$CRMZ
CREDITRISKMONITOR COM INC

2022 Q4 Form 10-Q Financial Statement

#000114036122040833 Filed on November 10, 2022

View on sec.gov

Income Statement

Concept 2022 Q4 2022 Q3 2021 Q3
Revenue $4.643M $4.548M $4.324M
YoY Change 6.49% 5.18% 7.09%
Cost Of Revenue $1.867M $1.644M $1.520M
YoY Change 15.89% 8.2% 0.34%
Gross Profit $2.777M $2.903M $2.804M
YoY Change 0.98% 3.55% 11.14%
Gross Profit Margin 59.8% 63.84% 64.85%
Selling, General & Admin $2.176M $2.231M $2.025M
YoY Change 26.61% 10.17% -4.06%
% of Gross Profit 78.38% 76.83% 72.21%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $80.68K $100.4K $75.06K
YoY Change -10.57% 33.83% 41.81%
% of Gross Profit 2.91% 3.46% 2.68%
Operating Expenses $2.257M $3.975M $2.100M
YoY Change 24.76% 89.34% -42.91%
Operating Profit $519.5K $572.2K $704.2K
YoY Change -44.76% -18.74% 95.83%
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net $114.4K $54.58K $260.00
YoY Change 1742.03% 20892.69% -71.62%
Pretax Income $633.9K $626.8K $704.5K
YoY Change -74.73% -11.02% 95.41%
Income Tax $123.5K $140.8K $209.1K
% Of Pretax Income 19.48% 22.47% 29.68%
Net Earnings $510.5K $486.0K $495.4K
YoY Change -78.35% -1.89% 76.23%
Net Earnings / Revenue 10.99% 10.69% 11.46%
Basic Earnings Per Share $0.05 $0.05
Diluted Earnings Per Share $0.05 $0.05 $46.05K
COMMON SHARES
Basic Shares Outstanding 10.72M 10.72M 10.72M
Diluted Shares Outstanding 10.76M 10.76M

Balance Sheet

Concept 2022 Q4 2022 Q3 2021 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $13.90M $13.61M $11.69M
YoY Change 12.23% 16.35% 11.89%
Cash & Equivalents $9.867M $13.61M $11.69M
Short-Term Investments $4.029M $0.00
Other Short-Term Assets $656.4K $738.3K $494.5K
YoY Change 12.95% 49.3% -17.11%
Inventory
Prepaid Expenses
Receivables $3.500M $2.951M $2.273M
Other Receivables $0.00 $0.00 $0.00
Total Short-Term Assets $18.05M $17.30M $14.46M
YoY Change 14.5% 19.6% 11.3%
LONG-TERM ASSETS
Property, Plant & Equipment $2.298M $501.4K $2.671M
YoY Change 279.14% -81.23% 559.31%
Goodwill $1.954M $1.954M
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $163.5K $81.18K $83.30K
YoY Change 88.52% -2.54% -23.18%
Total Long-Term Assets $4.416M $4.403M $4.709M
YoY Change -5.22% -6.49% -0.11%
TOTAL ASSETS
Total Short-Term Assets $18.05M $17.30M $14.46M
Total Long-Term Assets $4.416M $4.403M $4.709M
Total Assets $22.47M $21.70M $19.17M
YoY Change 10.0% 13.19% 8.26%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $245.9K $186.2K $73.47K
YoY Change -31.39% 153.42% 54.54%
Accrued Expenses $2.410M $1.743M $1.931M
YoY Change 38.1% -9.74% 70.04%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $1.562M
YoY Change 41.59%
Total Short-Term Liabilities $12.64M $12.07M $12.87M
YoY Change 7.08% -6.24% 10.61%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change -100.0%
Other Long-Term Liabilities $1.929M $1.975M $2.115M
YoY Change -7.56% -6.61% -10.71%
Total Long-Term Liabilities $1.929M $1.975M $2.115M
YoY Change -7.56% -6.61% -25.2%
TOTAL LIABILITIES
Total Short-Term Liabilities $12.64M $12.07M $12.87M
Total Long-Term Liabilities $1.929M $1.975M $2.115M
Total Liabilities $14.90M $14.67M $15.42M
YoY Change 4.21% -4.88% 3.76%
SHAREHOLDERS EQUITY
Retained Earnings -$22.44M -$22.95M
YoY Change -5.71%
Common Stock $107.2K $107.2K
YoY Change 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $7.570M $7.033M $3.752M
YoY Change
Total Liabilities & Shareholders Equity $22.47M $21.70M $19.17M
YoY Change 10.0% 13.19% 8.26%

Cashflow Statement

Concept 2022 Q4 2022 Q3 2021 Q3
OPERATING ACTIVITIES
Net Income $510.5K $486.0K $495.4K
YoY Change -78.35% -1.89% 76.23%
Depreciation, Depletion And Amortization $80.68K $100.4K $75.06K
YoY Change -10.57% 33.83% 41.81%
Cash From Operating Activities $323.1K $1.007M $879.2K
YoY Change -58.17% 14.59% 70.97%
INVESTING ACTIVITIES
Capital Expenditures $61.04K -$29.28K -$88.98K
YoY Change -171.72% -67.09% 374.31%
Acquisitions
YoY Change
Other Investing Activities -$4.001M $0.00 $0.00
YoY Change
Cash From Investing Activities -$4.062M -$29.28K -$88.97K
YoY Change 4673.21% -67.09% 374.25%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 0.000
YoY Change
NET CHANGE
Cash From Operating Activities 323.1K 1.007M 879.2K
Cash From Investing Activities -4.062M -29.28K -88.97K
Cash From Financing Activities 0.000
Net Change In Cash -3.739M 978.2K 790.3K
YoY Change -643.93% 23.78% 59.49%
FREE CASH FLOW
Cash From Operating Activities $323.1K $1.007M $879.2K
Capital Expenditures $61.04K -$29.28K -$88.98K
Free Cash Flow $262.1K $1.037M $968.2K
YoY Change -69.44% 7.08% 81.65%

Facts In Submission

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