of the instruments categorised as Level 3 assets or liabilities to increases in significant unobservable inputs. Where sensitivities are described, the inverse relationship will also generally apply.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where reliable interrelationships can be identified between significant unobservable inputs used in fair value measurement, a description of those interrelationships is included below.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Forwards</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A price or rate that is applicable to a financial transaction that will take place in the future.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In general, a significant increase in a forward in isolation will result in a fair value increase for the contracted receiver of the underlying (currency, bond, commodity, etc.), but the sensitivity is dependent on the specific terms of the instrument.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Credit spread</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spreads typically represent the difference in yield between an instrument and a benchmark security or reference rate. Credit spreads reflect the additional yield that a market participant demands for taking on exposure to the credit risk of an instrument and form part of the yield used in a discounted cash flow calculation.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In general, a significant increase in credit spread in isolation will result in a fair value decrease for a cash asset.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For a derivative instrument, a significant increase in credit spread in isolation can result in a fair value increase or decrease depending on the specific terms of the instrument.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Volatility</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Volatility is a measure of the variability or uncertainty in return for a given derivative underlying. It is an estimate of how much a particular underlying instrument input or index will change in value over time. In general, volatilities are implied from observed option prices. For unobservable options the implied volatility may reflect additional assumptions about the nature of the underlying risk, and the strike/maturity profile of a specific contract.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In general a significant increase in volatility in isolation will result in a fair value increase for the holder of a simple option, but the sensitivity is dependent on the specific terms of the instrument.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There may be interrelationships between unobservable volatilities and other unobservable inputs (e.g. when equity prices fall, implied equity volatilities generally rise) but these are generally specific to individual markets and may vary over time.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Correlation</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Correlation is a measure of the relationship between the movements of two variables. Correlation can be a significant input into valuation of derivative contracts with more than one underlying instrument. Credit correlation generally refers to the correlation between default processes for the separate names that make up the reference pool of a collateralised debt obligation (CDO) structure.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A significant increase in correlation in isolation can result in a fair value increase or decrease depending on the specific terms of the instrument.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Comparable price</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable instrument prices are used in valuation by calculating an implied yield (or spread over a liquid benchmark) from the price of a comparable observable instrument, then adjusting that yield (or spread) to account for relevant differences such as maturity or credit quality. Alternatively, a price-to-price basis can be assumed between the comparable and unobservable instruments in order to establish a value.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans includes a portfolio of loans extended to clients within the Barclays Bank Group’s leveraged finance business. Leveraged finance loans are originated where Barclays Bank Group provide financing commitments to clients to facilitate strategic transactions such as leverage buyouts and acquisitions. The sensitivity of the portfolio to unobservable inputs is judgmental reflecting their illiquid nature and the significance of unobservable price inputs to the valuation.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In general, a significant increase in comparable price in isolation will result in an increase in the price of the unobservable instrument. For derivatives, a change in the comparable price in isolation can result in a fair value increase or decrease depending on the specific terms of the instrument.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Loan spread</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan spreads typically represent the difference in yield between an instrument and a benchmark security or reference rate. Loan spreads typically reflect credit quality, the level of comparable assets such as gilts and other factors, and form part of the yield used in a discounted cash flow calculation.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans contains a portfolio primarily consisting of long-dated fixed rate loans extended to counterparties in the UK Education, Social Housing and Local Authority sectors (ESHLA). The loans are categorised as Level 3 in the fair value hierarchy due to their illiquid nature and the significance of unobservable loan spreads to the valuation. Valuation uncertainty arises from the long-dated nature of the portfolio, the lack of secondary market in the loans and the lack of observable loan spreads. The majority of ESHLA loans are to borrowers in heavily regulated sectors that are considered extremely low credit risk, and have a history of near zero defaults since inception. While the overall loan spread range is from 51bps to 297bps (2021: 31bps to 601bps), the vast majority of spreads are concentrated towards the bottom end of this range, with 97% (2021: 99%) of the loan notional being valued with spreads less than 200bps consistently for both years.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In general, a significant increase in loan spreads in isolation will result in a fair value decrease for a loan.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Sensitivity analysis of valuations using unobservable inputs</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Favourable changes</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Unfavourable changes</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Favourable changes</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unfavourable changes</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">119</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(155)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(79)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">79</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(71)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">112</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(103)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">161</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(168)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">181</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(190)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(27)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non asset backed loans</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">244</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(450)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">99</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(150)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">53</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(64)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(62)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">727</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(967)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">555</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(651)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Other includes asset backed loans, equity cash products and funds and fund-linked products.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effect of stressing unobservable inputs to a range of reasonably possible alternatives, alongside considering the impact of using alternative models, would be to increase fair values by up to £727m (2021: £555m) or to decrease fair values by up to £967m (2021: £651m) with all the potential effect impacting profit and loss.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value adjustments</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Key balance sheet valuation adjustments are quantified below:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exit price adjustments derived from market bid-offer spreads</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(566)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(498)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Uncollateralised derivative funding</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(127)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative credit valuation adjustments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(319)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(212)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative debit valuation adjustments</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">208</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Exit price adjustments derived from market bid-offer spreads</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Group uses mid-market pricing where it is a market maker and has the ability to transact at, or better than, mid price (which is the case for certain equity, bond and vanilla derivative markets). For other financial assets and liabilities, bid-offer adjustments are recorded to reflect the exit level for the expected close out strategy. The methodology for determining the bid-offer adjustment for a derivative portfolio involves calculating the net risk exposure by offsetting long and short positions by strike and term in accordance with the risk management and hedging strategy.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bid-offer levels are generally derived from market quotes such as broker data. Less liquid instruments may not have a directly observable bid-offer level. In such instances, an exit price adjustment may be derived from an observable bid-offer level for a comparable liquid instrument, or determined by calibrating to derivative prices, or by scenario or historical analysis.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exit price adjustments derived from market bid-offer spreads have increased on a gross basis by £68m to £(566)m.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Discounting approaches for derivative instruments</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Collateralised</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In line with market practice, the methodology for discounting collateralised derivatives takes into account the nature and currency of the collateral that can be posted within the relevant credit support annex (CSA). The CSA aware discounting approach recognises the ‘cheapest to deliver’ option that reflects the ability of the party posting collateral to change the currency of the collateral.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Uncollateralised</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A fair value adjustment of £(11)m has been applied to account for the impact of incorporating the cost of funding into the valuation of uncollateralised and partially collateralised derivative portfolios and collateralised derivatives where the terms of the agreement do not allow the rehypothecation of collateral received. This adjustment is referred to as the Uncollateralised derivative funding. The uncollateralised derivative funding adjustment has decreased by £116m to £(11)m as a result of underlying moves in the exposure profile of the derivative portfolio in scope.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Derivative credit and debit valuation adjustments</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative credit valuation adjustments and Derivative debit valuation adjustments are incorporated into derivative valuations to reflect the impact on fair value of counterparty credit risk and Barclays Bank Group’s own credit quality respectively. These adjustments are calculated for uncollateralised and partially collateralised derivatives across all asset classes. Derivative credit valuation adjustments and Derivative debit valuation adjustments are calculated using estimates of exposure at default, probability of default and recovery rates, at a counterparty level. Counterparties include (but are not limited to) corporates, sovereigns and sovereign agencies and supranationals.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exposure at default is generally estimated through the simulation of underlying risk factors through approximating with a more vanilla structure, or by using current or scenario-based mark to market as an estimate of future exposure.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Probability of default and recovery rate information is generally sourced from the Credit Default Swap (CDS) markets. Where this information is not available, or considered unreliable, alternative approaches are taken based on mapping internal counterparty ratings onto historical or market-based default and recovery information. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative credit valuation adjustments increased by £107m to £(319)m as a result of widening of input counterparty credit spreads. Derivative debit valuation adjustments increased by £117m to £208m, as a result of widening of input own credit spreads.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Correlation between counterparty credit and underlying derivative risk factors, termed ‘wrong-way,’ or ‘right-way’ risk, is not systematically incorporated into the Derivative credit valuation adjustments calculation but is adjusted where the underlying exposure is directly related to the counterparty.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Group continues to monitor market practices and activity to ensure the approach to uncollateralised derivative valuation remains appropriate.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Portfolio exemptions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Group uses the portfolio exemption in IFRS 13 </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Fair Value Measurement </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">to measure the fair value of groups of financial assets and liabilities. Instruments are measured using the price that would be received to sell a net long position (i.e. an asset) for a particular risk exposure or to transfer a net short position (i.e. a liability) for a particular risk exposure in an orderly transaction between market participants at the balance sheet date under current market conditions. Accordingly, Barclays Bank Group measures the fair value of the group of financial assets and liabilities consistently with how market participants would price the net risk exposure at the measurement date.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Unrecognised gains as a result of the use of valuation models using unobservable inputs</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amount that has yet to be recognised in income that relates to the difference between the transaction price (the fair value at initial recognition) and the amount that would have arisen had valuation models using unobservable inputs been used on initial recognition, less amounts subsequently recognised, is £106m (2021: £122m) for financial instruments measured at fair value and £25m (2021: £28m) for financial instruments carried at amortised cost. There are additions and FX gains of £49m (2021: £59m) and amortisation and releases of £65m (2021: £40m) for financial instruments measured at fair value and additions of £nil (2021: £nil) and amoritsation and releases of £3m (2021: £2m) for financial instruments carried at amortised cost. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Third party credit enhancements</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Structured and brokered certificates of deposit issued by Barclays Bank Group are insured up to $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC) in the US. The FDIC is funded by premiums that Barclays Bank Group and other banks pay for deposit insurance coverage. The carrying value of these issued certificates of deposit that are designated under the IFRS 9 fair value option includes this third party credit enhancement. The on-balance sheet value of these brokered certificates of deposit amounted to £5,197m (2021: £790m).</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Comparison of carrying amounts and fair values</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables summarises the fair value of financial assets and liabilities measured at amortised cost on Barclays Bank Group’s and Barclays Bank PLC's balance sheet:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:23.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.476%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="15" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="15" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Carrying amount</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">182,507</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">181,727</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">14,210</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">86,559</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">80,958</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">145,259</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">145,665</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">15,406</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">63,948</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">66,311</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">725</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">725</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">725</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">3,177</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">3,177</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">3,177</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(291,579)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(291,552)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(176,959)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(114,267)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(326)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(262,828)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(262,843)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(180,829)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(82,014)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(11,965)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(11,966)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(11,966)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(12,769)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(12,776)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(12,776)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(60,012)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(59,895)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(57,954)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(1,941)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(48,388)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(48,350)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(46,201)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(2,149)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(38,253)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(38,686)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(38,465)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(220)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(32,185)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(33,598)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(33,598)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value is an estimate of the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. As a wide range of valuation techniques are available, it may not be appropriate to directly compare this fair value information to independent market sources or other financial institutions. Different valuation methodologies and assumptions can have a significant impact on fair values which are based on unobservable inputs.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial assets</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value of financial assets held at amortised cost (including loans and advances to banks and customers, and other lending such as reverse repurchase agreements and cash collateral on securities borrowed) is determined in accordance with the relevant accounting policy in Note 18.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of loans and advances, for the purpose of this disclosure, is derived from discounting expected cash flows in a way that reflects the current market price for lending to issuers of similar credit quality. Where market data or credit information on the underlying borrowers is unavailable, a number of proxy/extrapolation techniques are employed to determine the appropriate discount rates.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of reverse repurchase agreements approximates carrying amount as these balances are generally short dated and fully collateralised.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value of financial liabilities held at amortised cost (including customer accounts, other deposits, repurchase agreements and cash collateral on securities lent, debt securities in issue and subordinated liabilities) is determined in accordance with the accounting policy in Note 1.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Deposits at amortised cost</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In many cases, the fair value disclosed approximates carrying value because the instruments are short term in nature or have interest rates that reprice frequently, such as customer accounts and other deposits and short-term debt securities.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value for deposits with longer-term maturities, mainly time deposits, are estimated using discounted cash flows applying either market rates or current rates for deposits of similar remaining maturities. Consequently the fair value discount is minimal.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of repurchase agreements approximates carrying amounts as these balances are generally short dated.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Debt securities in issue</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of other debt securities in issue are based on quoted prices where available, or where the instruments are short dated, carrying amount approximates fair value.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Subordinated liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values for dated and undated convertible and non-convertible loan capital are based on quoted market rates for the issuer concerned or issuers with similar terms and conditions.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Offsetting Of Financial Assets Explanatory
DisclosureOfOffsettingOfFinancialAssetsExplanatory
|
<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:22.362%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.343%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.485%"/><td style="width:0.1%"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="18" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts not subject to enforceable netting arrangements</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="3" rowspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Balance sheet total</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">d</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Effects of offsetting on-balance sheet</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Related amounts not offset</span></td></tr><tr style="height:36pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross amounts</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts offset</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net amounts reported on the balance sheet</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial collateral</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">374,848</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(76,429)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">298,419</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(238,062)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(45,920)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,437</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,557</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">560,060</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(397,439)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">162,621</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(161,992)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">629</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,802</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">165,423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">934,908</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(473,868)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">461,040</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(238,062)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(207,912)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,066</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,359</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">468,399</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(360,242)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">76,530</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(283,712)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">238,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26,407</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19,243)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5,494)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(289,206)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(573,332)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">397,439</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(175,893)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">175,893</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(9,244)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(185,137)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(933,574)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">473,969</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(459,605)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">238,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">202,300</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19,243)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(14,738)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(474,343)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">279,286 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(24,137)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">255,149 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(202,347)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39,953)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,849 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,142 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">519,855 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(375,376)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144,479 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(143,976)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">503 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,884 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148,363 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">799,141 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(399,513)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">399,628 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(202,347)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(183,929)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,352 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,026 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410,654 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial liabilities</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(273,996)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,606 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(250,390)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,347 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,151 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,892)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,133)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(256,523)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(540,462)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">375,376 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(165,086)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">165,086 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15,758)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(180,844)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(814,458)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">398,982 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(415,476)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,347 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">199,237 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,892)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21,891)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(437,367)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Amounts offset for derivative financial assets additionally includes cash collateral netted of £15,199m (2021: £3,815m). Amounts offset for derivative financial liabilities additionally includes cash collateral netted of £15,098m (2021: £4,346m). Settlements assets and liabilities have been offset amounting to £24,250m (2021: £22,837m). </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Financial collateral of £45,920m (2021: £39,953m) was received in respect of derivative assets, including £34,496m (2021: £34,149m) of cash collateral and £11,424m (2021: £5,804m) of non-cash collateral. Financial collateral of £26,407m (2021: £34,151m) was placed in respect of derivative liabilities, including £24,990m (2021: £31,861m) of cash collateral and £1,417m (2021: £2,290m) of non-cash collateral. The collateral amounts are limited to net balance sheet exposure so as to not include over-collateralisation.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">This column includes contractual rights of set-off that are subject to uncertainty under the laws of the relevant jurisdiction.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.07pt">The balance sheet total is the sum of ‘Net amounts reported on the balance sheet’ that are subject to enforceable netting arrangements and ‘Amounts not subject to enforceable netting arrangements’.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Reverse Repurchase agreements and other similar secured lending of £165,423m (2021: £148,363m) is split by fair value £164,698m (2021: £145,186m) and amortised cost £725m (2021: £3,177m). Repurchase agreements and other similar secured borrowing of £185,137m (2021: £180,844m) is split by fair value £173,172m (2021: £168,075m) and amortised cost £11,965m (2021: £12,769m).</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Fair Value Measurement Explanatory
DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for financial assets and liabilities – fair values</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments that are held for trading are recognised at fair value through profit or loss. In addition, financial assets are held at fair value through profit or loss if they do not contain contractual terms that give rise on specified dates to cash flows that are SPPI, or if the financial asset is not held in a business model that is either (i) a business model to collect the contractual cash flows or (ii) a business model that is achieved by both collecting contractual cash flows and selling. Subsequent changes in fair value for these instruments are recognised in the income statement in net investment income, except if reporting it in trading income reduces an accounting mismatch.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All financial instruments are initially recognised at fair value on the date of initial recognition (including transaction costs, other than financial instruments held at fair value through profit or loss) and depending on the subsequent classification of the financial asset or liability, may continue to be held at fair value either through profit or loss or other comprehensive income. The fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wherever possible, fair value is determined by reference to a quoted market price for that instrument. For many of the Barclays Bank Group’s financial assets and liabilities, especially derivatives, quoted prices are not available and valuation models are used to estimate fair value. The models calculate the expected cash flows under the terms of each specific contract and then discount these values back to a present value. These models use as their basis independently sourced market inputs including, for example, interest rate yield curves, equities and commodities prices, option volatilities and currency rates.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For financial liabilities measured at fair value, the carrying amount reflects the effect on fair value of changes in own credit spreads derived from observable market data such as in primary issuance and redemption activity for structured notes.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On initial recognition, it is presumed that the transaction price is the fair value unless there is observable information available in an active market to the contrary. The best evidence of an instrument’s fair value on initial recognition is typically the transaction price. However, if fair value can be evidenced by comparison with other observable current market transactions in the same instrument, or is based on a valuation technique whose inputs include only data from observable markets, then the instrument should be recognised at the fair value derived from such observable market data.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For valuations that have made use of unobservable inputs, the difference between the model valuation and the initial transaction price (Day One profit) is recognised in profit or loss either: on a straight-line basis over the term of the transaction; or over the period until all model inputs will become observable where appropriate; or released in full when previously unobservable inputs become observable.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Various factors influence the availability of observable inputs and these may vary from product to product and change over time. Factors include the depth of activity in the relevant market, the type of product, whether the product is new and not widely traded in the marketplace, the maturity of market modelling and the nature of the transaction (bespoke or generic). To the extent that valuation is based on models or inputs that are not observable in the market, the determination of fair value can be more subjective, dependent on the significance of the unobservable input to the overall valuation. Unobservable inputs are determined based on the best information available, for example by reference to similar assets, similar maturities or other analytical techniques.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The sensitivity of valuations used in the financial statements to possible changes in significant unobservable inputs is shown on page 163.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The valuation of financial instruments often involves a significant degree of judgement and complexity, in particular where valuation models make use of unobservable inputs (‘Level 3’ assets and liabilities). This note provides information on these instruments, including the related unrealised gains and losses recognised in the period, a description of significant valuation techniques and unobservable inputs, and a sensitivity analysis.</span></div><div><span><br/></span></div><div><span style="background-color:#ffffff;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:107%">Climate related risks are assumed to be included in the fair values of assets and liabilities traded in active markets.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Measurement Explanatory
DisclosureOfFairValueMeasurementExplanatory
|
<div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows Barclays Bank Group’s assets and liabilities that are held at fair value disaggregated by valuation technique (fair value hierarchy) and balance sheet classification:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:30.230%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.489%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets and liabilities held at fair value</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Valuation technique using</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Valuation technique using</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">62,469</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">64,822</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,480</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">133,771</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">80,836</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,754</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,281</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">146,871</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,647</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">199,370</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,111</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">211,128</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,953</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">177,194</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,079</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">188,226</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial assets</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,054</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">287,749</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,173</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,976</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,150</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">252,131</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,010</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,029</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">30,051</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45,084</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,070</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,800</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,908</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Investment property</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93,199</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">581,992</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,773</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">692,964</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108,009</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">522,879</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,415</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">643,303</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(43,679)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(28,725)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(56)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(72,460)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,701)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,563)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(27)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(53,291)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(133)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(270,880)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,042)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(272,055)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(174)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(250,553)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(404)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(251,131)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10,823)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(272,020)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,363)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(289,206)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,571)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(243,893)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,059)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(256,523)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(54,635)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(571,625)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,461)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(633,721)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33,446)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(521,009)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,490)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(560,945)</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Measurement Of Assets Explanatory
DisclosureOfFairValueMeasurementOfAssetsExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows Barclays Bank Group’s Level 3 assets and liabilities that are held at fair value disaggregated by product type:</span></div><div style="margin-top:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Level 3 Assets and liabilities held at fair value by product type</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives </span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,361</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,858)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,091</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,351)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,513</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,474)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">376</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(374)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">290</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(603)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">323</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(709)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,009</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,428)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,220</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,625)</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,677</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(49)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,205</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase and repurchase agreements </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(434)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(172)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,105</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,743</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,641</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(615)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,296</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(238)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,773</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,461)</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,415</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,490)</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Other includes commercial real estate loans, asset backed loans, funds and fund-linked products, issued debt, Government and Government sponsored debt, asset backed securities, equities cash products and investment property.</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the movements in the Level 3 balances during the year. Transfers have been reflected as if they had taken place at the beginning of the year.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets and liabilities included in disposal groups classified as held for sale and measured at fair value less cost to sell are not included as these are measured at fair value on a non-recurring basis.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Asset and liability transfers between Level 2 and Level 3 are primarily due to 1) an increase or decrease in observable market activity related to an input or 2) a change in the significance of the unobservable input, with assets and liabilities classified as Level 3 if an unobservable input is deemed significant.</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:21.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of movements in Level 3 assets and liabilities</span></td></tr><tr style="height:6pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:45pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total gains and (losses) in the period recognised in the income statement</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total gains or (losses) recognised in OCI</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Transfers</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td></tr><tr style="height:19pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Purchases</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Sales</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Issues</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Settlements</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other income</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">In</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Out</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">389</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">392</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(182)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">87</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(34)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">595</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">758</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,009</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,635)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(264)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,837</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,134</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">667</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(412)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(298)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(43)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">275</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(275)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,048</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,281</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,068</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,229)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(335)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(346)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">372</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(331)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,480</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,985</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,739</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,019)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,203)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(262)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(21)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,268</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">148</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(59)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,946</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,483</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,540)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(188)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,703</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,079</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,257</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,618)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,394)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(254)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">66</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,111</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(32)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(32)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investment property</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(27)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(23)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(27)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(56)</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(404)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(285)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(98)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">82</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">70</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(448)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,042)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(260)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(217)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(467)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">431</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(38)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(497)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(386)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(313)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,405)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(213)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">332</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">307</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">571</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(419)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net derivative financial instruments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,049)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(434)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">437</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(110)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">431</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">537</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,190)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,925</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,583</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10,842)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(98)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,242)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(631)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">394</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">211</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,312</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:21.503%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.482%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.482%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.489%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of movements in Level 3 assets and liabilities</span></td></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:36pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains and (losses) in the period recognised in the income statement</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains or (losses) recognised in OCI</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td></tr><tr style="height:19pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Purchases</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sales</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Issues</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlements</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other income</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">In</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Out</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">151</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">310</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(123)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(16)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">389</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">709</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,580</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,409)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(85)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(81)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">758</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,003</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">371</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(425)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(57)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">442</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(151)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,134</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,863</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,261</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,957)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(154)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">528</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(248)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,281</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,280</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,379</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(306)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(248)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(59)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(174)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,985</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(38)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,256</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,228)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(184)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">49</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,946</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,392</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,703</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,541)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(440)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(57)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(136)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">197</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,079</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">106</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(106)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">153</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(106)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investment property</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(27)</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(341)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(101)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(68)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(404)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">105</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(255)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(218)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(260)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">40</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(47)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(155)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(239)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(45)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(386)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,615)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">142</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,405)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net derivative financial instruments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,771)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(129)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(226)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(123)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,049)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,278</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,826</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12,469)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(101)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(450)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(280)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(137)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">752</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(492)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,925</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">The derivative financial instruments are represented on a net basis. On a gross basis, derivative financial assets are £5,173m (2021: £4,010m) and derivative financial liabilities are £6,363m (2021: £6,059m).</span></div><div style="margin-top:8pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Trading income represents gains and (losses) on Level 3 financial instruments which in the majority are offset by losses and gains on financial instruments disclosed in level 2.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Measurement Of Liabilities Explanatory
DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows Barclays Bank Group’s Level 3 assets and liabilities that are held at fair value disaggregated by product type:</span></div><div style="margin-top:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Level 3 Assets and liabilities held at fair value by product type</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives </span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,361</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,858)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,091</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,351)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,513</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,474)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">376</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(374)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">290</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(603)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">323</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(709)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,009</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,428)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,220</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,625)</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,677</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(49)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,205</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase and repurchase agreements </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(434)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(172)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,105</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,743</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,641</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(615)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,296</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(238)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,773</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,461)</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,415</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,490)</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Other includes commercial real estate loans, asset backed loans, funds and fund-linked products, issued debt, Government and Government sponsored debt, asset backed securities, equities cash products and investment property.</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the movements in the Level 3 balances during the year. Transfers have been reflected as if they had taken place at the beginning of the year.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets and liabilities included in disposal groups classified as held for sale and measured at fair value less cost to sell are not included as these are measured at fair value on a non-recurring basis.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Asset and liability transfers between Level 2 and Level 3 are primarily due to 1) an increase or decrease in observable market activity related to an input or 2) a change in the significance of the unobservable input, with assets and liabilities classified as Level 3 if an unobservable input is deemed significant.</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:21.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.475%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of movements in Level 3 assets and liabilities</span></td></tr><tr style="height:6pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:45pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total gains and (losses) in the period recognised in the income statement</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total gains or (losses) recognised in OCI</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Transfers</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td></tr><tr style="height:19pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Purchases</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Sales</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Issues</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Settlements</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other income</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">In</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Out</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">389</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">392</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(182)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">87</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(34)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">595</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">758</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,009</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,635)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(264)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,837</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,134</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">667</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(412)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(298)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(43)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">275</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(275)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,048</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,281</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,068</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,229)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(335)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(346)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">372</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(331)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,480</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,985</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,739</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,019)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,203)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(262)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(21)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,268</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">148</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(59)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,946</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,483</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6,540)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(188)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(18)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,703</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,079</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,257</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7,618)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,394)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(254)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">66</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(39)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,111</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(32)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(32)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investment property</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(27)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(23)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(27)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(56)</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(404)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(285)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(98)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">82</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">70</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(448)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,042)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(260)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(217)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(467)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">431</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(38)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(497)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(386)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(313)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,405)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(213)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">332</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">307</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">571</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(419)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net derivative financial instruments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,049)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(434)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">437</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(110)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">431</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">537</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,190)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,925</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,583</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10,842)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(98)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,242)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(631)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">394</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">211</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,312</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:21.503%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.482%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.482%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.489%"/><td style="width:0.1%"/></tr><tr><td colspan="36" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of movements in Level 3 assets and liabilities</span></td></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:36pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains and (losses) in the period recognised in the income statement</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains or (losses) recognised in OCI</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td></tr><tr style="height:19pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Purchases</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sales</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Issues</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlements</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading income</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other income</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">In</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Out</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">151</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">310</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(123)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(16)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">389</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">709</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,580</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,409)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(85)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(81)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">758</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,003</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">371</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(425)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(57)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(49)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">442</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(151)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,134</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,863</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,261</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,957)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(154)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">528</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(248)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,281</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,280</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,379</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(306)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(248)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(59)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(174)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,985</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(8)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(38)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,256</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,228)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(184)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">49</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,946</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,392</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,703</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10,541)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(440)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(57)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(136)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">197</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,079</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">106</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(106)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">153</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(106)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investment property</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Trading portfolio liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(27)</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(341)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(101)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(68)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(404)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">105</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(255)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(218)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(260)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">40</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(47)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(155)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(239)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(45)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(386)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,615)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">142</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,405)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net derivative financial instruments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,771)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(129)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(226)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(123)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,049)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,278</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,826</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12,469)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(101)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(450)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(280)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(137)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">752</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(492)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,925</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">The derivative financial instruments are represented on a net basis. On a gross basis, derivative financial assets are £5,173m (2021: £4,010m) and derivative financial liabilities are £6,363m (2021: £6,059m).</span></div><div style="margin-top:8pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Trading income represents gains and (losses) on Level 3 financial instruments which in the majority are offset by losses and gains on financial instruments disclosed in level 2.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Explanatory
DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table discloses the valuation techniques and significant unobservable inputs for assets and liabilities recognised at fair value and classified as Level 3 along with the range of values used for those significant unobservable inputs:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:19.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.474%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Valuation technique(s)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Range</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Range</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Min</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Max</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Min</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Max</span></td><td colspan="3" style="border-top:1pt solid #0094ff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Units</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative financial instruments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation forwards</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,159</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,848</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Yield</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Correlation Model</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation forwards</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(20)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option model</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation volatility</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">315</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">130</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps vol</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate volatility</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">430</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">600</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps vol</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option volatility</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">FX - IR correlation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">78</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(20)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IR - IR correlation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">99</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(100)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">99 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,943</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,925</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable pricing</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Price</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">79</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">92</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option model</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity volatility</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity - equity correlation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flow</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted margin</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(205)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">634</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(129)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">93</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option Model</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option Volatility</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discount cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Yield</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial instruments</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">51</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">801</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">811</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">200</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">300</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">200</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">300</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Yield</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable pricing</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Price</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">101</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable pricing</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Price</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">232</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">284</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">229</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">834</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">229</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">854</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commercial Real Estate loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">267</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">543</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase and repurchase agreements</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repo spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">321</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">502</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Issued debt</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">73</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">548</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option model</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity volatility</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate volatility</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">261</span></td><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps vol</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">A range has not been provided for Net Asset Value as there would be a wide range reflecting the diverse nature of the positions. </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">The units used to disclose ranges for significant unobservable inputs are percentages, points and basis points. Points are a percentage of par; for example, 100 points equals 100% of par. A basis point equals 1/100th of 1%; for example, 150 basis points equals 1.5%.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">Certain derivative instruments are classified as Level 3 due to a significant unobservable credit spread input into the calculation of the Credit Valuation Adjustment for the instruments. The range of significant unobservable credit spreads is between 17bps- 2,159bps (2021: 32bps-1,848bps).</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Liabilities Explanatory
DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfLiabilitiesExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table discloses the valuation techniques and significant unobservable inputs for assets and liabilities recognised at fair value and classified as Level 3 along with the range of values used for those significant unobservable inputs:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:19.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.474%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Valuation technique(s)</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" rowspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Range</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Range</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Min</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Max</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Min</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Max</span></td><td colspan="3" style="border-top:1pt solid #0094ff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Units</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative financial instruments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation forwards</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,159</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,848</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Yield</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Correlation Model</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation forwards</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(20)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option model</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation volatility</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">315</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">130</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps vol</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate volatility</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">430</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">600</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps vol</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option volatility</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">57</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">FX - IR correlation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">78</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(20)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IR - IR correlation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">99</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(100)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">99 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,943</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,925</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable pricing</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Price</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">79</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">92</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option model</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity volatility</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">140</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity - equity correlation</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flow</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted margin</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(205)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">634</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(129)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">93</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option Model</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option Volatility</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discount cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Yield</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial instruments</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-asset backed loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">51</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">801</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">811</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">200</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">300</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">200</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">300</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Yield</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable pricing</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Price</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">101</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparable pricing</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Price</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">232</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">284</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">points</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan spread</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">229</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">834</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">229</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">854</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commercial Real Estate loans</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">267</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">543</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase and repurchase agreements</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repo spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">321</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">502</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Issued debt</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discounted cash flows</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">73</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">548</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Option model</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity volatility</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate volatility</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">261</span></td><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">bps vol</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">A range has not been provided for Net Asset Value as there would be a wide range reflecting the diverse nature of the positions. </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">The units used to disclose ranges for significant unobservable inputs are percentages, points and basis points. Points are a percentage of par; for example, 100 points equals 100% of par. A basis point equals 1/100th of 1%; for example, 150 basis points equals 1.5%.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">Certain derivative instruments are classified as Level 3 due to a significant unobservable credit spread input into the calculation of the Credit Valuation Adjustment for the instruments. The range of significant unobservable credit spreads is between 17bps- 2,159bps (2021: 32bps-1,848bps).</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Sensitivity Analysis Of Fair Value Measurement To Changes In Unobservable Inputs Assets Explanatory
DisclosureOfSensitivityAnalysisOfFairValueMeasurementToChangesInUnobservableInputsAssetsExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In general, a significant increase in loan spreads in isolation will result in a fair value decrease for a loan.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Sensitivity analysis of valuations using unobservable inputs</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Favourable changes</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Unfavourable changes</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Favourable changes</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unfavourable changes</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">119</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(155)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(79)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">79</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(71)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">112</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(103)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">161</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(168)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">181</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(190)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(27)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non asset backed loans</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">244</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(450)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">99</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(150)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">53</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(64)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(62)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">727</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(967)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">555</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(651)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Other includes asset backed loans, equity cash products and funds and fund-linked products.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Sensitivity Analysis Of Fair Value Measurement To Changes In Unobservable Inputs Liabilities Explanatory
DisclosureOfSensitivityAnalysisOfFairValueMeasurementToChangesInUnobservableInputsLiabilitiesExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In general, a significant increase in loan spreads in isolation will result in a fair value decrease for a loan.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:30.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.475%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Sensitivity analysis of valuations using unobservable inputs</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Favourable changes</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Unfavourable changes</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Favourable changes</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unfavourable changes</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate derivatives</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">119</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(155)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(79)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">79</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(71)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">112</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(103)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">161</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(168)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">181</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(190)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate debt</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(27)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non asset backed loans</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">244</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(450)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">99</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(150)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equity investments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">53</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(64)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(62)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">727</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(967)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">555</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(651)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Other includes asset backed loans, equity cash products and funds and fund-linked products.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Of Financial Assets And Financial Liabilities And Reclassification Explanatory
DisclosureOfFairValueOfFinancialAssetsAndFinancialLiabilitiesAndReclassificationExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables summarises the fair value of financial assets and liabilities measured at amortised cost on Barclays Bank Group’s and Barclays Bank PLC's balance sheet:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:23.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.476%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="15" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="15" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Carrying amount</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Level 3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">182,507</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">181,727</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">14,210</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">86,559</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">80,958</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">145,259</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">145,665</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">15,406</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">63,948</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">66,311</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">725</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">725</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">725</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">3,177</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">3,177</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">3,177</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(291,579)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(291,552)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(176,959)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(114,267)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(326)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(262,828)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(262,843)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(180,829)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(82,014)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(11,965)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(11,966)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(11,966)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(12,769)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(12,776)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(12,776)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(60,012)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(59,895)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(57,954)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(1,941)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(48,388)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(48,350)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(46,201)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(2,149)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(38,253)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(38,686)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(38,465)</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:700;line-height:120%">(220)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(32,185)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(33,598)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">(33,598)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.6pt;font-weight:400;line-height:120%">—</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Offsetting Of Financial Assets And Financial Liabilities Explanatory
DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory
|
Offsetting financial assets and financial liabilities<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IAS 32 </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments: Presentation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">, the Barclays Bank Group reports financial assets and financial liabilities on a net basis on the balance sheet only if there is a legally enforceable right to set-off the recognised amounts and there is intention to settle on a net basis, or to realise the asset and settle the liability simultaneously. The following table shows the impact of netting arrangements on:</span></div><div style="margin-top:6pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">All financial assets and liabilities that are reported net on the balance sheet.</span></div><div style="margin-top:6pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">All derivative financial instruments and reverse repurchase and repurchase agreements and other similar secured lending and borrowing agreements that are subject to enforceable master netting arrangements or similar agreements, but do not qualify for balance sheet netting.</span></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The ‘Net amounts’ presented in the table below are not intended to represent the Barclays Bank Group’s actual exposure to credit risk, as a variety of credit mitigation strategies are employed in addition to netting and collateral arrangements.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:22.362%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.343%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.485%"/><td style="width:0.1%"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="18" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts not subject to enforceable netting arrangements</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="3" rowspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Balance sheet total</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">d</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Effects of offsetting on-balance sheet</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Related amounts not offset</span></td></tr><tr style="height:36pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross amounts</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts offset</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net amounts reported on the balance sheet</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial collateral</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">374,848</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(76,429)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">298,419</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(238,062)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(45,920)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,437</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,557</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">560,060</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(397,439)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">162,621</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(161,992)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">629</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,802</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">165,423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">934,908</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(473,868)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">461,040</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(238,062)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(207,912)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,066</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,359</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">468,399</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(360,242)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">76,530</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(283,712)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">238,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26,407</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19,243)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5,494)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(289,206)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(573,332)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">397,439</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(175,893)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">175,893</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(9,244)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(185,137)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(933,574)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">473,969</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(459,605)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">238,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">202,300</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19,243)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(14,738)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(474,343)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">279,286 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(24,137)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">255,149 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(202,347)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39,953)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,849 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,142 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">519,855 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(375,376)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144,479 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(143,976)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">503 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,884 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148,363 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">799,141 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(399,513)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">399,628 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(202,347)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(183,929)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,352 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,026 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410,654 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial liabilities</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(273,996)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,606 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(250,390)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,347 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,151 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,892)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,133)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(256,523)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(540,462)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">375,376 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(165,086)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">165,086 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15,758)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(180,844)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(814,458)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">398,982 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(415,476)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,347 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">199,237 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,892)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21,891)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(437,367)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Amounts offset for derivative financial assets additionally includes cash collateral netted of £15,199m (2021: £3,815m). Amounts offset for derivative financial liabilities additionally includes cash collateral netted of £15,098m (2021: £4,346m). Settlements assets and liabilities have been offset amounting to £24,250m (2021: £22,837m). </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Financial collateral of £45,920m (2021: £39,953m) was received in respect of derivative assets, including £34,496m (2021: £34,149m) of cash collateral and £11,424m (2021: £5,804m) of non-cash collateral. Financial collateral of £26,407m (2021: £34,151m) was placed in respect of derivative liabilities, including £24,990m (2021: £31,861m) of cash collateral and £1,417m (2021: £2,290m) of non-cash collateral. The collateral amounts are limited to net balance sheet exposure so as to not include over-collateralisation.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">This column includes contractual rights of set-off that are subject to uncertainty under the laws of the relevant jurisdiction.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.07pt">The balance sheet total is the sum of ‘Net amounts reported on the balance sheet’ that are subject to enforceable netting arrangements and ‘Amounts not subject to enforceable netting arrangements’.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Reverse Repurchase agreements and other similar secured lending of £165,423m (2021: £148,363m) is split by fair value £164,698m (2021: £145,186m) and amortised cost £725m (2021: £3,177m). Repurchase agreements and other similar secured borrowing of £185,137m (2021: £180,844m) is split by fair value £173,172m (2021: £168,075m) and amortised cost £11,965m (2021: £12,769m).</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Derivative assets and liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The ‘Financial instruments’ column identifies financial assets and liabilities that are subject to set off under netting agreements, such as the ISDA Master Agreement or derivative exchange or clearing counterparty agreements, whereby all outstanding transactions with the same counterparty can be offset and close-out netting applied across all outstanding transactions covered by the agreements if an event of default or other predetermined events occur.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial collateral refers to cash and non-cash collateral obtained, typically daily or weekly, to cover the net exposure between counterparties by enabling the collateral to be realised in an event of default or if other predetermined events occur.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Reverse repurchase and repurchase agreements and other similar secured lending and borrowing</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The ‘Financial instruments’ column identifies financial assets and liabilities that are subject to set off under netting agreements, such as Global Master Repurchase Agreements and Global Master Securities Lending Agreements, whereby all outstanding transactions with the same counterparty can be offset and close-out netting applied across all outstanding transactions covered by the agreements if an event of default or other predetermined events occur.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial collateral typically comprises highly liquid securities which are legally transferred and can be liquidated in the event of counterparty default.</span></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">These offsetting collateral arrangements and other credit risk mitigation strategies used by the Barclays Bank Group are further explained in the Credit risk mitigation section on page 46.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Offsetting Of Financial Instruments Explanatory
DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with IAS 32 </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial Instruments: Presentation</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">, the Barclays Bank Group reports financial assets and financial liabilities on a net basis on the balance sheet only if there is a legally enforceable right to set-off the recognised amounts and there is intention to settle on a net basis, or to realise the asset and settle the liability simultaneously. The following table shows the impact of netting arrangements on:</span></div><div style="margin-top:6pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">All financial assets and liabilities that are reported net on the balance sheet.</span></div><div style="margin-top:6pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">All derivative financial instruments and reverse repurchase and repurchase agreements and other similar secured lending and borrowing agreements that are subject to enforceable master netting arrangements or similar agreements, but do not qualify for balance sheet netting.</span></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The ‘Net amounts’ presented in the table below are not intended to represent the Barclays Bank Group’s actual exposure to credit risk, as a variety of credit mitigation strategies are employed in addition to netting and collateral arrangements.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Offsetting Of Financial Liabilities Explanatory
DisclosureOfOffsettingOfFinancialLiabilitiesExplanatory
|
<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:22.362%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.343%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.485%"/><td style="width:0.1%"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="18" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts not subject to enforceable netting arrangements</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">c</span></div></td><td colspan="3" rowspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Balance sheet total</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">d</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Effects of offsetting on-balance sheet</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Related amounts not offset</span></td></tr><tr style="height:36pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross amounts</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts offset</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net amounts reported on the balance sheet</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial collateral</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">374,848</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(76,429)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">298,419</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(238,062)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(45,920)</span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14,437</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,557</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">302,976</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">560,060</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(397,439)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">162,621</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(161,992)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">629</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,802</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">165,423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">934,908</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(473,868)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">461,040</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(238,062)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(207,912)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,066</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,359</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">468,399</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(360,242)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">76,530</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(283,712)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">238,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26,407</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19,243)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5,494)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(289,206)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(573,332)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">397,439</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(175,893)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">175,893</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(9,244)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(185,137)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(933,574)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">473,969</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(459,605)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">238,062</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">202,300</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19,243)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(14,738)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(474,343)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">279,286 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(24,137)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">255,149 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(202,347)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39,953)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12,849 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,142 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,291 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">519,855 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(375,376)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">144,479 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(143,976)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">503 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,884 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148,363 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">799,141 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(399,513)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">399,628 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(202,347)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(183,929)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,352 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,026 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410,654 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial liabilities</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(273,996)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,606 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(250,390)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,347 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,151 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,892)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6,133)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(256,523)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements and other similar secured borrowing</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">e</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(540,462)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">375,376 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(165,086)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">165,086 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(15,758)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(180,844)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(814,458)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">398,982 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(415,476)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">202,347 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">199,237 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13,892)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21,891)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(437,367)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Amounts offset for derivative financial assets additionally includes cash collateral netted of £15,199m (2021: £3,815m). Amounts offset for derivative financial liabilities additionally includes cash collateral netted of £15,098m (2021: £4,346m). Settlements assets and liabilities have been offset amounting to £24,250m (2021: £22,837m). </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Financial collateral of £45,920m (2021: £39,953m) was received in respect of derivative assets, including £34,496m (2021: £34,149m) of cash collateral and £11,424m (2021: £5,804m) of non-cash collateral. Financial collateral of £26,407m (2021: £34,151m) was placed in respect of derivative liabilities, including £24,990m (2021: £31,861m) of cash collateral and £1,417m (2021: £2,290m) of non-cash collateral. The collateral amounts are limited to net balance sheet exposure so as to not include over-collateralisation.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.59pt">This column includes contractual rights of set-off that are subject to uncertainty under the laws of the relevant jurisdiction.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.07pt">The balance sheet total is the sum of ‘Net amounts reported on the balance sheet’ that are subject to enforceable netting arrangements and ‘Amounts not subject to enforceable netting arrangements’.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">e</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Reverse Repurchase agreements and other similar secured lending of £165,423m (2021: £148,363m) is split by fair value £164,698m (2021: £145,186m) and amortised cost £725m (2021: £3,177m). Repurchase agreements and other similar secured borrowing of £185,137m (2021: £180,844m) is split by fair value £173,172m (2021: £168,075m) and amortised cost £11,965m (2021: £12,769m).</span></div> | |
| CY2022Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
302976000000 | gbp |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
289206000000 | gbp |
| CY2021Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
262291000000 | gbp |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
256523000000 | gbp |
| CY2022Q4 | bbplc |
Settlements Assets Liabilities Offset Amounts
SettlementsAssetsLiabilitiesOffsetAmounts
|
24250000000 | gbp |
| CY2021Q4 | bbplc |
Settlements Assets Liabilities Offset Amounts
SettlementsAssetsLiabilitiesOffsetAmounts
|
22837000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments Explanatory
DisclosureOfFinancialInstrumentsExplanatory
|
<div style="margin-top:8pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:4.98pt">Loans and advances and deposits at amortised cost</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for loans and advances and deposits held at amortised cost</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances to customers and banks, customer accounts, debt securities and most financial liabilities are held at amortised cost. That is, the initial fair value (which is normally the amount advanced or borrowed) is adjusted for repayments and the amortisation of coupon, fees and expenses to represent the effective interest rate of the asset or liability. Balances deferred on-balance sheet as effective interest rate adjustments are amortised to interest income over the life of the financial instrument to which they relate.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are held in a business model to collect the contractual cash flows and that contain contractual terms that give rise on specified dates to cash flows that are SPPI are measured at amortised cost. The carrying value of these financial assets at initial recognition includes any directly attributable transaction costs. Refer to Note 1 for details of ‘solely payments of principal and interest’.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In determining whether the business model is a ‘hold to collect’ model, the objective of the business model must be to hold the financial asset to collect contractual cash flows rather than holding the financial asset for trading or short-term profit taking purposes. While the objective of the business model must be to hold the financial asset to collect contractual cash flows this does not mean the Barclays Bank Group is required to hold the financial assets until maturity. When determining if the business model objective is to collect contractual cash flows the Barclays Bank Group will consider past sales and expectations about future sales.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances and deposits at amortised cost</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost to banks</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,961</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost to customers</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">146,243</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">117,014 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">27,303</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19,495 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">182,507</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">145,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost from banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20,124</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17,911 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits at amortised cost from customers</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">271,455</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">244,917 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total deposits at amortised cost</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">291,579</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">262,828 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Loans And Receivables Explanatory
DescriptionOfAccountingPolicyForLoansAndReceivablesExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for loans and advances and deposits held at amortised cost</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances to customers and banks, customer accounts, debt securities and most financial liabilities are held at amortised cost. That is, the initial fair value (which is normally the amount advanced or borrowed) is adjusted for repayments and the amortisation of coupon, fees and expenses to represent the effective interest rate of the asset or liability. Balances deferred on-balance sheet as effective interest rate adjustments are amortised to interest income over the life of the financial instrument to which they relate.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are held in a business model to collect the contractual cash flows and that contain contractual terms that give rise on specified dates to cash flows that are SPPI are measured at amortised cost. The carrying value of these financial assets at initial recognition includes any directly attributable transaction costs. Refer to Note 1 for details of ‘solely payments of principal and interest’.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In determining whether the business model is a ‘hold to collect’ model, the objective of the business model must be to hold the financial asset to collect contractual cash flows rather than holding the financial asset for trading or short-term profit taking purposes. While the objective of the business model must be to hold the financial asset to collect contractual cash flows this does not mean the Barclays Bank Group is required to hold the financial assets until maturity. When determining if the business model objective is to collect contractual cash flows the Barclays Bank Group will consider past sales and expectations about future sales.</span></div> | |
| CY2022Q4 | ifrs-full |
Financial Assets At Amortised Cost
FinancialAssetsAtAmortisedCost
|
182507000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets At Amortised Cost
FinancialAssetsAtAmortisedCost
|
145259000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Property Plant And Equipment Explanatory
DisclosureOfPropertyPlantAndEquipmentExplanatory
|
Property, plant and equipment<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for property, plant and equipment</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 16 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Property Plant and Equipment </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">and IAS 40 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Investment Properties.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Property, plant and equipment is stated at cost, which includes direct and incremental acquisition costs less accumulated depreciation and provisions for impairment, if required. Subsequent costs are capitalised if these result in enhancement of the asset.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Depreciation is provided on the depreciable amount of items of property, plant and equipment on a straight-line basis over their estimated useful economic lives. Depreciation rates, methods and the residual values underlying the calculation of depreciation of items of property, plant and equipment are kept under review to take account of any change in circumstances. The Barclays Bank Group uses the following annual rates in calculating depreciation:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:70.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:27.472%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Annual rates in calculating depreciation</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Depreciation rate</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Freehold land</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Not depreciated</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Freehold buildings and long-leasehold property (more than 50 years to run) </span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2%-3.3%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Leasehold property over the remaining life of the lease (less than 50 years to run)</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Over the remaining life of the lease</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Costs of adaptation of freehold and leasehold property</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6%-10%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equipment installed in freehold and leasehold property</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6%-10%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Computers and similar equipment</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17%-33%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fixtures and fittings and other equipment</span></td><td colspan="3" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9%-20%</span></div></td></tr></table></div><div style="margin-top:6pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Costs of adaptation and installed equipment are depreciated over the shorter of the life of the lease or the depreciation rates noted in the table above.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investment property</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group initially recognises investment property at cost, and subsequently at fair value at each balance sheet date, reflecting market conditions at the reporting date. Gains and losses on remeasurement are included in the income statement.</span></div><div style="margin-top:7pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:46.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="15" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Investment property</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Property</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equipment</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Right of use assets</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cost</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,702</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,058</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">715</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,482</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">79</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">192</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(269)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(212)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(14)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(496)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">98</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">114</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">271</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,624</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,039</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">781</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,449</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accumulated depreciation and impairment</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(920)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(877)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(437)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,234)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Depreciation charge</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(70)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(61)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(69)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(200)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment charge</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">269</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">209</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">494</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(61)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(46)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(117)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(782)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(775)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(513)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,070)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net book value </span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">264</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">268</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,379</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,619 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">987 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">688 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,304 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">70 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">182 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(32)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(58)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(104)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">58 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,702 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,058 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">715 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,482 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accumulated depreciation and impairment</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(730)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(821)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(216)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,767)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Depreciation charge</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(70)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(55)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(68)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(193)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment charge</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(108)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(160)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(268)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">46 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(52)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(920)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(877)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(437)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,234)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net book value </span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">782 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">181 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">278 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,248 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Right of use (ROU) asset balances relate to Property Leases under IFRS 16. Refer to Note 20 for further details.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Disposals pertain to fully depreciated assets which are not in use.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Property rentals of £8m (2021: £6m) have been included in other income within The Barclays Bank Group.</span></div><div style="margin-bottom:16pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of investment property is determined by reference to current market prices for similar properties, adjusted as necessary for condition and location, or by reference to recent transactions updated to reflect current economic conditions. Discounted cash flow techniques may be employed to calculate fair value where there have been no recent transactions, using current external market inputs such as market rents and interest rates. Valuations are carried out by management with the support of appropriately qualified independent valuers.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Property Plant And Equipment Explanatory
DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for property, plant and equipment</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 16 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Property Plant and Equipment </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">and IAS 40 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Investment Properties.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Property, plant and equipment is stated at cost, which includes direct and incremental acquisition costs less accumulated depreciation and provisions for impairment, if required. Subsequent costs are capitalised if these result in enhancement of the asset.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Depreciation is provided on the depreciable amount of items of property, plant and equipment on a straight-line basis over their estimated useful economic lives. Depreciation rates, methods and the residual values underlying the calculation of depreciation of items of property, plant and equipment are kept under review to take account of any change in circumstances. The Barclays Bank Group uses the following annual rates in calculating depreciation:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:70.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:27.472%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Annual rates in calculating depreciation</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Depreciation rate</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Freehold land</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Not depreciated</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Freehold buildings and long-leasehold property (more than 50 years to run) </span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2%-3.3%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Leasehold property over the remaining life of the lease (less than 50 years to run)</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Over the remaining life of the lease</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Costs of adaptation of freehold and leasehold property</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6%-10%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equipment installed in freehold and leasehold property</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6%-10%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Computers and similar equipment</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17%-33%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fixtures and fittings and other equipment</span></td><td colspan="3" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9%-20%</span></div></td></tr></table></div><div style="margin-top:6pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Costs of adaptation and installed equipment are depreciated over the shorter of the life of the lease or the depreciation rates noted in the table above.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investment property</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group initially recognises investment property at cost, and subsequently at fair value at each balance sheet date, reflecting market conditions at the reporting date. Gains and losses on remeasurement are included in the income statement.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Property Plant And Equipment Explanatory
DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory
|
The Barclays Bank Group uses the following annual rates in calculating depreciation:<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:70.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:27.472%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Annual rates in calculating depreciation</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Depreciation rate</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Freehold land</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Not depreciated</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Freehold buildings and long-leasehold property (more than 50 years to run) </span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2%-3.3%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Leasehold property over the remaining life of the lease (less than 50 years to run)</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Over the remaining life of the lease</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Costs of adaptation of freehold and leasehold property</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6%-10%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equipment installed in freehold and leasehold property</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6%-10%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Computers and similar equipment</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17%-33%</span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fixtures and fittings and other equipment</span></td><td colspan="3" style="background-color:#f2f2f2;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9%-20%</span></div></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:46.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="15" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Investment property</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Property</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equipment</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Right of use assets</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cost</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,702</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,058</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">715</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,482</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">79</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">192</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(269)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(212)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(14)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(496)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">98</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">114</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">271</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,624</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,039</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">781</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,449</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accumulated depreciation and impairment</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(920)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(877)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(437)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,234)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Depreciation charge</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(70)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(61)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(69)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(200)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment charge</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">269</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">209</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">494</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(61)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(46)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(117)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(782)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(775)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(513)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,070)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net book value </span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">264</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">268</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,379</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,619 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">987 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">688 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,304 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">70 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">182 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(32)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(58)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(104)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">58 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,702 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,058 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">715 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,482 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accumulated depreciation and impairment</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(730)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(821)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(216)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,767)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Depreciation charge</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(70)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(55)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(68)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(193)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment charge</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(108)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(160)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(268)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">46 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(39)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(52)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(920)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(877)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(437)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,234)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net book value </span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">782 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">181 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">278 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,248 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Right of use (ROU) asset balances relate to Property Leases under IFRS 16. Refer to Note 20 for further details.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Disposals pertain to fully depreciated assets which are not in use.</span></div> | |
| CY2022Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
1379000000 | gbp |
| CY2022Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
496000000 | gbp |
| CY2021Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
1248000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Leases Explanatory
DisclosureOfLeasesExplanatory
|
Leases<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for leases</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 16 applies to all leases with the exception of licenses of intellectual property, rights held by licensing agreement within the scope of IAS 38 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Intangible Assets,</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> service concession arrangements, leases of biological assets within the scope of IAS 41 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Agriculture </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">and leases of minerals, oil, natural gas and similar non-regenerative resources. IFRS 16 includes an accounting policy choice for a lessee to elect not to apply IFRS 16 to remaining assets within the scope of IAS 38 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Intangible Assets</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> which the Barclays Bank Group has decided to apply.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the Barclays Bank Group is the lessee, it is required to recognise both:</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">a lease liability, measured at the present value of remaining cash flows on the lease; and</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">a right of use (ROU) asset, measured at the amount of the initial measurement of the lease liability, plus any lease payments made prior to commencement date, initial direct costs, and estimated costs of restoring the underlying asset to the condition required by the lease, less any lease incentives received.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subsequently the lease liability will increase for the accrual of interest, resulting in a constant rate of return throughout the life of the lease, and reduce when payments are made. The right of use asset will amortise to the income statement over the life of the lease. The lease liability is remeasured when there is a change in the one of the following:</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">future lease payments arising from a change in an index or rate;</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">the Barclays Bank Group’s estimate of the amount expected to be payable under a residual value guarantee; or</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">the Barclays Bank Group’s assessment of whether it will exercise a purchase, extension or termination option.</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the lease liability is remeasured a corresponding adjustment is made to the carrying amount of the ROU asset, or is recorded in the income statement if the carrying amount of the ROU asset has been reduced to nil. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On the balance sheet, the ROU assets are included within property, plant and equipment and the lease liabilities are included within other liabilities.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies the recognition exemption in IFRS 16 for leases with a term not exceeding 12 months. For these leases the lease payments are recognised as an expense on a straight line basis over the lease term unless another systematic basis is more appropriate.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the Barclays Bank Group is the lessor, the lease must be classified as either a finance lease or an operating lease. A finance lease is a lease which confers substantially all the risks and rewards of the leased assets on the lessee. An operating lease is a lease where substantially all of the risks and rewards of the leased asset remain with the lessor.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the lease is deemed a finance lease, the leased asset is not held on the balance sheet; instead a finance lease receivable is recognised representing the minimum lease payments receivable under the terms of the lease, discounted at the rate of interest implicit in the lease.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the lease is deemed an operating lease, the lease income is recognised on a straight-line basis over the period of the lease unless another systematic basis is more appropriate. The Barclays Bank Group holds the leased assets on balance sheet within property, plant and equipment.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As a Lessor</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group and Barclays Bank PLC do not have any material operating and finance leases as a lessor.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As a Lessee</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group leases various offices, branches and other premises under non-cancellable lease arrangements to meet its operational business requirements. In some instances, the Barclays Bank Group will sublease property to third parties when it is no longer needed to meet business requirements. Currently, the Barclays Bank Group does not have any material subleasing arrangements.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ROU asset balances relate to property leases only. Refer to Note 19 for the carrying amount of ROU assets.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group has not recognised any expense related to short term leases during the current and previous year.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Lease liabilities</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Barclays Bank Group</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">495</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">515 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest expense</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">New leases</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(45)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash payments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(89)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(92)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">59 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December (see Note 22) </span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">496</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">495 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The below table sets out a maturity analysis of undiscounted lease liabilities, showing the lease payments after the reporting date.</span></div><div style="margin-bottom:30pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Undiscounted lease liabilities maturity analysis</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Not more than one year</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">91</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">One to two years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">94</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">77 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Two to three years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">74 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Three to four years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">66</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Four to five years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">66</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">60 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Five to ten years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">181</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">210 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Greater than ten years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total undiscounted lease liabilities as at 31 December</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">597</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">598 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition to the cash flows identified above, the Barclays Bank Group is exposed to:</span></div><div style="margin-top:8pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.2pt">Variable lease payments: This variability will typically arise from either inflation index instruments or market-based pricing adjustments. </span></div><div style="margin-top:8pt;padding-left:9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Currently, Barclays Bank Group has 41 leases (2021: 47 leases) out of the total 106 leases (2021: 110 leases) which have variable lease payment terms based on market based pricing adjustments. Of the gross cash flows identified above, £418m (2021: £362m) is attributable to leases with some degree of variability predominately linked to market based pricing adjustments.</span></div>Extension and termination options: The table above represents the Barclays Bank Group’s and the Barclays Bank PLC’s best estimate of future cash out flows for leases, including assumptions regarding the exercising of contractual extension and termination options. The above gross cash flows have been reduced by £486m (2021: £408m) and £11m (2021: £10m) respectively for leases where the Barclays Bank Group and the Barclays Bank PLC are highly expected to exercise an early termination option. However, there is no significant impact where the Barclays Bank Group or Barclays Bank PLC are expected to exercise an extension option.The Barclays Bank Group and Barclays Bank PLC currently do not have any sale and leaseback transaction (2021: £33m gain).The Barclays Bank Group and Barclays Bank PLC does not have any restrictions or covenants imposed by the lessor on its property leases which restrict its businesses. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Leases Explanatory
DescriptionOfAccountingPolicyForLeasesExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for leases</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 16 applies to all leases with the exception of licenses of intellectual property, rights held by licensing agreement within the scope of IAS 38 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Intangible Assets,</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> service concession arrangements, leases of biological assets within the scope of IAS 41 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Agriculture </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">and leases of minerals, oil, natural gas and similar non-regenerative resources. IFRS 16 includes an accounting policy choice for a lessee to elect not to apply IFRS 16 to remaining assets within the scope of IAS 38 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Intangible Assets</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> which the Barclays Bank Group has decided to apply.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the Barclays Bank Group is the lessee, it is required to recognise both:</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">a lease liability, measured at the present value of remaining cash flows on the lease; and</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">a right of use (ROU) asset, measured at the amount of the initial measurement of the lease liability, plus any lease payments made prior to commencement date, initial direct costs, and estimated costs of restoring the underlying asset to the condition required by the lease, less any lease incentives received.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subsequently the lease liability will increase for the accrual of interest, resulting in a constant rate of return throughout the life of the lease, and reduce when payments are made. The right of use asset will amortise to the income statement over the life of the lease. The lease liability is remeasured when there is a change in the one of the following:</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">future lease payments arising from a change in an index or rate;</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">the Barclays Bank Group’s estimate of the amount expected to be payable under a residual value guarantee; or</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.66pt">the Barclays Bank Group’s assessment of whether it will exercise a purchase, extension or termination option.</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the lease liability is remeasured a corresponding adjustment is made to the carrying amount of the ROU asset, or is recorded in the income statement if the carrying amount of the ROU asset has been reduced to nil. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On the balance sheet, the ROU assets are included within property, plant and equipment and the lease liabilities are included within other liabilities.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies the recognition exemption in IFRS 16 for leases with a term not exceeding 12 months. For these leases the lease payments are recognised as an expense on a straight line basis over the lease term unless another systematic basis is more appropriate.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the Barclays Bank Group is the lessor, the lease must be classified as either a finance lease or an operating lease. A finance lease is a lease which confers substantially all the risks and rewards of the leased assets on the lessee. An operating lease is a lease where substantially all of the risks and rewards of the leased asset remain with the lessor.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the lease is deemed a finance lease, the leased asset is not held on the balance sheet; instead a finance lease receivable is recognised representing the minimum lease payments receivable under the terms of the lease, discounted at the rate of interest implicit in the lease.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the lease is deemed an operating lease, the lease income is recognised on a straight-line basis over the period of the lease unless another systematic basis is more appropriate. The Barclays Bank Group holds the leased assets on balance sheet within property, plant and equipment.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Additional Information About Leasing Activities For Lessee Explanatory
DisclosureOfAdditionalInformationAboutLeasingActivitiesForLesseeExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Lease liabilities</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> Barclays Bank Group</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">495</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">515 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest expense</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">New leases</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(45)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash payments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(89)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(92)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">58</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">59 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December (see Note 22) </span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">496</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">495 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The below table sets out a maturity analysis of undiscounted lease liabilities, showing the lease payments after the reporting date.</span></div><div style="margin-bottom:30pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Undiscounted lease liabilities maturity analysis</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Not more than one year</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">91</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">One to two years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">94</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">77 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Two to three years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">74 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Three to four years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">66</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Four to five years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">66</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">60 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Five to ten years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">181</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">210 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Greater than ten years</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total undiscounted lease liabilities as at 31 December</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">597</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">598 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2021Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
495000000 | gbp |
| CY2020Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
515000000 | gbp |
| CY2022 | ifrs-full |
Interest Expense On Lease Liabilities
InterestExpenseOnLeaseLiabilities
|
18000000 | gbp |
| CY2021 | ifrs-full |
Interest Expense On Lease Liabilities
InterestExpenseOnLeaseLiabilities
|
20000000 | gbp |
| CY2022 | ifrs-full |
Increase Through New Leases Liabilities Arising From Financing Activities
IncreaseThroughNewLeasesLiabilitiesArisingFromFinancingActivities
|
18000000 | gbp |
| CY2021 | ifrs-full |
Increase Through New Leases Liabilities Arising From Financing Activities
IncreaseThroughNewLeasesLiabilitiesArisingFromFinancingActivities
|
38000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Obtaining Or Losing Control Of Subsidiaries Or Other Businesses Liabilities Arising From Financing Activities
IncreaseDecreaseThroughObtainingOrLosingControlOfSubsidiariesOrOtherBusinessesLiabilitiesArisingFromFinancingActivities
|
4000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease Through Obtaining Or Losing Control Of Subsidiaries Or Other Businesses Liabilities Arising From Financing Activities
IncreaseDecreaseThroughObtainingOrLosingControlOfSubsidiariesOrOtherBusinessesLiabilitiesArisingFromFinancingActivities
|
45000000 | gbp |
| CY2022 | ifrs-full |
Cash Outflow For Leases
CashOutflowForLeases
|
89000000 | gbp |
| CY2021 | ifrs-full |
Cash Outflow For Leases
CashOutflowForLeases
|
92000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Effect Of Changes In Foreign Exchange Rates Liabilities Arising From Financing Activities
IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities
|
58000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease Through Effect Of Changes In Foreign Exchange Rates Liabilities Arising From Financing Activities
IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities
|
59000000 | gbp |
| CY2021Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
495000000 | gbp |
| CY2022Q4 | ifrs-full |
Gross Lease Liabilities
GrossLeaseLiabilities
|
597000000 | gbp |
| CY2021Q4 | ifrs-full |
Gross Lease Liabilities
GrossLeaseLiabilities
|
598000000 | gbp |
| CY2022Q4 | bbplc |
Number Of Leases With Variable Lease Payment Terms
NumberOfLeasesWithVariableLeasePaymentTerms
|
41 | lease |
| CY2021Q4 | bbplc |
Number Of Leases With Variable Lease Payment Terms
NumberOfLeasesWithVariableLeasePaymentTerms
|
47 | lease |
| CY2022Q4 | bbplc |
Number Of Leases
NumberOfLeases
|
106 | lease |
| CY2021Q4 | bbplc |
Number Of Leases
NumberOfLeases
|
110 | lease |
| CY2022 | ifrs-full |
Expense Relating To Variable Lease Payments Not Included In Measurement Of Lease Liabilities
ExpenseRelatingToVariableLeasePaymentsNotIncludedInMeasurementOfLeaseLiabilities
|
418000000 | gbp |
| CY2021 | ifrs-full |
Expense Relating To Variable Lease Payments Not Included In Measurement Of Lease Liabilities
ExpenseRelatingToVariableLeasePaymentsNotIncludedInMeasurementOfLeaseLiabilities
|
362000000 | gbp |
| CY2022 | bbplc |
Extension And Termination Options Reasonably Certain To Be Exercised
ExtensionAndTerminationOptionsReasonablyCertainToBeExercised
|
486000000 | gbp |
| CY2021 | bbplc |
Extension And Termination Options Reasonably Certain To Be Exercised
ExtensionAndTerminationOptionsReasonablyCertainToBeExercised
|
408000000 | gbp |
| CY2022 | ifrs-full |
Gains Losses Arising From Sale And Leaseback Transactions
GainsLossesArisingFromSaleAndLeasebackTransactions
|
0 | gbp |
| CY2021 | ifrs-full |
Gains Losses Arising From Sale And Leaseback Transactions
GainsLossesArisingFromSaleAndLeasebackTransactions
|
33000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Intangible Assets And Goodwill Explanatory
DisclosureOfIntangibleAssetsAndGoodwillExplanatory
|
Goodwill and intangible assets<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for goodwill and intangible assets</span></div><div><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Goodwill</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value of goodwill is determined in accordance with IFRS 3 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Business Combinations</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> and IAS 36 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Impairment of Assets.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill arising on the acquisition of subsidiaries represents the excess of the fair value of the purchase consideration over the fair value of the Barclays Bank Group’s share of the assets acquired and the liabilities and contingent liabilities assumed on the date of the acquisition.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill is reviewed annually for impairment, or more frequently when there are indications that impairment may have occurred. The test involves comparing the carrying value of the cash generating unit (CGU) including goodwill with the present value of the pre-tax cash flows, discounted at a rate of interest that reflects the inherent risks, of the CGU to which the goodwill relates, or the CGU's fair value if this is higher.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Intangible assets</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intangible assets other than goodwill are accounted for in accordance with IAS 38 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Intangible Assets.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intangible assets are initially recognised when they are separable or arise from contractual or other legal rights, the cost can be measured reliably and, in the case of intangible assets not acquired in a business combination, where it is probable that future economic benefits attributable to the assets will flow from their use.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For internally generated intangible assets, only costs incurred during the development phase are capitalised. Expenditure in the research phase is expensed when it is incurred.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intangible assets are stated at cost (which is, in the case of assets acquired in a business combination, the acquisition date fair value) less accumulated amortisation and provisions for impairment, if any, and are amortised over their useful lives in a manner that reflects the pattern to which they contribute to future cash flows, generally using the amortisation periods set out below:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:73.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:24.615%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Annual rates in calculating amortisation</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Amortisation period</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Not amortised</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Internally generated software</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 6 years </span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other software</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 6 years </span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Customer lists</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 25 years </span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Licences and other</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 25 years </span></div></td></tr></table><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Exceptions to the above period relate to useful lives of certain core banking platforms that are assessed individually and, if appropriate, amortised over longer periods ranging from 10 years to 15 years.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intangible assets are reviewed for impairment when there are indications that impairment may have occurred. Intangible assets not yet available for use are reviewed annually for impairment.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Intangible assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Goodwill</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Internally generated software</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other software</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Customer lists</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Licences and other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cost</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">326</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,508</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,339</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">876</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,144</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">275</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">76</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">368</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(427)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(33)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(485)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">121</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">404</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">345</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,477</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">91</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,562</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">956</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,431</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accumulated amortisation and impairment</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(68)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(966)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,207)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(402)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,695)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">427</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">485</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amortisation charge</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(153)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(44)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(67)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(270)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment charge</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(95)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(143)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(44)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(286)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(68)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(787)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(49)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,382)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(480)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,766)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net book value</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">277</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">690</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">476</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span><br/></span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Internally generated software</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other software</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer lists</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Licences and other</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cost</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">324 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,539 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">106 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,325 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">457 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,751 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">195 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">405 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">601 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(148)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(167)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(78)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">326 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,508 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,339 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">876 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,144 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accumulated amortisation and impairment</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(68)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(964)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(55)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,158)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(352)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,597)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">167 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amortisation charge</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(126)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(36)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(42)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(210)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment charge</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(43)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(68)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(966)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(52)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,207)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(402)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,695)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net book value</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">258 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">542 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">132 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">474 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,449 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Disposals pertain to fully amortised assets which are not in use.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.49pt">Additions in 'Licences and other' primarily relate to new and renewed long-term partnership agreements.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Goodwill</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill is allocated to business operations according to business segments as follows:</span></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:74.007%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.347%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consumer, Cards and Payments</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">277</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">258 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total net book value of goodwill</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">277</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">258 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022 impairment review</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The 2022 impairment review was performed during Q4 2022. A detailed assessment has been performed, with the approach and results of this analysis set out below.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Determining the carrying value of CGUs</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value for each CGU is the sum of the tangible equity, goodwill and intangible asset balances associated with that CGU.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group manages the assets and liabilities of its CGUs with reference to the tangible equity of the respective businesses. That tangible equity is derived from the level of risk weighted assets (RWAs) and capital required to be deployed in the CGU and therefore reflects its relative risk, as well as the level of capital that management considers a market participant would be required to hold and retain to support business growth. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The goodwill held across the Barclays Bank Group has been allocated to the CGU where it originated, based upon historical records. The intangible asset balances are allocated to the CGUs based upon their expected usage of these assets. </span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flows</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The five-year cash flows used in the calculation of value in use are based on the formally agreed medium-term plans approved by the Board. These are prepared using macroeconomic assumptions which management considers reasonable and supportable, and reflect business agreed initiatives for the forecast period. </span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Discount rates</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IAS 36 requires that the discount rate used in a value in use calculation reflects the pre-tax rate an investor would require if they were to choose an investment that would generate similar cash flows to those that the entity expects to generate from the asset. In determining the discount rate, management have in previous years identified the cost of equity associated with market participants that closely resemble the Barclays Bank Group's CGUs and adjusted them for tax to arrive at the pre-tax equivalent rate. This method assumed a static rate of tax that was applicable to the pre-tax cash flows of the CGU. The cost of equity without adjusting for the tax rate has been used as the discount rate in the 2022 impairment assessment and applied to the post tax cash flows of the CGU. This post-tax method incorporates the impact of changing tax rates on the cash flows and is expected to produce the same VIU result as the pre-tax method adjusted for varying tax rates. Using the resultant VIU the equivalent pre-tax discount rates have been calculated. The range of equivalent pre-tax discount rates applicable across the CGUs range from 14.1% to 16.0% (2021: 12.5% to 14.7%). </span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Terminal growth rate</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The terminal growth rate is used to estimate the effect of projecting cash flows to the end of an asset’s useful economic life. It is management’s judgement that the cash flows associated with the CGUs will grow in line with the major economies in which the Barclays Bank Group operates. The UK inflation rate is used as an approximation for the future growth rates. The terminal growth rate used is 2.0% (2021: 2.0%).</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Outcome of goodwill and intangibles review</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Based on management’s plans and assumptions the value in use exceeds the carrying value of the CGUs and no impairment has been indicated by the 2022 impairment review. </span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Other intangible assets</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Determining the estimated useful lives of intangible assets (such as those arising from contractual relationships) requires an analysis of circumstances. The assessment of whether an asset is exhibiting indicators of impairment as well as the calculation of impairment, which requires the estimate of future cash flows and fair values less costs to sell, also requires the preparation of cash flow forecasts and fair values for assets that may not be regularly bought and sold.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Intangible Assets And Goodwill Explanatory
DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for goodwill and intangible assets</span></div><div><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Goodwill</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value of goodwill is determined in accordance with IFRS 3 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Business Combinations</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> and IAS 36 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Impairment of Assets.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill arising on the acquisition of subsidiaries represents the excess of the fair value of the purchase consideration over the fair value of the Barclays Bank Group’s share of the assets acquired and the liabilities and contingent liabilities assumed on the date of the acquisition.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill is reviewed annually for impairment, or more frequently when there are indications that impairment may have occurred. The test involves comparing the carrying value of the cash generating unit (CGU) including goodwill with the present value of the pre-tax cash flows, discounted at a rate of interest that reflects the inherent risks, of the CGU to which the goodwill relates, or the CGU's fair value if this is higher.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Intangible assets</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intangible assets other than goodwill are accounted for in accordance with IAS 38 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Intangible Assets.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intangible assets are initially recognised when they are separable or arise from contractual or other legal rights, the cost can be measured reliably and, in the case of intangible assets not acquired in a business combination, where it is probable that future economic benefits attributable to the assets will flow from their use.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For internally generated intangible assets, only costs incurred during the development phase are capitalised. Expenditure in the research phase is expensed when it is incurred.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intangible assets are stated at cost (which is, in the case of assets acquired in a business combination, the acquisition date fair value) less accumulated amortisation and provisions for impairment, if any, and are amortised over their useful lives in a manner that reflects the pattern to which they contribute to future cash flows, generally using the amortisation periods set out below:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:73.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:24.615%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Annual rates in calculating amortisation</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Amortisation period</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Not amortised</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Internally generated software</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 6 years </span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other software</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 6 years </span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Customer lists</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 25 years </span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Licences and other</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 25 years </span></div></td></tr></table><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Exceptions to the above period relate to useful lives of certain core banking platforms that are assessed individually and, if appropriate, amortised over longer periods ranging from 10 years to 15 years.</span></div>Intangible assets are reviewed for impairment when there are indications that impairment may have occurred. Intangible assets not yet available for use are reviewed annually for impairment. | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Intangible Assets Explanatory
DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory
|
<div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intangible assets are stated at cost (which is, in the case of assets acquired in a business combination, the acquisition date fair value) less accumulated amortisation and provisions for impairment, if any, and are amortised over their useful lives in a manner that reflects the pattern to which they contribute to future cash flows, generally using the amortisation periods set out below:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:73.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:24.615%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Annual rates in calculating amortisation</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Amortisation period</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Not amortised</span></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Internally generated software</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 6 years </span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other software</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 6 years </span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Customer lists</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 25 years </span></div></td></tr><tr><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Licences and other</span></td><td colspan="3" style="background-color:#f2f2f2;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 months to 25 years </span></div></td></tr></table><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Exceptions to the above period relate to useful lives of certain core banking platforms that are assessed individually and, if appropriate, amortised over longer periods ranging from 10 years to 15 years.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Intangible Assets Explanatory
DisclosureOfIntangibleAssetsExplanatory
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Intangible assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Goodwill</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Internally generated software</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other software</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Customer lists</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Licences and other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cost</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">326</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,508</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,339</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">876</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,144</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">275</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">76</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">368</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(427)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(33)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(485)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">121</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">404</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">345</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,477</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">91</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,562</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">956</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,431</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accumulated amortisation and impairment</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(68)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(966)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,207)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(402)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,695)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">427</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">485</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amortisation charge</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(153)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(44)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(67)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(270)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment charge</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(95)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(143)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(44)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(286)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(68)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(787)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(49)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,382)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(480)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,766)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net book value</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">277</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">690</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">476</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,665</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span><br/></span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Internally generated software</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other software</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer lists</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Licences and other</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cost</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">324 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,539 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">106 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,325 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">457 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,751 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">195 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">405 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">601 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(148)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(167)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(78)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">326 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,508 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,339 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">876 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,144 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accumulated amortisation and impairment</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(68)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(964)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(55)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,158)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(352)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,597)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">148 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">167 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amortisation charge</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(126)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(36)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(42)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(210)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment charge</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(12)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(43)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(68)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(966)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(52)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,207)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(402)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,695)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net book value</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">258 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">542 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">132 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">474 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,449 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Disposals pertain to fully amortised assets which are not in use.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.49pt">Additions in 'Licences and other' primarily relate to new and renewed long-term partnership agreements.</span></div> | |
| CY2022Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1665000000 | gbp |
| CY2021Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1449000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Goodwill Explanatory
DisclosureOfGoodwillExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Goodwill</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill is allocated to business operations according to business segments as follows:</span></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:74.007%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.347%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consumer, Cards and Payments</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">277</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">258 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total net book value of goodwill</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">277</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">258 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022Q4 | ifrs-full |
Goodwill
Goodwill
|
277000000 | gbp |
| CY2021Q4 | ifrs-full |
Goodwill
Goodwill
|
258000000 | gbp |
| CY2022 | bbplc |
Impairment Review Value In Use Forecast Period
ImpairmentReviewValueInUseForecastPeriod
|
P5Y | |
| CY2022 | ifrs-full |
Disclosure Of Accrued Expenses And Other Liabilities Explanatory
DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory
|
Other liabilities<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Accruals and deferred income</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,973 </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,657 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other creditors</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,255 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,030 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Items in the course of collection due to other banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">55 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Lease liabilities (refer to Note 20)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">496 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">495 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other liabilities</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,779</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,249 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Other Liabilities Explanatory
DisclosureOfOtherLiabilitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Accruals and deferred income</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,973 </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,657 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other creditors</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,255 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,030 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Items in the course of collection due to other banks</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">55 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">67 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Lease liabilities (refer to Note 20)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">496 </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">495 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other liabilities</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,779</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,249 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022Q4 | ifrs-full |
Accruals And Deferred Income Including Contract Liabilities
AccrualsAndDeferredIncomeIncludingContractLiabilities
|
2973000000 | gbp |
| CY2021Q4 | ifrs-full |
Accruals And Deferred Income Including Contract Liabilities
AccrualsAndDeferredIncomeIncludingContractLiabilities
|
2657000000 | gbp |
| CY2022Q4 | ifrs-full |
Other Payables
OtherPayables
|
7255000000 | gbp |
| CY2021Q4 | ifrs-full |
Other Payables
OtherPayables
|
4030000000 | gbp |
| CY2022Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
55000000 | gbp |
| CY2021Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
67000000 | gbp |
| CY2022Q4 | ifrs-full |
Rent Deferred Income
RentDeferredIncome
|
496000000 | gbp |
| CY2021Q4 | ifrs-full |
Rent Deferred Income
RentDeferredIncome
|
495000000 | gbp |
| CY2022Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
10779000000 | gbp |
| CY2021Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
7249000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Provisions Explanatory
DisclosureOfProvisionsExplanatory
|
Provisions<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for provisions</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 37 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Provisions, Contingent Liabilities and Contingent Assets</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> in accounting for non-financial liabilities.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Provisions are recognised for present obligations arising as consequences of past events where it is more likely than not that a transfer of economic benefit will be necessary to settle the obligation, which can be reliably estimated. Provision is made for the anticipated cost of restructuring, including redundancy costs, when an obligation exists; for example, when the Barclays Bank Group has a detailed formal plan for restructuring a business and has raised valid expectations in those affected by the restructuring by announcing its main features or starting to implement the plan.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The financial reporting of provisions involves a significant degree of judgement and is complex. Identifying whether a present obligation exists and estimating the probability, timing, nature and quantum of the outflows that may arise from past events requires judgements to be made based on the specific facts and circumstances relating to individual events and often requires specialist professional advice. When matters are at an early stage, accounting judgements and estimates can be difficult because of the high degree of uncertainty involved. Management continues to monitor matters as they develop to re-evaluate on an ongoing basis whether provisions should be recognised, however there can remain a wide range of possible outcomes and uncertainties, particularly in relation to legal, competition and regulatory matters, and as a result it is often not practicable to make meaningful estimates even when matters are at a more advanced stage. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The complexity of such matters often requires the input of specialist professional advice in making assessments to produce estimates. Customer redress and legal, competition and regulatory matters are areas where a higher degree of professional judgement is required. The amount that is recognised as a provision can also be very sensitive to the assumptions made in calculating it. This gives rise to a large range of potential outcomes which require judgement in determining an appropriate provision level. See Note 25 for more detail of legal, competition and regulatory matters.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:25.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Onerous contracts</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Redundancy and restructuring</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Undrawn contractually committed facilities and guarantees provided</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Customer redress</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Legal, competition and regulatory matters</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Sundry provisions</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">46</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">499</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">266</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">211</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">86</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,110</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">59</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">133</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">846</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">422</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,509</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amounts utilised</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(42)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,154)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(542)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(9)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,748)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Unused amounts reversed</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(76)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(15)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(247)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">164</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">234</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">532</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">46</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">113</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">122</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">858</span></td></tr></table></div><div style="margin-top:2pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="margin-top:2pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Undrawn contractually committed facilities and guarantees provisions are accounted for under IFRS 9</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Provisions expected to be recovered or settled within no more than 12 months after 31 December 2022 for Barclays Bank Group were £764m (2021: £1,023m) and for Barclays Bank PLC were £560m (2021: £881m).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Onerous contracts</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Onerous contract provisions comprise an estimate of the costs involved with fulfilling the terms and conditions of contracts net of any expected benefits to be received.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Redundancy and restructuring</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">These provisions comprise the estimated cost of restructuring, including redundancy costs where an obligation exists. Additions made during the year relate to formal restructuring plans and have either been utilised or reversed where total costs are now expected to be lower than the original provision amount.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Undrawn contractually committed facilities and guarantees</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment allowance under IFRS 9 considers both the drawn and the undrawn counterparty exposure. For retail portfolios, the total impairment allowance is allocated to the drawn exposure to the extent that the allowance does not exceed the exposure as ECL is not reported separately. Any excess is reported on the liability side of the balance sheet as a provision. For wholesale portfolios the impairment allowance on the undrawn exposure is reported on the liability side of the balance sheet as a provision. For further information, refer to the Credit Risk section for loan commitments and financial guarantees on page 61.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Customer redress</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Customer redress provisions comprise the estimated cost of making redress payments to customers, clients and counterparties for losses or damages associated with inappropriate judgement in the execution of the Barclays Bank Group’s business activities. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Legal, competition and regulatory matters</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group is engaged in various legal proceedings, both in the UK and a number of other overseas jurisdictions, including the US. For further information in relation to legal proceedings and discussion of the associated uncertainties, please refer to Note 25. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Sundry provisions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This category includes provisions that do not fit into any of the other categories, such as fraud losses and dilapidation provisions.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Provisions Explanatory
DescriptionOfAccountingPolicyForProvisionsExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for provisions</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 37 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Provisions, Contingent Liabilities and Contingent Assets</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> in accounting for non-financial liabilities.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Provisions are recognised for present obligations arising as consequences of past events where it is more likely than not that a transfer of economic benefit will be necessary to settle the obligation, which can be reliably estimated. Provision is made for the anticipated cost of restructuring, including redundancy costs, when an obligation exists; for example, when the Barclays Bank Group has a detailed formal plan for restructuring a business and has raised valid expectations in those affected by the restructuring by announcing its main features or starting to implement the plan.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The financial reporting of provisions involves a significant degree of judgement and is complex. Identifying whether a present obligation exists and estimating the probability, timing, nature and quantum of the outflows that may arise from past events requires judgements to be made based on the specific facts and circumstances relating to individual events and often requires specialist professional advice. When matters are at an early stage, accounting judgements and estimates can be difficult because of the high degree of uncertainty involved. Management continues to monitor matters as they develop to re-evaluate on an ongoing basis whether provisions should be recognised, however there can remain a wide range of possible outcomes and uncertainties, particularly in relation to legal, competition and regulatory matters, and as a result it is often not practicable to make meaningful estimates even when matters are at a more advanced stage. </span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The complexity of such matters often requires the input of specialist professional advice in making assessments to produce estimates. Customer redress and legal, competition and regulatory matters are areas where a higher degree of professional judgement is required. The amount that is recognised as a provision can also be very sensitive to the assumptions made in calculating it. This gives rise to a large range of potential outcomes which require judgement in determining an appropriate provision level. See Note 25 for more detail of legal, competition and regulatory matters.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Other Provisions Explanatory
DisclosureOfOtherProvisionsExplanatory
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:25.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Onerous contracts</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Redundancy and restructuring</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Undrawn contractually committed facilities and guarantees provided</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Customer redress</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Legal, competition and regulatory matters</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Sundry provisions</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">46</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">499</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">266</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">211</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">86</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,110</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">59</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">133</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">846</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">422</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,509</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amounts utilised</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(42)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,154)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(542)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(9)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,748)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Unused amounts reversed</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(76)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(15)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(13)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(247)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">23</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">164</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">37</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">234</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">45</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">532</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">46</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">113</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">122</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">858</span></td></tr></table></div><div style="margin-top:2pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="margin-top:2pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">Undrawn contractually committed facilities and guarantees provisions are accounted for under IFRS 9</span></div> | |
| CY2021Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
1110000000 | gbp |
| CY2022 | ifrs-full |
Additional Provisions Other Provisions
AdditionalProvisionsOtherProvisions
|
1509000000 | gbp |
| CY2022 | ifrs-full |
Provision Used Other Provisions
ProvisionUsedOtherProvisions
|
1748000000 | gbp |
| CY2022 | ifrs-full |
Unused Provision Reversed Other Provisions
UnusedProvisionReversedOtherProvisions
|
247000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Net Exchange Differences Other Provisions
IncreaseDecreaseThroughNetExchangeDifferencesOtherProvisions
|
234000000 | gbp |
| CY2022Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
858000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Commitments And Contingent Liabilities Explanatory
DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory
|
Contingent liabilities and commitments<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for contingent liabilities </span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities are possible obligations whose existence will be confirmed only by uncertain future events and present obligations where the transfer of economic resources is uncertain or cannot be reliably measured. Contingent liabilities are not recognised on the balance sheet but are disclosed unless the likelihood of an outflow of economic resources is remote.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the nominal principal amount of contingent liabilities and commitments which are not recorded on-balance sheet:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Guarantees and letters of credit pledged as collateral security</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">17,700</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,759</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Performance guarantees, acceptances and endorsements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,100</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,987</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total contingent liabilities and financial guarantees</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,800</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,746</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 5.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%"> Of which: Financial guarantees carried at fair value</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">1,423</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">231</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Documentary credits and other short-term trade related transactions</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,748</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,584</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Standby facilities, credit lines and other commitments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">333,229</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">282,867</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total commitments</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">334,977</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">284,451</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 5.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%"> Of which: Loan commitments carried at fair value</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">13,471</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">18,571</span></td></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Provisions for expected credit losses held against contingent liabilities and commitments equal £532m (2021: £499m) for Barclays Bank Group and £403m (2021: £420m) for Barclays Bank PLC and are reported in Note 23.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Further details on contingent liabilities relating to legal and competition and regulatory matters can be found in Note 25.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Contingent Liabilities And Contingent Assets Explanatory
DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for contingent liabilities </span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities are possible obligations whose existence will be confirmed only by uncertain future events and present obligations where the transfer of economic resources is uncertain or cannot be reliably measured. Contingent liabilities are not recognised on the balance sheet but are disclosed unless the likelihood of an outflow of economic resources is remote.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Commitments Explanatory
DisclosureOfCommitmentsExplanatory
|
Legal, competition and regulatory matters<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group faces legal, competition and regulatory challenges, many of which are beyond our control. The extent of the impact of these matters cannot always be predicted but may materially impact our operations, financial results, condition and prospects. Matters arising from a set of similar circumstances can give rise to either a contingent liability or a provision, or both, depending on the relevant facts and circumstances. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The recognition of provisions in relation to such matters involves critical accounting estimates and judgments in accordance with the relevant accounting policies applicable to Note 23 Provisions. We have not disclosed an estimate of the potential financial impact or effect on the Barclays Bank Group of contingent liabilities where it is not currently practicable to do so. Various matters detailed in this note seek damages of an unspecified amount. While certain matters specify the damages claimed, such claimed amounts do not necessarily reflect the Barclays Bank Group’s potential financial exposure in respect of those matters.</span></div><div style="margin-top:8pt;padding-left:18pt;text-align:justify;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investigations into certain advisory services agreements </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">FCA proceedings </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2008, Barclays Bank PLC and Qatar Holdings LLC entered into two advisory service agreements (the Agreements). The Financial Conduct Authority (FCA) conducted an investigation into whether the Agreements may have related to Barclays PLC’s capital raisings in June and November 2008 (the Capital Raisings) and therefore should have been disclosed in the announcements or public documents relating to the Capital Raisings. In 2013, the FCA issued warning notices (the Warning Notices) finding that Barclays PLC and Barclays Bank PLC acted recklessly and in breach of certain disclosure-related listing rules, and that Barclays PLC was also in breach of Listing Principle 3. The financial penalty provided in the Warning Notices was £50m. Barclays PLC and Barclays Bank PLC contested the findings. In September 2022, the FCA’s Regulatory Decisions Committee (RDC) issued Decision Notices finding that Barclays PLC and Barclays Bank PLC breached certain disclosure-related listing rules. The RDC also found that in relation to the disclosures made in the Capital Raising of November 2008, Barclays PLC and Barclays Bank PLC acted recklessly, and that Barclays PLC breached Listing Principle 3. The RDC upheld the combined penalty of £50m on Barclays PLC and Barclays Bank PLC, the same penalty as in the Warning Notices. Barclays PLC and Barclays Bank PLC have referred the RDC’s findings to the Upper Tribunal for reconsideration. </span></div><div style="margin-top:8pt;padding-left:18pt;text-align:justify;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investigations into LIBOR and other benchmarks and related civil actions </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Regulators and law enforcement agencies, including certain competition authorities, from a number of governments have conducted investigations relating to Barclays Bank PLC’s involvement in allegedly manipulating certain financial benchmarks, such as LIBOR. Various individuals and corporates in a range of jurisdictions have threatened or brought civil actions against the Barclays Bank Group and other banks in relation to the alleged manipulation of LIBOR and/or other benchmarks.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">USD LIBOR civil actions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The majority of the USD LIBOR cases, which have been filed in various US jurisdictions, have been consolidated for pre-trial purposes in the US District Court in the Southern District of New York (SDNY). The complaints are substantially similar and allege, among other things, that Barclays PLC, Barclays Bank PLC, Barclays Capital Inc. (BCI) and other financial institutions individually and collectively violated provisions of the US Sherman Antitrust Act (Antitrust Act), the US Commodity Exchange Act (CEA), the US Racketeer Influenced and Corrupt Organizations Act (RICO), the US Securities Exchange Act of 1934 and various state laws by manipulating USD LIBOR rates.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Putative class actions and individual actions seek unspecified damages with the exception of one lawsuit, in which the plaintiffs are seeking no less than $100m in actual damages and additional punitive damages against all defendants, including Barclays Bank PLC. Some of the lawsuits also seek trebling of damages under the Antitrust Act and RICO. Barclays Bank PLC has previously settled certain claims. In 2022, Barclays Bank PLC also settled one further matter. The financial impact of the settlement is not material to the Barclays Bank Group’s operating results, cash flows or financial position.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Sterling LIBOR civil actions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2016, two putative class actions filed in the SDNY against Barclays Bank PLC, BCI and other Sterling LIBOR panel banks alleging, among other things, that the defendants manipulated the Sterling LIBOR rate in violation of the Antitrust Act, CEA and RICO, were consolidated. The defendants’ motion to dismiss the claims was granted in 2018. The plaintiffs have appealed the dismissal.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Japanese Yen LIBOR civil actions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2012, a putative class action was filed in the SDNY against Barclays Bank PLC and other Japanese Yen LIBOR panel banks by a lead plaintiff involved in exchange-traded derivatives and members of the Japanese Bankers Association’s Euroyen Tokyo Interbank Offered Rate (Euroyen TIBOR) panel. The complaint alleges, among other things, manipulation of the Euroyen TIBOR and Yen LIBOR rates and breaches of the CEA and the Antitrust Act. In 2014, the court dismissed the plaintiff’s antitrust claims, and in 2020, the court dismissed the plaintiff’s remaining CEA claims. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2015, a second putative class action, making similar allegations to the above class action, was filed in the SDNY against Barclays PLC, Barclays Bank PLC and BCI. Barclays and the plaintiffs have reached a settlement of $17.75m for both actions. A final court approval hearing has been scheduled for March 2023.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">SIBOR/SOR civil action </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2016, a putative class action was filed in the SDNY against Barclays PLC, Barclays Bank PLC, BCI and other defendants, alleging manipulation of the Singapore Interbank Offered Rate (SIBOR) and Singapore Swap Offer Rate (SOR). The plaintiffs and remaining defendants (which includes Barclays Bank PLC) reached a joint settlement to resolve this matter for $91m, which received final court approval in November 2022. This matter is now concluded. The financial impact of Barclays’ share of the joint settlement is not material to the Barclays Bank Group’s operating results, cash flows or financial position.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">ICE LIBOR civil actions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2019, several putative class actions were filed in the SDNY against a panel of banks, including Barclays PLC, Barclays Bank PLC, BCI, other financial institution defendants and Intercontinental Exchange Inc. and certain of its affiliates (ICE), asserting antitrust claims that the defendants manipulated USD LIBOR through the defendants’ submissions to ICE. These actions have been consolidated. The defendants’ motion to dismiss was granted in 2020 and the plaintiffs appealed. In February 2022, the dismissal was affirmed on appeal. The plaintiffs did not seek US Supreme Court review. This matter is now concluded.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In August 2020, an ICE LIBOR-related action was filed by a group of individual plaintiffs in the US District Court for the Northern District of California on behalf of individual borrowers and consumers of loans and credit cards with variable interest rates linked to USD ICE LIBOR. The plaintiffs’ motion seeking, among other things, preliminary and permanent injunctions to enjoin the defendants from continuing to set LIBOR or enforce any financial instrument that relies in whole or in part on USD LIBOR was denied. The defendants’ motion to dismiss the case was granted in September 2022. The plaintiffs have filed an amended complaint, which the defendants have moved to dismiss.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Non-US benchmarks civil actions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There remains one claim, issued in 2017, against Barclays Bank PLC and other banks in the UK in connection with alleged manipulation of LIBOR. Proceedings have also been brought in a number of other jurisdictions in Europe, Argentina and Israel relating to alleged manipulation of LIBOR and EURIBOR. Additional proceedings in other jurisdictions may be brought in the future.</span></div><div style="margin-top:8pt;padding-left:18pt;text-align:justify;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Credit Default Swap civil action</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A putative antitrust class action is pending in New Mexico federal court against Barclays Bank PLC, BCI and various other financial institutions. The plaintiffs, the New Mexico State Investment Council and certain New Mexico pension funds, allege that the defendants conspired to manipulate the benchmark price used to value Credit Default Swap (CDS) contracts at settlement (i.e. the CDS final auction price). The plaintiffs allege violations of US antitrust laws and the CEA, and unjust enrichment under state law. The defendants have moved to dismiss the case.</span></div><div style="margin-top:8pt;padding-left:18pt;text-align:justify;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Foreign Exchange investigations and related civil actions</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group has been the subject of investigations in various jurisdictions in relation to certain sales and trading practices in the Foreign Exchange market. Settlements were reached in various jurisdictions in connection with these investigations, including the EU and US. The financial impact of any remaining ongoing investigations is not expected to be material to the Barclays Bank Group’s operating results, cash flows or financial position.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Various individuals and corporates in a range of jurisdictions have threatened or brought civil actions against the Barclays Bank Group and other banks in relation to alleged manipulation of Foreign Exchange markets.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">US FX opt out civil action</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2018, Barclays Bank PLC and BCI settled a consolidated action filed in the SDNY, alleging manipulation of Foreign Exchange markets (Consolidated FX Action), for a total amount of $384m. Also in 2018, a group of plaintiffs, who opted out of the Consolidated FX Action, filed a complaint in the SDNY against Barclays PLC, Barclays Bank PLC, BCI and other defendants. Some of the plaintiffs’ claims were dismissed in 2020. Barclays PLC, Barclays Bank PLC, and BCI have reached a settlement in principle of all claims against them in the matter. The financial impact of this settlement is not material to the Barclays Bank Group’s operating results, cash flows or financial position.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">US retail basis civil action</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2015, a putative class action was filed against several international banks, including Barclays PLC and BCI, on behalf of a proposed class of individuals who exchanged currencies on a retail basis at bank branches (Retail Basis Claims). The SDNY has ruled that the Retail Basis Claims are not covered by the settlement agreement in the Consolidated FX Action. The Court subsequently dismissed all Retail Basis Claims against the Barclays Bank Group and all other defendants. The plaintiffs have filed an amended complaint.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Non-US FX civil actions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Legal proceedings have been brought or are threatened against Barclays PLC, Barclays Bank PLC, BCI and Barclays Execution Services Limited (BX) in connection with alleged manipulation of Foreign Exchange in the UK, a number of other jurisdictions in Europe, Israel, Brazil and Australia. Additional proceedings may be brought in the future.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The above-mentioned proceedings include two purported class actions filed against Barclays PLC, Barclays Bank PLC, BX, BCI and other financial institutions in the UK Competition Appeal Tribunal (CAT) in 2019. The CAT refused to certify these claims in the first quarter of 2022 although the claimants have obtained permission to appeal and judicially review the CAT’s decisions. Also in 2019, a separate claim was filed in the UK in the High Court of Justice (High Court), and subsequently transferred to the CAT, by various banks and asset management firms against Barclays Bank PLC and other financial institutions alleging breaches of European and UK competition laws related to FX trading. This claim has been settled as part of the settlement in principle referred to under the US FX opt out civil action above.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Metals-related civil actions </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A number of US civil complaints, each on behalf of a proposed class of plaintiffs, have been consolidated and transferred to the SDNY. The complaints allege that Barclays Bank PLC and other members of The London Gold Market Fixing Ltd. manipulated the prices of gold and gold derivative contracts in violation of the Antitrust Act and other federal laws. The parties reached a joint settlement to resolve this matter for $50m. The settlement received final court approval in August 2022. This matter is now concluded. The financial impact of Barclays’ share of the joint settlement is not material to the Barclays Bank Group’s operating results, cash flows or financial position. A separate US civil complaint by a proposed class of plaintiffs against a number of banks, including Barclays Bank PLC, BCI and BX, alleging manipulation of the price of silver in violation of the CEA, the Antitrust Act and state antitrust and consumer protection laws, has been dismissed as against the Barclays entities. The plaintiffs have the option to seek the court’s permission to appeal.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Civil actions have also been filed in Canadian courts against Barclays PLC, Barclays Bank PLC, Barclays Capital Canada, Inc. and BCI on behalf of proposed classes of plaintiffs alleging manipulation of gold and silver prices.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">US residential mortgage related civil actions </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are two pending US Residential Mortgage-Backed Securities (RMBS) related civil actions arising from unresolved repurchase requests submitted by Trustees for certain RMBS, alleging breaches of various loan-level representations and warranties (R&Ws) made by Barclays Bank PLC and/or a subsidiary acquired in 2007. In one action, the Barclays defendants’ motion for summary judgment was granted in June 2022 and the plaintiffs’ R&W breach claim was dismissed. The plaintiffs are appealing the decision. The other repurchase action is pending. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank PLC reached settlements to resolve two other repurchase actions, which have received final court approval. Payment of the settlement amounts was completed in July 2022. These matters are now concluded. The financial impact of the settlements is not material to the Barclays Bank Group’s operating results, cash flows or financial position. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2020, a civil litigation claim was filed in the New Mexico First Judicial District Court by the State of New Mexico against six banks, including BCI, on behalf of two New Mexico state pension funds and the New Mexico State Investment Council relating to legacy RMBS purchases. As to BCI, the complaint alleges that the funds purchased approximately $22m in RMBS underwritten by BCI. The parties have reached a joint settlement to resolve this matter for $32.5m. The settlement was paid in April 2022.</span><span style="color:#008080;font-family:'Lato Light',sans-serif;font-size:12pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The financial impact of BCI’s share of the joint settlement is not material to the Barclays Bank Group’s operating results, cash flows or financial position.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Government and agency securities civil actions </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Treasury auction securities civil actions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Consolidated putative class action complaints filed in US federal court against Barclays Bank PLC, BCI and other financial institutions under the Antitrust Act and state common law allege that the defendants (i) conspired to manipulate the US Treasury securities market and/or (ii) conspired to prevent the creation of certain platforms by boycotting or threatening to boycott such trading platforms. The court dismissed the consolidated action in March 2021. The plaintiffs filed an amended complaint. The defendants’ motion to dismiss the amended complaint was granted in March 2022. The plaintiffs are appealing this decision.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition, certain plaintiffs have filed a related, direct action against BCI and certain other financial institutions, alleging that defendants conspired to fix and manipulate the US Treasury securities market in violation of the Antitrust Act, the CEA and state common law.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Supranational, Sovereign and Agency bonds civil actions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Civil antitrust actions have been filed in the SDNY and Federal Court of Canada in Toronto against Barclays Bank PLC, BCI, BX, Barclays Capital Securities Limited and, with respect to the civil action filed in Canada only, Barclays Capital Canada, Inc. and other financial institutions alleging that the defendants conspired to fix prices and restrain competition in the market for US dollar-denominated Supranational, Sovereign and Agency bonds. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In one of the actions filed in the SDNY, the court granted the defendants’ motion to dismiss the 'plaintiffs’ complaint. The dismissal was affirmed on appeal; however, the district court subsequently informed the parties of a potential conflict. The matter was assigned to a new district court judge and the plaintiffs moved to vacate the dismissal order, which was denied. The plaintiffs’ time to appeal has expired and this matter is now concluded. The plaintiffs have voluntarily dismissed the other SDNY action. In the Federal Court of Canada action, the parties have reached a settlement in principle, </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">which will require court approval. The financial impact of the settlement is not expected to be material to the Barclays Bank Group’s operating results, cash flows or financial position.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Variable Rate Demand Obligations civil actions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Civil actions have been filed against Barclays Bank PLC and BCI and other financial institutions alleging the defendants conspired or colluded to artificially inflate interest rates set for Variable Rate Demand Obligations (VRDOs). VRDOs are municipal bonds with interest rates that reset on a periodic basis, most commonly weekly. Two actions in state court have been filed by private plaintiffs on behalf of the states of Illinois and California. Three putative class action complaints have been consolidated in the SDNY. In the consolidated SDNY class action, certain of the plaintiffs' claims were dismissed in November 2020 and June 2022. In the California action, the plaintiffs’ claims were dismissed in June 2021. The plaintiffs have appealed the dismissal. In the Illinois action, trial has been scheduled for August 2023.</span></div><div style="margin-top:8pt;padding-left:18pt;text-align:justify;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Odd-lot corporate bonds antitrust class action</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2020, BCI, together with other financial institutions, were named as defendants in a putative class action. The complaint alleges a conspiracy to boycott developing electronic trading platforms for odd-lots and price fixing. The plaintiffs demand unspecified money damages. The defendants’ motion to dismiss was granted in 2021 and the plaintiffs have appealed the dismissal.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Interest rate swap and credit default swap US civil actions </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays PLC, Barclays Bank PLC and BCI, together with other financial institutions that act as market makers for interest rate swaps (IRS), are named as defendants in several antitrust class actions which were consolidated in the SDNY in 2016. The complaints allege the defendants conspired to prevent the development of exchanges for IRS and demand unspecified money damages. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2018, trueEX LLC filed an antitrust class action in the SDNY against a number of financial institutions including Barclays PLC, Barclays Bank PLC and BCI based on similar allegations with respect to trueEX LLC’s development of an IRS platform. In 2017, Tera Group Inc. filed a separate civil antitrust action in the SDNY claiming that certain conduct alleged in the IRS cases also caused the plaintiff to suffer harm with respect to the Credit Default Swaps market. In 2018 and 2019, respectively, the court dismissed certain claims in both cases for unjust enrichment and tortious interference but denied motions to dismiss the federal and state antitrust claims, which remain pending.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">BDC Finance L.L.C. </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2008, BDC Finance L.L.C. (BDC) filed a complaint in the Supreme Court of the State of New York (NY Supreme Court), demanding damages of $298m, alleging that Barclays Bank PLC had breached a contract in connection with a portfolio of total return swaps governed by an ISDA Master Agreement (the Master Agreement). Following a trial, the court ruled in 2018 that Barclays Bank PLC was not a defaulting party, which was affirmed on appeal. In April 2021, the trial court entered judgement in favour of Barclays Bank PLC for $3.3m and as yet to be determined legal fees and costs. BDC appealed. In January 2022, the appellate court reversed the trial court’s summary judgment decision in favour of Barclays Bank PLC and remanded the case to the lower court for further proceedings. The parties have filed cross-motions on the scope of trial. The trial has been adjourned pending a decision on the motions and any subsequent appeal.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2011, BDC’s investment advisor, BDCM Fund Adviser, LLC and its parent company, Black Diamond Capital Holdings, LLC, also sued Barclays Bank PLC and BCI in Connecticut State Court for unspecified damages allegedly resulting from Barclays Bank PLC’s conduct relating to the Master Agreement, asserting claims for violation of the Connecticut Unfair Trade Practices Act and tortious interference with business and prospective business relations. This case is currently stayed.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Civil actions in respect of the US Anti-Terrorism Act </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are a number of civil actions, on behalf of more than 4,000 plaintiffs, filed in US federal courts in the US District Court in the Eastern District of New York (EDNY) and SDNY against Barclays Bank PLC and a number of other banks. The complaints generally allege that Barclays Bank PLC and those banks engaged in a conspiracy to facilitate US dollar-denominated transactions for the Iranian Government and various Iranian banks, which in turn funded acts of terrorism that injured or killed the plaintiffs or the plaintiffs’ family members. The plaintiffs seek to recover damages for pain, suffering and mental anguish under the provisions of the US Anti-Terrorism Act, which allow for the trebling of any proven damages.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The court granted the defendants’ motions to dismiss three out of the six actions in the EDNY. The plaintiffs appealed in one action and the dismissal was affirmed in January 2023. The remaining EDNY actions are stayed. Out of the two actions in the SDNY, the court granted the defendants’ motion to dismiss the first action. That action is stayed, and the second SDNY action is stayed pending any appeal on the dismissal of the first.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Shareholder derivative action</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In November 2020, a purported Barclays shareholder filed a putative derivative action in New York state court against BCI and a number of current and former members of the Board of Directors of Barclays PLC and senior executives or employees of the Barclays Bank Group. The shareholder filed the claim on behalf of nominal defendant Barclays PLC, alleging that the individual defendants harmed the company through breaches of their duties, including under the Companies Act 2006. The plaintiff seeks damages on behalf of Barclays PLC for the losses that Barclays PLC allegedly suffered as a result of these alleged breaches. An amended complaint was filed in April 2021, which BCI and certain other defendants moved to dismiss. The motion to dismiss was granted in April 2022. The plaintiff is appealing the decision.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative transactions civil action</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2021, Vestia, a Dutch housing association, brought a claim against Barclays Bank PLC in the UK in the High Court in relation to a series of derivative transactions entered into with Barclays Bank PLC between 2008 and 2011, seeking damages of £329m. Barclays Bank PLC is defending the claim and has made a counterclaim.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Timeshare loans, skilled person review, and associated matters</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In August 2020, the FCA granted an application by Clydesdale Financial Services Limited (CFS), which trades as Barclays Partner Finance and houses Barclays’ point-of-sale finance business, for a validation order with respect to certain loans to customers brokered between April 2014 and April 2016 by Azure Services Limited (ASL), a timeshare operator, which did not, at the point of sale, hold the necessary broker licence. As a condition to the validation order, the FCA required CFS to undertake a skilled person review of the assessment of affordability processes for the loans brokered by ASL (ASL Loans) as well as CFS’ policies and procedures for assessing affordability and oversight of brokers more generally, and dictated a remediation methodology in the event that ASL Loans did not pass the affordability test. The skilled person made a number of observations, some of which were adverse, about both current and historic affordability practices as well as current oversight practices. CFS is not required to conduct a full back book review but, following a review of certain cohorts of loans to determine historic affordability and/or broker oversight practices that may have caused customer harm, where harm is identified, CFS’ intention is to remediate. To date, CFS has identified a number of areas for remediation, but the scoping exercise is ongoing and </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">remediation will only begin once the scoping exercise is complete. As at 31 December 2022, CFS booked a provision in respect of the expected remediation for these matters of £10.4m. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Separately, and notwithstanding this, CFS decided in March 2022 to extend the proactive remediation of ASL Loans beyond those brokered between April 2014 and April 2016 to include the full portfolio of ASL Loans brokered between 2006 and 2018. In the first quarter of 2022, an additional customer remediation provision was recognised in relation to the remediation of the ASL Loans originated outside the April 2014 to April 2016 period. As at 31 December 2022, the provision recognised in relation to this matter by CFS is £183m. Remediation of the full portfolio of ASL Loans started in October 2022 and is expected to be completed in 2023. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition, CFS completed a review of all other legacy timeshare retailers during 2022. No concerns were identified in relation to the majority of those retailers, but where concerns were identified, CFS’ intention is to remediate. As at 31 December 2022, the provision recognised in relation to this matter by CFS is £96m. </span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Over-issuance of securities in the US</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank PLC maintains a US shelf registration statement with the US Securities and Exchange Commission (SEC) in order to issue securities to US investors. In May 2017, Barclays Bank PLC lost its status as a “well-known seasoned issuer” (or WKSI) as a result of an SEC settlement order involving BCI. Due to its loss of WKSI status, Barclays Bank PLC was required to register a specified amount of securities to be issued under certain US shelf registration statements filed with the SEC. In March 2022, executive management became aware that Barclays Bank PLC had issued securities materially in excess of the set amount under its 2019 US shelf registration statement and subsequently became aware that securities had also been issued in excess of the set amount under the predecessor US shelf registration statement. The securities that were over-issued included structured notes and exchange traded notes (ETNs). Securities issued in excess of the amount registered were considered to be “unregistered securities” for the purposes of US securities laws, with certain purchasers of those securities having a right to recover, upon the tender of such security to Barclays Bank PLC, the consideration paid for such security with interest, less the amount of any income received, or to recover damages from Barclays Bank PLC if the purchaser sold the security at a loss (the Rescission Price). Barclays Bank PLC commenced its rescission offer on 1 August 2022, by which Barclays Bank PLC offered to repurchase the relevant affected securities for the Rescission Price (the Rescission Offer). The Rescission Offer expired on 12 September 2022.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In September 2022, the SEC announced the resolution of its investigation of Barclays PLC and Barclays Bank PLC relating to the over-issuance of securities by Barclays Bank PLC under certain of its US shelf registration statements. Pursuant to the terms of the resolution, Barclays PLC and Barclays Bank PLC paid in the fourth quarter of 2022 a combined penalty of $200m (£165m</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">), without admitting or denying the SEC’s findings. The SEC found that the independent Rescission Offer made by Barclays Bank PLC to holders of the relevant over-issued securities satisfied its requirements for disgorgement and related prejudgment interest.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group is engaged with, and responding to inquiries and requests for information from, various other regulators who may seek to impose fines, penalties and/or other sanctions as a result of this matter. Furthermore, Barclays Bank PLC and/or its affiliates may incur costs and liabilities in relation to private civil claims which have been filed and may face other potential private civil claims, class actions or other enforcement actions in relation to this matter. By way of example, in September 2022, a purported class action claim was filed in the US District Court in Manhattan seeking to hold Barclays PLC and former and current executives responsible for declines in the prices of its American depositary receipts, which the plaintiffs claim occurred as a result of alleged misstatements and omissions in its public disclosures; and in February 2023, a claim was brought in a New York federal court by holders of a series of ETNs alleging that Barclays’ failure to disclose that these ETNs were unregistered securities misled investors and that, as a result, Barclays is liable for the holders’ alleged losses following the suspension of further sales and issuances of such series of ETNs. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Following completion of the rescission offer on 12 September 2022, Barclays utilised a provision of £1,008m in settlement of valid structured note claims and paid a monetary penalty of $200m (£165m</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) to the SEC. A contingent liability exists in relation to civil claims or any further enforcement actions taken against Barclays Bank PLC and/or its affiliates, but Barclays Bank PLC is unable to assess the likelihood of liabilities that may arise out of such claims or actions.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any liabilities, claims or actions in connection with the over-issuance of securities under Barclays Bank PLC’s US shelf registration statements could have an adverse effect on Barclays Bank PLC’s and the Barclays Bank Group’s business, financial condition, results of operations and reputation as a frequent issuer in the securities markets.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Investigation into the use of unapproved communications platforms</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In September 2022, the SEC and the Commodity Futures Trading Commission (CFTC) announced settlements with a number of financial institutions, including Barclays Bank PLC and BCI, of financial industry-wide investigations regarding compliance with record-keeping obligations in connection with business-related communications sent over unapproved electronic messaging platforms. The SEC and the CFTC found that Barclays Bank PLC and BCI failed to comply with their respective record-keeping rules, where such communications were sent or received by employees over electronic messaging platforms that had not been approved by the bank for business use by employees. As part of the settlement, in the third quarter of 2022, Barclays Bank PLC and BCI paid a combined $125m civil monetary penalty to the SEC and a $75m civil monetary penalty to the CFTC. There are also non-financial components to the settlements, including the retention of an independent compliance consultant and certain ongoing undertakings. This matter is now concluded.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">HM Revenue & Customs (HMRC) assessments concerning UK Value Added Tax</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2018, HMRC issued notices that have the effect of removing certain overseas subsidiaries that have operations in the UK from Barclays’ UK VAT group, in which group supplies between members are generally free from VAT. The notices have retrospective effect and correspond to assessments of £181m (inclusive of interest), of which Barclays would expect to attribute an amount of approximately £128m to Barclays Bank UK PLC and £53m to Barclays Bank PLC. HMRC’s decision has been appealed to the First Tier Tribunal (Tax Chamber).</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span><br/></span></div><div><span><br/></span></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Exchange rate USD/GBP 1.22 as at 30 June 2022</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Local authority civil actions concerning LIBOR</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Following settlement by Barclays Bank PLC of various governmental investigations concerning certain benchmark interest rate submissions referred to above in ‘Investigations into LIBOR and other benchmarks and related civil actions’, in the UK, certain local authorities brought claims in 2018 against Barclays Bank PLC and Barclays Bank UK PLC asserting that they entered into loans between 2006 and 2008 in reliance on misrepresentations made by Barclays Bank PLC in respect of its conduct in relation to LIBOR. Barclays Bank PLC and Barclays Bank UK PLC were successful in their applications to strike out the claims. The claims have been settled on terms such that the parties have agreed not to pursue these claims further and to bear their own costs. The financial impact of the settlements is not material to the Barclays Bank Group's operating results, cash flows or financial position.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">FCA investigation into transaction monitoring </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The FCA has been investigating Barclays’ compliance with UK money laundering regulations and the FCA’s rules and Principles for Businesses in an investigation which is focussed on aspects of Barclays’ transaction monitoring in relation to certain business lines now in Barclays Bank UK PLC. Barclays has been co-operating with the investigation and responding to information requests.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">General</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group is engaged in various other legal, competition and regulatory matters in the UK, the US and a number of other overseas jurisdictions. It is subject to legal proceedings brought by and against the Barclays Bank Group which arise in the ordinary course of business from time to time, including (but not limited to) disputes in relation to contracts, securities, debt collection, consumer credit, fraud, trusts, client assets, competition, data management and protection, intellectual property, money laundering, financial crime, employment, environmental and other statutory and common law issues.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group is also subject to enquiries and examinations, requests for information, audits, investigations and legal and other proceedings by regulators, governmental and other public bodies in connection with (but not limited to) consumer protection measures, compliance with legislation and regulation, wholesale trading activity and other areas of banking and business activities in which the Barclays Bank Group is or has been engaged. The Barclays Bank Group is cooperating with the relevant authorities and keeping all relevant agencies briefed as appropriate in relation to these matters and others described in this note on an ongoing basis.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At the present time, Barclays Bank PLC does not expect the ultimate resolution of any of these other matters to have a material adverse effect on its financial position. However, in light of the uncertainties involved in such matters and the matters specifically described in this note, there can be no assurance that the outcome of a particular matter or matters (including formerly active matters or those matters arising after the date of this note) will not be material to Barclays Bank PLC’s results, operations or cash flows for a particular period, depending on, among other things, the amount of the loss resulting from the matter(s) and the amount of profit otherwise reported for the reporting period.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Subordinated Liabilities Explanatory
DisclosureOfSubordinatedLiabilitiesExplanatory
|
Subordinated liabilities<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for subordinated liabilities </span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities are measured at amortised cost using the effective interest method under IFRS 9, unless they are irrevocably designated at fair value through profit or loss at initial recognition because such designation eliminates or significantly reduces an accounting mismatch. Refer to Note 15 for details about accounting for liabilities designated at fair value through profit or loss. </span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">At amortised cost</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">32,185</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,005</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Issuances</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,381</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,099</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Redemptions</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,367)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,241)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(946)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,678)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,253</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,185</span></td></tr></table></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Designated at fair value (Note 15)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">521</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">483</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,774</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,668</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Issuances of £15,381m comprise £14,904m intra-group loans from Barclays PLC and £317m USD Floating Rate Notes, £89m ZAR Floating Rate Notes, £42m EUR Floating Rate Notes and £29m JPY Floating Rate Notes issued externally by Barclays Bank PLC subsidiaries.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Redemptions of £8,367m comprise £5,734m intra-group loans from Barclays PLC, £2,370m notes issued externally by Barclays Bank PLC, £175m USD Floating Rate Notes and £88m USD Fixed Rate Notes issued externally by a Barclays Bank PLC subsidiaries. £2,370m notes issued externally by Barclays Bank PLC comprise £1,275m USD 7.625% Fixed Rate Contingent Capital Notes, £838m EUR 6.625% Fixed Rate Subordinated Notes, £147m USD 6.86% Callable Perpetual Core Tier One Notes, £42m EUR Subordinated Floating Rate Notes, £35m GBP 5.3304% Step-up Callable Perpetual Reserve Capital Instruments, £21m GBP Undated Floating Rate Primary Capital Notes Series 3 and £12m GBP 6% Callable Perpetual Core Tier One Notes.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other movements predominantly comprise foreign exchange movements and fair value hedge adjustments.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities include accrued interest and comprise undated and dated subordinated liabilities as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undated subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">538</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">795</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dated subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,236</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31,873</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,774</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,668</span></td></tr></table></div>None of the Barclays Bank Group’s or Barclays Bank PLC's subordinated liabilities are secured.<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:55.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Undated subordinated liabilities </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Initial call date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank PLC externally issued subordinated liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Tier One Notes (TONs)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6% Callable Perpetual Core Tier One Notes</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.86% Callable Perpetual Core Tier One Notes (USD 179m) </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">194</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reserve Capital Instruments (RCIs)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.3304% Step-up Callable Perpetual Reserve Capital Instruments </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2036</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Undated Notes</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.125% Undated Subordinated Notes</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">39</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Junior Undated Floating Rate Notes (USD 38m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any interest payment date</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">32</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undated Floating Rate Primary Capital Notes Series 1 (USD 167m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any interest payment date</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">102</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undated Floating Rate Primary Capital Notes Series 2 (USD 295m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any interest payment date</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">210</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">189</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undated Floating Rate Primary Capital Notes Series 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any interest payment date</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Bonds</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9% Permanent Interest Bearing Capital Bonds (GBP 40m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At any time</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">42</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.03% Reverse Dual Currency Undated Subordinated Loan (JPY 8,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5% Reverse Dual Currency Undated Subordinated Loan (JPY 12,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">71</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">75</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total undated subordinated liabilities</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">538</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">795</span></td></tr></table><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">The GBP 6% Callable Perpetual Core Tier One Notes, USD 6.86% Callable Perpetual Core Tier One Notes and GBP 5.3304% Step-up Callable Perpetual Reserve Capital Instruments were redeemed by exercising a regulatory call option in 2022.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Undated subordinated liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undated subordinated liabilities are issued by Barclays Bank PLC and its subsidiaries for the development and expansion of their businesses and to strengthen their capital bases. The principal terms of the undated subordinated liabilities are described below:</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordination</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All undated subordinated liabilities rank behind the claims against the bank of depositors and other unsecured unsubordinated creditors and holders of dated subordinated liabilities in the following order: Junior Undated Floating Rate Notes; followed by other issues of Undated Notes, Bonds and Loans.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All undated subordinated liabilities bear a fixed rate of interest until the initial call date, with the exception of the 9% Bonds which are fixed for the life of the issue, and the Junior and Series 1 and Series 2 Undated Notes which are floating rate at rates fixed periodically in advance based on the related market rate.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">After the initial call date, in the event that they are not redeemed, the 6.125% Undated Notes will bear interest at rates fixed periodically in advance for five-year periods based on market rates. All other undated subordinated liabilities will bear interest at rates fixed periodically in advance based on market rates.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Payment of interest</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Apart from the Junior Undated Floating Rate Notes, Barclays Bank PLC is not obliged to make a payment of interest on its Undated Notes, Bonds and Loans if, in the preceding six months, a dividend has not been declared or paid on any class of shares of Barclays PLC or, in certain cases, any class of preference shares of Barclays Bank PLC. Interest not paid becomes payable in each case if such a dividend is subsequently paid or in certain other circumstances. During the year, Barclays Bank PLC paid interest on each of its Undated Notes, Bonds and Loans.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">No payment of principal or any interest may be made unless Barclays Bank PLC satisfies a specified solvency test.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repayment</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All undated subordinated liabilities are repayable at the option of Barclays Bank PLC generally in whole at the initial call date and on any subsequent coupon or interest payment date or in the case of the 6.125% Undated Notes on any fifth anniversary after the initial call date. In addition, each issue of undated subordinated liabilities is repayable, at the option of Barclays Bank PLC, in whole for certain tax reasons, either at any time, or on an interest payment date. There are no events of default except non-payment of principal or mandatory interest. Any repayments require the prior consent of the PRA.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All issues of undated subordinated liabilities are non-convertible.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:53.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.331%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Dated subordinated liabilities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Initial call date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Maturity date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank PLC externally issued subordinated liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.625% Contingent Capital Notes (USD 3,000m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,159</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.625% Fixed Rate Subordinated Notes (EUR 1,000m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">889</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated Floating Rate Notes (EUR 50m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">42</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated Floating Rate Notes (EUR 50m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">44</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">42</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.75% Fixed Rate Subordinated Notes</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2026</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">280</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">322</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.4% Reverse Dual Currency Subordinated Loan (JPY 15,000m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">97</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.33% Subordinated Notes (GBP 50m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">46</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">59</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated Floating Rate Notes (EUR 68m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2040</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">External issuances by other subsidiaries</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">573</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">311</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank PLC notes issued intra-group to Barclays PLC</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2% Fixed Rate Subordinated Callable Notes (EUR 1,500)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,354</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,288</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.75% Fixed Rate Resetting Subordinated Callable Notes (SGD 200m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2030</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">120</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">113</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.20% Fixed Rate Subordinated Notes (USD 1,367m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2026</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,051</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,037</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.125% Fixed Rate Resetting Subordinated Callable Notes (EUR 1,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2031</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">794</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">831</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.836% Fixed Rate Subordinated Callable Notes (USD 1,200m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">931</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">937</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.407% Fixed Rate Resetting Subordinated Callable Loan (GBP 1,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,009</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.088% Fixed-to-Floating Rate Subordinated Callable Notes (USD 1,300m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2029</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2030</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">966</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,005</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.437% Fixed Rate Resetting Subordinated Callable Notes (USD 2,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2033</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,689</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.262% Fixed Rate Resetting Subordinated Callable Notes (EUR 1,250m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2033</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2034</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,066</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.811% Fixed Rate Resetting Subordinated Callable Notes (USD 1,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2041</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2042</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">641</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">778</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.25% Fixed Rate Subordinated Notes (USD 827m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2045</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">488</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">618</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.95% Fixed Rate Subordinated Notes (USD 1,250m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2047</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">174</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">896</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Floating Rate Subordinated Notes (USD 456m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2047</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">385</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">341</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank PLC intra-group loans from Barclays PLC</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Various Fixed Rate Subordinated Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,042</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,184</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Various Subordinated Floating Rate Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">677</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">646</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Various Fixed Rate Subordinated Callable Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,105</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,013</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Various Subordinated Floating Rate Callable Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,127</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,725</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Zero Coupon Callable Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2052</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">521</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">483</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total dated subordinated liabilities</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,236</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31,873</span></td></tr></table><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dated subordinated liabilities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dated subordinated liabilities are issued by Barclays Bank PLC and its subsidiaries for the development and expansion of their businesses and to strengthen their respective capital bases. The principal terms of the dated subordinated liabilities are described below:</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Currency and maturity</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition to the individual dated subordinated liabilities listed in the Barclays Bank Group table, the £26,472m (2021: £21,051m) of intra-group loans is made up of various fixed, fixed to floating rate, floating and zero coupon loans from Barclays PLC with notional amounts denominated in USD 22,182m, EUR 7,325m, GBP 250m, JPY 252,600m, AUD 2,315m, SEK 500m, NOK 970m, CAD 450m and CHF 435m, with maturities ranging from 2023 to 2052. Certain intra-group loans have a call date one year prior to their maturity.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordination</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All dated subordinated liabilities, both externally issued and issued intra-group to Barclays PLC, rank behind the claims against Barclays Bank PLC of depositors and other unsecured unsubordinated creditors but before the claims of the undated subordinated liabilities and the holders of Barclays Bank PLC equity. The Barclays Bank PLC intra-group loans from Barclays PLC rank pari passu amongst themselves but ahead of the Barclays Bank PLC notes issued intra-group to Barclays PLC and the Barclays Bank PLC externally issued subordinated liabilities. The external dated subordinated liabilities issued by subsidiaries are similarly subordinated as the external subordinated liabilities issued by Barclays Bank PLC.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest on floating rate notes and loans is set by reference to market rates at the time of issuance and fixed periodically in advance, based on the related market rates.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest on fixed rate notes and loans is set by reference to market rates at the time of issuance and fixed until maturity.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest on fixed rate callable notes and loans is set by reference to market rates at the time of issuance and fixed until the call date or maturity as applicable. After the call date (where relevant), in the event that the notes or loans are not redeemed, the interest rate will be re-set to either a fixed or floating rate until maturity based on market rates.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">No interest is paid on zero coupon notes.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repayment</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Those subordinated liabilities with a call date are repayable at the option of Barclays Bank PLC on such call date in accordance with the conditions governing the respective debt obligations, some in whole or in part, and some only in whole, or otherwise on maturity. The remaining dated subordinated liabilities outstanding at 31 December 2022 are redeemable only on maturity, subject, in particular cases, to provisions allowing an early redemption in the event of certain changes in tax law or to certain changes in legislation or regulations.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any repayments prior to maturity may require, in the case of Barclays Bank PLC, the prior consent of the PRA or BoE or, in the case of the overseas issues, the consent of the local regulator for that jurisdiction and of the PRA in certain circumstances.</span></div><div style="margin-bottom:16pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are no committed facilities in existence at the balance sheet date which permit the refinancing of debt beyond the date of maturity.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Borrowings Explanatory
DescriptionOfAccountingPolicyForBorrowingsExplanatory
|
Accounting for subordinated liabilities Subordinated liabilities are measured at amortised cost using the effective interest method under IFRS 9, unless they are irrevocably designated at fair value through profit or loss at initial recognition because such designation eliminates or significantly reduces an accounting mismatch. Refer to Note 15 for details about accounting for liabilities designated at fair value through profit or loss. | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Borrowings Explanatory
DisclosureOfDetailedInformationAboutBorrowingsExplanatory
|
<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">At amortised cost</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">32,185</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,005</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Issuances</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,381</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,099</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Redemptions</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(8,367)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7,241)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(946)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,678)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,253</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,185</span></td></tr></table></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Designated at fair value (Note 15)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">521</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">483</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,774</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,668</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities include accrued interest and comprise undated and dated subordinated liabilities as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undated subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">538</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">795</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dated subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,236</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31,873</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total subordinated liabilities</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,774</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,668</span></td></tr></table></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:55.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Undated subordinated liabilities </span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Initial call date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank PLC externally issued subordinated liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Tier One Notes (TONs)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6% Callable Perpetual Core Tier One Notes</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.86% Callable Perpetual Core Tier One Notes (USD 179m) </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">194</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reserve Capital Instruments (RCIs)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.3304% Step-up Callable Perpetual Reserve Capital Instruments </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2036</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Undated Notes</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.125% Undated Subordinated Notes</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">39</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Junior Undated Floating Rate Notes (USD 38m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any interest payment date</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">32</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undated Floating Rate Primary Capital Notes Series 1 (USD 167m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any interest payment date</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">102</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undated Floating Rate Primary Capital Notes Series 2 (USD 295m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any interest payment date</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">210</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">189</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undated Floating Rate Primary Capital Notes Series 3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any interest payment date</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Bonds</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9% Permanent Interest Bearing Capital Bonds (GBP 40m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At any time</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">42</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.03% Reverse Dual Currency Undated Subordinated Loan (JPY 8,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">49</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">51</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5% Reverse Dual Currency Undated Subordinated Loan (JPY 12,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">71</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">75</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total undated subordinated liabilities</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">538</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">795</span></td></tr></table><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">The GBP 6% Callable Perpetual Core Tier One Notes, USD 6.86% Callable Perpetual Core Tier One Notes and GBP 5.3304% Step-up Callable Perpetual Reserve Capital Instruments were redeemed by exercising a regulatory call option in 2022.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:53.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.331%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Dated subordinated liabilities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Initial call date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Maturity date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank PLC externally issued subordinated liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.625% Contingent Capital Notes (USD 3,000m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,159</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.625% Fixed Rate Subordinated Notes (EUR 1,000m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">889</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated Floating Rate Notes (EUR 50m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">42</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated Floating Rate Notes (EUR 50m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">44</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">42</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.75% Fixed Rate Subordinated Notes</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2026</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">280</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">322</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.4% Reverse Dual Currency Subordinated Loan (JPY 15,000m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">97</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.33% Subordinated Notes (GBP 50m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">46</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">59</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated Floating Rate Notes (EUR 68m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2040</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">60</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">External issuances by other subsidiaries</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">573</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">311</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank PLC notes issued intra-group to Barclays PLC</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2% Fixed Rate Subordinated Callable Notes (EUR 1,500)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,354</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,288</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.75% Fixed Rate Resetting Subordinated Callable Notes (SGD 200m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2030</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">120</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">113</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.20% Fixed Rate Subordinated Notes (USD 1,367m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2026</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,051</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,037</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.125% Fixed Rate Resetting Subordinated Callable Notes (EUR 1,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2031</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">794</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">831</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.836% Fixed Rate Subordinated Callable Notes (USD 1,200m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">931</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">937</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.407% Fixed Rate Resetting Subordinated Callable Loan (GBP 1,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,009</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.088% Fixed-to-Floating Rate Subordinated Callable Notes (USD 1,300m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2029</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2030</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">966</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,005</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.437% Fixed Rate Resetting Subordinated Callable Notes (USD 2,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2032</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2033</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,689</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.262% Fixed Rate Resetting Subordinated Callable Notes (EUR 1,250m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2033</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2034</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,066</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.811% Fixed Rate Resetting Subordinated Callable Notes (USD 1,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2041</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2042</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">641</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">778</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.25% Fixed Rate Subordinated Notes (USD 827m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2045</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">488</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">618</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.95% Fixed Rate Subordinated Notes (USD 1,250m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2047</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">174</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">896</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Floating Rate Subordinated Notes (USD 456m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2047</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">385</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">341</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank PLC intra-group loans from Barclays PLC</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Various Fixed Rate Subordinated Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,042</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,184</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Various Subordinated Floating Rate Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">677</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">646</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Various Fixed Rate Subordinated Callable Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,105</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,013</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Various Subordinated Floating Rate Callable Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,127</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,725</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Zero Coupon Callable Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2052</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">521</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">483</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total dated subordinated liabilities</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38,236</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31,873</span></td></tr></table> | |
| CY2021Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
32185000000 | gbp |
| CY2020Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
32005000000 | gbp |
| CY2022 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
|
15381000000 | gbp |
| CY2021 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
|
9099000000 | gbp |
| CY2022 | ifrs-full |
Repayments Of Borrowings Classified As Financing Activities
RepaymentsOfBorrowingsClassifiedAsFinancingActivities
|
8367000000 | gbp |
| CY2021 | ifrs-full |
Repayments Of Borrowings Classified As Financing Activities
RepaymentsOfBorrowingsClassifiedAsFinancingActivities
|
7241000000 | gbp |
| CY2022 | bbplc |
Other Repayments Proceeds Of Borrowings Classified As Financing Activities
OtherRepaymentsProceedsOfBorrowingsClassifiedAsFinancingActivities
|
946000000 | gbp |
| CY2021 | bbplc |
Other Repayments Proceeds Of Borrowings Classified As Financing Activities
OtherRepaymentsProceedsOfBorrowingsClassifiedAsFinancingActivities
|
1678000000 | gbp |
| CY2022Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
38253000000 | gbp |
| CY2021Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
32185000000 | gbp |
| CY2022Q4 | bbplc |
Subordinated Liabilities Including Those Designated At Fair Value
SubordinatedLiabilitiesIncludingThoseDesignatedAtFairValue
|
38774000000 | gbp |
| CY2021Q4 | bbplc |
Subordinated Liabilities Including Those Designated At Fair Value
SubordinatedLiabilitiesIncludingThoseDesignatedAtFairValue
|
32668000000 | gbp |
| CY2022 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
|
15381000000 | gbp |
| CY2022 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
|
8367000000 | gbp |
| CY2022Q4 | ifrs-full |
Undated Subordinated Liabilities
UndatedSubordinatedLiabilities
|
538000000 | gbp |
| CY2021Q4 | ifrs-full |
Undated Subordinated Liabilities
UndatedSubordinatedLiabilities
|
795000000 | gbp |
| CY2022Q4 | ifrs-full |
Dated Subordinated Liabilities
DatedSubordinatedLiabilities
|
38236000000 | gbp |
| CY2021Q4 | ifrs-full |
Dated Subordinated Liabilities
DatedSubordinatedLiabilities
|
31873000000 | gbp |
| CY2022Q4 | bbplc |
Subordinated Liabilities Including Those Designated At Fair Value
SubordinatedLiabilitiesIncludingThoseDesignatedAtFairValue
|
38774000000 | gbp |
| CY2021Q4 | bbplc |
Subordinated Liabilities Including Those Designated At Fair Value
SubordinatedLiabilitiesIncludingThoseDesignatedAtFairValue
|
32668000000 | gbp |
| CY2022Q4 | ifrs-full |
Undated Subordinated Liabilities
UndatedSubordinatedLiabilities
|
538000000 | gbp |
| CY2021Q4 | ifrs-full |
Undated Subordinated Liabilities
UndatedSubordinatedLiabilities
|
795000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Issued Capital Explanatory
DisclosureOfIssuedCapitalExplanatory
|
Ordinary shares, preference shares and other equity <div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Called up share capital, allotted and fully paid and other equity instruments</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group and Barclays Bank PLC</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Ordinary share capital</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Preference share capital</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total share capital</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other equity instruments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,342</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,693</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">AT1 securities issuance</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,134</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">AT1 securities redemption</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,136)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,342</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,691</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,342</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,348</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,621</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">AT1 securities issuance</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,072</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,342</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,348</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,693</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Ordinary shares</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The issued ordinary share capital of Barclays Bank PLC, as at 31 December 2022, comprised 2,342m (2021: 2,342m) ordinary shares of £1 each.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Preference shares</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The issued preference share capital of Barclays Bank PLC, as at 31 December 2022, comprised 31,856 Euro Preference Shares of €100 each (2021: 31,856) and 58,133 US Dollar Preference Shares of $100 each (2021: 58,133). 1,000 Sterling Preference Shares of £1 each were redeemed during 2022.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Ordinary share capital and preference share capital constitutes 100% (2021: 100%) of total share capital issued.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Euro Preference Shares</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">140,000 Euro non-cumulative callable preference shares of €100 each (the Euro Preference Shares) were issued on 15 March 2005 for a consideration of €1,383.3m (£966.7m), of which the nominal value was €14m and the balance was share premium. The Euro Preference Shares entitled the holders thereof to receive Euro non-cumulative cash dividends out of distributable profits of Barclays Bank PLC, annually at a fixed rate of 4.75% per annum on the amount of €10,000 per preference share until 15 March 2020, and since 15 March 2020 quarterly at a rate reset quarterly equal to 0.71% per annum above the Euro interbank offered rate for three-month Euro deposits. The board of directors of Barclays Bank PLC may resolve, in its absolute discretion, not to pay in full, or at all, the dividend on the Euro Preference Shares in respect of a particular dividend period. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Euro Preference Shares are redeemable at the option of Barclays Bank PLC, in whole but not in part only, on each dividend payment date at €10,000 per share plus any dividends accrued for the then current dividend period to the date fixed for redemption.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">US Dollar Preference Shares</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100,000 US Dollar non-cumulative callable preference shares of $100 each (the US Dollar Preference Shares), represented by 100,000 American Depositary Shares, Series 1, were issued on 8 June 2005 for a consideration of $995.4m (£548.1m), of which the nominal value was $10m and the balance was share premium. The US Dollar Preference Shares entitle the holders thereof to receive US Dollar non-cumulative cash dividends out of distributable profits of Barclays Bank PLC, semi-annually at a fixed rate of 6.278% per annum on the amount of $10,000 per preference share until 15 December 2034, and thereafter quarterly at a rate reset quarterly equal to 1.55% per annum above the London interbank offered rate for three-month US Dollar deposits. The board of directors of Barclays Bank PLC may resolve, for any reason and in its absolute discretion, not to declare or pay in full or in part any dividends on the US Dollar Preference Shares in respect of a particular dividend period.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The US Dollar Preference Shares are redeemable at the option of Barclays Bank PLC, in whole but not in part only, on 15 December 2034, and on each dividend payment date thereafter at $10,000 per share plus any dividends accrued for the then current dividend period to the date fixed for redemption. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">No redemption or purchase of any Euro Preference Shares and US Dollar Preference Shares (together, the Preference Shares) may be made by Barclays Bank PLC without the prior consent of the PRA and any such redemption will be subject to the Companies Act 2006 and the Articles of Barclays Bank PLC.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On a winding-up of Barclays Bank PLC or other return of capital (other than a redemption or purchase of shares of Barclays Bank PLC, or a reduction of share capital), a holder of Preference Shares will rank in the application of assets of Barclays Bank PLC available to shareholders: (1) junior to the holder of any shares of Barclays Bank PLC in issue ranking in priority to the Preference Shares; (2) equally in all respects with holders of other preference shares and any other shares of Barclays Bank PLC in issue ranking pari passu with the Preference Shares; and (3) in priority to the holders of ordinary shares and any other shares of Barclays Bank PLC in issue ranking junior to the Preference Shares. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subject to such ranking, in such event, holders of the Preference Shares will be entitled to receive out of assets of Barclays Bank PLC available for distributions to shareholders, liquidating distributions in the amount of €10,000 per Euro Preference Share and $10,000 per US Dollar Preference Share, plus, in each case, an amount equal to the accrued dividend for the then current dividend period to the date of the commencement of the winding-up or other such return of capital. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">If a dividend is not paid in full on any preference shares on any dividend payment date, then a dividend restriction shall apply. This dividend restriction will mean that neither Barclays Bank PLC nor Barclays PLC may (a) declare or pay a dividend (other than payment by Barclays PLC of a final dividend declared by its shareholders prior to the relevant dividend payment date, or a dividend paid by Barclays Bank PLC to Barclays PLC) on any of their respective ordinary shares, other preference shares or other share capital or (b) redeem, purchase, reduce or otherwise acquire any of their respective share capital, other than shares of Barclays Bank PLC held by Barclays PLC or a wholly owned subsidiary, until the earlier of: (1) the date on which Barclays Bank PLC next declares and pays in full a preference share dividend; and (2) the date on or by which all the preference shares are redeemed in full or purchased by Barclays Bank PLC.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Holders of the Preference Shares are not entitled to receive notice of, or to attend, or vote at, any general meeting of Barclays Bank PLC. Barclays Bank PLC is not permitted to create a class of shares ranking as regards participation in the profits or assets of Barclays Bank PLC in priority to the preference shares, save with the sanction of a special resolution of a separate general meeting of the holders of the Preference Shares (requiring a majority of not less than three-fourths of the holders of the Preference Shares voting at the separate general meeting) or with the consent in writing of the holders of three-fourths of the Preference Shares.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Except as described above, the holders of the Preference Shares have no right to participate in the surplus assets of Barclays Bank PLC.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other equity instruments</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other equity instruments issued by Barclays Bank PLC of £15,398m (2021: £14,400m) include AT1 securities issued to Barclays PLC and borrowings of $6bn from a wholly-owned, indirect subsidiary of Barclays Bank PLC. As a result, the other equity instruments balance recorded by Barclays Bank Group is £10,691m (2021: £9,693m).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The borrowings of $6bn from a wholly-owned, indirect subsidiary of Barclays Bank PLC have been recorded as equity since, under their terms, interest payments are non cumulative and discretionary whilst repayment of principal is perpetually deferrable by Barclays Bank PLC. Should Barclays Bank PLC make a discretionary dividend payment on its ordinary shares in the six months preceding the date of an interest payment, it will be obliged to make that interest payment. In 2022, interest paid on these borrowings was £250m (2021: £164m).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays PLC uses funds from its own market issuance of AT1 securities to purchase AT1 securities from the Barclays Bank Group. The AT1 securities are perpetual securities with no fixed maturity and are structured to qualify as AT1 instruments under prevailing capital rules applicable as at the relevant issue date.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2022, there were three issuances of AT1 instruments, in the form of Fixed Rate Resetting Perpetual Subordinated Contingent Convertible Securities for £3,134m (2021: one issuance for £1,072m) which includes issuance costs of £32m</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> (</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2021</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">: </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">£11m</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">)</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. There were two redemptions in 2022 totalling £2,136m (2021: no redemptions).</span></div><div style="margin-bottom:20pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:61.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">AT1 equity instruments</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Initial call date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">AT1 equity instruments - Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.875% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,000</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.875% Perpetual Subordinated Contingent Convertible Securities (USD 1,500m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,136</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.25% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">500</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">500</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.75% Perpetual Subordinated Contingent Convertible Securities (USD 2,500m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,925</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,925</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.875% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2024</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">623</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">623</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8% Perpetual Subordinated Contingent Convertible Securities (USD 2,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2024</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,509</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,509</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.125% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2025</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">299</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">299</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.375% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2025</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">495</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">495</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.125% Perpetual Subordinated Contingent Convertible Securities (USD 1,500m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2025</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,134</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,134</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.375% Perpetual Subordinated Contingent Convertible Securities (USD 1,500m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,072</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,072</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.300% Perpetual Subordinated Contingent Convertible Securities (SGD450m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">263</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.875% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,237</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.000% Perpetual Subordinated Contingent Convertible Securities (USD2,000 m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2029</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,634</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,691</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,693</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Classes Of Share Capital Explanatory
DisclosureOfClassesOfShareCapitalExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:49.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Called up share capital, allotted and fully paid and other equity instruments</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group and Barclays Bank PLC</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Ordinary share capital</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Preference share capital</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total share capital</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other equity instruments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,342</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,693</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">AT1 securities issuance</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,134</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">AT1 securities redemption</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,136)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,342</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,348</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,691</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,342</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,348</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,621</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">AT1 securities issuance</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,072</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,342</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,348</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,693</span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Share Capital Reserves And Other Equity Interest Explanatory
DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:61.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">AT1 equity instruments</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Initial call date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">AT1 equity instruments - Barclays Bank Group</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.875% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,000</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.875% Perpetual Subordinated Contingent Convertible Securities (USD 1,500m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,136</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.25% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">500</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">500</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.75% Perpetual Subordinated Contingent Convertible Securities (USD 2,500m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,925</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,925</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.875% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2024</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">623</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">623</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8% Perpetual Subordinated Contingent Convertible Securities (USD 2,000m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2024</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,509</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,509</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.125% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2025</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">299</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">299</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.375% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2025</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">495</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">495</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.125% Perpetual Subordinated Contingent Convertible Securities (USD 1,500m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2025</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,134</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,134</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.375% Perpetual Subordinated Contingent Convertible Securities (USD 1,500m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2028</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,072</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,072</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.300% Perpetual Subordinated Contingent Convertible Securities (SGD450m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">263</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.875% Perpetual Subordinated Contingent Convertible Securities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,237</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.000% Perpetual Subordinated Contingent Convertible Securities (USD2,000 m)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2029</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,634</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,691</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,693</span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Reserves And Other Equity Interest Explanatory
DisclosureOfReservesAndOtherEquityInterestExplanatory
|
Reserves<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Currency translation reserve</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The currency translation reserve represents the cumulative gains and losses on the retranslation of the Barclays Bank Group's net investments in foreign operations, net of the effects of hedging.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value through other comprehensive income reserve</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value through other comprehensive income reserve represents the changes in the fair value of financial instruments accounted for at fair value through other comprehensive income investments since initial recognition.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cash flow hedging reserve</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The cash flow hedging reserve represents the cumulative gains and losses on effective cash flow hedging instruments that will be recycled to the income statement when the hedged transactions affect profit or loss.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Own credit reserve</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The own credit reserve reflects the cumulative own credit gains and losses on financial liabilities at fair value. Amounts in the own credit reserve are not recycled to profit or loss in future periods.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other reserves</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other reserves includes redeemed ordinary and preference shares issued by the Barclays Bank Group.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.600%"><tr><td style="width:1.0%"/><td style="width:72.252%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.223%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.225%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Currency translation reserve</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,992</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,581</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value through other comprehensive income reserve</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,342)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(118)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flow hedging reserve</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(5,557)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(618)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Own credit reserve</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">467</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(960)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other reserves</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(24)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(24)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,464)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">861</span></td></tr></table></div> | |
| CY2022Q4 | ifrs-full |
Other Reserves
OtherReserves
|
-1464000000 | gbp |
| CY2021Q4 | ifrs-full |
Other Reserves
OtherReserves
|
861000000 | gbp |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Employee Benefits Explanatory
DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for staff costs</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 19 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Employee benefits</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> in its accounting for most of the components of staff costs.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Short-term employee benefits</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> – salaries, accrued performance costs and social security are recognised over the period in which the employees provide the services to which the payments relate.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Performance costs</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> – recognised to the extent that the Barclays Bank Group has a present obligation to its employees that can be measured reliably and are recognised over the period of service that employees are required to work to qualify for the payments.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred cash and share awards are made to employees to incentivise performance over the period employees provide services. To receive payment under an award, employees must provide service over the vesting period. The period over which the expense for deferred cash and share awards is recognised is based upon the period employees consider their services contribute to the awards. For past awards, the Barclays Bank Group considers that it is appropriate to recognise the awards over the period from the date of grant to the date that the awards vest. In relation to awards granted from 2017, the Barclays Bank Group, taking into account the changing employee understanding surrounding those awards, considered it appropriate for expense to be recognised over the vesting period including the financial year prior to the grant date.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The accounting policies for share-based payments, and pensions and other post-retirement benefits, are included in Note 30 and Note 31 respectively.</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for pensions and post-retirement benefits</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group operates a number of pension schemes and post-employment benefit schemes.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Defined contribution schemes</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> – the Barclays Bank Group recognises contributions due in respect of the accounting period in the income statement. Any contributions unpaid at the balance sheet date are included as a liability.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Defined benefit schemes</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> – the Barclays Bank Group recognises its obligations to members of each scheme at the period end, less the fair value of the scheme assets after applying the asset ceiling test.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Each scheme’s obligations are calculated using the projected unit credit method. Scheme assets are stated at fair value as at the period end.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in pension scheme liabilities or assets (remeasurements) that do not arise from regular pension cost, net interest on net defined benefit liabilities or assets, past service costs, settlements or contributions to the scheme are recognised in other comprehensive income. Remeasurements comprise experience adjustments (differences between previous actuarial assumptions and what has actually occurred), the effects of changes in actuarial assumptions, return on scheme assets (excluding amounts included in the interest on the assets) and any changes in the effect of the asset ceiling restriction (excluding amounts included in the interest on the restriction).</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Post-employment benefit schemes</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> – the cost of providing healthcare benefits to retired employees is accrued as a liability in the financial statements over the period that the employees provide services to the Barclays Bank Group, using a methodology similar to that for defined benefit pension schemes.</span></div> | |
| CY2022 | ifrs-full |
Other Longterm Benefits
OtherLongtermBenefits
|
1398000000 | gbp |
| CY2021 | ifrs-full |
Other Longterm Benefits
OtherLongtermBenefits
|
1308000000 | gbp |
| CY2020 | ifrs-full |
Other Longterm Benefits
OtherLongtermBenefits
|
1145000000 | gbp |
| CY2022 | ifrs-full |
Wages And Salaries
WagesAndSalaries
|
2637000000 | gbp |
| CY2021 | ifrs-full |
Wages And Salaries
WagesAndSalaries
|
2245000000 | gbp |
| CY2020 | ifrs-full |
Wages And Salaries
WagesAndSalaries
|
2285000000 | gbp |
| CY2022 | ifrs-full |
Social Security Contributions
SocialSecurityContributions
|
352000000 | gbp |
| CY2021 | ifrs-full |
Social Security Contributions
SocialSecurityContributions
|
297000000 | gbp |
| CY2020 | ifrs-full |
Social Security Contributions
SocialSecurityContributions
|
295000000 | gbp |
| CY2022 | ifrs-full |
Postemployment Benefit Expense Defined Benefit Plans
PostemploymentBenefitExpenseDefinedBenefitPlans
|
188000000 | gbp |
| CY2021 | ifrs-full |
Postemployment Benefit Expense Defined Benefit Plans
PostemploymentBenefitExpenseDefinedBenefitPlans
|
181000000 | gbp |
| CY2020 | ifrs-full |
Postemployment Benefit Expense Defined Benefit Plans
PostemploymentBenefitExpenseDefinedBenefitPlans
|
176000000 | gbp |
| CY2022 | ifrs-full |
Other Employee Expense
OtherEmployeeExpense
|
205000000 | gbp |
| CY2021 | ifrs-full |
Other Employee Expense
OtherEmployeeExpense
|
172000000 | gbp |
| CY2020 | ifrs-full |
Other Employee Expense
OtherEmployeeExpense
|
208000000 | gbp |
| CY2022 | bbplc |
Staff Compensation Costs
StaffCompensationCosts
|
4780000000 | gbp |
| CY2021 | bbplc |
Staff Compensation Costs
StaffCompensationCosts
|
4203000000 | gbp |
| CY2020 | bbplc |
Staff Compensation Costs
StaffCompensationCosts
|
4109000000 | gbp |
| CY2022 | bbplc |
Outsourcing Costs
OutsourcingCosts
|
259000000 | gbp |
| CY2021 | bbplc |
Outsourcing Costs
OutsourcingCosts
|
136000000 | gbp |
| CY2020 | bbplc |
Outsourcing Costs
OutsourcingCosts
|
142000000 | gbp |
| CY2022 | ifrs-full |
Expense Of Restructuring Activities
ExpenseOfRestructuringActivities
|
45000000 | gbp |
| CY2021 | ifrs-full |
Expense Of Restructuring Activities
ExpenseOfRestructuringActivities
|
49000000 | gbp |
| CY2020 | ifrs-full |
Expense Of Restructuring Activities
ExpenseOfRestructuringActivities
|
47000000 | gbp |
| CY2022 | bbplc |
Temporary Staff Costs
TemporaryStaffCosts
|
25000000 | gbp |
| CY2021 | bbplc |
Temporary Staff Costs
TemporaryStaffCosts
|
17000000 | gbp |
| CY2020 | bbplc |
Temporary Staff Costs
TemporaryStaffCosts
|
14000000 | gbp |
| CY2022 | bbplc |
Other Resourcing Costs
OtherResourcingCosts
|
83000000 | gbp |
| CY2021 | bbplc |
Other Resourcing Costs
OtherResourcingCosts
|
51000000 | gbp |
| CY2020 | bbplc |
Other Resourcing Costs
OtherResourcingCosts
|
53000000 | gbp |
| CY2022 | bbplc |
Resourcing Costs
ResourcingCosts
|
412000000 | gbp |
| CY2021 | bbplc |
Resourcing Costs
ResourcingCosts
|
253000000 | gbp |
| CY2020 | bbplc |
Resourcing Costs
ResourcingCosts
|
256000000 | gbp |
| CY2022 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
5192000000 | gbp |
| CY2021 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
4456000000 | gbp |
| CY2020 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
4365000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Sharebased Payment Arrangements Explanatory
DisclosureOfSharebasedPaymentArrangementsExplanatory
|
Share-based payments<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for share-based payments</span></div><div style="text-align:justify"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IFRS 2 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Share-based Payments</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> in accounting for employee remuneration in the form of shares.</span></div><div style="margin-top:8pt;text-align:justify"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employee incentives include awards in the form of shares and share options, as well as offering employees the opportunity to purchase shares on favourable terms. The cost of the employee services received in respect of the shares or share options granted is recognised in the income statement over the period that employees provide services. The overall cost of the award is calculated using the number of shares and options expected to vest and the fair value of the shares or options at the date of grant.</span></div><div style="margin-top:8pt;text-align:justify"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The number of shares and options expected to vest takes into account the likelihood that performance and service conditions included in the terms of the awards will be met. Failure to meet the non-vesting condition is treated as a cancellation, resulting in an acceleration of recognition of the cost of the employee services.</span></div><div style="margin-top:8pt;text-align:justify"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of shares is the market price ruling on the grant date, in some cases adjusted to reflect restrictions on transferability. The fair value of options granted is determined using the Black Scholes model to estimate the numbers of shares likely to vest. The model takes into account the exercise price of the option, the current share price, the risk-free interest rate, the expected volatility of the share price over the life of the option and other relevant factors. Market conditions that must be met in order for the award to vest are also reflected in the fair value of the award, as are any other non-vesting conditions – such as continuing to make payments into a share-based savings scheme.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The charge for the year arising from share based payment schemes was as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.600%"><tr><td style="width:1.0%"/><td style="width:58.928%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.223%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.223%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.226%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Charge for the year</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred Share Value Plan / Share Value Plan</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">270</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">235</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">220</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">153</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">159</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">129</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total equity settled</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">394</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">349</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash settled</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total share based payments </span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">398</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">351</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The terms of the main current plans are as follows:</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Share Value Plan (SVP)</span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The SVP was introduced in Barclays PLC Group in March 2010. SVP awards have been granted to participants in the form of a conditional right to receive Barclays PLC shares or provisional allocations of Barclays PLC shares which vest or are considered for release over a period of three, four, five or seven years. Participants do not pay to receive an award or to receive a release of shares. For awards granted before December 2017, the grantor may also make a dividend equivalent payment to participants on release of a SVP award. SVP awards are also made to eligible employees for recruitment purposes. All awards are subject to potential forfeiture in certain leaver scenarios.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deferred Share Value Plan (DSVP)</span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The DSVP was introduced in February 2017. The terms of the DSVP are materially the same as the terms of the SVP as described above, save that Executive Directors are not eligible to participate in the DSVP and the DSVP operates over market purchase shares only.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other schemes</span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition to the SVP and DSVP, the Barclays PLC Group operates a number of other schemes settled in Barclays PLC Shares including Sharesave (both UK and Ireland), Sharepurchase (both UK and Overseas), and the Barclays PLC Group Long Term Incentive Plan. A delivery of upfront shares to ‘Material Risk Takers’ can be made as a Share Incentive Award (Holding Period) under the SVP.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Share option and award plans</span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The weighted average fair value per award granted, weighted average share price at the date of exercise/release of shares during the year, weighted average contractual remaining life and number of options and awards outstanding (including those exercisable) at the balance sheet date were as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:15.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.333%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted average fair value per award granted in year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted average share price at exercise/ release during year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted<br/>average<br/>remaining<br/>contractual<br/>life in years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Number of<br/>options/<br/>awards<br/>outstanding<br/>(000s)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted average fair value per award granted in year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted average share price at exercise/ release during year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted<br/>average<br/>remaining<br/>contractual<br/>life in years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Number of<br/>options/<br/>awards<br/>outstanding<br/>(000s)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">DSVP / SVP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a.b</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.43</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.61</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">445,673</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.63 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.76 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">370,505</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Others</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.38-1.65</span></div></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.59-1.7</span></div></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0-2</span></div></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,610</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.64-1.81</span></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.76-1.92</span></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0-3</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,480 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">SVP and DSVP are nil cost awards on which the performance conditions are substantially completed at the date of grant. Consequently, the fair value of these awards is based on the market value at that date.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sharesave has a contractual life of 3 years and 5 years, the expected volatility is 31.10% for 3 years and 30.56% for 5 years. The risk free interest rates used for valuations are 4.28% and 4.05% for 3 years and 5 years respectively. The pure dividend yield rates used for valuations are 4.01% and 3.93% for 3 years and 5 years respectively. The repo rates used for valuations are (0.47)% and (0.63)% for 3 years and 5 years respectively. The inputs into the model such as risk free interest rate, expected volatility, pure dividend yield rates and repo rates are derived from the market data.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Movements in options and awards</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The movement in the number of options and awards for the major schemes and the weighted average exercise price of options was:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">DSVP / SVP </span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a,b</span></div></td><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Others </span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a,c</span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Number (000s)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Number (000s)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted average<br/>ex. price (£)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Outstanding at beginning of year/acquisition date </span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">370,505</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">370,006</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,480</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53,767</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.95</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.95 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,742)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,214)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,048</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,697)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Granted in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">264,257</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">174,338</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93,160</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">79,050</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.43 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exercised/released in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(162,958)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(144,943)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(90,696)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(78,273)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.36 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Less: forfeited in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22,389)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,682)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,017)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,395)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.99</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.95 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Less: expired in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(365)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(972)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.69 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Outstanding at end of year</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">445,673</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">370,505</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,610</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,480</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.95 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Of which exercisable:</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,541</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,428</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.16 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Options/award granted over Barclays PLC shares. </span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">Weighted average exercise price is not applicable for SVP and DSVP awards as these are not share option schemes.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.66pt">The number of awards within Others at the end of the year principally relates to Sharesave (number of awards exercisable at end of year was 2,312,749). The weighted average exercise price relates to Sharesave.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.14pt">Awards of employees transferred between the Barclays Bank Group and the rest of the Barclays PLC Group.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Awards and options granted to employees and former employees of the Barclays Bank Group under the Barclays PLC Group share plans may be satisfied using new issue shares, treasury shares and market purchase shares of Barclays PLC. Awards granted to employees and former employees of the Barclays Bank Group under DSVP may only be satisfied using market purchase shares of Barclays PLC.</span></div><div style="margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There were no significant modifications to the share based payments arrangements in 2022 and 2021.</span></div><div style="margin-bottom:16pt;margin-top:8pt;text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As at 31 December 2022, the total liability arising from cash-settled share based payments transactions was £5m (2021: £4m).</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Sharebased Payment Transactions Explanatory
DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for share-based payments</span></div><div style="text-align:justify"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IFRS 2 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Share-based Payments</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> in accounting for employee remuneration in the form of shares.</span></div><div style="margin-top:8pt;text-align:justify"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employee incentives include awards in the form of shares and share options, as well as offering employees the opportunity to purchase shares on favourable terms. The cost of the employee services received in respect of the shares or share options granted is recognised in the income statement over the period that employees provide services. The overall cost of the award is calculated using the number of shares and options expected to vest and the fair value of the shares or options at the date of grant.</span></div><div style="margin-top:8pt;text-align:justify"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The number of shares and options expected to vest takes into account the likelihood that performance and service conditions included in the terms of the awards will be met. Failure to meet the non-vesting condition is treated as a cancellation, resulting in an acceleration of recognition of the cost of the employee services.</span></div><div style="margin-top:8pt;text-align:justify"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of shares is the market price ruling on the grant date, in some cases adjusted to reflect restrictions on transferability. The fair value of options granted is determined using the Black Scholes model to estimate the numbers of shares likely to vest. The model takes into account the exercise price of the option, the current share price, the risk-free interest rate, the expected volatility of the share price over the life of the option and other relevant factors. Market conditions that must be met in order for the award to vest are also reflected in the fair value of the award, as are any other non-vesting conditions – such as continuing to make payments into a share-based savings scheme.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Terms And Conditions Of Sharebased Payment Arrangement Explanatory
DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The charge for the year arising from share based payment schemes was as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.600%"><tr><td style="width:1.0%"/><td style="width:58.928%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.223%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.223%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.226%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Charge for the year</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred Share Value Plan / Share Value Plan</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">270</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">235</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">220</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">153</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">159</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">129</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total equity settled</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">394</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">349</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash settled</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total share based payments </span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">398</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">351</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Expense From Equitysettled Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromEquitysettledSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
423000000 | gbp |
| CY2021 | ifrs-full |
Expense From Equitysettled Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromEquitysettledSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
394000000 | gbp |
| CY2020 | ifrs-full |
Expense From Equitysettled Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromEquitysettledSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
349000000 | gbp |
| CY2022 | ifrs-full |
Expense From Cashsettled Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromCashsettledSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
3000000 | gbp |
| CY2021 | ifrs-full |
Expense From Cashsettled Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromCashsettledSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
4000000 | gbp |
| CY2020 | ifrs-full |
Expense From Cashsettled Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromCashsettledSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
2000000 | gbp |
| CY2022 | ifrs-full |
Expense From Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
426000000 | gbp |
| CY2021 | ifrs-full |
Expense From Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
398000000 | gbp |
| CY2020 | ifrs-full |
Expense From Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
351000000 | gbp |
| CY2022 | bbplc |
Disclosure Of Stock Options And Award Plans Of Sharebased Payment Arrangement Explanatory
DisclosureOfStockOptionsAndAwardPlansOfSharebasedPaymentArrangementExplanatory
|
<div style="text-align:justify"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The weighted average fair value per award granted, weighted average share price at the date of exercise/release of shares during the year, weighted average contractual remaining life and number of options and awards outstanding (including those exercisable) at the balance sheet date were as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:15.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.333%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted average fair value per award granted in year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted average share price at exercise/ release during year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted<br/>average<br/>remaining<br/>contractual<br/>life in years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Number of<br/>options/<br/>awards<br/>outstanding<br/>(000s)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted average fair value per award granted in year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted average share price at exercise/ release during year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted<br/>average<br/>remaining<br/>contractual<br/>life in years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Number of<br/>options/<br/>awards<br/>outstanding<br/>(000s)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">DSVP / SVP</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a.b</span></div></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.43</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.61</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">445,673</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.63 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.76 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">370,505</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Others</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.38-1.65</span></div></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.59-1.7</span></div></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0-2</span></div></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,610</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.64-1.81</span></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.76-1.92</span></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0-3</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,480 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Number And Weighted Average Exercise Prices Of Share Options Explanatory
DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The movement in the number of options and awards for the major schemes and the weighted average exercise price of options was:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:36.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.332%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">DSVP / SVP </span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a,b</span></div></td><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Others </span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a,c</span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Number (000s)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Number (000s)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Weighted average<br/>ex. price (£)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Outstanding at beginning of year/acquisition date </span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">370,505</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">370,006</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,480</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53,767</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.95</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.95 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers in the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">d</span></div></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,742)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,214)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,048</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2,697)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Granted in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">264,257</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">174,338</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">93,160</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">79,050</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.43 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exercised/released in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(162,958)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(144,943)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(90,696)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(78,273)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.36 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Less: forfeited in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(22,389)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26,682)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,017)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,395)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.99</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.95 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Less: expired in the year</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(365)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(972)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.19</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.69 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Outstanding at end of year</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">445,673</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">370,505</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47,610</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47,480</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.97</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.95 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Of which exercisable:</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,541</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,428</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.21</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.16 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Options/award granted over Barclays PLC shares. </span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">Weighted average exercise price is not applicable for SVP and DSVP awards as these are not share option schemes.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.66pt">The number of awards within Others at the end of the year principally relates to Sharesave (number of awards exercisable at end of year was 2,312,749). The weighted average exercise price relates to Sharesave.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">d</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.14pt">Awards of employees transferred between the Barclays Bank Group and the rest of the Barclays PLC Group.</span></div> | |
| CY2022Q4 | ifrs-full |
Liabilities From Sharebased Payment Transactions2011
LiabilitiesFromSharebasedPaymentTransactions2011
|
5000000 | gbp |
| CY2021Q4 | ifrs-full |
Liabilities From Sharebased Payment Transactions2011
LiabilitiesFromSharebasedPaymentTransactions2011
|
4000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Employee Benefits Explanatory
DisclosureOfEmployeeBenefitsExplanatory
|
Pensions and post-retirement benefits<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for pensions and post-retirement benefits</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group operates a number of pension schemes and post-employment benefit schemes.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Defined contribution schemes</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> – the Barclays Bank Group recognises contributions due in respect of the accounting period in the income statement. Any contributions unpaid at the balance sheet date are included as a liability.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Defined benefit schemes</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> – the Barclays Bank Group recognises its obligations to members of each scheme at the period end, less the fair value of the scheme assets after applying the asset ceiling test.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Each scheme’s obligations are calculated using the projected unit credit method. Scheme assets are stated at fair value as at the period end.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in pension scheme liabilities or assets (remeasurements) that do not arise from regular pension cost, net interest on net defined benefit liabilities or assets, past service costs, settlements or contributions to the scheme are recognised in other comprehensive income. Remeasurements comprise experience adjustments (differences between previous actuarial assumptions and what has actually occurred), the effects of changes in actuarial assumptions, return on scheme assets (excluding amounts included in the interest on the assets) and any changes in the effect of the asset ceiling restriction (excluding amounts included in the interest on the restriction).</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Post-employment benefit schemes</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> – the cost of providing healthcare benefits to retired employees is accrued as a liability in the financial statements over the period that the employees provide services to the Barclays Bank Group, using a methodology similar to that for defined benefit pension schemes.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Pension schemes</span></div><div><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">UK Retirement Fund (UKRF)</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The UKRF is the Barclays Bank Group’s main scheme, representing 96% (2021: 97%) of the Barclays Bank Group’s total retirement benefit obligations. Barclays Bank PLC is the principal employer of the UKRF. The UKRF was closed to new entrants on 1 October 2012, and comprises 10 sections, the two most significant of which are:</span></div><div style="margin-top:6pt;padding-left:6.75pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">Afterwork, which comprises a contributory cash balance defined benefit element, and a voluntary defined contribution element. The cash balance element is accrued each year and revalued until Normal Retirement Age in line with the increase in Retail Price Index (RPI) (up to a maximum of 5% p.a.). The main risks that the Barclays Bank Group runs in relation to Afterwork are limited although additional contributions are required if pre-retirement investment returns are not sufficient to provide for the benefits.</span></div><div style="margin-top:6pt;padding-left:6.75pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:4.46pt">The 1964 Pension Scheme. Most employees recruited before July 1997 built up benefits in this non-contributory defined benefit scheme in respect of service up to 31 March 2010. Pensions were calculated by reference to service and pensionable salary. From 1 April 2010, members became eligible to accrue future service benefits in either Afterwork or the Pension Investment Plan (PIP), a historic defined contribution section which is now closed to future contributions. The risks that the Barclays Bank Group runs in relation to the 1964 section are typical of final salary pension schemes, principally that investment returns fall short of expectations, that inflation exceeds expectations, and that retirees live longer than expected.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Barclays Pension Savings Plan (BPSP)</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The BPSP is a defined contribution scheme providing benefits for all new UK hires from 1 October 2012. BPSP is not subject to the same investment return, inflation or life expectancy risks for the Barclays Bank Group that defined benefit schemes are. Members’ benefits reflect contributions paid and the level of investment returns achieved.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:120%">Other</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Apart from the UKRF and the BPSP, the Barclays Bank Group operates a number of smaller pension and long-term employee benefits and post-retirement health care plans globally, the largest of which are the US defined benefit and defined contribution schemes. Many of the schemes are funded, with assets backing the obligations held in separate legal vehicles such as trusts. Others are operated on an unfunded basis. The benefits provided, the approach to funding, and the legal basis of the schemes, reflect local environments.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Governance</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The UKRF operates under trust law and is managed and administered on behalf of the members in accordance with the terms of the Trust Deed and Rules and all relevant legislation. The Corporate Trustee is Barclays Pension Funds Trustees Limited, a private limited company and a wholly owned subsidiary of Barclays Bank PLC. The Trustee is the legal owner of the assets of the UKRF which are held separately from the assets of the Barclays Bank Group.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Trustee Board comprises six Management Directors selected by Barclays Bank PLC, of whom three are independent Directors with no relationship with the Barclays Bank Group (and who are not members of the UKRF), plus three Member Nominated Directors selected from eligible active members of the UKRF, deferred members or pensioner members who apply for the role.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The BPSP is a Group Personal Pension arrangement which operates as a collection of personal pension plans. Each personal pension plan is a direct contract between the employee and the BPSP provider (Legal & General Assurance Society Limited), and is regulated by the FCA.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Similar principles of pension governance apply to the Barclays Bank Group’s other pension schemes, depending on local legislation.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Amounts recognised</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables include amounts recognised in the income statement and an analysis of benefit obligations and scheme assets for all Barclays Bank Group defined benefit schemes. The net position is reconciled to the assets and liabilities recognised on the balance sheet. The tables include funded and unfunded post-retirement benefits. The income statement charge with respect to defined contribution schemes is disclosed as part of footnotes to Note 29 “Staff costs”.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.600%"><tr><td style="width:1.0%"/><td style="width:72.252%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.223%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.225%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Income statement (credit)/charge</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current service cost</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">58</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net finance (income)/cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(122)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(26)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Past service cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other movements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(74)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank PLC is the principal employer of the UKRF and hence Scheme Assets and Defined Benefit Obligations relating to the UKRF are recognised within the Barclays Bank Group. Barclays Bank UK PLC and Barclays Execution Services Limited are participating employers in the UKRF and their share of the UKRF service cost is borne by them. Of the £209m current service cost in the table below, £47m relates to Barclays Bank UK PLC and £134m relates to Barclays Execution Services Limited. While the entire current service cost obligation is accounted for in the Barclays Bank Group, the income statement charge is accounted for across all the participating employers.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:37.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.188%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance sheet reconciliation</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Of which relates to UKRF</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Barclays Bank Group Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Of which relates to UKRF</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:9pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Benefit obligation at beginning of the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(31,834)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(30,859)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33,131)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(32,108)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current service cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(209)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(197)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(240)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(225)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest costs on scheme liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(725)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(707)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(422)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(405)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Past service cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Remeasurement gain/(loss) - financial</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,995</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,734</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">849</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">820</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Remeasurement gain/(loss) - demographic</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">268</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">270</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Remeasurement (loss)/gain - experience</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(521)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(510)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(249)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(259)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employee contributions</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Benefits paid</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,339</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,299</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,309</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,268</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(90)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Benefit obligation at end of the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20,801)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19,990)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(31,834)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30,859)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value of scheme assets at beginning of the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35,467</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34,678</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,713</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33,915</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest income on scheme assets</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">847</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">829</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">448</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">434</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employer contribution</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,807</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,785</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">971</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">955</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Remeasurement - return on plan assets (less)/greater than discount rate</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11,510)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11,313)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">653</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">642</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employee contributions</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Benefits paid</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,339)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,299)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,309)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,268)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">84</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value of scheme assets at the end of the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,360</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24,680</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,467</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,678</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net surplus</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,559</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,690</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,633</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,819</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Retirement benefit assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,743</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,690</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,879</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,819</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Retirement benefit liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(184)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(246)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net retirement benefit assets</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,559</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,690</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,633</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,819</span></td></tr></table><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Included within the Barclays Bank Group’s benefit obligation is £690m (2021: £821m) relating to overseas pensions and £121m (2021: £154m) relating to other post-employment benefits.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As at 31 December 2022, the UKRF’s scheme assets were in surplus versus IAS 19 obligations by £4,690m (2021: £3,819m). The increase in the UKRF surplus during the year is driven by £294m of deficit reduction contributions and the unwind of the Senior Notes (see later in note), partially offset by higher than expected inflation experienced during the year. The UKRF assets and benefit obligation have reduced by c£10bn and c£11bn respectively over the year, primarily due to higher gilt and bond yields. This is as expected from the investment strategy which aims to invest in assets that move in value in line with changes in liability values.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The weighted average duration of the benefit payments reflected in the defined benefit obligation for the UKRF is 13 years (2021: 16 years). The decrease in duration is primarily due to the increase in discount rate, driven by higher corporate bond yields. The UKRF expected benefits are projected to be paid out for in excess of 50 years, although 30% of the total benefits are expected to be paid in the next 10 years; 30% in years 11 to 20 and 25% in years 21 to 30. The remainder of the benefits are expected to be paid beyond 30 years.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Of the £1,299m (2021: £1,268m) UKRF benefits paid out, £390m (2021: £419m) related to transfers out of the fund.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where a scheme’s assets exceed its obligations, an asset is recognised to the extent that it does not exceed the present value of future contribution holidays or refunds of contributions (the asset ceiling). In the case of the UKRF the asset ceiling is not applied as, in certain specified circumstances such as wind-up, the Barclays Bank Group expects to be able to recover any surplus. Similarly, a liability in respect of future minimum funding requirements is not recognised. The UKRF Trustee does not have a substantive right to augment benefits, nor does it have the right to wind up the plan except in the dissolution of Barclays Bank PLC or termination of contributions by Barclays Bank PLC. The application of the asset ceiling to other plans and recognition of additional liabilities in respect of future minimum funding requirements is considered on an individual plan basis.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Critical accounting estimates and judgements</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Actuarial valuation of the scheme's obligations is dependent upon a series of assumptions. Below is a summary of the main financial and demographic assumptions adopted for the UKRF.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:72.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.187%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Key UKRF financial assumptions</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">% p.a.</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">% p.a.</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discount rate</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.80 </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.84 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation rate (RPI)</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.21 </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.56 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The UKRF discount rate assumption for 2022 was based on a standard WTW RATE Link model. The RPI inflation assumption for 2022 was set by reference to the Bank of England’s implied inflation curve. The inflation assumption incorporates a deduction of 20 basis points as an allowance for an inflation risk premium. The methodologies used to derive the discount rate and inflation assumptions are consistent with that used at the prior year end.</span></div><div><span><br/></span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The UKRF’s post-retirement mortality assumptions are based on an updated best estimate assumption derived from an analysis in 2022 of the UKRF’s own post-retirement mortality experience and taking account of recent evidence from published mortality surveys. An allowance has been made for future mortality improvements based on the 2021 core projection model published by the Continuous Mortality Investigation Bureau subject to a long-term trend of 1.25% per annum in future improvements (2021: 1.50% per annum). An additional allowance has been made within the mortality assumptions to reflect the uncertain impact of COVID-19 in the long-term. The table below shows how the assumed life expectancy at 60, for members of the UKRF, has varied over the past three years.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:59.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.188%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assumed life expectancy</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Life expectancy at 60 for current pensioners (years)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">– Males</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27.3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27.2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">– Females</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">29.5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29.6</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29.4</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Life expectancy at 60 for future pensioners currently aged 40 (years)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">– Males</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28.3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29.0</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">– Females</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">31.0</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31.4</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31.2</span></td></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The UKRF entered into a longevity reinsurance contract in 2022 covering £7bn of the pensioner liabilities. This is in addition to a £5bn transaction executed in 2020. In total, over three-quarters of the longevity risk for current pensioners has been reinsured, and the transactions will provide income to the UKRF in the event that pensions are paid out for longer than expected. The contracts form part of the UKRF’s investment portfolio. At 31 December 2022, the contracts are valued at £(123)m (2021: nil). The negative value placed on the longevity reinsurance contracts at 31 December 2022 reflects the estimated impact of changes in the reinsurance market, demographic assumptions and risk premia since the 2020 transaction was entered into by the UKRF. The 2022 transaction is valued at nil as it is assessed to have been transacted recently at fair value.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Sensitivity analysis on actuarial assumptions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The sensitivity analysis has been calculated by valuing the UKRF liabilities using the amended assumptions shown in the table below and keeping the remaining assumptions the same as disclosed in the table above, except in the case of the inflation sensitivity where other assumptions that depend on assumed inflation have also been amended correspondingly. The difference between the recalculated liability figure and that stated in the balance sheet reconciliation table above is the figure shown. The selection of these movements to illustrate the sensitivity of the defined benefit obligation to key assumptions should not be interpreted as the Barclays Bank Group expressing any specific view of the probability of such movements happening.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:70.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.187%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Change in key assumptions</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(Decrease)/Increase in UKRF defined benefit obligation</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(Decrease)/Increase in UKRF defined benefit obligation</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£bn</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£bn</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Discount rate</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.50% p.a. increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.3)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.25% p.a. increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.6)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.2)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.25% p.a. decrease</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.6</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.50% p.a. decrease</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.6</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assumed RPI</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.50% p.a. increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.6</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.25% p.a. increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.25% p.a. decrease</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.4)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.8)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.50% p.a. decrease</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.8)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.6)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Life expectancy at 60</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">One year increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.6</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">One year decrease</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.2)</span></td></tr></table></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A long-term investment strategy has been set for the UKRF, with its asset allocation comprising a mixture of equities, bonds, property and other appropriate assets. This recognises that different asset classes are likely to produce different long-term returns and some asset classes may be more volatile than others. The long-term investment strategy ensures, among other aims, that investments are adequately diversified.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The value of the assets of the schemes and their percentage in relation to total scheme assets were as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:19.499%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.389%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of scheme assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group Total</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Of which relates to UKRF</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Quoted</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Unquoted</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">% of total <br/>fair value of <br/>scheme <br/>assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Quoted</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Unquoted</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">% of total <br/>fair value of <br/>scheme <br/>assets</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">113</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">113</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equities </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,734</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,734</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,734</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,734</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - fixed government</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,353</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,353</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,098</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,098</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - index-linked government</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,847</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,847</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,829</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,829</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - corporate and other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,884</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,551</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,435</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">29.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,690</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,551</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,241</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">29.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Property</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,310</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,323</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,310</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,310</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Infrastructure</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">793</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">790</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,583</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">793</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">790</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,583</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedge funds</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,362</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,373</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,362</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,362</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,837)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,857)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7.3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,837)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,857)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7.5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Longevity reinsurance contracts</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash and liquid assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,776)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,286</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,510</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,789)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,286</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,497</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Mixed investment funds</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">51</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">58</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value of scheme assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,236</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,124</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,360</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,601</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,079</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24,680</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">294</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">294</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">167</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">167</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equities </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - fixed government</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,384</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">161</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,545</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,080</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">161</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,241</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.5</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - index-linked government</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,375</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,375</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43.5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,352</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,352</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44.4</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - corporate and other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,451</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,498</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,949</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,214</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,498</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,712</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25.1</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Property</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,490</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,504</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,490</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,490</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Infrastructure</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,815</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,815</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,815</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,815</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedge funds</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,365</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,365</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,365</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,365</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Longevity reinsurance contracts</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash and liquid assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,865)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,275</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,878)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,275</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">397</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.1</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Mixed Investment funds</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">77</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value of scheme assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,683</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,784</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,467</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100.0</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,936</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,742</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,678</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100.0</span></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Valuation of unquoted assets is provided by the underlying managers or qualified independent valuers. Valuations of complex instruments are based on UKRF custodian valuations. The valuation for some of the unquoted assets, in particular Private equities, is based on valuations as at 30 September 2022 adjusted by cash flows, these being the latest available valuations as at the point of publication. All valuations are determined in accordance with relevant industry guidance.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">The asset allocation for 2021 has been re-presented to reflect re-interpretation of the asset classifications as well as a reclassification of £1.2bn between unquoted/quoted bonds and quoted/unquoted bonds, in a manner that management believes better represents the underlying nature of the assets.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.66pt">Cash and liquid assets for the UKRF consists of £521m (2021:£488m) Cash, £80m (2021:£93m) Receivables/payables, £3,286m (2021: £2,275m) Pooled cash funds and £(2,390)m (2021: £(2,459)m) Repurchase agreements.</span></div><div style="margin-top:8pt;text-indent:8.93pt"><span><br/></span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Included within the fair value of UKRF scheme assets was nil (2021: nil) relating to shares in Barclays PLC and nil (2021: nil) relating to bonds issued by Barclays PLC or Barclays Bank PLC. The UKRF invests in pooled investment vehicles which may hold shares or debt issued by Barclays PLC.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There has been no significant change in the UKRF investment strategy over the year, however, given the movement in the gilt and bond yields over the year, the relative weights of assets classes have changed. No additional support from the Barclays Bank Group was required in response to the market volatility experienced over the year.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The UKRF assets as at 31 December 2021 do not include the Senior Notes referred to in the section below on Triennial Valuation, as these were non-transferable instruments and not recognised under IAS19. The Senior Notes were redeemed in December 2022, and the redemption proceeds are now included in Cash and Liquid Assets as at 31 December 2022.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Approximately 34% of the UKRF assets are invested in liability-driven investment strategies; primarily UK gilts as well as interest rate and inflation swaps. These swaps are used to better match the assets to its liabilities. The swaps are used to reduce the scheme’s inflation and duration risks against its liabilities.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The UKRF employs derivative instruments, where appropriate, to match assets more closely to liabilities, or to achieve a desired exposure or return. The value of assets shown reflects the assets held by the UKRF, with any derivative holdings reflected on a fair value basis. The UKRF uses repurchase agreements and reverse repurchase agreements to achieve the Trustee’s liability hedging objective. Investment managers are allowed to undertake repo transactions on the UKRF’s existing gilt holdings to raise cash with which to buy additional gilts for efficient portfolio management; and reverse repo transactions to receive gilts and be paid a fee for providing cash.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For information on the UKRF Trustee’s approach to Responsible Investment and Climate Risk, in the context of managing the UKRF, please refer to the UKRF Trustee website at https://epa.towerswatson.com/accounts/barclays/public/barclays-bank-responsible-investment-policy/.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Triennial Valuation</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The latest triennial actuarial valuation of the UKRF showed a funding surplus of £2.0bn as at 30 September 2022 (2021 update: £0.6bn surplus). The improvement was mainly due to £294mn of deficit reduction contributions, changes to views on life expectancy and inflationary returns on assets relative to liabilities being better than expected.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The main differences between the funding and accounting assumptions are a different approach to setting the discount rate and a more conservative longevity assumption for funding.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As the UKRF has a funding surplus, the 2023 deficit reduction contribution (£286m), agreed as part of the 2019 triennial actuarial valuation, is no longer required, and a new recovery plan was not required.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As part of the 2022 triennial valuation, the Trustee and Barclays Bank PLC agreed an annual adequacy test on a basis more prudent than the IAS19 or funding bases. Should the UKRF be sufficiently funded on this basis, the regular employer contributions to the UKRF to fund future Afterwork accrual will not be required in the following calendar year. The test will be reviewed at the 2025 triennial valuation.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The next funding valuation of the UKRF is due to be completed in 2026 with an effective date of 30 September 2025.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Subscription for Fixed rate notes:</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">During 2019 and 2020 the UKRF subscribed for non-transferable listed senior fixed rate notes for £1,250m, backed by UK gilts (the Senior Notes). These investments were partially financed by £1,000m deficit reduction contributions. The Senior Notes were issued by two entities consolidated in the Barclays Bank Group under IFRS 10: Heron Issuer Limited (Heron) for £500m and Heron Issuer Number 2 Limited (Heron 2) for £750m. The Senior Notes entitled the UKRF to semi-annual coupon payments for five years, and full repayment in cash in three tranches: £250m in 2023, £750m in 2024 and £250m at final maturity in 2025. Heron and Heron 2 acquired a total of £1,500m of gilts from Barclays Bank PLC for cash to support payments on the Senior Notes. Barclays Bank PLC subscribed for the junior notes issued by Heron and Heron 2 for £250m. The regulatory capital impact, which otherwise would have occurred in 2019 and 2020 from the regular deficit reduction contributions, would have been deferred until 2023, 2024 and 2025 upon maturity of the Senior Notes.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As part of the planned early unwind of these transactions disclosed in Barclays PLC’s Q1 2022 Results Announcement, Barclays Bank PLC purchased the Senior Notes at fair value from the UKRF for cash in December 2022. The UKRF’s investment in the Senior Notes did not qualify as a plan asset under IAS 19; so the purchase of the Senior Notes for cash increased IAS 19 plan assets by £1,250m and thereby accelerated the regulatory capital impact of the deficit reduction contributions to 2022 from 2023, 2024 and 2025. Barclays Bank PLC subsequently reacquired the gilts held by Heron and Heron 2 in exchange for the redemption of all the fixed rate notes. The gilts were disposed of by Barclays Bank PLC prior to year-end. </span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other support measures agreed which remain in place</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Collateral – Barclays Bank PLC has entered into an agreement with the UKRF Trustee to provide collateral to cover at least 100% of any funding deficit with an overall cap of £9bn, to provide security for the UKRF funding deficit as it increases or decreases over time. The collateral pool is currently zero reflecting the surplus funding position. The arrangement provides the UKRF Trustee with dedicated access to the pool of assets in the event of Barclays Bank PLC not paying a deficit reduction contribution to the UKRF or in the event of Barclays Bank PLC’s insolvency. </span></div><div style="margin-top:5pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Participation – As permitted under the Financial Services and Markets Act 2000 (Banking Reform) (Pensions) Regulations 2015, Barclays Bank UK PLC is a participating employer in the UKRF and will remain so during a transitional phase until September 2025 as set out in a deed of participation. Barclays Bank UK PLC will make contributions for the future service of its employees who are currently Afterwork members and, in the event of Barclays Bank PLC’s insolvency during this period, provision has been made to require Barclays Bank UK PLC to become the principal employer of the UKRF. Barclays Bank PLC’s Section 75 debt would be triggered by the insolvency (the debt would be calculated after allowing for the payment to the UKRF of the collateral above).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Defined benefit contributions paid with respect to the UKRF were as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.600%"><tr><td style="width:1.0%"/><td style="width:85.576%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.224%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Contributions paid</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,785</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">955</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2020</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">748</span></td></tr></table></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There were nil (2021: nil) Section 75 contributions included within the Barclays Bank Group’s contributions paid as no participating employers left the UKRF in 2022.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s expected contribution to the UKRF in respect of defined benefits in 2023 is £38m (2022: £352m). In addition, the expected contributions to UK defined contribution schemes in 2023 is £32m (2022: £6m) to the UKRF and £243m (2022: £42m) to the BPSP.</span></div> | |
| CY2022 | ifrs-full |
Current Service Cost Net Defined Benefit Liability Asset
CurrentServiceCostNetDefinedBenefitLiabilityAsset
|
28000000 | gbp |
| CY2021 | ifrs-full |
Current Service Cost Net Defined Benefit Liability Asset
CurrentServiceCostNetDefinedBenefitLiabilityAsset
|
58000000 | gbp |
| CY2022 | ifrs-full |
Interest Expense Income Net Defined Benefit Liability Asset
InterestExpenseIncomeNetDefinedBenefitLiabilityAsset
|
-122000000 | gbp |
| CY2021 | ifrs-full |
Interest Expense Income Net Defined Benefit Liability Asset
InterestExpenseIncomeNetDefinedBenefitLiabilityAsset
|
-26000000 | gbp |
| CY2022 | ifrs-full |
Past Service Cost Net Defined Benefit Liability Asset
PastServiceCostNetDefinedBenefitLiabilityAsset
|
20000000 | gbp |
| CY2021 | ifrs-full |
Past Service Cost Net Defined Benefit Liability Asset
PastServiceCostNetDefinedBenefitLiabilityAsset
|
0 | gbp |
| CY2022 | ifrs-full |
Increase Decrease Through Other Changes Net Defined Benefit Liability Asset
IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset
|
0 | gbp |
| CY2021 | ifrs-full |
Increase Decrease Through Other Changes Net Defined Benefit Liability Asset
IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset
|
2000000 | gbp |
| CY2022 | ifrs-full |
Increase Decrease In Net Defined Benefit Liability Asset
IncreaseDecreaseInNetDefinedBenefitLiabilityAsset
|
-74000000 | gbp |
| CY2021 | ifrs-full |
Increase Decrease In Net Defined Benefit Liability Asset
IncreaseDecreaseInNetDefinedBenefitLiabilityAsset
|
34000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Net Defined Benefit Liability Asset Explanatory
DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:37.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.188%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Balance sheet reconciliation</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Of which relates to UKRF</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Barclays Bank Group Total</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Of which relates to UKRF</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:9pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Benefit obligation at beginning of the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(31,834)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(30,859)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33,131)</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(32,108)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current service cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(209)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(197)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(240)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(225)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest costs on scheme liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(725)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(707)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(422)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(405)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Past service cost</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Remeasurement gain/(loss) - financial</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,995</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,734</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">849</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">820</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Remeasurement gain/(loss) - demographic</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">268</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">270</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Remeasurement (loss)/gain - experience</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(521)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(510)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(249)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(259)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employee contributions</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Benefits paid</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,339</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,299</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,309</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,268</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(90)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Benefit obligation at end of the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20,801)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(19,990)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(31,834)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30,859)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value of scheme assets at beginning of the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">35,467</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">34,678</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,713</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">33,915</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest income on scheme assets</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">847</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">829</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">448</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">434</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employer contribution</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,807</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,785</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">971</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">955</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Remeasurement - return on plan assets (less)/greater than discount rate</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11,510)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(11,313)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">653</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">642</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employee contributions</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Benefits paid</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,339)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,299)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,309)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,268)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">84</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(13)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value of scheme assets at the end of the year</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,360</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24,680</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,467</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,678</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net surplus</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,559</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,690</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,633</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,819</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Retirement benefit assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,743</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,690</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,879</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,819</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Retirement benefit liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(184)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(246)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net retirement benefit assets</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,559</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,690</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,633</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,819</span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Surplus Deficit In Plan
SurplusDeficitInPlan
|
4559000000 | gbp |
| CY2021Q4 | ifrs-full |
Surplus Deficit In Plan
SurplusDeficitInPlan
|
3633000000 | gbp |
| CY2022Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
4743000000 | gbp |
| CY2021Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
3879000000 | gbp |
| CY2022Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
184000000 | gbp |
| CY2021Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
246000000 | gbp |
| CY2022Q4 | ifrs-full |
Liability Asset Of Defined Benefit Plans
LiabilityAssetOfDefinedBenefitPlans
|
-4559000000 | gbp |
| CY2021Q4 | ifrs-full |
Liability Asset Of Defined Benefit Plans
LiabilityAssetOfDefinedBenefitPlans
|
-3633000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Sensitivity Analysis For Actuarial Assumptions Explanatory
DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Actuarial valuation of the scheme's obligations is dependent upon a series of assumptions. Below is a summary of the main financial and demographic assumptions adopted for the UKRF.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:72.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.187%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Key UKRF financial assumptions</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">% p.a.</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">% p.a.</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Discount rate</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.80 </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.84 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inflation rate (RPI)</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.21 </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.56 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div>The table below shows how the assumed life expectancy at 60, for members of the UKRF, has varied over the past three years.<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:59.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.188%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assumed life expectancy</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Life expectancy at 60 for current pensioners (years)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">– Males</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">26.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27.3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27.2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">– Females</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">29.5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29.6</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29.4</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Life expectancy at 60 for future pensioners currently aged 40 (years)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">– Males</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">28.3</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29.0</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">– Females</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">31.0</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31.4</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31.2</span></td></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The UKRF entered into a longevity reinsurance contract in 2022 covering £7bn of the pensioner liabilities. This is in addition to a £5bn transaction executed in 2020. In total, over three-quarters of the longevity risk for current pensioners has been reinsured, and the transactions will provide income to the UKRF in the event that pensions are paid out for longer than expected. The contracts form part of the UKRF’s investment portfolio. At 31 December 2022, the contracts are valued at £(123)m (2021: nil). The negative value placed on the longevity reinsurance contracts at 31 December 2022 reflects the estimated impact of changes in the reinsurance market, demographic assumptions and risk premia since the 2020 transaction was entered into by the UKRF. The 2022 transaction is valued at nil as it is assessed to have been transacted recently at fair value.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Sensitivity analysis on actuarial assumptions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The sensitivity analysis has been calculated by valuing the UKRF liabilities using the amended assumptions shown in the table below and keeping the remaining assumptions the same as disclosed in the table above, except in the case of the inflation sensitivity where other assumptions that depend on assumed inflation have also been amended correspondingly. The difference between the recalculated liability figure and that stated in the balance sheet reconciliation table above is the figure shown. The selection of these movements to illustrate the sensitivity of the defined benefit obligation to key assumptions should not be interpreted as the Barclays Bank Group expressing any specific view of the probability of such movements happening.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:70.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.187%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Change in key assumptions</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(Decrease)/Increase in UKRF defined benefit obligation</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(Decrease)/Increase in UKRF defined benefit obligation</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£bn</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£bn</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Discount rate</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.50% p.a. increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1.1)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.3)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.25% p.a. increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.6)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.2)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.25% p.a. decrease</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.6</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.50% p.a. decrease</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.6</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assumed RPI</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.50% p.a. increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.6</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.25% p.a. increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.25% p.a. decrease</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.4)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.8)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.50% p.a. decrease</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.8)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.6)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Life expectancy at 60</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">One year increase</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.6</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">One year decrease</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5)</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.2)</span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Of Plan Assets Explanatory
DisclosureOfFairValueOfPlanAssetsExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The value of the assets of the schemes and their percentage in relation to total scheme assets were as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:19.499%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.389%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Analysis of scheme assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group Total</span></td><td colspan="12" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Of which relates to UKRF</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Quoted</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Unquoted</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">% of total <br/>fair value of <br/>scheme <br/>assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Quoted</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Unquoted</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">% of total <br/>fair value of <br/>scheme <br/>assets</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">113</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">113</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equities </span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,734</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,734</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10.8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,734</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,734</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - fixed government</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,353</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,353</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,098</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,098</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - index-linked government</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,847</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,847</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">38.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,829</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,829</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39.9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - corporate and other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,884</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,551</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,435</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">29.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,690</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,551</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,241</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">29.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Property</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,310</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,323</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,310</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,310</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Infrastructure</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">793</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">790</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,583</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">793</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">790</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,583</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedge funds</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,362</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,373</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.4</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,362</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,362</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5.5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,837)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,857)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7.3)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(20)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,837)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,857)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7.5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Longevity reinsurance contracts</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(123)</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(0.5)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash and liquid assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,776)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,286</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,510</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,789)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3,286</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,497</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6.1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Mixed investment funds</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">51</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">58</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value of scheme assets</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,236</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,124</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">25,360</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,601</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,079</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24,680</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100.0</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">294</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">294</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">167</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">167</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Private equities </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,113</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - fixed government</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,384</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">161</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,545</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,080</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">161</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,241</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.5</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - index-linked government</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,375</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,375</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43.5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,352</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15,352</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">44.4</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Bonds - corporate and other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,451</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,498</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,949</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,214</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,498</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,712</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25.1</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Property</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,490</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,504</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,490</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,490</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.3</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Infrastructure</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,815</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,815</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,815</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,815</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.2</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedge funds</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,365</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,365</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.8</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,365</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,365</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.9</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Longevity reinsurance contracts</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash and liquid assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">c</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,865)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,275</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,878)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,275</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">397</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.1</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Mixed Investment funds</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">77</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fair value of scheme assets</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,683</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,784</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35,467</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100.0</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,936</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,742</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">34,678</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100.0</span></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Valuation of unquoted assets is provided by the underlying managers or qualified independent valuers. Valuations of complex instruments are based on UKRF custodian valuations. The valuation for some of the unquoted assets, in particular Private equities, is based on valuations as at 30 September 2022 adjusted by cash flows, these being the latest available valuations as at the point of publication. All valuations are determined in accordance with relevant industry guidance.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">The asset allocation for 2021 has been re-presented to reflect re-interpretation of the asset classifications as well as a reclassification of £1.2bn between unquoted/quoted bonds and quoted/unquoted bonds, in a manner that management believes better represents the underlying nature of the assets.</span></div><div style="padding-left:9pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">c</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.66pt">Cash and liquid assets for the UKRF consists of £521m (2021:£488m) Cash, £80m (2021:£93m) Receivables/payables, £3,286m (2021: £2,275m) Pooled cash funds and £(2,390)m (2021: £(2,459)m) Repurchase agreements.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Significant Investments In Subsidiaries Explanatory
DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory
|
Principal subsidiaries<div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Group applies IFRS 10 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Consolidated Financial Statements.</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> The consolidated financial statements combine the financial statements of Barclays Bank PLC and all of its subsidiaries. Subsidiaries are entities over which Barclays Bank Group has control. Under IFRS 10, this is when Barclays Bank Group is exposed to or has rights to variable returns from its involvement in an entity and has the ability to affect those returns through its power over an entity.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Group reassesses whether it controls an entity if facts and circumstances indicate that there have been changes to its power, its rights to variable returns or its ability to use its power to affect the amount of its returns.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Intra-group transactions and balances are eliminated on consolidation and consistent accounting policies are used throughout the Barclays Bank Group for the purposes of the consolidation. Changes in ownership interests in subsidiaries are accounted for as equity transactions if they occur after control has been obtained and they do not result in loss of control.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The significant judgements used in applying this policy are set out below.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for investment in subsidiaries</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In the individual financial statements of Barclays Bank PLC, investments in subsidiaries are stated at cost less impairment.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Investments in subsidiaries, the majority of which are engaged in banking related activities, are recorded on the balance sheet at historical cost less any impairment. At 31 December 2022 the historical cost of investments in subsidiaries was £22,180m (2021: £19,517m), and impairment allowances recognised against these investments totalled £2,916m (2021: £383m). The increase of £130m in the year was driven by an increase in the cost of investments in subsidiaries totalling £2,663m offset with an increase in impairment of £2,533m, predominantly relating to the cost of investment in Barclays Bank Ireland PLC. The impairment of the Barclays Bank Ireland PLC has been recognised in the income statement of Barclays Bank PLC. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At the end of each reporting period an impairment review is undertaken in respect of investments in the ordinary shares of subsidiaries. Impairment is indicated where the investment exceeds the recoverable amount. The recoverable amount is calculated as a value in use (VIU) which is derived from the present value of future cash flows expected to be received from the investment. The VIU calculations use forecast attributable profit based on financial budgets approved by management, covering a five-year period as an approximation of future cash flows discounted using a discount rate appropriate to the subsidiary being tested. A terminal growth rate is then applied to the cash flows thereafter, which is based upon expectations of future inflation rates. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The 2022 review identified impairment of the investment in Barclays Bank Ireland PLC of £2,489m, reducing its carrying value to £2,548m. The VIU calculation uses five-year profit after tax forecasts based on the formally agreed medium term plans approved by the Board. A post tax discount rate of 12.8% (pre-tax 16.6%) has been applied to the cash flow forecast. A terminal growth rate of 2% has been used to calculate a terminal value for the investment. The terminal growth rate used has been based on inflation rates. A 1% increase in the discount rate would increase the impairment amount in Barclays Bank PLC by £266m. A reduction in the terminal growth rate of 1% would increase the impairment amount by £194m . A reduction in the forecasted cash flows by 10% per annum would increase impairment by £311m.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Principal subsidiaries of the Barclays Bank Group are set out below. This includes those subsidiaries that are most significant in the context of the Barclays Bank Group’s business, results or financial position.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:29.229%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.065%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.065%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.349%"/><td style="width:0.1%"/></tr><tr style="height:45pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Company Name</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Principal place of business or incorporation</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nature of business</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Percentage of voting rights held</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Non-controlling interests - proportion of ownership interests</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Non-controlling interests - proportion of voting interests</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Delaware</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United States</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit card issuer</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Ireland PLC</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Ireland</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Banking</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Capital Inc.</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United States</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities dealing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Capital Securities Limited</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United Kingdom</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities dealing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Securities Japan Limited</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Japan</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities dealing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays US LLC</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United States</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Holding company</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The country of registration or incorporation is also the principal area of operation of each of the above subsidiaries.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Ownership interests are in some cases different to voting interests due to the existence of non-voting equity interests, such as preference shares.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Significant judgements and assumptions used to determine the scope of the consolidation</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Determining whether the Barclays Bank Group has control of an entity is generally straightforward based on ownership of the majority of the voting capital. However, in certain instances, this determination will involve significant judgement, particularly in the case of structured entities where voting rights are often not the determining factor in decisions over the relevant activities. This judgement will involve assessing the purpose and design of the entity. It will also often be necessary to consider whether the Barclays Bank Group, or another involved party with power over the relevant activities, is acting as a principal in its own right or as an agent on behalf of others. </span></div><div style="margin-bottom:16pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There is also often considerable judgement involved in the ongoing assessment of control over structured entities. In this regard, where market conditions have deteriorated such that the other investors’ exposures to the structure’s variable returns have been substantively eliminated, the Barclays Bank Group may conclude that the managers of the structured entity are acting as its agent and therefore will consolidate the structured entity.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">An interest in equity voting rights exceeding 50% would typically indicate that the Barclays Bank Group has control of an entity. However, the entity set out below is excluded from consolidation because the Barclays Bank Group does not have exposure to its variable returns.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:28.227%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.649%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.207%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.207%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.210%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Company name</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Country of registration or incorporation</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Percentage of voting rights held (%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity shareholders' funds (£m)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Retained profit for the year (£m)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Palomino Limited</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cayman Islands</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This entity is managed by an external counterparty and consequently is not controlled by the Barclays Bank Group. Interests relating to this entity are included in Note 33.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Significant restrictions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As is typical for a group of its size and international scope, there are restrictions on the ability of the Barclays Bank Group to obtain distributions of capital, access the assets or repay the liabilities of members of the Barclays Bank Group due to the statutory, regulatory and contractual requirements of its subsidiaries and due to the protective rights of non-controlling interests. These are considered below.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Regulatory requirements</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s principal subsidiary companies have assets and liabilities before intercompany eliminations of £491bn (2021: £439bn) and £466bn (2021: £414bn) respectively. Certain classes of these assets and liabilities are subject to prudential regulation and regulatory capital requirements in the countries in which the subsidiaries are regulated. These prudential and regulatory capital requirements require entities to maintain minimum capital levels which cannot be returned to the parent company, Barclays Bank PLC, on a going concern basis.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In order to meet capital requirements, subsidiaries may issue certain equity accounted and debt accounted financial instruments such as Tier 1 and Tier 2 capital instruments and other forms of subordinated liabilities. Refer to Note 26 and Note 27 for particulars of these instruments. These instruments may be subject to cancellation clauses or preference share restrictions that would limit the ability of the entity to repatriate the capital on a timely basis.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Liquidity requirements</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Regulated subsidiaries of the Barclays Bank Group are required to meet PRA or local regulatory requirements pertaining to liquidity. Some of the regulated subsidiaries include Barclays Capital Securities Limited (which is regulated for liquidity matters on a combined basis with Barclays Bank PLC under a Domestic Liquidity Sub-Group (DoLSub) arrangement), Barclays Bank Ireland PLC, Barclays Capital Inc. and Barclays Bank Delaware Inc. See page <a href="#ib4f123f34ecf466999777862deb97055_277" style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">89</a> for further details of liquidity requirements, including those of the Barclays Bank Group’s significant subsidiaries.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Statutory requirements </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s subsidiaries are subject to statutory requirements not to make distributions of capital and unrealised profits and generally to maintain solvency. These requirements restrict the ability of subsidiaries to make remittances of dividends to Barclays Bank PLC, the parent, except in the event of a legal capital reduction or liquidation. In most cases the regulatory restrictions referred to above exceed the statutory restrictions.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Asset encumbrance</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group uses its financial assets to raise finance in the form of securitisations and through the liquidity schemes of central banks, as well as to provide security to the UK Retirement Fund. Once encumbered, the assets are not available for transfer around the Barclays Bank Group. The assets typically affected are disclosed in Note 36.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Other restrictions</span></div><div style="margin-bottom:16pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group is required to maintain balances with central banks and other regulatory authorities and these amounted to £3,038m (2021: £4,260m).</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Subsidiaries Explanatory
DescriptionOfAccountingPolicyForSubsidiariesExplanatory
|
<div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="background-color:#f2f2f2;color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for investment in subsidiaries</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In the individual financial statements of Barclays Bank PLC, investments in subsidiaries are stated at cost less impairment.</span></div> | |
| CY2022 | bbplc |
Investments In Subsidiaries Reported In Separate Financial Statements Increase Decrease
InvestmentsInSubsidiariesReportedInSeparateFinancialStatementsIncreaseDecrease
|
130000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Information About Consolidated Structured Entities Explanatory
DisclosureOfInformationAboutConsolidatedStructuredEntitiesExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Principal subsidiaries of the Barclays Bank Group are set out below. This includes those subsidiaries that are most significant in the context of the Barclays Bank Group’s business, results or financial position.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:29.229%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.065%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.065%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.349%"/><td style="width:0.1%"/></tr><tr style="height:45pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Company Name</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Principal place of business or incorporation</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Nature of business</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Percentage of voting rights held</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Non-controlling interests - proportion of ownership interests</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Non-controlling interests - proportion of voting interests</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Delaware</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United States</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit card issuer</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Ireland PLC</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Ireland</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Banking</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Capital Inc.</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United States</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities dealing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Capital Securities Limited</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United Kingdom</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities dealing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Securities Japan Limited</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Japan</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities dealing</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays US LLC</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">United States</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Holding company</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Interests In Unconsolidated Structured Entities Explanatory
DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory
|
However, the entity set out below is excluded from consolidation because the Barclays Bank Group does not have exposure to its variable returns.<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:28.227%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.649%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.207%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.207%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.210%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Company name</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Country of registration or incorporation</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Percentage of voting rights held (%)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity shareholders' funds (£m)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Retained profit for the year (£m)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Palomino Limited</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cayman Islands</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022Q4 | ifrs-full |
Mandatory Reserve Deposits At Central Banks
MandatoryReserveDepositsAtCentralBanks
|
3038000000 | gbp |
| CY2021Q4 | ifrs-full |
Mandatory Reserve Deposits At Central Banks
MandatoryReserveDepositsAtCentralBanks
|
4260000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Information About Interests In Structured Entity Explanatory
DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory
|
Structured entities<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A structured entity is an entity in which voting or similar rights are not the dominant factor in deciding who controls the entity. An example is when voting rights relate to administrate tasks only and the relevant activities are directed by means of contractual arrangements. Structured entities are generally created to achieve a narrow and well-defined objective with restrictions around their ongoing activities. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Depending on the Barclays Bank Group’s power over the activities of the entity and its exposure to and ability to influence its own returns, it may consolidate the entity. In other cases, it may sponsor or have exposure to such an entity but not consolidate it.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Consolidated structured entities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group has contractual arrangements which may require it to provide financial support to the following types of consolidated structured entities:</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.66pt">Securitisation: The Barclays Bank Group uses securitisation as a source of financing and a means of risk transfer. Where entities are controlled by the Barclays Bank Group, they are consolidated. Refer to Note 35 for further detail.</span></div><div style="padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.66pt">Commercial paper (CP) conduits: These entities issue CP and use the proceeds to lend to clients as part of the Barclays Bank Group's multi-seller conduit programme.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group has provided £20.8bn (2021: £17.2bn) in contractual liquidity facilities to the CP conduits that the Barclays Bank Group consolidates. These amounts represent the maximum the conduits can lend externally. The amounts of CP conduit lending (drawn and undrawn) to unconsolidated structured entities can be seen in Other interests in unconsolidated structured entities under multi-seller conduit programme in the Summary of interests in unconsolidated structured entities table. </span></div><div style="padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">▪</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.66pt">Tender Option Bond (TOB) trusts: During 2022, the Barclays Bank Group provided undrawn liquidity facilities of £3.8bn (2021: £3.3bn) to consolidated TOB trusts. These trusts invest in fixed income instruments issued by state, local or other municipalities in the United States, funded by long-term senior floating-rate notes and junior residual securities.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Unconsolidated structured entities</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The term ‘unconsolidated structured entities’ refers to structured entities not controlled by the Barclays Bank Group, and are established either by Barclays Bank Group or a third party. An interest in a structured entity is any form of contractual or non-contractual involvement which creates variability in returns arising from the performance of the entity for the Barclays Bank Group. Such interests include holdings of debt or equity securities, derivatives that transfer financial risks from the entity to the Barclays Bank Group, lending, loan commitments, financial guarantees and investment management agreements.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays Bank Group enters into transactions with unconsolidated structured entities in the normal course of business to facilitate customer transactions, to provide risk management services and for specific investment opportunities. This is predominantly within the Corporate and Investment Bank. Structured entities may take the form of funds, trusts, securitisation vehicles, and private investment companies. The largest transactions include loans and derivatives with hedge fund structures and special purpose entities, multi-seller conduit lending, holding notes issued by securitisation vehicles and facilitating customer requirements through funds.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The nature and extent of the Barclays Bank Group’s interests in structured entities is summarised below:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:46.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Summary of interests in unconsolidated structured entities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Secured financing</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Short-term traded interests</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Traded derivatives</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other interests</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75,166</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,406</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">77,572</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">117</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">117</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75,283</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39,736</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">128,206</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,170 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,170 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61,816 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,417 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">65,233 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,160 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,160 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">104 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">104 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61,920 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,170 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,160 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,261 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100,511 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,543 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,543 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Secured financing arrangements, short-term traded interests and traded derivatives are typically managed under market risk management policies described in the Market risk management section which includes an indication of the change of risk measures compared to last year. For this reason, the total assets of these entities are not considered meaningful for the purposes of understanding the related risks and so have not been presented. Other interests include conduits and lending where the interest is driven by normal customer demand. As at 31 December 2022, there were 6,095 (2021: 5,696) structured entities that the Barclays Bank Group entered into transactions with.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Secured financing </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group routinely enters into reverse repurchase contracts, margin lending, stock borrowing and similar arrangements on normal commercial terms where the counterparty to the arrangement is a structured entity. Due to the nature of these arrangements, especially the transfer of collateral and ongoing margining, the Barclays Bank Group is able to manage its variable exposure to the performance of the structured entity counterparty</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> The counterparties included in secured financing mainly include hedge fund limited structures, investment companies and special purpose entities.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Short-term traded interests</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As part of its market making activities, the Barclays Bank Group buys and sells interests in structured vehicles, which are predominantly debt securities issued by asset securitisation vehicles. Such interests are typically held individually or as part of a larger portfolio for no more than 90 days. In such cases, the Barclays Bank Group typically has no other involvement with the structured entity other than the securities it holds as part of trading activities and its maximum exposure to loss is restricted to the carrying value of the asset.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Traded derivatives</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group enters into a variety of derivative contracts with structured entities which reference market risk variables such as interest rates, equities, foreign exchange rates and credit indices among other things. The main derivative types which are considered interests in structured entities include equity options, index-based and entity specific credit default swaps, and total return swaps. Interest rate swaps and foreign exchange derivatives that are not complex and which expose the Barclays Bank Group to insignificant credit risk by being senior in the payment waterfall of a securitisation and derivatives that are determined to introduce risk or variability to a structured entity are not considered to be an interest in an entity and have been excluded from the disclosures.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A description of the types of derivatives and the risk management practices are detailed in Note 13. The risk of loss may be mitigated through ongoing margining requirements as well as a right to cash flows from the structured entity which are senior in the payment waterfall. Such margining requirements are consistent with market practice for many derivative arrangements and in line with the Barclays Bank Group’s normal credit policies.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative transactions require the counterparty to provide cash or other collateral under margining agreements to mitigate counterparty credit risk. The Barclays Bank Group is mainly exposed to settlement risk on these derivatives which is mitigated through daily margining. Total notional contract amounts were £244,780m (2021: £217,055m).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Except for credit default swaps where the maximum exposure to loss is the swap notional amount, it is not possible to estimate the maximum exposure to loss in respect of derivative positions as the fair value of derivatives is subject to changes in market rates of interest, exchange rates and credit indices which by their nature are uncertain. In addition, the Barclays Bank Group’s losses would be subject to mitigating action under its traded market risk and credit risk policies that require the counterparty to provide collateral in cash or other assets in most cases.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Other interests in unconsolidated structured entities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s interests in structured entities not held for the purposes of short-term trading activities are set out below, summarised by the nature of the interest and limited to significant categories, based on maximum exposure to loss.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:46.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Nature of interest</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Multi-seller conduit programme</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Lending</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Of which: Barclays Bank Group owned, not consolidated entities</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,397</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,406</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,284</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">220</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">203</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,681</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,847</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,314</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">32</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet exposures</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,713</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,109</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,914</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39,736</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,284</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total off-balance sheet notional amounts</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,552</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,902</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,454</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maximum exposure to loss</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,265</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33,011</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,914</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">61,190</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,284</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets of the entity</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">66,504</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">154,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">63,798</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">284,803</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,690</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,415 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,417 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,335 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,184 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,294 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,263 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet exposures</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,192 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,353 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,716 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,261 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,335 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total off-balance sheet notional amounts</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,015 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,394 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,409 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maximum exposure to loss</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,207 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,747 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,716 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">46,670 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,335 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets of the entity</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">65,441 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">160,611 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,582 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">254,634 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,513 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Comprises of Barclays Bank Group owned, not consolidated structured entities per IFRS 10 Consolidated Financial Statements, and Barclays Bank Group sponsored entities. Refer to Note 32 Principal subsidiaries for more details on consolidation.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Maximum exposure to loss</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Unless specified otherwise below, the Barclays Bank Group’s maximum exposure to loss is the total of its on-balance sheet positions and its off-balance sheet arrangements, being loan commitments and financial guarantees. Exposure to loss is mitigated through collateral, financial guarantees, the availability of netting and credit protection held.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Multi-seller conduit programme</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group's multi-seller conduit programme engages in providing financing to various clients and holds whole or partial interests in pools of receivables or similar obligations. These instruments are protected from loss through over-collateralisation, seller guarantees, or other credit enhancements provided to the conduit entity. The Barclays Bank Group’s off-balance sheet exposure included in the table above represents liquidity facilities that are provided to the conduit for the benefit of the holders of the commercial paper issued by the conduit and will only be drawn where the conduit is unable to access the commercial paper market. If these liquidity facilities are drawn, the Barclays Bank Group is protected from loss through over-collateralisation, seller guarantees, or other credit enhancements provided to the conduit.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Lending</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The portfolio includes lending provided by the Barclays Bank Group to unconsolidated structured entities in the normal course of its lending business to earn income in the form of interest and lending fees and includes loans to structured entities that are generally collateralised by property, equipment or other assets. All loans are subject to the Barclays Bank Group’s credit sanctioning process. Collateral arrangements are specific to the circumstances of each loan with additional guarantees and collateral sought from the sponsor of the structured entity for certain arrangements. During the year the Barclays Bank Group recorded impairment of £28m (2021: £25m) against such facilities.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Other</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This includes fair value loans with structured entities where the market risk is materially hedged with corresponding derivative contracts, interests in debt securities issued by securitisation vehicles and drawn and undrawn loan facilities to these entities. In addition, other includes investment funds with interests restricted to management fees based on the performance of the fund and trusts held on behalf of beneficiaries with interests restricted to unpaid fees.</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Assets transferred to sponsored unconsolidated structured entities </span></div><div style="margin-bottom:16pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group is considered to sponsor another entity if, it had a key role in establishing that entity, it transferred assets to the entity, the Barclays name appears in the name of the entity or it provides guarantees on the entity’s performance. As at 31 December 2022, assets transferred to sponsored unconsolidated structured entities were £1,665m (2021: £1,662m).</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Unconsolidated Structured Entities Explanatory
DisclosureOfUnconsolidatedStructuredEntitiesExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The nature and extent of the Barclays Bank Group’s interests in structured entities is summarised below:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:46.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Summary of interests in unconsolidated structured entities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Secured financing</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Short-term traded interests</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Traded derivatives</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other interests</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75,166</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,406</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">77,572</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">117</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">117</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75,283</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,632</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,555</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39,736</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">128,206</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,460</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,170 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,170 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61,816 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,417 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">65,233 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,160 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,160 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">104 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">104 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61,920 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7,170 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,160 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,261 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100,511 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative financial instruments</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,543 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,543 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s interests in structured entities not held for the purposes of short-term trading activities are set out below, summarised by the nature of the interest and limited to significant categories, based on maximum exposure to loss.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:46.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Nature of interest</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Multi-seller conduit programme</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Lending</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Of which: Barclays Bank Group owned, not consolidated entities</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,397</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,406</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,284</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">220</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">203</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">423</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,681</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,847</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,314</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,842</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">32</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet exposures</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,713</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22,109</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,914</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">39,736</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,284</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total off-balance sheet notional amounts</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,552</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10,902</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">21,454</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maximum exposure to loss</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">19,265</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">33,011</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,914</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">61,190</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,284</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets of the entity</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">66,504</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">154,501</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">63,798</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">284,803</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,690</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,415 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,417 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,335 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,184 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,294 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,263 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22,741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total on-balance sheet exposures</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,192 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,353 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,716 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">26,261 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,335 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total off-balance sheet notional amounts</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,015 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,394 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20,409 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Maximum exposure to loss</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16,207 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">23,747 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,716 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">46,670 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,335 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total assets of the entity</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">65,441 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">160,611 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,582 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">254,634 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11,513 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.89pt">Comprises of Barclays Bank Group owned, not consolidated structured entities per IFRS 10 Consolidated Financial Statements, and Barclays Bank Group sponsored entities. Refer to Note 32 Principal subsidiaries for more details on consolidation.</span></div> | |
| CY2022Q4 | bbplc |
Number Of Structured Entities
NumberOfStructuredEntities
|
6095 | entity |
| CY2021Q4 | bbplc |
Number Of Structured Entities
NumberOfStructuredEntities
|
5696 | entity |
| CY2022 | ifrs-full |
Assets Transferred To Structured Entities At Time Of Transfer
AssetsTransferredToStructuredEntitiesAtTimeOfTransfer
|
1665000000 | gbp |
| CY2021 | ifrs-full |
Assets Transferred To Structured Entities At Time Of Transfer
AssetsTransferredToStructuredEntitiesAtTimeOfTransfer
|
1662000000 | gbp |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Investment In Associates And Joint Ventures Explanatory
DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for associates and joint ventures</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group applies IAS 28</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%"> Investments in Associates </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">and IFRS 11 </span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Joint Arrangements</span><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. Associates are entities in which the Barclays Bank Group has significant influence, but not control, over the operating and financial policies. Generally the Barclays Bank Group holds more than 20% but less than 50% of their voting shares. Joint ventures are arrangements where the Barclays Bank Group has joint control and rights to the net assets of the entity.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s investments in associates and joint ventures are initially recorded at cost and increased (or decreased) each year by the Barclays Bank Group’s share of the post acquisition profit/(loss). The Barclays Bank Group ceases to recognise its share of the losses of equity accounted associates when its share of the net assets and amounts due from the entity have been written off in full, unless it has a contractual or constructive obligation to make good its share of the losses. In some cases, investments in these entities may be held at fair value through profit or loss, for example, those held by private equity businesses.</span></div> | |
| CY2022Q4 | ifrs-full |
Investments In Associates Accounted For Using Equity Method
InvestmentsInAssociatesAccountedForUsingEquityMethod
|
26000000 | gbp |
| CY2022Q4 | ifrs-full |
Investments In Joint Ventures Accounted For Using Equity Method
InvestmentsInJointVenturesAccountedForUsingEquityMethod
|
0 | gbp |
| CY2022Q4 | ifrs-full |
Investment Accounted For Using Equity Method
InvestmentAccountedForUsingEquityMethod
|
26000000 | gbp |
| CY2021Q4 | ifrs-full |
Investments In Associates Accounted For Using Equity Method
InvestmentsInAssociatesAccountedForUsingEquityMethod
|
24000000 | gbp |
| CY2021Q4 | ifrs-full |
Investments In Joint Ventures Accounted For Using Equity Method
InvestmentsInJointVenturesAccountedForUsingEquityMethod
|
0 | gbp |
| CY2021Q4 | ifrs-full |
Investment Accounted For Using Equity Method
InvestmentAccountedForUsingEquityMethod
|
24000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Transfers Of Financial Assets Explanatory
DisclosureOfTransfersOfFinancialAssetsExplanatory
|
Securitisations<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for securitisations</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group uses securitisations as a source of finance and a means of risk transfer. Such transactions generally result in the transfer of contractual cash flows from portfolios of financial assets to holders of issued debt securities.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securitisations may, depending on the individual arrangement, result in continued recognition of the securitised assets and the recognition of the debt securities issued in the transaction; lead to partial continued recognition of the assets to the extent of the Barclays Bank Group’s continuing involvement in those assets or lead to derecognition of the assets and the separate recognition, as assets or liabilities, of any rights and obligations created or retained in the transfer. Full derecognition only occurs when the Barclays Bank Group transfers both its contractual right to receive cash flows from the financial assets, or retains the contractual rights to receive the cash flows, but assumes a contractual obligation to pay the cash flows to another party without material delay or reinvestment, and also transfers substantially all the risks and rewards of ownership, including credit risk, prepayment risk and interest rate risk.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In the course of its normal banking activities, the Barclays Bank Group makes transfers of financial assets, either where legal rights to the cash flows from the asset are passed to the counterparty or beneficially, where the Barclays Bank Group retains the rights to the cash flows but assumes a responsibility to transfer them to the counterparty. Depending on the nature of the transaction, this may result in derecognition of the assets in their entirety, partial derecognition or no derecognition of the assets subject to the transfer.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A summary of the main transactions, and the assets and liabilities and the financial risks arising from these transactions, is set out below:</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Transfers of financial assets that do not result in derecognition</span></div><div style="margin-top:8pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Securitisations</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group is party to securitisation transactions involving its credit card and mortgage loan balances.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In these transactions, the assets, interests in the assets, or beneficial interests in the cash flows arising from the assets, are transferred to a special purpose entity, which then issues interest bearing debt securities to third party investors.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securitisations may, depending on the individual arrangement, result in continued recognition of the securitised assets and the recognition of the debt securities issued in the transaction. Partial continued recognition of the assets to the extent of the Barclays Bank Group’s continuing involvement in those assets can also occur or derecognition of the assets and the separate recognition, as assets or liabilities, of any rights and obligations created or retained in the transfer. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the carrying amount of securitised assets that have not resulted in full derecognition, together with the associated liabilities, for each category of asset on the balance sheet:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:30.230%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.489%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,846</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,283</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,433)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,356)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,262 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,382 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,225)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,219)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at FVTPL</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage Loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">330</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">330</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,433)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,356)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,303 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,423 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(1,225)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(1,219)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Balances included within loans and advances at amortised cost represent securitisations where substantially all the risks and rewards of the assets have been retained by Barclays Bank Group and balances included within Financial assets at FVTPL represent securitisations where the risks and rewards are neither substantially transferred nor retained.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The relationship between the transferred assets and the associated liabilities is that holders of notes may only look to cash flows from the securitised assets for payments of principal and interest due to them under the terms of their notes, although the contractual terms of their notes may be different to the maturity and interest of the transferred assets.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">If the Barclays Bank Group transfers a financial asset but does not transfer or retain substantially all the risk and rewards of the asset and retains control over it, the transferred assets are recognised to the extent of Barclays Bank Group's’ continuing involvement. In 2022, financial assets of £828m (2021: £249m) were transferred in this manner and the carrying value of the assets representing continued involvement is included in the table above.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For transfers of assets in relation to repurchase agreements, see Note 36.</span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Continuing involvement in financial assets that have been derecognised</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In some cases, the Barclays Bank Group may have transferred a financial asset in its entirety but may have continuing involvement in it. This arises in asset securitisations where loans and asset backed securities were derecognised as a result of the Barclays Bank Group’s involvement with asset backed securities, residential mortgage backed securities and commercial mortgage securities. Continuing involvement largely arises from providing financing into these structures in the form of retained notes, which do not bear first losses.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below shows the potential financial implications of such continuing involvement:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:36.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.400%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Continuing involvement</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gain from continuing involvement</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Maximum exposure to loss</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">For the year ended</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cumulative to 31 December</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Type of transfer</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Asset backed securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Residential mortgage backed securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">432</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">432</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commercial mortgage backed securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">412</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">357</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">412</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">852</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">791</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">852</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Asset backed securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Residential mortgage backed securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commercial mortgage backed securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">311 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">307 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">311 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">414 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">414 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="margin-bottom:16pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Assets which represent the Barclays Bank Group’s continuing involvement in derecognised assets are recorded in Loans and advances at amortised cost and Debt Securities at FVTP&L.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Derecognition Of Financial Instruments Explanatory
DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory
|
<div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Accounting for securitisations</span></div><div><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group uses securitisations as a source of finance and a means of risk transfer. Such transactions generally result in the transfer of contractual cash flows from portfolios of financial assets to holders of issued debt securities.</span></div><div style="margin-top:8pt"><span style="background-color:#f2f2f2;color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securitisations may, depending on the individual arrangement, result in continued recognition of the securitised assets and the recognition of the debt securities issued in the transaction; lead to partial continued recognition of the assets to the extent of the Barclays Bank Group’s continuing involvement in those assets or lead to derecognition of the assets and the separate recognition, as assets or liabilities, of any rights and obligations created or retained in the transfer. Full derecognition only occurs when the Barclays Bank Group transfers both its contractual right to receive cash flows from the financial assets, or retains the contractual rights to receive the cash flows, but assumes a contractual obligation to pay the cash flows to another party without material delay or reinvestment, and also transfers substantially all the risks and rewards of ownership, including credit risk, prepayment risk and interest rate risk.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets Transferred During Period Which Do Not Qualify For Derecognition Explanatory
DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the carrying amount of securitised assets that have not resulted in full derecognition, together with the associated liabilities, for each category of asset on the balance sheet:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:30.230%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.489%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-bottom:1pt solid #00b0f0;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit cards, unsecured loans and other retail lending</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,846</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,283</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,433)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,356)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,262 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,382 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,225)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,219)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Financial assets at FVTPL</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage Loans</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">330</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">330</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,433)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,356)</span></td><td style="background-color:#ededed;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,303 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,423 </span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(1,225)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(1,219)</span></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Continuing Involvement In Derecognised Financial Assets Explanatory
DisclosureOfContinuingInvolvementInDerecognisedFinancialAssetsExplanatory
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below shows the potential financial implications of such continuing involvement:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:36.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.400%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Continuing involvement</span><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">a</span></div></td><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gain from continuing involvement</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Maximum exposure to loss</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">For the year ended</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cumulative to 31 December</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Type of transfer</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Asset backed securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Residential mortgage backed securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">432</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">426</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">432</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commercial mortgage backed securities</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">412</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">357</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">412</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">852</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">791</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">852</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Asset backed securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Residential mortgage backed securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">78 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commercial mortgage backed securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">311 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">307 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">311 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#242424;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">414 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">410 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">414 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="margin-bottom:16pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Assets which represent the Barclays Bank Group’s continuing involvement in derecognised assets are recorded in Loans and advances at amortised cost and Debt Securities at FVTP&L.</span></div> | |
| CY2022Q4 | ifrs-full |
Recognised Assets Representing Continuing Involvement In Derecognised Financial Assets
RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets
|
852000000 | gbp |
| CY2022Q4 | ifrs-full |
Fair Value Of Assets Representing Continuing Involvement In Derecognised Financial Assets
FairValueOfAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets
|
791000000 | gbp |
| CY2022Q4 | ifrs-full |
Maximum Exposure To Loss From Continuing Involvement
MaximumExposureToLossFromContinuingInvolvement
|
852000000 | gbp |
| CY2022 | ifrs-full |
Gain Loss Of Derecognised Financial Assets Representing Greatest Transfer Activity
GainLossOfDerecognisedFinancialAssetsRepresentingGreatestTransferActivity
|
24000000 | gbp |
| CY2022 | ifrs-full |
Gain Loss Of Derecognised Financial Assets At Date Of Transfer
GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer
|
41000000 | gbp |
| CY2021Q4 | ifrs-full |
Recognised Assets Representing Continuing Involvement In Derecognised Financial Assets
RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets
|
414000000 | gbp |
| CY2021Q4 | ifrs-full |
Fair Value Of Assets Representing Continuing Involvement In Derecognised Financial Assets
FairValueOfAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets
|
410000000 | gbp |
| CY2021Q4 | ifrs-full |
Maximum Exposure To Loss From Continuing Involvement
MaximumExposureToLossFromContinuingInvolvement
|
414000000 | gbp |
| CY2021 | ifrs-full |
Gain Loss Of Derecognised Financial Assets Representing Greatest Transfer Activity
GainLossOfDerecognisedFinancialAssetsRepresentingGreatestTransferActivity
|
9000000 | gbp |
| CY2021 | ifrs-full |
Gain Loss Of Derecognised Financial Assets At Date Of Transfer
GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer
|
17000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Collateral Explanatory
DisclosureOfCollateralExplanatory
|
Assets pledged, collateral received and assets transferred<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets are pledged or transferred as collateral to secure liabilities under repurchase agreements, securitisations and stock lending agreements or as security deposits relating to derivatives. Assets transferred are non-cash assets transferred to a third party that do not qualify for derecognition from the Barclays Bank Group’s balance sheet, for example because the Barclays Bank Group retains substantially all the exposure to those assets under an agreement to repurchase them in the future for a fixed price.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where non-cash assets are pledged or transferred as collateral for cash received, the asset continues to be recognised in full, and a related liability is also recognised on the balance sheet. Where non-cash assets are pledged or transferred as collateral in an exchange for non-cash assets, the transferred asset continues to be recognised in full, and there is no associated liability as the non-cash collateral received is not recognised on the balance sheet. The Barclays Bank Group is unable to use, sell or pledge the transferred assets for the duration of the transaction and remains exposed to interest rate risk and credit risk on these pledged assets. Unless stated, the counterparty's recourse is not limited to the transferred assets.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the nature and carrying amount of the assets pledged as security against these liabilities:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75,790</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,080 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,752</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">63,914</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">71,201 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,747</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,595 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,699 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets pledged</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">200,367</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">184,537 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the transferred financial assets and the associated liabilities. The transferred assets represents the gross carrying value of the assets pledged and the associated liabilities represents the IFRS balance sheet value of the related liability recorded on the balance sheet.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:68.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.187%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Transferred assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Associated liabilities</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">At 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">77,941</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(77,941)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,509</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(31,220)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities lending arrangements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">62,741</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,788)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">200,367</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(113,949)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">At 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64,826 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(64,826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48,504 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28,494)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities lending arrangements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66,703 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,504 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,174)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">184,537 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(97,494)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For repurchase agreements the difference between transferred assets and associated liabilities is predominantly due to IFRS netting. Included within Other are agreements where a counterparty's recourse is limited to the transferred assets. The relationship between the gross transferred assets and the associated liabilities is that holders of notes may only look to cash flows from the securitised assets for payments of principal and interest due to them under the terms of their notes.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Transferred assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Associated liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Transferred assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Associated liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net position</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recourse to transferred assets only</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,433)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,356)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,257</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recourse to transferred assets only</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,303 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,225)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,423 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,219)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">204 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group has an additional £2.7bn (2021: £3.5bn) of loans and advances within its asset backed funding programmes that can readily be used to raise additional secured funding and are available to support future issuances. </span></div><div style="margin-top:8pt"><span><br/></span></div><div style="margin-top:8pt;padding-left:18pt;text-indent:-18pt"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Collateral held as security for assets</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Under certain transactions, including reverse repurchase agreements and stock borrowing transactions, the Barclays Bank Group is allowed to resell or re-pledge the collateral held. The fair value at the balance sheet date of collateral accepted and re-pledged to others was as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:74.007%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.347%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value of securities accepted as collateral</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">989,211</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">934,363 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Of which fair value of securities re-pledged/transferred to others</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">892,760</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">819,169 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div>Additional disclosure has been included in Credit risk on pages <a href="#ib4f123f34ecf466999777862deb97055_166" style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">57</a> to 58. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Collateral Explanatory
DescriptionOfAccountingPolicyForCollateralExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Assets are pledged or transferred as collateral to secure liabilities under repurchase agreements, securitisations and stock lending agreements or as security deposits relating to derivatives. Assets transferred are non-cash assets transferred to a third party that do not qualify for derecognition from the Barclays Bank Group’s balance sheet, for example because the Barclays Bank Group retains substantially all the exposure to those assets under an agreement to repurchase them in the future for a fixed price.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where non-cash assets are pledged or transferred as collateral for cash received, the asset continues to be recognised in full, and a related liability is also recognised on the balance sheet. Where non-cash assets are pledged or transferred as collateral in an exchange for non-cash assets, the transferred asset continues to be recognised in full, and there is no associated liability as the non-cash collateral received is not recognised on the balance sheet. The Barclays Bank Group is unable to use, sell or pledge the transferred assets for the duration of the transaction and remains exposed to interest rate risk and credit risk on these pledged assets. Unless stated, the counterparty's recourse is not limited to the transferred assets.</span></div> | |
| CY2022 | bbplc |
Assets Pledged And Assets Transfered As Security Against Liabilities
AssetsPledgedAndAssetsTransferedAsSecurityAgainstLiabilities
|
<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the nature and carrying amount of the assets pledged as security against these liabilities:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash collateral and settlement balances</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">75,790</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63,080 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">36,752</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">29,962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Trading portfolio assets</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">63,914</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">71,201 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7,747</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,595 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16,164</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,699 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Assets pledged</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">200,367</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">184,537 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table summarises the transferred financial assets and the associated liabilities. The transferred assets represents the gross carrying value of the assets pledged and the associated liabilities represents the IFRS balance sheet value of the related liability recorded on the balance sheet.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:68.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.185%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.187%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Transferred assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Associated liabilities</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">At 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">77,941</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(77,941)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">54,509</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(31,220)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities lending arrangements</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">62,741</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,788)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">200,367</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(113,949)</span></td><td style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">At 31 December 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64,826 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(64,826)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Repurchase agreements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48,504 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(28,494)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Securities lending arrangements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66,703 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,504 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4,174)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">184,537 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(97,494)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:41.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="9" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Transferred assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Associated liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Transferred assets</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Associated liabilities</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net position</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recourse to transferred assets only</span></td><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,176</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,433)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,613</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,356)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,257</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Recourse to transferred assets only</span></td><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,303 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,225)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,423 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,219)</span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">204 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2022Q4 | ifrs-full |
Financial Assets Pledged As Collateral For Liabilities Or Contingent Liabilities
FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
|
200367000000 | gbp |
| CY2021Q4 | ifrs-full |
Financial Assets Pledged As Collateral For Liabilities Or Contingent Liabilities
FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
|
184537000000 | gbp |
| CY2022Q4 | ifrs-full |
Assets That Entity Continues To Recognise
AssetsThatEntityContinuesToRecognise
|
200367000000 | gbp |
| CY2022Q4 | ifrs-full |
Associated Liabilities That Entity Continues To Recognise
AssociatedLiabilitiesThatEntityContinuesToRecognise
|
113949000000 | gbp |
| CY2021Q4 | ifrs-full |
Assets That Entity Continues To Recognise
AssetsThatEntityContinuesToRecognise
|
184537000000 | gbp |
| CY2021Q4 | ifrs-full |
Associated Liabilities That Entity Continues To Recognise
AssociatedLiabilitiesThatEntityContinuesToRecognise
|
97494000000 | gbp |
| CY2022 | ifrs-full |
Information About Collateral Held As Security And Other Credit Enhancements For Creditimpaired Financial Assets Explanatory
InformationAboutCollateralHeldAsSecurityAndOtherCreditEnhancementsForCreditimpairedFinancialAssetsExplanatory
|
<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Under certain transactions, including reverse repurchase agreements and stock borrowing transactions, the Barclays Bank Group is allowed to resell or re-pledge the collateral held. The fair value at the balance sheet date of collateral accepted and re-pledged to others was as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.743%"><tr><td style="width:1.0%"/><td style="width:74.007%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.347%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Barclays Bank Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value of securities accepted as collateral</span></td><td colspan="2" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">989,211</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">934,363 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Of which fair value of securities re-pledged/transferred to others</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">892,760</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">819,169 </span></td><td style="border-bottom:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> | |
| CY2022Q4 | ifrs-full |
Assets Held As Collateral Permitted To Be Sold Or Repledged At Fair Value
AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue
|
989211000000 | gbp |
| CY2021Q4 | ifrs-full |
Assets Held As Collateral Permitted To Be Sold Or Repledged At Fair Value
AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue
|
934363000000 | gbp |
| CY2022Q4 | ifrs-full |
Assets Sold Or Repledged As Collateral At Fair Value
AssetsSoldOrRepledgedAsCollateralAtFairValue
|
892760000000 | gbp |
| CY2021Q4 | ifrs-full |
Assets Sold Or Repledged As Collateral At Fair Value
AssetsSoldOrRepledgedAsCollateralAtFairValue
|
819169000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Related Party Explanatory
DisclosureOfRelatedPartyExplanatory
|
Related party transactions and Directors’ remuneration<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Related party transactions</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Parties are considered to be related if one party has the ability to control the other party or exercise significant influence over the other party in making financial or operational decisions, or one other party controls both.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Parent company</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The parent company, which is also the ultimate parent company, is Barclays PLC, which holds 100% of the issued ordinary shares of Barclays Bank PLC. The largest group in which the results of the Company are consolidated is headed by Barclays PLC, 1 Churchill Place London E14 5HP. The consolidated financial statements of the group are available to the public and may be obtained from Barclays Corporate Secretariat, 1 Churchill Place London E14 5HP.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Subsidiaries</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactions between Barclays Bank PLC and its subsidiaries also meet the definition of related party transactions. Where these are eliminated on consolidation, they are not disclosed in the Barclays Bank Group’s financial statements. A list of the Barclays Bank Group’s principal subsidiaries is shown in Note 32.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fellow subsidiaries</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactions between the Barclays Bank Group and other subsidiaries of the parent company also meet the definition of related party transactions. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Associates and other entities</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group provides banking services to its associates and the Barclays Bank Group pension funds (principally the UK Retirement Fund), providing loans, overdrafts, interest and non-interest bearing deposits and current accounts to these entities as well as other services. Barclays Bank Group companies also provide investment management and custodian services to the Barclays Bank Group pension schemes. All of these transactions are conducted on the same terms as third party transactions. Summarised financial information for the Barclays Bank Group’s investments in associates and joint ventures is set out in Note 34.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amounts included in the Barclays Bank Group’s financial statements, in aggregate, by category of related party entity are as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.317%"><tr><td style="width:1.0%"/><td style="width:47.433%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.803%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.949%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.656%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:11.659%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Parent</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fellow subsidiaries</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Associates</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Pension funds</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended and as at 31 December 2022</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total income</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(751)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">199</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(69)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,459)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total assets</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,575</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,056</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total liabilities</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">40,827</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6,668</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">407</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">166</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">For the year ended and as at 31 December 2021</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(611)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(64)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,195)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,491</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">909</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total liabilities</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32,141</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,962</span></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">177</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total liabilities include derivatives transacted on behalf of the pensions funds of £110m (2021: £18m).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Key Management Personnel</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Key Management Personnel are defined as those persons having authority and responsibility for planning, directing and controlling the activities of Barclays Bank PLC (directly or indirectly) and comprise the Directors and Officers of Barclays Bank PLC, certain direct reports of the Chief Executive Officer and the heads of major business units and functions.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group provides banking services to Key Management Personnel and persons connected to them. Transactions during the year and the balances outstanding were as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans outstanding</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans issued during the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan repayments during the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Includes loans issued to existing Key Management Personnel and new or existing loans issued to newly appointed Key Management Personnel.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Includes loan repayments by existing Key Management Personnel and loans to former Key Management Personnel.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">No allowances for impairment were recognised in respect of loans to Key Management Personnel (or any connected person).</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deposits outstanding</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits received during the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits repaid during the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(9.5)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10.3)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.0</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Includes deposits received from existing Key Management Personnel and new or existing deposits received from newly appointed Key Management Personnel.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">Includes deposits repaid by existing Key Management Personnel and deposits of former Key Management Personnel.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total commitments outstanding</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total commitments outstanding refer to the total of any undrawn amounts on credit card and/or overdraft facilities provided to Key Management Personnel. Total commitments outstanding as at 31 December 2022 were £0.1m (2021: £0.1m).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All loans to Key Management Personnel (and persons connected to them) were made in the ordinary course of business; were made on substantially the same terms, including interest rates and collateral, as those prevailing at the same time for comparable transactions with other persons; and did not involve more than a normal risk of collectability or present other unfavourable features.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Remuneration of Key Management Personnel</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total remuneration awarded to Key Management Personnel below represents salaries, short term benefits and pensions contributions received during the year and awards made as part of the latest remuneration decisions in relation to the year. Costs recognised in the income statement reflect the accounting charge for the year included within operating expenses. The difference between the values awarded and the recognised income statement charge principally relates to the recognition of costs for deferred awards. Figures are provided for the period that individuals met the definition of Key Management Personnel.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Salaries and other short-term benefits</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">44.2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35.2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pension costs</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other long-term benefits</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.5</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Share-based payments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16.5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13.2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employer social security charges on emoluments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Costs recognised for accounting purposes</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80.5</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63.1</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employer social security charges on emoluments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7.5)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6.0)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other long-term benefits – difference between awards granted and costs recognised</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Share-based payments – difference between awards granted and costs recognised</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.1</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total remuneration awarded</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">77.3</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66.5</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Disclosure required by the Companies Act 2006</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following information regarding the Barclays Bank PLC Board of Directors is presented in accordance with the Companies Act 2006:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Aggregate emoluments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amounts paid under LTIPs</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.2</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.5</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.5</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">The aggregate emoluments include amounts paid for the 2022 year. In addition, deferred share awards for 2022 with a total value at grant of £2.3m (2021: £1.4m) will be made to Directors which will only vest subject to meeting certain conditions. </span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">The figure above for "Amounts paid under LTIPs" for 2022 relates to LTIP awards that were released to Directors in 2022. Dividend shares released on the awards are excluded (where applicable).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There were no pension contributions paid to defined contribution schemes on behalf of Directors (2021: £nil). There were no notional pension contributions to defined contribution schemes.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As at 31 December 2022, there were no Directors accruing benefits under a defined benefit scheme (2021: nil).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The aggregate amount of compensation payable to departing officers in respect of loss of office was £2,253,304 (2021: £426,139).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Of the figures in the table above, the amounts attributable to the highest paid Director in respect of qualifying services are as follows:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:73.757%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.471%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.472%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Aggregate emoluments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amounts paid under LTIPs</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.7</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3.6</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.8</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">The aggregate emoluments include amounts paid for the 2022 year. In addition, a deferred share award for 2022 with a value at grant of £1.5m (2021: £nil) will be made to the highest paid Director which will only vest subject to meeting certain conditions.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There were no actual pension contributions paid to defined contribution schemes on behalf of the highest paid Director (2021: £nil). There were no notional pension contributions to defined contribution schemes (2021: £nil).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Advances and credit to Directors and guarantees on behalf of Directors</span></div><div style="margin-bottom:100pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with Section 413 of the Companies Act 2006, the total amount of advances and credits made available in 2022 to persons who served as Directors during the year was £nil (2021: £nil). The total value of guarantees entered into on behalf of Directors during 2022 was £nil (2021: £nil).</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Transactions Between Related Parties Explanatory
DisclosureOfTransactionsBetweenRelatedPartiesExplanatory
|
Transactions during the year and the balances outstanding were as follows:<div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Loans outstanding</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans issued during the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan repayments during the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">—</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Includes loans issued to existing Key Management Personnel and new or existing loans issued to newly appointed Key Management Personnel.</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Includes loan repayments by existing Key Management Personnel and loans to former Key Management Personnel.</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deposits outstanding</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 1 January</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.1</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.4</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits received during the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9.4</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.0</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deposits repaid during the year</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(9.5)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(10.3)</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2.0</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.1</span></td></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.51pt">Includes deposits received from existing Key Management Personnel and new or existing deposits received from newly appointed Key Management Personnel.</span></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.18pt">Includes deposits repaid by existing Key Management Personnel and deposits of former Key Management Personnel.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Amounts Incurred By Entity For Provision Of Key Management Personnel Services Provided By Separate Management Entities Explanatory
DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.885%"><tr><td style="width:1.0%"/><td style="width:74.042%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.328%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Salaries and other short-term benefits</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">44.2</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">35.2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pension costs</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other long-term benefits</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8.5</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Share-based payments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">16.5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13.2</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employer social security charges on emoluments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7.5</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.0</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Costs recognised for accounting purposes</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">80.5</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63.1</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Employer social security charges on emoluments</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(7.5)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6.0)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other long-term benefits – difference between awards granted and costs recognised</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">0.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Share-based payments – difference between awards granted and costs recognised</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4.2</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.1</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total remuneration awarded</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">77.3</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">66.5</span></td></tr></table> | |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Shortterm Employee Benefits
KeyManagementPersonnelCompensationShorttermEmployeeBenefits
|
44200000 | gbp |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Shortterm Employee Benefits
KeyManagementPersonnelCompensationShorttermEmployeeBenefits
|
35200000 | gbp |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Postemployment Benefits
KeyManagementPersonnelCompensationPostemploymentBenefits
|
200000 | gbp |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Postemployment Benefits
KeyManagementPersonnelCompensationPostemploymentBenefits
|
200000 | gbp |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Other Longterm Benefits
KeyManagementPersonnelCompensationOtherLongtermBenefits
|
12100000 | gbp |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Other Longterm Benefits
KeyManagementPersonnelCompensationOtherLongtermBenefits
|
8500000 | gbp |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Sharebased Payment
KeyManagementPersonnelCompensationSharebasedPayment
|
16500000 | gbp |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Sharebased Payment
KeyManagementPersonnelCompensationSharebasedPayment
|
13200000 | gbp |
| CY2022 | bbplc |
Key Management Personnel Compensation Security Charges Emoluments
KeyManagementPersonnelCompensationSecurityChargesEmoluments
|
7500000 | gbp |
| CY2021 | bbplc |
Key Management Personnel Compensation Security Charges Emoluments
KeyManagementPersonnelCompensationSecurityChargesEmoluments
|
6000000.0 | gbp |
| CY2022 | bbplc |
Key Management Personnel Compensation Costs Recognised For Accounting Purposes
KeyManagementPersonnelCompensationCostsRecognisedForAccountingPurposes
|
80500000 | gbp |
| CY2021 | bbplc |
Key Management Personnel Compensation Costs Recognised For Accounting Purposes
KeyManagementPersonnelCompensationCostsRecognisedForAccountingPurposes
|
63100000 | gbp |
| CY2022 | bbplc |
Key Management Personnel Compensation Security Charges Emoluments Awarded
KeyManagementPersonnelCompensationSecurityChargesEmolumentsAwarded
|
7500000 | gbp |
| CY2021 | bbplc |
Key Management Personnel Compensation Security Charges Emoluments Awarded
KeyManagementPersonnelCompensationSecurityChargesEmolumentsAwarded
|
6000000.0 | gbp |
| CY2022 | bbplc |
Key Management Personnel Compensation Other Longterm Benefits Difference Between Awards Granted And Costs Recognised
KeyManagementPersonnelCompensationOtherLongtermBenefitsDifferenceBetweenAwardsGrantedAndCostsRecognised
|
-100000 | gbp |
| CY2021 | bbplc |
Key Management Personnel Compensation Other Longterm Benefits Difference Between Awards Granted And Costs Recognised
KeyManagementPersonnelCompensationOtherLongtermBenefitsDifferenceBetweenAwardsGrantedAndCostsRecognised
|
-3300000 | gbp |
| CY2022 | bbplc |
Key Management Personnel Compensation Sharebased Payments Difference Between Awards Granted And Costs Recognised
KeyManagementPersonnelCompensationSharebasedPaymentsDifferenceBetweenAwardsGrantedAndCostsRecognised
|
-4200000 | gbp |
| CY2021 | bbplc |
Key Management Personnel Compensation Sharebased Payments Difference Between Awards Granted And Costs Recognised
KeyManagementPersonnelCompensationSharebasedPaymentsDifferenceBetweenAwardsGrantedAndCostsRecognised
|
-6100000 | gbp |
| CY2022 | ifrs-full |
Key Management Personnel Compensation
KeyManagementPersonnelCompensation
|
77300000 | gbp |
| CY2021 | ifrs-full |
Key Management Personnel Compensation
KeyManagementPersonnelCompensation
|
66500000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of Auditors Remuneration Explanatory
DisclosureOfAuditorsRemunerationExplanatory
|
Auditor’s remuneration<div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Auditor’s remuneration is included within consultancy, legal and professional fees in administration and general expenses and comprises:</span></div><div style="margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:53.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.775%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.400%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£m</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Audit of the Barclays Bank Group's annual accounts</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">20</span></td><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #00b0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:1pt solid #00b0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Other services:</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Audit of the Barclays Bank PLC subsidiaries</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">18</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other audit related fees</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">b</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other services</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Total Auditor's remuneration</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">47</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:3pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.44pt">Comprises the fees for the statutory audit of the subsidiaries both inside and outside UK and fees for the work performed by associates of KPMG in respect of the consolidated financial statements of the Company.</span></div><div style="margin-bottom:16pt;padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">b</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:5.11pt">Comprises services in relation to statutory and regulatory filings. These include audit services for the review of the interim financial information under the Listing Rules of the UK listing authority.</span></div>Under SEC regulations, the remuneration of our auditors is required to be presented as follows: audit fees £41m (2021: £33m, 2020: £31m), audit-related fees £5m (2021: £5m, 2020: £3m), tax fees £nil (2021: £nil, 2020: £nil), and all other fees £1m (2021: £nil, 2020: £1m). | |
| CY2022 | ifrs-full |
Auditors Remuneration For Audit Services
AuditorsRemunerationForAuditServices
|
20000000 | gbp |
| CY2021 | ifrs-full |
Auditors Remuneration For Audit Services
AuditorsRemunerationForAuditServices
|
19000000 | gbp |
| CY2020 | ifrs-full |
Auditors Remuneration For Audit Services
AuditorsRemunerationForAuditServices
|
17000000 | gbp |
| CY2022 | ifrs-full |
Auditors Remuneration
AuditorsRemuneration
|
47000000 | gbp |
| CY2021 | ifrs-full |
Auditors Remuneration
AuditorsRemuneration
|
41000000 | gbp |
| CY2020 | ifrs-full |
Auditors Remuneration
AuditorsRemuneration
|
38000000 | gbp |
| CY2022 | ifrs-full |
Disclosure Of General Hedge Accounting Explanatory
DisclosureOfGeneralHedgeAccountingExplanatory
|
Interest rate benchmark reform<div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Following the financial crisis, the reform and replacement of benchmark interest rates such as LIBOR has been a priority for global regulators. As a result, the UK’s Financial Conduct Authority (FCA) and other global regulators instructed market participants to prepare for the cessation of most LIBOR rates after the end of 2021, and to adopt “Risk-Free Rates” (RFRs).</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pursuant to FCA announcements during 2021, panel bank submissions for all GBP, JPY, EUR and CHF LIBOR tenors ceased after 31 December 2021. For USD, certain actively used tenors will continue to be provided until end June 2023 in their current form, however in line with the US banking regulators’ joint statement, Barclays ceased issuing or entering into new contracts that use USD LIBOR as a reference rate from 31 December 2021, other than in relation to those allowable use cases set out under the FCA's prohibition notice (ref 21A). These include, amongst others, market making in support of client activity; or transactions that reduce or hedge Barclays' or any client of Barclays' USD LIBOR exposure on contracts entered into before 1 January 2022.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group’s exposure to rates subject to benchmark interest rate reform has been predominantly to GBP, USD, JPY and CHF LIBOR and Euro Overnight Index Average (EONIA) in addition to the GBP LIBOR ICE Swap Rate, JPY LIBOR Tokyo Swap Rate and USD LIBOR ICE Swap Rate, with the vast majority concentrated in derivatives within the Global Markets business. Some additional exposure exists on floating rate loans and advances, repurchase and securities lending agreements and debt securities held and issued within the Corporate and Investment Bank. Following transition activity in late 2021 and early 2022, almost all GBP LIBOR, GBP LIBOR ICE Swap Rate, JPY LIBOR and JPY LIBOR Tokyo Swap Rate and CHF LIBOR and EONIA positions (“2021 scope”) have transitioned onto RFRs and while there are a number of benchmarks yet to cease, the Barclays Bank Group's risk exposure is now mainly to USD LIBOR and the USD LIBOR ICE Swap Rate.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are key differences between IBORs and RFRs. IBORs are ‘term rates’, which means that they are published for a borrowing period (for example three months) and they are ‘forward-looking’, because they are published at the beginning of a borrowing period, based upon an estimated inter-bank borrowing cost for the period. RFRs are based upon overnight rates from actual transactions and are therefore published after the end of the overnight borrowing period. Furthermore, IBORs include term and credit risk premiums. Therefore, to transition existing contracts and agreements to RFRs, adjustments for term and credit differences may need to be applied to RFR-linked rates. The methodologies for these adjustments have been determined through in-depth consultations by industry working groups, on behalf of the respective global regulators and related market participants.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">How the Barclays Group is managing the transition to alternative benchmark rates</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Barclays has established a Group-wide LIBOR Transition Programme. The Transition Programme spans all business lines and has cross-functional governance which includes Legal, Compliance, Conduct Risk, Risk and Finance. The Transition Programme aims to drive strategic execution and identify, manage and resolve key risks and issues as they arise. Barclays continues to provide quarterly updates on progress and exposures to the PRA/FCA and other regulators as required.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Transition Programme follows a risk-based approach, using recognised ‘change delivery’ control standards. Accountable Executives are in place within key working groups and workstreams, with overall Board oversight delegated to the Board Risk Committee. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Approaches to USD LIBOR and USD LIBOR ICE Swap Rate exposure transition vary by product and nature of counterparty. The Group has engaged with counterparties to transition or include robust fallback provisions where not already agreed in contracts with maturities after June 2023, when USD LIBOR and the USD LIBOR ICE Swap Rate will either cease to be published or cease to be published, in their current form. Any fallback provision will provide the relevant replacement rate, in the case of the ISDA 2020 IBOR Fallbacks Protocol this is the RFR plus a credit adjustment spread. For bilateral derivative exposure, adherence to the relevant ISDA Fallback Protocols have provided Barclays with an efficient mechanism to amend outstanding trades to incorporate fallbacks. Beyond the ISDA 2020 IBOR Fallbacks Protocol and the ISDA 2021 Fallbacks Protocol, another option has been to bilaterally amend terms with counterparties. Derivative contracts facing central clearing counterparties (CCP) will follow a market-wide, standardised approach to reform through a series of CCP-led conversions, similar to those used for GBP, JPY and CHF LIBOR and EONIA.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">GBP and JPY LIBOR ceased to be published in their original form from the end of 2021 and synthetic versions of GBP and JPY LIBOR have been made available for a limited period of time. This is to help mitigate the risk of widespread disruption to legacy LIBOR contracts which had not transitioned by end 2021, when the GBP and JPY panel bank submissions ended. The FCA has reiterated that any synthetic LIBOR tenors are only a bridge to give time to transition to appropriate alternative RFRs and not a permanent solution. Barclays continues to monitor, assess and limit the reliance on synthetic LIBOR.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On 29 September 2022 the FCA announced that the 1- and 6- month synthetic GBP LIBOR tenors would cease immediately after 31 March 2023 and confirmed that the synthetic JPY LIBOR tenors would cease permanently at the end of 2022. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On 23 November 2022 the FCA announced that the 3-month synthetic GBP LIBOR tenor will cease at the end of March 2024 and that the overnight and 12-month USD LIBOR tenors will cease at the end of June 2023. The FCA also proposed that the 1-, 3- and 6-month USD LIBOR tenors should be published under a synthetic methodology for a temporary period until the end of September 2024. A final decision from the FCA is expected by early in the second quarter of 2023. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">US Federal legislation (the Adjustable Interest Rate (LIBOR) Act) has been enacted which provides a solution for contracts governed under US law which reference USD LIBOR but do not have adequate fallbacks. The effect of this legislation on in scope agreements will be to deem all references to USD LIBOR to the replacement Secured Overnight Financing Rate (SOFR) with the additional benefit of statutory contract continuity and safe harbour protection. This contrasts with the legislation implemented in the UK which provides for statutory contract continuity with safe harbour protection only for the administrator and could expose market participants to additional litigation risk.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Progress made during 2022</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">During 2022, the Barclays Bank Group delivered technology and business process changes required to ensure operational readiness in preparation for transitions to RFRs for those benchmark rates ceasing at the end of June 2023; these included new RFR product capabilities and alternatives to LIBOR across loans, bonds, repurchase and securities lending transactions and derivatives. Barclays continued to monitor and address its unremediated exposure to 2021 scope; noting that this exposure, excluding secondary traded loans and bonds, was reduced to £2.0bn gross notional as at 31 December 2022, which accounts for less than 0.2% of baseline exposure for 2021 scope. Of this, £1.2bn relates to undrawn lending facilities with £1.1bn of this made up of syndicated loans where transition is led by a third-party agent. The remaining £0.8bn is predominantly made up of bilateral derivatives without appropriate fallbacks. Work is ongoing with clients and agents, as appropriate, to address the outstanding unremediated exposures. Barclays is now focused on transition of legacy positions related to USD LIBOR and the USD LIBOR ICE Swap Rate (and other in-scope IBORs) and remains on track to meet the associated industry deadlines. In the first half of 2022, Barclays successfully transitioned all uncommitted USD LIBOR lending exposures.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Risks to which the Barclays Bank Group is exposed as a result of the transition</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Global regulators and central banks in the UK, US, EU and APAC have been driving international efforts to reform key benchmark interest rates and indices, such as LIBOR, which are used to determine the amounts payable under a wide range of transactions and make them more reliable and robust. These benchmark reforms have resulted in significant changes to the methodology and operation of certain benchmarks and indices, the adoption of RFRs, the discontinuation of certain reference rates (including LIBOR), and the introduction of implementing legislation and regulations. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Notwithstanding these developments, given the unpredictable consequences of benchmark reform, any of these developments could have an adverse impact on market participants, including the Barclays Bank Group, in respect of any financial instruments linked to, or referencing, any of these benchmark interest rates.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Uncertainty associated with such potential changes include :</span></div><div style="margin-top:8pt;padding-left:36pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.2pt">the availability and/or suitability of alternative RFRs</span></div><div style="margin-top:8pt;padding-left:36pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.2pt">the participation of customers and third-party market participants in the transition process</span></div><div style="margin-top:8pt;padding-left:36pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.2pt">challenges with respect to required documentation changes</span></div><div style="margin-top:8pt;padding-left:36pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.2pt">impact of legislation to deal with ‘certain legacy’ contracts that cannot convert into RFRs or add RFR fallbacks language before cessation of the benchmark they reference</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">This uncertainty may adversely affect a broad range of transactions (securities, loans, derivatives, repurchase and securities lending transactions which use LIBOR or any other affected benchmark to determine the amount of interest payable (that are included in the Barclays Group’s financial assets and liabilities)) that use these reference rates and indices, and present a number of risks for the Barclays Group, including, but not limited to:</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Conduct risk:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> in undertaking actions to transition away from using certain reference rates (such as LIBOR) to new alternative RFRs, the Barclays Bank Group faces conduct risks. These may lead to customer complaints, regulatory sanctions or reputational impact if the Barclays Bank Group is considered to be (among other things) (i) undertaking market activities that are manipulative or create a false or misleading impression, (ii) misusing sensitive information or not identifying or appropriately managing or mitigating conflicts of interest, (iii) providing customers with inadequate advice, misleading information, unsuitable products or unacceptable service, (iv) not taking a consistent approach to remediation for customers in similar circumstances, (v) unduly delaying the communication and migration activities in relation to client exposure, leaving them insufficient time to prepare, or (vi) colluding or inappropriately sharing information with competitors.</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Litigation risk</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">: members of the Barclays Bank Group may face legal proceedings, regulatory investigations and/or other actions or proceedings regarding (among other things) (i) the conduct risks identified above, (ii) the interpretation and enforceability of provisions in LIBOR-based contracts, and (iii) the Barclays Bank Group’s preparation and readiness for the replacement of LIBOR with alternative RFRs.</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Financial risk:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> the valuation of certain of the Barclays Bank Group’s financial assets and liabilities may change. Moreover, transitioning to alternative RFRs may impact the ability of members of the Barclays Bank Group to calculate and model amounts receivable by them on certain financial assets and determine the amounts payable on certain financial liabilities (such as debt securities issued by them) because certain alternative RFRs (such as the SONIA and SOFR) are look-back rates whereas term rates (such as LIBOR) allow borrowers to calculate at the start of any interest period exactly how much is payable at the end of such interest period. This may have a material adverse effect on the Barclays Bank Group’s cash flows.</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Pricing risk:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> changes to existing reference rates and indices, discontinuation of any reference rate or indices and transition to alternative RFRs may impact the pricing mechanisms used by the Barclays Bank Group on certain transactions.</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Operational risk:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> changes to existing reference rates and indices, discontinuation of any reference rate or index and transition to alternative RFRs may require changes to the Barclays Bank Group’s IT systems, trade reporting infrastructure, operational processes, and controls. In addition, if any reference rate or index (such as LIBOR) is no longer available to calculate amounts payable, the Barclays Bank Group may incur additional expenses in amending documentation for new and existing transactions and/or effecting the transition from the original reference rate or index to a new reference rate or index.</span></div><div style="margin-top:8pt;padding-left:17.86pt;text-indent:-18pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.2pt">Accounting risk:</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> an inability to apply hedge accounting in accordance with IAS 39 could lead to increased volatility in the Barclays Bank Group’s financial results and performance. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any of these factors may have a material adverse effect on the Barclays Bank Group’s business, results of operations, financial condition, prospects and reputation. While a number of the above risks in relation to transition of legacy 2021 scope onto RFRs have been substantially mitigated, they remain relevant in relation to USD and related LIBOR transitions.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Barclays Bank Group does not expect material changes to its risk management approach and strategy as a result of interest rate benchmark reform.</span></div><div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables summarise USD LIBOR and USD LIBOR ICE Swap Rate non-derivatives exposures due to mature post 30 June 2023, when USD LIBOR and the USD LIBOR ICE Swap Rate will either cease to be published or cease to be published, in its current form:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.316%"><tr><td style="width:1.0%"/><td style="width:73.646%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:11.526%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.528%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">USD LIBOR</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,659</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,801</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">186</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,282</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,538</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,941</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24,525</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,493)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(344)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,774)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,740)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(212)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,577)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,986)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other equity instruments</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(295)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,062)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Standby facilities, credit lines and other commitments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">68,118</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42,767</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">For year ended 2021, multi currency loan facilities are reported in the currency which needs to be remediated first, which were mainly non-USD. As non-USD rates transitioned, this has resulted in a corresponding increase in USD LIBOR exposure for year ended 2022 as USD LIBOR exposure is yet to transition.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Balances reported at amortised cost are disclosed at their gross carrying value and do not include any provisions for expected credit losses that may be held against them. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables summarise USD LIBOR and USD LIBOR ICE Swap Rate derivative exposures due to mature post 30 June 2023:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.316%"><tr><td style="width:1.0%"/><td style="width:73.646%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:11.526%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.528%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">USD LIBOR</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC interest rate derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,594,268</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,283,077</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC interest rate derivatives - cleared by central counterparty</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,119,420</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,211,729</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded interest rate derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">337,535</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">466,339</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC foreign exchange derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">84</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">461,680</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC equity and stock index derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,261</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,949</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,052,568</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,432,774</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives are reported by using the notional contract amount.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As at 31 December 2022 the Barclays Bank Group also had £9bn (2021: £9bn) of Barclays issued debt retained by the Barclays Bank Group, impacted by the interest rate benchmark reform, in USD LIBOR. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Fallback clauses</span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The USD LIBOR and USD LIBOR ICE Swap Rate derivative exposures as at 31 December 2022 have been broken up into those with robust fallbacks and those without. Fallbacks here are defined as any mechanism involving a ‘switch’ or ‘hardwire’ or a contractual agreement to automatically transition to an agreed rate. The most commonly used market solutions to incorporate fallback provisions into certain legacy non-cleared derivative agreements are the ISDA Fallbacks Protocols, namely the ISDA 2020 IBOR Fallbacks Protocol and the ISDA 2021 Fallbacks Protocol published in October 2020. Market </span></div><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">participants who have adhered to the relevant ISDA Fallbacks Protocol agree, between adhering parties, that their legacy non-cleared contracts will be amended to include the relevant fallback provisions. </span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table presents a breakdown of USD LIBOR and USD LIBOR ICE Swap Rate non-derivative exposures with robust fallbacks in place and those without as at 31 December 2022:</span></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.602%"><tr><td style="width:1.0%"/><td style="width:54.455%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:20.098%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:22.147%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">USD LIBOR</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">With robust fallback clause</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Without robust fallback clause</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">7,770</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">889</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">4,282</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">12,052</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">889</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(2,493)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(344)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(1,740)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(4,233)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(344)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other equity instruments</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(295)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Standby facilities, credit lines and other commitments</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">64,632</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">3,486</span></td><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table presents a breakdown of USD LIBOR and USD LIBOR ICE Swap Rate derivative exposures with robust fallbacks in place and those without as at 31 December 2022:</span></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.172%"><tr><td style="width:1.0%"/><td style="width:53.576%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:21.346%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:21.778%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">USD LIBOR</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">With appropriate fallback clause</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Without appropriate fallback clause</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC interest rate derivatives</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">2,538,218</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">56,050</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC interest rate derivatives - cleared by central counterparty</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">2,119,420</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded interest rate derivatives</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">337,535</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC foreign exchange derivatives</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">84</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC equity and stock index derivatives</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">770</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">491</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">4,996,027</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">56,541</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The majority of USD LIBOR and USD LIBOR ICE Swap Rate exposures are already covered by fallbacks as a result of the 2020 ISDA IBOR Fallbacks Protocol and the June 2022 Benchmark Module of the ISDA 2021 Fallbacks Protocol which relevant Barclays entities have adhered to.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Significant Interest Rate Benchmarks To Which Entitys Hedging Relationships Are Exposed Explanatory
DisclosureOfSignificantInterestRateBenchmarksToWhichEntitysHedgingRelationshipsAreExposedExplanatory
|
<div style="margin-bottom:8pt;margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables summarise USD LIBOR and USD LIBOR ICE Swap Rate non-derivatives exposures due to mature post 30 June 2023, when USD LIBOR and the USD LIBOR ICE Swap Rate will either cease to be published or cease to be published, in its current form:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.316%"><tr><td style="width:1.0%"/><td style="width:73.646%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:11.526%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.528%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">USD LIBOR</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,659</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15,801</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reverse repurchase agreements and other similar secured lending</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">186</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4,282</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8,538</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12,941</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">24,525</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(2,493)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(344)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,774)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(1,740)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(212)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(4,577)</span></td><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,986)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other equity instruments</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(295)</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(3,062)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Standby facilities, credit lines and other commitments</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">a</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">68,118</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">42,767</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Note</span></div><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%">a.</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.82pt">For year ended 2021, multi currency loan facilities are reported in the currency which needs to be remediated first, which were mainly non-USD. As non-USD rates transitioned, this has resulted in a corresponding increase in USD LIBOR exposure for year ended 2022 as USD LIBOR exposure is yet to transition.</span></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following tables summarise USD LIBOR and USD LIBOR ICE Swap Rate derivative exposures due to mature post 30 June 2023:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.316%"><tr><td style="width:1.0%"/><td style="width:73.646%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:11.526%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.528%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">USD LIBOR</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC interest rate derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,594,268</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,283,077</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC interest rate derivatives - cleared by central counterparty</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,119,420</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2,211,729</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded interest rate derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">337,535</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">466,339</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC foreign exchange derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">84</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">461,680</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC equity and stock index derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1,261</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9,949</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,052,568</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5,432,774</span><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table presents a breakdown of USD LIBOR and USD LIBOR ICE Swap Rate non-derivative exposures with robust fallbacks in place and those without as at 31 December 2022:</span></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.602%"><tr><td style="width:1.0%"/><td style="width:54.455%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:20.098%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:22.147%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">USD LIBOR</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">With robust fallback clause</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Without robust fallback clause</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">7,770</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">889</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets at fair value through the income statement</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">4,282</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">12,052</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">889</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(2,493)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(344)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(1,740)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(4,233)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(344)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #545456;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other equity instruments</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">(295)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Standby facilities, credit lines and other commitments</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">64,632</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">3,486</span></td><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:8pt"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table presents a breakdown of USD LIBOR and USD LIBOR ICE Swap Rate derivative exposures with robust fallbacks in place and those without as at 31 December 2022:</span></div><div style="margin-bottom:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.172%"><tr><td style="width:1.0%"/><td style="width:53.576%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:21.346%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:21.778%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">USD LIBOR</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">With appropriate fallback clause</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Without appropriate fallback clause</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">As at 31 December 2022</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #00b0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#00b0f0;font-family:'Expert Sans Regular',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #40aeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-top:1pt solid #00b0f0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC interest rate derivatives</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">2,538,218</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">56,050</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC interest rate derivatives - cleared by central counterparty</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">2,119,420</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Exchange traded interest rate derivatives</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">337,535</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC foreign exchange derivatives</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">84</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">—</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC equity and stock index derivatives</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">770</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">491</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">4,996,027</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #545456;border-top:1pt solid #545456;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Expert Sans Regular',sans-serif;font-size:7.8pt;font-weight:700;line-height:120%">56,541</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div> | |
| CY2021 | bbplc |
Impairment Loss Related To Structural Costs
ImpairmentLossRelatedToStructuralCosts
|
266000000 | gbp |
