2015 Q2 Form 10-K Financial Statement

#000117184316012282 Filed on September 27, 2016

View on sec.gov

Income Statement

Concept 2015 Q2 2015 Q1 2014 Q4
Revenue $5.787M
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization
YoY Change
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $2.300M $2.729M $5.780M
YoY Change -17.27% 53.31% 62.82%
Income Tax $940.0K $1.051M $2.230M
% Of Pretax Income 40.87% 38.51% 38.58%
Net Earnings $1.360M $1.678M $3.557M
YoY Change -26.49% 41.01% 63.17%
Net Earnings / Revenue 29.0%
Basic Earnings Per Share $0.13 $0.16 $0.34
Diluted Earnings Per Share $0.13 $0.16 $0.34
COMMON SHARES
Basic Shares Outstanding 10.46M
Diluted Shares Outstanding 10.46M

Balance Sheet

Concept 2015 Q2 2015 Q1 2014 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments $63.57M
YoY Change
Cash & Equivalents $60.24M $63.89M
Short-Term Investments $3.334M
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $800.0K $900.0K $1.100M
YoY Change -60.0% 125.0% 120.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $731.1M $685.2M $652.0M
YoY Change 26.15% 25.3% 17.97%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $2.600M $3.400M $6.700M
YoY Change -44.68% 54.55% 168.0%
Accrued Expenses $2.300M $2.500M $2.500M
YoY Change -11.54% 8.7% 0.0%
Deferred Revenue
YoY Change
Short-Term Debt $42.00M $26.90M $26.90M
YoY Change 508.7%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $4.900M $5.900M $9.200M
YoY Change -32.88% 31.11% 84.0%
LONG-TERM LIABILITIES
Long-Term Debt $10.20M $11.60M $12.90M
YoY Change 18.6% 22.11% 24.04%
Other Long-Term Liabilities $1.900M $1.500M $1.600M
YoY Change -5.0% -16.67% -23.81%
Total Long-Term Liabilities $12.10M $13.10M $14.50M
YoY Change 14.15% 15.93% 16.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.900M $5.900M $9.200M
Total Long-Term Liabilities $12.10M $13.10M $14.50M
Total Liabilities $542.9M $497.9M $466.8M
YoY Change 37.15% 36.45% 25.45%
SHAREHOLDERS EQUITY
Retained Earnings $184.5M
YoY Change
Common Stock $105.0K
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $188.2M $187.3M $185.2M
YoY Change
Total Liabilities & Shareholders Equity $731.1M $685.2M $652.0M
YoY Change 26.13% 25.31% 17.97%

Cashflow Statement

Concept 2015 Q2 2015 Q1 2014 Q4
OPERATING ACTIVITIES
Net Income $1.360M $1.678M $3.557M
YoY Change -26.49% 41.01% 63.17%
Depreciation, Depletion And Amortization
YoY Change
Cash From Operating Activities $1.600M $700.0K -$5.400M
YoY Change -5.88% -68.18% -238.46%
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions
YoY Change
Other Investing Activities -$52.80M -$23.40M -$33.20M
YoY Change 87.23% 129.41% 33.87%
Cash From Investing Activities -$52.80M -$23.40M -$33.20M
YoY Change 87.23% 129.41% 33.87%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 47.50M 36.60M 41.80M
YoY Change 66.08% -1015.0% -635.9%
NET CHANGE
Cash From Operating Activities 1.600M 700.0K -5.400M
Cash From Investing Activities -52.80M -23.40M -33.20M
Cash From Financing Activities 47.50M 36.60M 41.80M
Net Change In Cash -3.700M 13.90M 3.200M
YoY Change -276.19% -215.83% -111.15%
FREE CASH FLOW
Cash From Operating Activities $1.600M $700.0K -$5.400M
Capital Expenditures
Free Cash Flow
YoY Change

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Deposits
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InterestBearingDepositsInBanks
102000000
CY2015Q2 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
56600000
CY2016 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
207000
CY2015 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
62000
CY2014 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
1000
CY2016 us-gaap Interest Expense Deposits
InterestExpenseDeposits
6003000
CY2015 us-gaap Interest Expense Deposits
InterestExpenseDeposits
3883000
CY2014 us-gaap Interest Expense Deposits
InterestExpenseDeposits
3036000
CY2016 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
20016000
CY2015 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
17885000
CY2014 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
16504000
CY2015Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
4457000
CY2015Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
4556000
CY2016Q1 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
5022000
CY2016Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
5981000
CY2014Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
4124000
CY2014Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
4403000
CY2015Q1 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
4674000
CY2015Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
4684000
CY2016 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
21491000
CY2015 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
19060000
CY2014 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
16704000
CY2016 us-gaap Interest Paid
InterestPaid
6124000
CY2015 us-gaap Interest Paid
InterestPaid
3875000
CY2014 us-gaap Interest Paid
InterestPaid
3045000
CY2016Q2 us-gaap Interest Receivable
InterestReceivable
1119000
CY2015Q2 us-gaap Interest Receivable
InterestReceivable
734000
CY2016Q2 us-gaap Investment In Federal Home Loan Bank Stock Fair Value Disclosure
InvestmentInFederalHomeLoanBankStockFairValueDisclosure
1886000
CY2015Q2 us-gaap Investment In Federal Home Loan Bank Stock Fair Value Disclosure
InvestmentInFederalHomeLoanBankStockFairValueDisclosure
1260000
CY2016Q2 us-gaap Investments
Investments
3957000
CY2015Q2 us-gaap Investments
Investments
3334000
CY2016Q2 us-gaap Investments Fair Value Disclosure
InvestmentsFairValueDisclosure
3972000
CY2015Q2 us-gaap Investments Fair Value Disclosure
InvestmentsFairValueDisclosure
3349000
CY2016 us-gaap Labor And Related Expense
LaborAndRelatedExpense
7254000
CY2015 us-gaap Labor And Related Expense
LaborAndRelatedExpense
8582000
CY2014 us-gaap Labor And Related Expense
LaborAndRelatedExpense
7796000
CY2016 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
684100
CY2015 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
634000
CY2014 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
680000
CY2016Q2 us-gaap Liabilities
Liabilities
697154000
CY2015Q2 us-gaap Liabilities
Liabilities
542856000
CY2016Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
888176000
CY2015Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
731074000
CY2015Q2 us-gaap Liabilities Fair Value Disclosure Nonrecurring
LiabilitiesFairValueDisclosureNonrecurring
0
CY2016Q2 us-gaap Liabilities Fair Value Disclosure Recurring
LiabilitiesFairValueDisclosureRecurring
0
CY2016Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
2228000
CY2015Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
3339000
CY2016Q2 us-gaap Loans And Leases Receivable Collateral For Secured Borrowings
LoansAndLeasesReceivableCollateralForSecuredBorrowings
4449000
CY2015Q2 us-gaap Loans And Leases Receivable Collateral For Secured Borrowings
LoansAndLeasesReceivableCollateralForSecuredBorrowings
10193000
CY2016Q2 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
18390000
CY2016Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
641410000
CY2015Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
541786000
CY2016Q2 us-gaap Long Term Debt
LongTermDebt
0
CY2015Q2 us-gaap Long Term Debt
LongTermDebt
0
CY2016Q2 us-gaap Marketable Securities
MarketableSecurities
3957000
CY2015Q2 us-gaap Marketable Securities
MarketableSecurities
3334000
CY2016 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
152278000
CY2015 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
146845000
CY2014 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
12617000
CY2016 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-117109000
CY2015 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-131896000
CY2014 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-54430000
CY2016 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
9685000
CY2015 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
5169000
CY2014 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
6466000
CY2016 us-gaap Net Income Loss
NetIncomeLoss
8648000
CY2015 us-gaap Net Income Loss
NetIncomeLoss
9055000
CY2014 us-gaap Net Income Loss
NetIncomeLoss
7051000
CY2015Q3 us-gaap Net Income Loss
NetIncomeLoss
1724000
CY2015Q4 us-gaap Net Income Loss
NetIncomeLoss
1558000
CY2016Q1 us-gaap Net Income Loss
NetIncomeLoss
1611000
CY2016Q2 us-gaap Net Income Loss
NetIncomeLoss
3755000
CY2014Q3 us-gaap Net Income Loss
NetIncomeLoss
2459000
CY2014Q4 us-gaap Net Income Loss
NetIncomeLoss
3557000
CY2015Q1 us-gaap Net Income Loss
NetIncomeLoss
1678000
CY2015Q2 us-gaap Net Income Loss
NetIncomeLoss
1360000
CY2016Q2 us-gaap Non Recourse Debt
NonRecourseDebt
4449000
CY2015Q2 us-gaap Non Recourse Debt
NonRecourseDebt
10193000
CY2016Q2 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
2181000
CY2015Q2 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
2193000
CY2016 us-gaap Noninterest Expense
NoninterestExpense
10834000
CY2015 us-gaap Noninterest Expense
NoninterestExpense
11779000
CY2014 us-gaap Noninterest Expense
NoninterestExpense
10995000
CY2016 us-gaap Noninterest Income
NoninterestIncome
4886000
CY2015 us-gaap Noninterest Income
NoninterestIncome
8709000
CY2014 us-gaap Noninterest Income
NoninterestIncome
5564000
CY2015Q3 us-gaap Noninterest Income
NoninterestIncome
896000
CY2015Q4 us-gaap Noninterest Income
NoninterestIncome
708000
CY2016Q1 us-gaap Noninterest Income
NoninterestIncome
497000
CY2016Q2 us-gaap Noninterest Income
NoninterestIncome
2785000
CY2014Q3 us-gaap Noninterest Income
NoninterestIncome
2547000
CY2014Q4 us-gaap Noninterest Income
NoninterestIncome
4665000
CY2015Q1 us-gaap Noninterest Income
NoninterestIncome
967000
CY2015Q2 us-gaap Noninterest Income
NoninterestIncome
530000
CY2016 us-gaap Noninterest Income Other
NoninterestIncomeOther
220000
CY2015 us-gaap Noninterest Income Other
NoninterestIncomeOther
388000
CY2014 us-gaap Noninterest Income Other
NoninterestIncomeOther
432000
CY2016Q2 us-gaap Notes Receivable Net
NotesReceivableNet
648272000
CY2015Q2 us-gaap Notes Receivable Net
NotesReceivableNet
548242000
CY2016 us-gaap Number Of Operating Segments
NumberOfOperatingSegments
2
CY2016 us-gaap Occupancy Net
OccupancyNet
685000
CY2015 us-gaap Occupancy Net
OccupancyNet
634000
CY2014 us-gaap Occupancy Net
OccupancyNet
682000
CY2016Q2 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
1530000
CY2016Q2 us-gaap Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
689000
CY2016Q2 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
121000
CY2016Q2 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
720000
CY2016Q2 us-gaap Other Assets
OtherAssets
2108000
CY2015Q2 us-gaap Other Assets
OtherAssets
791000
CY2016 us-gaap Other Comprehensive Income Loss Before Tax
OtherComprehensiveIncomeLossBeforeTax
1822000
CY2015 us-gaap Other Comprehensive Income Loss Before Tax
OtherComprehensiveIncomeLossBeforeTax
-315000
CY2014 us-gaap Other Comprehensive Income Loss Before Tax
OtherComprehensiveIncomeLossBeforeTax
-266000
CY2016 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
1114000
CY2015 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-193000
CY2014 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-166000
CY2016 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
23000
CY2015 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
572000
CY2014 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
CY2016 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
1845000
CY2015 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
166000
CY2014 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-266000
CY2016 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
708000
CY2015 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-122000
CY2014 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-100000
CY2016 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1727000
CY2015 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1899000
CY2014 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1927000
CY2016Q2 us-gaap Other Receivables
OtherReceivables
214000
CY2015Q2 us-gaap Other Receivables
OtherReceivables
440000
CY2016 us-gaap Other Than Temporary Impairment Losses Investments Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities
CY2015 us-gaap Other Than Temporary Impairment Losses Investments Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities
91000
CY2014 us-gaap Other Than Temporary Impairment Losses Investments Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities
CY2016 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities
CY2015 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities
-91000
CY2014 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities
CY2016 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
2360000
CY2015 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
CY2014 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
CY2016 us-gaap Payments Of Dividends
PaymentsOfDividends
4603000
CY2015 us-gaap Payments Of Dividends
PaymentsOfDividends
4393000
CY2014 us-gaap Payments Of Dividends
PaymentsOfDividends
4179000
CY2016 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
349231000
CY2015 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
381763000
CY2014 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
283904000
CY2016 us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
22798000
CY2015 us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
68294000
CY2014 us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
8229000
CY2016Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
2500000
CY2015Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
2500000
CY2016Q2 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2015Q2 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2016Q2 us-gaap Preferred Stock Value
PreferredStockValue
CY2015Q2 us-gaap Preferred Stock Value
PreferredStockValue
CY2016 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0"><div style="display: inline; text-decoration: underline;">Reclassifications</div></div><div style=" font-size: 10pt; margin: 0pt 0">&nbsp;</div><div style=" font-size: 10pt; text-align: justify; margin: 0pt 0">Certain reclassifications have been made to the fiscal 2015 and 2014 financial statements to conform to the presentation of the fiscal 2016 financial statements.</div></div></div></div></div></div></div></div></div></div>
CY2016 us-gaap Proceeds From Loan And Lease Originations And Principal Collections1
ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections1
214331000
CY2015 us-gaap Proceeds From Loan And Lease Originations And Principal Collections1
ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections1
224830000
CY2014 us-gaap Proceeds From Loan And Lease Originations And Principal Collections1
ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections1
170147000
CY2016 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-2000000
CY2015 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
35142000
CY2014 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
6858000
CY2015 us-gaap Proceeds From Sale And Maturity Of Marketable Securities
ProceedsFromSaleAndMaturityOfMarketableSecurities
994000
CY2016 us-gaap Proceeds From Sale And Maturity Of Marketable Securities
ProceedsFromSaleAndMaturityOfMarketableSecurities
4769000
CY2014 us-gaap Proceeds From Sale And Maturity Of Marketable Securities
ProceedsFromSaleAndMaturityOfMarketableSecurities
CY2016 us-gaap Proceeds From Sale Maturity And Collections Of Investments
ProceedsFromSaleMaturityAndCollectionsOfInvestments
4414000
CY2015 us-gaap Proceeds From Sale Maturity And Collections Of Investments
ProceedsFromSaleMaturityAndCollectionsOfInvestments
12067000
CY2014 us-gaap Proceeds From Sale Maturity And Collections Of Investments
ProceedsFromSaleMaturityAndCollectionsOfInvestments
26188000
CY2016 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
4800000
CY2016 us-gaap Proceeds From Sale Of Loans And Leases Held For Investment
ProceedsFromSaleOfLoansAndLeasesHeldForInvestment
27817000
CY2015 us-gaap Proceeds From Sale Of Loans And Leases Held For Investment
ProceedsFromSaleOfLoansAndLeasesHeldForInvestment
75926000
CY2014 us-gaap Proceeds From Sale Of Loans And Leases Held For Investment
ProceedsFromSaleOfLoansAndLeasesHeldForInvestment
35573000
CY2016 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
CY2015 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
CY2014 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
156000
CY2016 us-gaap Professional Fees
ProfessionalFees
771000
CY2015 us-gaap Professional Fees
ProfessionalFees
664000
CY2014 us-gaap Professional Fees
ProfessionalFees
590000
CY2016Q2 us-gaap Property Subject To Or Available For Operating Lease Accumulated Depreciation
PropertySubjectToOrAvailableForOperatingLeaseAccumulatedDepreciation
378000
CY2015Q2 us-gaap Property Subject To Or Available For Operating Lease Accumulated Depreciation
PropertySubjectToOrAvailableForOperatingLeaseAccumulatedDepreciation
562000
CY2016Q2 us-gaap Property Subject To Or Available For Operating Lease Net
PropertySubjectToOrAvailableForOperatingLeaseNet
2928000
CY2015Q2 us-gaap Property Subject To Or Available For Operating Lease Net
PropertySubjectToOrAvailableForOperatingLeaseNet
773000
CY2016 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1475000
CY2015 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1175000
CY2016 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
1475000
CY2015 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
1175000
CY2014 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
200000
CY2016Q2 us-gaap Receivables Net Current
ReceivablesNetCurrent
1333000
CY2015Q2 us-gaap Receivables Net Current
ReceivablesNetCurrent
1174000
CY2016Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
187334000
CY2015Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
184506000
CY2013Q2 us-gaap Stockholders Equity
StockholdersEquity
180879000
CY2014Q2 us-gaap Stockholders Equity
StockholdersEquity
183745000
CY2016Q2 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.06
CY2016Q2 us-gaap Security Deposit Liability
SecurityDepositLiability
1565000
CY2015Q2 us-gaap Security Deposit Liability
SecurityDepositLiability
1900000
CY2016 us-gaap Share Based Compensation
ShareBasedCompensation
4500
CY2015 us-gaap Share Based Compensation
ShareBasedCompensation
4400
CY2014 us-gaap Share Based Compensation
ShareBasedCompensation
4400
CY2016Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Available For Grant
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant
2219845
CY2015Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Available For Grant
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant
2115246
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Available For Grant
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant
2010647
CY2016Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
6000
CY2015Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
4000
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
2000
CY2015 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
0
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
35496
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0
CY2015 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0
CY2016Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
0
CY2015Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
10000
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
10000
CY2013Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
22697
CY2016Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
10000
CY2015Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
16
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
16
CY2013Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
13.91
CY2016Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
16
CY2016 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
0
CY2015 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
0
CY2014 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
12.26
CY2016 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0
CY2015 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0
CY2014 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0
CY2016 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Lower Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit
16
CY2016Q2 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Number Of Exercisable Options
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions
6000
CY2016Q2 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Number Of Outstanding Options
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions
10000
CY2016 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Upper Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit
16
CY2016Q2 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
0
CY2016Q2 us-gaap Sharebased Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Exercisable Options Weighted Average Exercise Price1
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1
16
CY2016Q2 us-gaap Sharebased Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Outstanding Options Weighted Average Exercise Price Beginning Balance1
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1
16
CY2016 us-gaap Sharebased Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Outstanding Options Weighted Average Remaining Contractual Term2
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2
P6Y29D
CY2016 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
0
CY2015 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
0
CY2014 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
12697
CY2014 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
156000
CY2016 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
2360000
CY2016Q2 us-gaap Stockholders Equity
StockholdersEquity
191022000
CY2015Q2 us-gaap Stockholders Equity
StockholdersEquity
188218000
CY2016Q2 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
440636000
CY2016Q2 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
21001000
CY2016Q2 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
89521000

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