$CRMZ
CREDITRISKMONITOR COM INC

2022 Q3 Form 10-Q Financial Statement

#000114036122029020 Filed on August 10, 2022

View on sec.gov

Income Statement

Concept 2022 Q3 2022 Q2 2022 Q1
Revenue $4.548M $4.450M $4.338M
YoY Change 5.18% 4.75% 4.97%
Cost Of Revenue $1.644M $1.716M $1.748M
YoY Change 8.2% 9.02% 7.39%
Gross Profit $2.903M $2.734M $2.590M
YoY Change 3.55% 2.24% 3.39%
Gross Profit Margin 63.84% 61.45% 59.7%
Selling, General & Admin $2.231M $2.343M $2.301M
YoY Change 10.17% 6.95% 4.55%
% of Gross Profit 76.83% 85.67% 88.83%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $100.4K $107.0K $94.21K
YoY Change 33.83% 60.88% 46.04%
% of Gross Profit 3.46% 3.91% 3.64%
Operating Expenses $3.975M $4.165M $4.143M
YoY Change 89.34% 8.74% 6.43%
Operating Profit $572.2K $284.7K $195.0K
YoY Change -18.74% -31.82% -18.69%
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net $54.58K $11.09K $697.00
YoY Change 20892.69% 4408.13% -78.54%
Pretax Income $626.8K $295.8K $195.7K
YoY Change -11.02% -29.2% -19.49%
Income Tax $140.8K $83.17K $44.56K
% Of Pretax Income 22.47% 28.11% 22.77%
Net Earnings $486.0K $212.7K $151.1K
YoY Change -1.89% -34.1% -19.49%
Net Earnings / Revenue 10.69% 4.78% 3.48%
Basic Earnings Per Share $0.05 $0.02 $0.01
Diluted Earnings Per Share $0.05 $0.02 $0.01
COMMON SHARES
Basic Shares Outstanding 10.72M 10.72M 10.72M
Diluted Shares Outstanding 10.76M 10.78M 10.75M

Balance Sheet

Concept 2022 Q3 2022 Q2 2022 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments $13.61M $12.63M $12.20M
YoY Change 16.35% 15.81% 16.54%
Cash & Equivalents $13.61M $12.63M $12.20M
Short-Term Investments
Other Short-Term Assets $738.3K $810.3K $522.2K
YoY Change 49.3% 0.74% -2.92%
Inventory
Prepaid Expenses
Receivables $2.951M $3.447M $3.118M
Other Receivables $0.00 $0.00 $0.00
Total Short-Term Assets $17.30M $16.89M $15.84M
YoY Change 19.6% 15.23% 15.49%
LONG-TERM ASSETS
Property, Plant & Equipment $501.4K $572.6K $2.546M
YoY Change -81.23% -78.83% 335.46%
Goodwill $1.954M $1.954M
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $81.18K $49.14K $77.38K
YoY Change -2.54% 18.09% 5.42%
Total Long-Term Assets $4.403M $4.492M $4.578M
YoY Change -6.49% -4.44% -3.95%
TOTAL ASSETS
Total Short-Term Assets $17.30M $16.89M $15.84M
Total Long-Term Assets $4.403M $4.492M $4.578M
Total Assets $21.70M $21.38M $20.41M
YoY Change 13.19% 10.45% 10.48%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $186.2K $225.4K $170.8K
YoY Change 153.42% 23.93% 34.2%
Accrued Expenses $1.743M $1.461M $1.383M
YoY Change -9.74% -21.3% 7.94%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $12.07M $12.27M $11.61M
YoY Change -6.24% -9.58% -10.31%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change -100.0%
Other Long-Term Liabilities $1.975M $2.093M $2.106M
YoY Change -6.61% -5.3% -8.25%
Total Long-Term Liabilities $1.975M $2.093M $2.106M
YoY Change -6.61% -5.3% -10.8%
TOTAL LIABILITIES
Total Short-Term Liabilities $12.07M $12.27M $11.61M
Total Long-Term Liabilities $1.975M $2.093M $2.106M
Total Liabilities $14.67M $14.85M $14.11M
YoY Change -4.88% -7.86% -9.4%
SHAREHOLDERS EQUITY
Retained Earnings -$22.95M -$23.44M
YoY Change
Common Stock $107.2K $107.2K
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $7.033M $6.528M $6.300M
YoY Change
Total Liabilities & Shareholders Equity $21.70M $21.38M $20.41M
YoY Change 13.19% 10.45% 10.48%

Cashflow Statement

Concept 2022 Q3 2022 Q2 2022 Q1
OPERATING ACTIVITIES
Net Income $486.0K $212.7K $151.1K
YoY Change -1.89% -34.1% -19.49%
Depreciation, Depletion And Amortization $100.4K $107.0K $94.21K
YoY Change 33.83% 60.88% 46.04%
Cash From Operating Activities $1.007M $529.6K -$115.8K
YoY Change 14.59% 2.14% -40.01%
INVESTING ACTIVITIES
Capital Expenditures -$29.28K -$97.27K -$70.36K
YoY Change -67.09% 22.91% -167.92%
Acquisitions
YoY Change
Other Investing Activities $0.00 $0.00 $0.00
YoY Change -100.0%
Cash From Investing Activities -$29.28K -$97.27K -$70.36K
YoY Change -67.09% 22.89% -119.84%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities
YoY Change
NET CHANGE
Cash From Operating Activities 1.007M 529.6K -115.8K
Cash From Investing Activities -29.28K -97.27K -70.36K
Cash From Financing Activities
Net Change In Cash 978.2K 432.4K -186.1K
YoY Change 23.78% -1.6% -215.12%
FREE CASH FLOW
Cash From Operating Activities $1.007M $529.6K -$115.8K
Capital Expenditures -$29.28K -$97.27K -$70.36K
Free Cash Flow $1.037M $626.9K -$45.41K
YoY Change 7.08% 4.89% -84.69%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
dei Amendment Flag
AmendmentFlag
false
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2022
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q2
dei Entity Central Index Key
EntityCentralIndexKey
0000315958

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